Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Lublin

For one person, living is cheaper in Lublin: $1,480 a month against $2,051 in Warsaw, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Warsaw
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Warsaw Living Index
71

Cost of Living Index in Lublin
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Lublin Living Index

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Warsaw

🇵🇱 Poland

$2,051

/mo nomad

Lublin

🇵🇱 Poland

$1,480

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Lublin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Lublin actually costs, broken down by who's living it.

A single person spends $2,051 per month in Warsaw vs $1,480 in Lublin, rent included.

Warsaw $2,051
Lublin $1,480

A couple spends around $2,950 per month in Warsaw vs $2,070 in Lublin, rent included.

Warsaw $2,950
Lublin $2,070

A family of three spends $3,850 per month in Warsaw vs $2,660 in Lublin, rent included.

Warsaw $3,850
Lublin $2,660

Warsaw costs about 39% more than Lublin, and outside of rent the biggest gap is in eating out.

Both Warsaw and Lublin sit above the global median – Warsaw by 51%, Lublin by 9%.

Meal at Budget Restaurant

$11.43 zł 44.39

$8.77 zł 34.08

30.33%

Three-Course Dinner for Two, Mid-Range

$62.0 zł 241

$39.10 zł 152

58.54%

Fast Food Meal (McDonalds, etc)

$10.30 zł 40.03

$7.50 zł 29.14

37.33%

Cappuccino

$4.22 zł 16.38

$3.06 zł 11.89

37.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.59

$2.00 zł 7.78

10.50%

Water (0.33 liter bottle)

$2.20 zł 8.54

$1.51 zł 5.89

45.70%

Local Beer (0.5 liter draught)

$4.59 zł 17.84

$2.62 zł 10.18

75.19%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.46

$3.25 zł 12.64

54.15%

Milk (1 liter)

$1.10 zł 4.27

$1.03 zł 3.98

6.80%

White Bread (500g)

$1.47 zł 5.71

$1.26 zł 4.91

16.67%

Rice (white) (1kg)

$1.62 zł 6.29

$1.55 zł 6.01

4.52%

Eggs

$3.92 zł 15.22

$3.31 zł 12.86

18.43%

Local Cheese (1kg)

$9.08 zł 35.28

$8.50 zł 33.04

6.82%

Chicken Fillets (1kg)

$6.39 zł 24.82

$6.54 zł 25.39

-2.29%

Beef Round Steak (1kg)

$14.50 zł 56.3

$11.47 zł 44.56

26.42%

Apples (1kg)

$1.17 zł 4.55

$1.21 zł 4.69

-3.31%

Banana (1kg)

$1.75 zł 6.81

$1.72 zł 6.68

1.74%

Oranges (1kg)

$1.76 zł 6.84

$1.80 zł 6.99

-2.22%

Tomato (1kg)

$4.08 zł 15.87

$2.48 zł 9.62

64.52%

Potato (1kg)

$0.90 zł 3.51

$0.91 zł 3.53

-1.10%

Onion (1kg)

$0.94 zł 3.64

$1.06 zł 4.12

-11.32%

Lettuce (1 head)

$1.41 zł 5.48

$1.36 zł 5.27

3.68%

Water (1.5 liter bottle)

$0.70 zł 2.74

$0.73 zł 2.84

-4.11%

Cigarettes 20 Pack (Marlboro, Camel)

$6.37 zł 24.76

$5.69 zł 22.09

11.95%

Wine (Bottle)

$6.48 zł 25.16

$6.84 zł 26.59

-5.26%

Local Beer (0.5 liter bottle)

$1.16 zł 4.51

$1.10 zł 4.29

5.45%

Imported Beer (0.33 liter bottle)

$1.73 zł 6.71

$1.76 zł 6.84

-1.70%

One-way Ticket (Public Transport)

$1.16 zł 4.51

$1.01 zł 3.93

14.85%

Public Transport Monthly Pass (Regular Price)

$28.24 zł 110

$30.68 zł 119

-7.95%

Taxi Start (Normal Tariff)

$2.55 zł 9.91

$2.07 zł 8.03

23.19%

Taxi (Normal Tariff) (1km)

$1.26 zł 4.90

$0.74 zł 2.89

70.27%

Taxi 1hour Waiting (Normal Tariff)

$12.94 zł 50.3

$9.86 zł 38.33

31.24%

Gasoline (1 liter)

$1.76 zł 6.86

$1.61 zł 6.27

9.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 119.0K

$30.5K zł 118.4K

0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 118.4K

$28.2K zł 109.4K

8.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$340 zł 1,323

$304 zł 1,182

11.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.07 zł 35.22

$9.62 zł 37.39

-5.72%

Internet (50+ Mbps, Unlimited Data)

$16.28 zł 63.3

$18.42 zł 71.6

-11.62%

Gym Membership (Monthly)

$47.15 zł 183

$31.02 zł 121

52.00%

Tennis Court (1 Hour on Weekend)

$28.50 zł 111

$23.74 zł 92.3

20.05%

Cinema Ticket

$9.01 zł 35.02

$8.33 zł 32.38

8.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$599 zł 2,327

$514 zł 1,996

16.59%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.7K

$5,132 zł 19.9K

179.40%

Jeans (Levis 501 Or Similar)

$106 zł 414

$84.1 zł 327

26.50%

Summer Dress (H&M, Zara, etc)

$39.28 zł 153

$41.26 zł 160

-4.80%

Sport Shoes (Adidas, Nike)

$107 zł 416

$88.7 zł 345

20.80%

Men's Leather Business Shoes

$111 zł 433

$103 zł 402

7.67%

1-bedroom Apartment, City Center (Monthly)

$1,173 zł 4,557

$691 zł 2,685

69.73%

1-bedroom Apartment, Outside City Center (Monthly)

$956 zł 3,713

$540 zł 2,100

76.85%

3-bedroom Apartment, City Center (Monthly)

$2,103 zł 8,170

$818 zł 3,177

157.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,559 zł 6,056

$780 zł 3,032

99.72%

Buy Apartment in City Center (m2)

$6,040 zł 23.5K

$3,612 zł 14.0K

67.24%

Buy Apartment Outside City Center (m2)

$3,932 zł 15.3K

$2,337 zł 9,079

68.26%

Average Monthly Net Salary (After Tax)

$2,093 zł 8,133

$1,470 zł 5,710

42.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.02

-4.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 20, 2026

Last update for Lublin: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$956 46.6%

Lublin

$540 36.5% 43.5% $415

Monthly Utilities & Internet

Warsaw

$366 17.8%

Lublin

$332 22.5% 9.1% $33

Groceries & Markets

Warsaw

$235 11.5%

Lublin

$213 14.4% 9.6% $23

Eating Out

Warsaw

$224 10.9%

Lublin

$163 11% 27% $60

Clothing & Footwear

Warsaw

$164 8%

Lublin

$143 9.7% 12.8% $21

Sport & Entertainment

Warsaw

$65 3.2%

Lublin

$48 3.2% 26.8% $17

Getting Around

Warsaw

$42 2%

Lublin

$41 2.7% 2.9% $1.2

Cost Breakdown

A central one-bedroom costs $1,173 in Warsaw versus $691 in Lublin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Warsaw versus $39.00 in Lublin. Monthly groceries follow the same trend: $235 vs $213 – making Lublin the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Lublin

🕒 Local time

17:15 5:15 PM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

337,788

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Lublin: Cost of Living - Frequently Asked Questions

Warsaw costs about 39% more than Lublin, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,077 per month in Warsaw and $2,219 in Lublin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lublin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,051 in Warsaw and $1,480 in Lublin. That's a gap of about 39%.

Public transport costs about 9% less in Lublin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Lublin, where all-in costs run around $1,480, than in Warsaw at $2,051. In Lublin it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lublin costs $1,480 versus $2,051 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lublin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.