Cost of Living Comparison Between Warsaw and Lublin Cost of Living Comparison Between Warsaw and Lublin

Monthly Cost of Living

A single person spends $2,184 per month in Warsaw vs $1,568 in Lublin, rent included.

A couple spends around $3,125 per month in Warsaw vs $2,181 in Lublin, rent included.

A family of three spends $4,066 per month in Warsaw vs $2,794 in Lublin, rent included.

Warsaw costs about 39% more than Lublin, driven mainly by Eating Out.

Both Warsaw and Lublin sit above the global median – Warsaw by 59%, Lublin by 14%.

Meal at Budget Restaurant

$12.19 zł 45.27

$9.41 zł 34.96

29.54%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 229

$40.92 zł 152

50.90%

Fast Food Meal (McDonalds, etc)

$10.60 zł 39.38

$8.00 zł 29.73

32.50%

Cappuccino

$4.61 zł 17.14

$3.20 zł 11.89

44.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.36

$2.03 zł 7.54

24.14%

Water (0.33 liter bottle)

$2.40 zł 8.92

$1.62 zł 6.03

48.15%

Local Beer (0.5 liter draught)

$4.86 zł 18.04

$2.84 zł 10.54

71.13%

Imported Beer (0.33 liter bottle)

$5.24 zł 19.48

$3.27 zł 12.13

60.24%

Milk (1 liter)

$1.15 zł 4.28

$1.03 zł 3.83

11.65%

White Bread (500g)

$1.58 zł 5.88

$1.38 zł 5.13

14.49%

Rice (white) (1kg)

$1.82 zł 6.74

$1.59 zł 5.90

14.47%

Eggs

$3.98 zł 14.77

$3.60 zł 13.39

10.56%

Local Cheese (1kg)

$9.70 zł 36.03

$9.13 zł 33.91

6.24%

Chicken Fillets (1kg)

$7.33 zł 27.21

$6.90 zł 25.63

6.23%

Beef Round Steak (1kg)

$15.32 zł 56.9

$11.97 zł 44.46

27.99%

Apples (1kg)

$1.32 zł 4.92

$1.19 zł 4.44

10.92%

Banana (1kg)

$1.78 zł 6.62

$1.80 zł 6.69

-1.11%

Oranges (1kg)

$1.84 zł 6.84

$1.88 zł 6.98

-2.13%

Tomato (1kg)

$4.06 zł 15.10

$2.72 zł 10.12

49.26%

Potato (1kg)

$0.94 zł 3.47

$0.98 zł 3.63

-4.08%

Onion (1kg)

$0.93 zł 3.44

$1.13 zł 4.21

-17.70%

Lettuce (1 head)

$1.57 zł 5.82

$1.44 zł 5.34

9.03%

Water (1.5 liter bottle)

$0.72 zł 2.68

$0.71 zł 2.62

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 zł 24.28

$5.80 zł 21.53

12.76%

Wine (Bottle)

$6.63 zł 24.64

$6.96 zł 25.84

-4.74%

Local Beer (0.5 liter bottle)

$1.14 zł 4.24

$1.11 zł 4.11

2.70%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.99

$1.79 zł 6.63

5.03%

One-way Ticket (Public Transport)

$1.20 zł 4.47

$1.04 zł 3.87

15.38%

Public Transport Monthly Pass (Regular Price)

$29.66 zł 110

$32.24 zł 120

-8.00%

Taxi Start (Normal Tariff)

$2.63 zł 9.77

$2.16 zł 8.04

21.76%

Taxi (Normal Tariff) (1km)

$1.32 zł 4.89

$0.79 zł 2.92

67.09%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.3

$10.61 zł 39.42

27.71%

Gasoline (1 liter)

$1.68 zł 6.24

$1.58 zł 5.88

6.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 119.9K

$32.7K zł 121.4K

-1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K zł 118.9K

$28.2K zł 104.9K

13.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 zł 1,381

$316 zł 1,175

17.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 zł 32.64

$10.30 zł 38.25

-14.66%

Internet (50+ Mbps, Unlimited Data)

$17.37 zł 64.5

$19.13 zł 71.1

-9.20%

Gym Membership (Monthly)

$51.6 zł 192

$32.72 zł 122

57.64%

Tennis Court (1 Hour on Weekend)

$29.74 zł 110

$24.13 zł 89.7

23.25%

Cinema Ticket

$9.82 zł 36.49

$8.50 zł 31.59

15.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 zł 2,259

$533 zł 1,982

13.98%

International Primary School, 1 Child (Yearly)

$15.4K zł 57.2K

$5,453 zł 20.3K

182.44%

Jeans (Levis 501 Or Similar)

$115 zł 428

$85.6 zł 318

34.58%

Summer Dress (H&M, Zara, etc)

$42.18 zł 157

$43.17 zł 160

-2.29%

Sport Shoes (Adidas, Nike)

$116 zł 429

$93.6 zł 348

23.46%

Men's Leather Business Shoes

$125 zł 466

$108 zł 401

16.36%

1-bedroom Apartment, City Center (Monthly)

$1,250 zł 4,642

$746 zł 2,772

67.47%

1-bedroom Apartment, Outside City Center (Monthly)

$984 zł 3,655

$566 zł 2,104

73.74%

3-bedroom Apartment, City Center (Monthly)

$2,138 zł 7,942

$856 zł 3,179

149.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,550 zł 5,757

$800 zł 2,973

93.63%

Buy Apartment in City Center (m2)

$6,397 zł 23.8K

$3,842 zł 14.3K

66.50%

Buy Apartment Outside City Center (m2)

$4,118 zł 15.3K

$2,458 zł 9,132

67.53%

Average Monthly Net Salary (After Tax)

$2,103 zł 7,812

$1,562 zł 5,803

34.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.02

-4.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: August 31, 2026

Last update for Lublin: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,250 in Warsaw versus $746 in Lublin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Warsaw versus $41.00 in Lublin. Monthly groceries follow the same trend: $250 vs $223 – making Lublin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Lublin: Cost of Living - Frequently Asked Questions

Warsaw costs about 39% more than Lublin, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,277 per month in Warsaw and $2,352 in Lublin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lublin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,184 in Warsaw and $1,568 in Lublin. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 9% less in Lublin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Lublin, where all-in costs run around $1,568, than in Warsaw at $2,184. In Lublin it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lublin costs $1,568 versus $2,184 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lublin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.