Cost of Living Comparison Between Lublin and Warsaw Cost of Living Comparison Between Lublin and Warsaw

Monthly Cost of Living

A single person spends $1,594 per month in Lublin vs $2,025 in Warsaw, rent included.

A couple spends around $2,183 per month in Lublin vs $2,904 in Warsaw, rent included.

A family of three spends $2,772 per month in Lublin vs $3,783 in Warsaw, rent included.

Lublin is about 21% cheaper than Warsaw, driven mainly by Groceries & Markets.

Both Lublin and Warsaw sit above the global median – Lublin by 19%, Warsaw by 52%.

Meal at Budget Restaurant

$9.32 zł 35.41

$10.75 zł 40.81

-13.30%

Three-Course Dinner for Two, Mid-Range

$40.50 zł 154

$56.6 zł 215

-28.48%

Fast Food Meal (McDonalds, etc)

$8.15 zł 30.95

$9.45 zł 35.89

-13.76%

Cappuccino

$3.15 zł 11.96

$4.17 zł 15.83

-24.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 zł 8.16

$2.10 zł 7.99

2.38%

Water (0.33 liter bottle)

$1.64 zł 6.25

$1.83 zł 6.94

-10.38%

Local Beer (0.5 liter draught)

$3.04 zł 11.53

$4.47 zł 16.97

-31.99%

Imported Beer (0.33 liter bottle)

$3.58 zł 13.61

$4.54 zł 17.24

-21.15%

Milk (1 liter)

$1.05 zł 3.99

$1.19 zł 4.52

-11.76%

White Bread (500g)

$1.24 zł 4.73

$1.42 zł 5.40

-12.68%

Rice (white) (1kg)

$1.59 zł 6.03

$1.79 zł 6.79

-11.17%

Eggs

$3.35 zł 12.72

$3.57 zł 13.57

-6.16%

Local Cheese (1kg)

$7.54 zł 28.65

$9.98 zł 37.91

-24.45%

Chicken Fillets (1kg)

$6.28 zł 23.84

$6.92 zł 26.30

-9.25%

Beef Round Steak (1kg)

$9.59 zł 36.41

$14.53 zł 55.2

-34.00%

Apples (1kg)

$1.14 zł 4.33

$1.30 zł 4.94

-12.31%

Banana (1kg)

$1.55 zł 5.90

$1.86 zł 7.07

-16.67%

Oranges (1kg)

$1.57 zł 5.95

$1.93 zł 7.35

-18.65%

Tomato (1kg)

$2.54 zł 9.63

$3.77 zł 14.30

-32.63%

Potato (1kg)

$0.98 zł 3.72

$1.06 zł 4.01

-7.55%

Onion (1kg)

$1.24 zł 4.72

$1.24 zł 4.70

Lettuce (1 head)

$1.30 zł 4.95

$1.44 zł 5.48

-9.72%

Water (1.5 liter bottle)

$0.66 zł 2.51

$0.72 zł 2.73

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.20 zł 19.74

$5.55 zł 21.07

-6.31%

Wine (Bottle)

$7.02 zł 26.67

$7.75 zł 29.43

-9.42%

Local Beer (0.5 liter bottle)

$1.05 zł 4.00

$1.37 zł 5.21

-23.36%

Imported Beer (0.33 liter bottle)

$1.76 zł 6.70

$1.87 zł 7.09

-5.88%

One-way Ticket (Public Transport)

$0.95 zł 3.59

$1.17 zł 4.43

-18.80%

Public Transport Monthly Pass (Regular Price)

$32.41 zł 123

$29.63 zł 113

9.38%

Taxi Start (Normal Tariff)

$2.14 zł 8.11

$2.66 zł 10.12

-19.55%

Taxi (Normal Tariff) (1km)

$0.78 zł 2.97

$1.02 zł 3.86

-23.53%

Taxi 1hour Waiting (Normal Tariff)

$10.42 zł 39.56

$13.35 zł 50.7

-21.95%

Gasoline (1 liter)

$1.71 zł 6.51

$1.79 zł 6.79

-4.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K zł 129.6K

$32.8K zł 124.4K

4.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K zł 118.1K

$32.6K zł 123.7K

-4.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 zł 1,106

$357 zł 1,354

-18.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.61 zł 28.90

$10.23 zł 38.84

-25.61%

Internet (50+ Mbps, Unlimited Data)

$16.36 zł 62.1

$17.49 zł 66.4

-6.46%

Gym Membership (Monthly)

$33.64 zł 128

$44.37 zł 169

-24.18%

Tennis Court (1 Hour on Weekend)

$16.93 zł 64.3

$29.18 zł 111

-41.98%

Cinema Ticket

$8.50 zł 32.29

$9.39 zł 35.67

-9.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 zł 1,901

$571 zł 2,170

-12.38%

International Primary School, 1 Child (Yearly)

$4,789 zł 18.2K

$15.3K zł 58.2K

-68.75%

Jeans (Levis 501 Or Similar)

$90.4 zł 343

$98.7 zł 375

-8.42%

Summer Dress (H&M, Zara, etc)

$44.53 zł 169

$46.99 zł 178

-5.24%

Sport Shoes (Adidas, Nike)

$101 zł 382

$94.7 zł 360

6.29%

Men's Leather Business Shoes

$125 zł 476

$109 zł 415

14.68%

1-bedroom Apartment, City Center (Monthly)

$811 zł 3,081

$1,135 zł 4,309

-28.50%

1-bedroom Apartment, Outside City Center (Monthly)

$632 zł 2,401

$922 zł 3,501

-31.41%

3-bedroom Apartment, City Center (Monthly)

$977 zł 3,711

$2,090 zł 7,939

-53.26%

3-bedroom Apartment, Outside City Center (Monthly)

$897 zł 3,407

$1,526 zł 5,796

-41.21%

Buy Apartment in City Center (m2)

$3,694 zł 14.0K

$6,322 zł 24.0K

-41.57%

Buy Apartment Outside City Center (m2)

$2,395 zł 9,097

$3,919 zł 14.9K

-38.88%

Average Monthly Net Salary (After Tax)

$1,522 zł 5,780

$2,150 zł 8,165

-29.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.55

-16.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lublin: July 11, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A central one-bedroom costs $811 in Lublin versus $1,135 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Lublin versus $57.0 in Warsaw. Monthly groceries follow the same trend: $201 vs $246 – making Lublin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lublin vs Warsaw: Cost of Living - Frequently Asked Questions

Warsaw costs about 27% more than Lublin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,391 per month in Lublin and $3,038 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lublin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,594 in Lublin and $2,025 in Warsaw. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 9% less in Lublin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Lublin, where all-in costs run around $1,594, than in Warsaw at $2,025. In Lublin it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lublin costs $1,594 versus $2,025 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lublin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.