Last update: Oct 2026

Cost of Living Comparison Between Lublin and Warsaw

For one person, living is cheaper in Lublin: $1,480 a month against $2,051 in Warsaw, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Lublin
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Lublin Living Index
100

Cost of Living Index in Warsaw
Learn more

Warsaw Living Index

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Lublin

🇵🇱 Poland

$1,480

/mo nomad

Warsaw

🇵🇱 Poland

$2,051

/mo nomad

Monthly Cost of Living

How much you'll spend in Lublin and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lublin and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,480 per month in Lublin vs $2,051 in Warsaw, rent included.

Lublin $1,480
Warsaw $2,051

A couple spends around $2,070 per month in Lublin vs $2,950 in Warsaw, rent included.

Lublin $2,070
Warsaw $2,950

A family of three spends $2,660 per month in Lublin vs $3,850 in Warsaw, rent included.

Lublin $2,660
Warsaw $3,850

Lublin is about 28% cheaper than Warsaw, and outside of rent the biggest gap is in eating out.

Both Lublin and Warsaw sit above the global median – Lublin by 9%, Warsaw by 51%.

Meal at Budget Restaurant

$8.77 zł 34.08

$11.43 zł 44.39

-23.27%

Three-Course Dinner for Two, Mid-Range

$39.10 zł 152

$62.0 zł 241

-36.93%

Fast Food Meal (McDonalds, etc)

$7.50 zł 29.14

$10.30 zł 40.03

-27.18%

Cappuccino

$3.06 zł 11.89

$4.22 zł 16.38

-27.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.78

$2.21 zł 8.59

-9.50%

Water (0.33 liter bottle)

$1.51 zł 5.89

$2.20 zł 8.54

-31.36%

Local Beer (0.5 liter draught)

$2.62 zł 10.18

$4.59 zł 17.84

-42.92%

Imported Beer (0.33 liter bottle)

$3.25 zł 12.64

$5.01 zł 19.46

-35.13%

Milk (1 liter)

$1.03 zł 3.98

$1.10 zł 4.27

-6.36%

White Bread (500g)

$1.26 zł 4.91

$1.47 zł 5.71

-14.29%

Rice (white) (1kg)

$1.55 zł 6.01

$1.62 zł 6.29

-4.32%

Eggs

$3.31 zł 12.86

$3.92 zł 15.22

-15.56%

Local Cheese (1kg)

$8.50 zł 33.04

$9.08 zł 35.28

-6.39%

Chicken Fillets (1kg)

$6.54 zł 25.39

$6.39 zł 24.82

2.35%

Beef Round Steak (1kg)

$11.47 zł 44.56

$14.50 zł 56.3

-20.90%

Apples (1kg)

$1.21 zł 4.69

$1.17 zł 4.55

3.42%

Banana (1kg)

$1.72 zł 6.68

$1.75 zł 6.81

-1.71%

Oranges (1kg)

$1.80 zł 6.99

$1.76 zł 6.84

2.27%

Tomato (1kg)

$2.48 zł 9.62

$4.08 zł 15.87

-39.22%

Potato (1kg)

$0.91 zł 3.53

$0.90 zł 3.51

1.11%

Onion (1kg)

$1.06 zł 4.12

$0.94 zł 3.64

12.77%

Lettuce (1 head)

$1.36 zł 5.27

$1.41 zł 5.48

-3.55%

Water (1.5 liter bottle)

$0.73 zł 2.84

$0.70 zł 2.74

4.29%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 zł 22.09

$6.37 zł 24.76

-10.68%

Wine (Bottle)

$6.84 zł 26.59

$6.48 zł 25.16

5.56%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$1.16 zł 4.51

-5.17%

Imported Beer (0.33 liter bottle)

$1.76 zł 6.84

$1.73 zł 6.71

1.73%

One-way Ticket (Public Transport)

$1.01 zł 3.93

$1.16 zł 4.51

-12.93%

Public Transport Monthly Pass (Regular Price)

$30.68 zł 119

$28.24 zł 110

8.64%

Taxi Start (Normal Tariff)

$2.07 zł 8.03

$2.55 zł 9.91

-18.82%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$1.26 zł 4.90

-41.27%

Taxi 1hour Waiting (Normal Tariff)

$9.86 zł 38.33

$12.94 zł 50.3

-23.80%

Gasoline (1 liter)

$1.61 zł 6.27

$1.76 zł 6.86

-8.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 118.4K

$30.6K zł 119.0K

-0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 109.4K

$30.5K zł 118.4K

-7.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 zł 1,182

$340 zł 1,323

-10.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.62 zł 37.39

$9.07 zł 35.22

6.06%

Internet (50+ Mbps, Unlimited Data)

$18.42 zł 71.6

$16.28 zł 63.3

13.14%

Gym Membership (Monthly)

$31.02 zł 121

$47.15 zł 183

-34.21%

Tennis Court (1 Hour on Weekend)

$23.74 zł 92.3

$28.50 zł 111

-16.70%

Cinema Ticket

$8.33 zł 32.38

$9.01 zł 35.02

-7.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$514 zł 1,996

$599 zł 2,327

-14.23%

International Primary School, 1 Child (Yearly)

$5,132 zł 19.9K

$14.3K zł 55.7K

-64.21%

Jeans (Levis 501 Or Similar)

$84.1 zł 327

$106 zł 414

-20.95%

Summer Dress (H&M, Zara, etc)

$41.26 zł 160

$39.28 zł 153

5.04%

Sport Shoes (Adidas, Nike)

$88.7 zł 345

$107 zł 416

-17.22%

Men's Leather Business Shoes

$103 zł 402

$111 zł 433

-7.13%

1-bedroom Apartment, City Center (Monthly)

$691 zł 2,685

$1,173 zł 4,557

-41.08%

1-bedroom Apartment, Outside City Center (Monthly)

$540 zł 2,100

$956 zł 3,713

-43.46%

3-bedroom Apartment, City Center (Monthly)

$818 zł 3,177

$2,103 zł 8,170

-61.11%

3-bedroom Apartment, Outside City Center (Monthly)

$780 zł 3,032

$1,559 zł 6,056

-49.93%

Buy Apartment in City Center (m2)

$3,612 zł 14.0K

$6,040 zł 23.5K

-40.20%

Buy Apartment Outside City Center (m2)

$2,337 zł 9,079

$3,932 zł 15.3K

-40.57%

Average Monthly Net Salary (After Tax)

$1,470 zł 5,710

$2,093 zł 8,133

-29.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.02

6.68

5.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lublin: October 18, 2026

Last update for Warsaw: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lublin

$540 36.5%

Warsaw

$956 46.6% 76.9% $415

Monthly Utilities & Internet

Lublin

$332 22.5%

Warsaw

$366 17.8% 10.1% $33

Groceries & Markets

Lublin

$213 14.4%

Warsaw

$235 11.5% 10.6% $23

Eating Out

Lublin

$163 11%

Warsaw

$224 10.9% 37.1% $60

Clothing & Footwear

Lublin

$143 9.7%

Warsaw

$164 8% 14.7% $21

Sport & Entertainment

Lublin

$48 3.2%

Warsaw

$65 3.2% 36.7% $17

Getting Around

Lublin

$41 2.7%

Warsaw

$42 2% 3% $1.2

Cost Breakdown

A central one-bedroom costs $691 in Lublin versus $1,173 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Lublin versus $62.0 in Warsaw. Monthly groceries follow the same trend: $213 vs $235 – making Lublin the more affordable choice for daily food spending.

Good to know

🇵🇱 Lublin

🇵🇱 Warsaw

🕒 Local time

16:17 4:17 PM

Same time as Lublin

🌤 Weather

👥 Population

337,788

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Lublin Warsaw 160 km

From you

Lublin
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lublin vs Warsaw: Cost of Living - Frequently Asked Questions

Warsaw costs about 39% more than Lublin, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,219 per month in Lublin and $3,077 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lublin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,480 in Lublin and $2,051 in Warsaw. That's a gap of about 39%.

Public transport costs about 9% less in Lublin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Lublin, where all-in costs run around $1,480, than in Warsaw at $2,051. In Lublin it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lublin costs $1,480 versus $2,051 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lublin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.