Cost of Living Comparison Between Lublin and Warsaw Cost of Living Comparison Between Lublin and Warsaw

Monthly Cost of Living

A single person spends $1,594 per month in Lublin vs $2,040 in Warsaw, rent included.

A couple spends around $2,210 per month in Lublin vs $2,889 in Warsaw, rent included.

A family of three spends $2,827 per month in Lublin vs $3,737 in Warsaw, rent included.

Lublin is about 22% cheaper than Warsaw, driven mainly by Groceries & Markets.

Both Lublin and Warsaw sit above the global median – Lublin by 19%, Warsaw by 52%.

Meal at Budget Restaurant

$9.29 zł 33.95

$11.04 zł 40.35

-15.85%

Three-Course Dinner for Two, Mid-Range

$40.05 zł 146

$58.1 zł 212

-31.09%

Fast Food Meal (McDonalds, etc)

$8.34 zł 30.48

$9.74 zł 35.59

-14.37%

Cappuccino

$3.18 zł 11.62

$4.29 zł 15.67

-25.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 zł 7.90

$2.11 zł 7.72

2.37%

Water (0.33 liter bottle)

$1.65 zł 6.02

$1.81 zł 6.63

-8.84%

Local Beer (0.5 liter draught)

$3.01 zł 11.01

$4.45 zł 16.26

-32.36%

Imported Beer (0.33 liter bottle)

$3.63 zł 13.26

$4.68 zł 17.11

-22.44%

Milk (1 liter)

$1.01 zł 3.69

$1.15 zł 4.20

-12.17%

White Bread (500g)

$1.23 zł 4.49

$1.36 zł 4.98

-9.56%

Rice (white) (1kg)

$1.58 zł 5.78

$1.84 zł 6.71

-14.13%

Eggs

$3.30 zł 12.04

$3.63 zł 13.26

-9.09%

Local Cheese (1kg)

$7.56 zł 27.60

$10.11 zł 36.94

-25.22%

Chicken Fillets (1kg)

$6.33 zł 23.14

$6.98 zł 25.49

-9.31%

Beef Round Steak (1kg)

$9.65 zł 35.25

$14.55 zł 53.2

-33.68%

Apples (1kg)

$1.14 zł 4.18

$1.29 zł 4.72

-11.63%

Banana (1kg)

$1.60 zł 5.85

$1.79 zł 6.52

-10.61%

Oranges (1kg)

$1.62 zł 5.91

$1.94 zł 7.07

-16.49%

Tomato (1kg)

$2.54 zł 9.26

$3.62 zł 13.24

-29.83%

Potato (1kg)

$0.97 zł 3.55

$1.06 zł 3.87

-8.49%

Onion (1kg)

$1.24 zł 4.55

$1.18 zł 4.30

5.08%

Lettuce (1 head)

$1.30 zł 4.77

$1.44 zł 5.26

-9.72%

Water (1.5 liter bottle)

$0.64 zł 2.35

$0.67 zł 2.44

-4.48%

Cigarettes 20 Pack (Marlboro, Camel)

$5.21 zł 19.03

$5.29 zł 19.33

-1.51%

Wine (Bottle)

$7.25 zł 26.48

$8.29 zł 30.29

-12.55%

Local Beer (0.5 liter bottle)

$1.07 zł 3.91

$1.43 zł 5.21

-25.17%

Imported Beer (0.33 liter bottle)

$1.85 zł 6.77

$1.88 zł 6.88

-1.60%

One-way Ticket (Public Transport)

$1.01 zł 3.68

$1.16 zł 4.24

-12.93%

Public Transport Monthly Pass (Regular Price)

$32.96 zł 120

$29.77 zł 109

10.72%

Taxi Start (Normal Tariff)

$2.23 zł 8.14

$2.63 zł 9.62

-15.21%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.82

$0.98 zł 3.57

-21.43%

Taxi 1hour Waiting (Normal Tariff)

$10.43 zł 38.09

$13.42 zł 49.04

-22.28%

Gasoline (1 liter)

$1.79 zł 6.54

$1.71 zł 6.24

4.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K zł 125.5K

$33.4K zł 122.0K

2.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 111.5K

$33.6K zł 122.7K

-9.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 zł 1,069

$357 zł 1,305

-18.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.91 zł 28.88

$10.03 zł 36.65

-21.14%

Internet (50+ Mbps, Unlimited Data)

$16.23 zł 59.3

$17.56 zł 64.1

-7.57%

Gym Membership (Monthly)

$33.27 zł 122

$44.87 zł 164

-25.85%

Tennis Court (1 Hour on Weekend)

$16.57 zł 60.5

$29.23 zł 107

-43.31%

Cinema Ticket

$8.93 zł 32.63

$9.70 zł 35.43

-7.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$510 zł 1,862

$580 zł 2,117

-12.08%

International Primary School, 1 Child (Yearly)

$4,831 zł 17.6K

$15.7K zł 57.2K

-69.17%

Jeans (Levis 501 Or Similar)

$90.3 zł 330

$99.2 zł 363

-9.03%

Summer Dress (H&M, Zara, etc)

$45.35 zł 166

$46.99 zł 172

-3.49%

Sport Shoes (Adidas, Nike)

$101 zł 368

$92.5 zł 338

8.83%

Men's Leather Business Shoes

$128 zł 468

$111 zł 404

15.72%

1-bedroom Apartment, City Center (Monthly)

$803 zł 2,932

$1,161 zł 4,241

-30.87%

1-bedroom Apartment, Outside City Center (Monthly)

$614 zł 2,242

$890 zł 3,250

-31.00%

3-bedroom Apartment, City Center (Monthly)

$1,009 zł 3,687

$2,033 zł 7,427

-50.36%

3-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,370

$1,526 zł 5,576

-39.57%

Buy Apartment in City Center (m2)

$3,924 zł 14.3K

$6,283 zł 23.0K

-37.54%

Buy Apartment Outside City Center (m2)

$2,453 zł 8,961

$4,074 zł 14.9K

-39.79%

Average Monthly Net Salary (After Tax)

$1,587 zł 5,799

$2,228 zł 8,140

-28.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.55

-16.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lublin: June 1, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A central one-bedroom costs $803 in Lublin versus $1,161 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Lublin versus $58.0 in Warsaw. Monthly groceries follow the same trend: $202 vs $246 – making Lublin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lublin vs Warsaw: Cost of Living - Frequently Asked Questions

Warsaw costs about 28% more than Lublin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,391 per month in Lublin and $3,059 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lublin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,594 in Lublin and $2,040 in Warsaw. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 11% less in Lublin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Lublin, where all-in costs run around $1,594, than in Warsaw at $2,040. In Lublin it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lublin costs $1,594 versus $2,040 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lublin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.