Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ludhiana

For one person, living is cheaper in Ludhiana: $473 a month against $2,663 in Austin, TX, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
23

Cost of Living Index in Ludhiana
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Ludhiana Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Ludhiana

🇮🇳 India

$473

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ludhiana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $473 in Ludhiana.

Austin, TX $2,663
Ludhiana $473

Estimated couple costs with rent: $4,133 in Austin, TX versus $814 in Ludhiana.

Austin, TX $4,133
Ludhiana $814

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,156 in Ludhiana.

Austin, TX $5,603
Ludhiana $1,156

Living in Austin, TX is roughly 463% more expensive than in Ludhiana, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Ludhiana is 65% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.33 ₹316

523.72%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$10.62 ₹1,009

696.52%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$3.61 ₹343

241.27%

Cappuccino

$5.63 $5.63

$1.99 ₹189

182.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.40 ₹38.42

830.00%

Water (0.33 liter bottle)

$2.50 $2.50

$0.23 ₹21.69

986.96%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.69 ₹161

376.33%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.56 ₹338

153.09%

Milk (1 liter)

$1.12 $1.12

$0.74 ₹69.8

51.35%

White Bread (500g)

$3.75 $3.75

$0.51 ₹48.89

635.29%

Rice (white) (1kg)

$3.26 $3.26

$0.84 ₹79.5

288.10%

Eggs

$4.17 $4.17

$0.83 ₹78.4

402.41%

Local Cheese (1kg)

$12.90 $12.90

$3.80 ₹361

239.47%

Chicken Fillets (1kg)

$14.16 $14.16

$3.07 ₹291

361.24%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$4.33 $4.33

$2.02 ₹192

114.36%

Banana (1kg)

$1.46 $1.46

$0.63 ₹59.4

131.75%

Oranges (1kg)

$4.51 $4.51

$0.80 ₹75.8

463.75%

Tomato (1kg)

$4.34 $4.34

$0.38 ₹36.45

1042.11%

Potato (1kg)

$2.58 $2.58

$0.28 ₹26.63

821.43%

Onion (1kg)

$2.35 $2.35

$0.29 ₹27.14

710.34%

Lettuce (1 head)

$1.78 $1.78

$0.43 ₹41.27

313.95%

Water (1.5 liter bottle)

$2.22 $2.22

$0.33 ₹31.15

572.73%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.48 ₹331

183.91%

Wine (Bottle)

$15.08 $15.08

$12.47 ₹1,184

20.93%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.78 ₹169

64.04%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.10 ₹294

11.61%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.04 ₹764

One-way Ticket (Public Transport)

$1.49 $1.49

$0.54 ₹51.3

175.93%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$15.43 ₹1,466

170.38%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.59 ₹151

71.70%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.41 ₹38.64

304.88%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.06 ₹196

1613.59%

Gasoline (1 liter)

$0.95 $0.95

$1.10 ₹104

-13.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$16.9K ₹1.6M

113.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$22.3K ₹2.1M

21.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$53.1 ₹5,040

331.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$3.05 ₹290

1847.21%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$5.73 ₹545

1120.07%

Gym Membership (Monthly)

$57.2 $57.2

$15.19 ₹1,442

276.83%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.66 ₹443

250.43%

Cinema Ticket

$14.28 $14.28

$3.69 ₹351

286.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$71.8 ₹6,814

1998.48%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$1,428 ₹135.6K

1402.41%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$21.52 ₹2,044

145.40%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$39.84 ₹3,783

9.99%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$69.1 ₹6,566

22.61%

Men's Leather Business Shoes

$103 $103

$36.19 ₹3,437

184.64%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$172 ₹16.4K

1007.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$101 ₹9,603

1159.84%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$419 ₹39.8K

774.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$388 ₹36.8K

554.18%

Buy Apartment in City Center (m2)

$7,614 $7,614

$599 ₹56.9K

1170.61%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$489 ₹46.4K

545.89%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$424 ₹40.3K

1107.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

9.17

-25.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Ludhiana: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Ludhiana

$101 21.4% 92.1% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Ludhiana

$112 23.7% 72.3% $293

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Ludhiana

$62 13.1% 82.7% $296

Eating Out

Austin, TX

$354 13.3%

Ludhiana

$79 16.8% 77.6% $274

Clothing & Footwear

Austin, TX

$128 4.8%

Ludhiana

$75 15.9% 41.4% $53

Sport & Entertainment

Austin, TX

$86 3.2%

Ludhiana

$23 4.8% 73.7% $63

Getting Around

Austin, TX

$59 2.2%

Ludhiana

$21 4.5% 63.8% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $172 in Ludhiana. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $11.00 in Ludhiana for a mid-range dinner for two. Groceries echo the gap at $405 vs $112 per month, with Ludhiana cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Ludhiana

🕒 Local time

21:03 9:03 PM

07:33 7:33 AM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

2,232,000

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.89 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

INR to USD in detail →

On the map

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Between locations

Austin, TX Ludhiana 13,180 km ≈ 17 h nonstop flight

From you

Austin, TX
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ludhiana: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 463% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

Average pay runs 1107% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $172 in Ludhiana. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $473 in Ludhiana – a 463% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ludhiana runs roughly 170% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $473 in Ludhiana versus $2,663 in Austin, TX, a $2,000 budget is realistic in Ludhiana but tight or insufficient in Austin, TX. The gap between the two cities makes Ludhiana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ludhiana gentler on the wallet – expenses run 463% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.