Cost of Living Comparison Between Warsaw and Lublin Cost of Living Comparison Between Warsaw and Lublin

Monthly Cost of Living

A single person spends $2,040 per month in Warsaw vs $1,594 in Lublin, rent included.

A couple spends around $2,889 per month in Warsaw vs $2,210 in Lublin, rent included.

A family of three spends $3,737 per month in Warsaw vs $2,827 in Lublin, rent included.

Warsaw costs about 28% more than Lublin, driven mainly by Groceries & Markets.

Both Warsaw and Lublin sit above the global median – Warsaw by 52%, Lublin by 19%.

Meal at Budget Restaurant

$11.04 zł 40.35

$9.29 zł 33.95

18.84%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$40.05 zł 146

45.12%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.59

$8.34 zł 30.48

16.79%

Cappuccino

$4.29 zł 15.67

$3.18 zł 11.62

34.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.72

$2.16 zł 7.90

-2.31%

Water (0.33 liter bottle)

$1.81 zł 6.63

$1.65 zł 6.02

9.70%

Local Beer (0.5 liter draught)

$4.45 zł 16.26

$3.01 zł 11.01

47.84%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.11

$3.63 zł 13.26

28.93%

Milk (1 liter)

$1.15 zł 4.20

$1.01 zł 3.69

13.86%

White Bread (500g)

$1.36 zł 4.98

$1.23 zł 4.49

10.57%

Rice (white) (1kg)

$1.84 zł 6.71

$1.58 zł 5.78

16.46%

Eggs

$3.63 zł 13.26

$3.30 zł 12.04

10.00%

Local Cheese (1kg)

$10.11 zł 36.94

$7.56 zł 27.60

33.73%

Chicken Fillets (1kg)

$6.98 zł 25.49

$6.33 zł 23.14

10.27%

Beef Round Steak (1kg)

$14.55 zł 53.2

$9.65 zł 35.25

50.78%

Apples (1kg)

$1.29 zł 4.72

$1.14 zł 4.18

13.16%

Banana (1kg)

$1.79 zł 6.52

$1.60 zł 5.85

11.87%

Oranges (1kg)

$1.94 zł 7.07

$1.62 zł 5.91

19.75%

Tomato (1kg)

$3.62 zł 13.24

$2.54 zł 9.26

42.52%

Potato (1kg)

$1.06 zł 3.87

$0.97 zł 3.55

9.28%

Onion (1kg)

$1.18 zł 4.30

$1.24 zł 4.55

-4.84%

Lettuce (1 head)

$1.44 zł 5.26

$1.30 zł 4.77

10.77%

Water (1.5 liter bottle)

$0.67 zł 2.44

$0.64 zł 2.35

4.69%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.33

$5.21 zł 19.03

1.54%

Wine (Bottle)

$8.29 zł 30.29

$7.25 zł 26.48

14.34%

Local Beer (0.5 liter bottle)

$1.43 zł 5.21

$1.07 zł 3.91

33.64%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.88

$1.85 zł 6.77

1.62%

One-way Ticket (Public Transport)

$1.16 zł 4.24

$1.01 zł 3.68

14.85%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$32.96 zł 120

-9.68%

Taxi Start (Normal Tariff)

$2.63 zł 9.62

$2.23 zł 8.14

17.94%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.57

$0.77 zł 2.82

27.27%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 49.04

$10.43 zł 38.09

28.67%

Gasoline (1 liter)

$1.71 zł 6.24

$1.79 zł 6.54

-4.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 122.0K

$34.3K zł 125.5K

-2.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.7K

$30.5K zł 111.5K

10.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,305

$293 zł 1,069

22.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.65

$7.91 zł 28.88

26.80%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.1

$16.23 zł 59.3

8.19%

Gym Membership (Monthly)

$44.87 zł 164

$33.27 zł 122

34.87%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$16.57 zł 60.5

76.40%

Cinema Ticket

$9.70 zł 35.43

$8.93 zł 32.63

8.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,117

$510 zł 1,862

13.74%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.2K

$4,831 zł 17.6K

224.35%

Jeans (Levis 501 Or Similar)

$99.2 zł 363

$90.3 zł 330

9.92%

Summer Dress (H&M, Zara, etc)

$46.99 zł 172

$45.35 zł 166

3.62%

Sport Shoes (Adidas, Nike)

$92.5 zł 338

$101 zł 368

-8.11%

Men's Leather Business Shoes

$111 zł 404

$128 zł 468

-13.58%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,241

$803 zł 2,932

44.66%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,250

$614 zł 2,242

44.93%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,427

$1,009 zł 3,687

101.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,576

$922 zł 3,370

65.48%

Buy Apartment in City Center (m2)

$6,283 zł 23.0K

$3,924 zł 14.3K

60.11%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,453 zł 8,961

66.08%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,140

$1,587 zł 5,799

40.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.28

20.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Lublin: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,161 in Warsaw versus $803 in Lublin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Warsaw versus $40.00 in Lublin. Monthly groceries follow the same trend: $246 vs $202 – making Lublin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Lublin: Cost of Living - Frequently Asked Questions

Warsaw costs about 28% more than Lublin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,059 per month in Warsaw and $2,391 in Lublin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lublin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,040 in Warsaw and $1,594 in Lublin. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 11% less in Lublin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Lublin, where all-in costs run around $1,594, than in Warsaw at $2,040. In Lublin it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lublin costs $1,594 versus $2,040 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lublin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.