Last update: Oct 2026

Cost of Living Comparison Between Novi Sad and Loznica

For one person, living is cheaper in Loznica: $766 a month against $1,384 in Novi Sad, rent and utilities included – about $7,400 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Novi Sad
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Novi Sad Living Index
37

Cost of Living Index in Loznica
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Loznica Living Index

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Novi Sad

🇷🇸 Serbia

$1,384

/mo nomad

Loznica

🇷🇸 Serbia

$766

/mo nomad

Monthly Cost of Living

How much you'll spend in Novi Sad and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novi Sad and in Loznica actually costs, broken down by who's living it.

A single person spends $1,384 per month in Novi Sad vs $766 in Loznica, rent included.

Novi Sad $1,384
Loznica $766

A couple spends around $2,109 per month in Novi Sad vs $1,170 in Loznica, rent included.

Novi Sad $2,109
Loznica $1,170

A family of three spends $2,835 per month in Novi Sad vs $1,574 in Loznica, rent included.

Novi Sad $2,835
Loznica $1,574

Novi Sad costs about 81% more than Loznica, and outside of rent the biggest gap is in clothing.

Novi Sad sits 2% above the global median, while Loznica is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.93 RSD 1,036

$3.50 RSD 365

183.71%

Three-Course Dinner for Two, Mid-Range

$49.93 RSD 5,205

$33.15 RSD 3,456

50.62%

Fast Food Meal (McDonalds, etc)

$11.73 RSD 1,223

$11.01 RSD 1,148

6.54%

Cappuccino

$2.75 RSD 287

$1.57 RSD 163

75.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 RSD 253

$1.86 RSD 193

30.11%

Water (0.33 liter bottle)

$1.83 RSD 191

$1.76 RSD 183

3.98%

Local Beer (0.5 liter draught)

$2.93 RSD 306

$2.44 RSD 255

20.08%

Imported Beer (0.33 liter bottle)

$3.79 RSD 395

$2.81 RSD 293

34.88%

Milk (1 liter)

$1.43 RSD 149

$1.09 RSD 114

31.19%

White Bread (500g)

$1.02 RSD 106

$0.53 RSD 55.7

92.45%

Rice (white) (1kg)

$2.74 RSD 286

$1.35 RSD 141

102.96%

Eggs

$2.58 RSD 269

$1.82 RSD 189

41.76%

Local Cheese (1kg)

$13.18 RSD 1,374

$8.06 RSD 840

63.52%

Chicken Fillets (1kg)

$7.15 RSD 745

$5.81 RSD 605

23.06%

Beef Round Steak (1kg)

$14.05 RSD 1,464

$9.79 RSD 1,020

43.51%

Apples (1kg)

$1.76 RSD 184

$0.88 RSD 91.2

100.00%

Banana (1kg)

$1.97 RSD 205

$1.63 RSD 170

20.86%

Oranges (1kg)

$1.62 RSD 169

$1.17 RSD 122

38.46%

Tomato (1kg)

$2.47 RSD 258

$1.26 RSD 132

96.03%

Potato (1kg)

$1.03 RSD 107

$1.01 RSD 105

1.98%

Onion (1kg)

$0.63 RSD 65.4

$0.64 RSD 66.9

-1.56%

Lettuce (1 head)

$0.94 RSD 97.8

$0.59 RSD 61.1

59.32%

Water (1.5 liter bottle)

$0.68 RSD 71.2

$0.49 RSD 51.5

38.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.63 RSD 483

$4.19 RSD 437

10.50%

Wine (Bottle)

$7.70 RSD 803

$4.67 RSD 487

64.88%

Local Beer (0.5 liter bottle)

$0.91 RSD 94.9

$0.82 RSD 85.7

10.98%

Imported Beer (0.33 liter bottle)

$2.30 RSD 240

One-way Ticket (Public Transport)

$0.93 RSD 97.0

$1.05 RSD 109

-11.43%

Public Transport Monthly Pass (Regular Price)

$24.42 RSD 2,546

Taxi Start (Normal Tariff)

$2.27 RSD 236

$1.94 RSD 203

17.01%

Taxi (Normal Tariff) (1km)

$0.89 RSD 92.7

$1.08 RSD 112

-17.59%

Taxi 1hour Waiting (Normal Tariff)

$10.41 RSD 1,085

$6.78 RSD 707

53.54%

Gasoline (1 liter)

$1.88 RSD 196

$1.79 RSD 186

5.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$31.2K RSD 3.3M

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K RSD 2.5M

$24.7K RSD 2.6M

-4.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 RSD 23.1K

$110 RSD 11.5K

101.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.70 RSD 2,158

$15.45 RSD 1,611

33.98%

Internet (50+ Mbps, Unlimited Data)

$34.22 RSD 3,567

$16.38 RSD 1,708

108.91%

Gym Membership (Monthly)

$36.77 RSD 3,834

$17.65 RSD 1,840

108.33%

Tennis Court (1 Hour on Weekend)

$11.08 RSD 1,155

Cinema Ticket

$7.27 RSD 758

$4.73 RSD 494

53.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$376 RSD 39.2K

$173 RSD 18.0K

117.88%

International Primary School, 1 Child (Yearly)

$7,613 RSD 793.6K

$6,980 RSD 727.6K

9.08%

Jeans (Levis 501 Or Similar)

$117 RSD 12.2K

$43.68 RSD 4,554

168.82%

Summer Dress (H&M, Zara, etc)

$44.26 RSD 4,614

$21.85 RSD 2,278

102.56%

Sport Shoes (Adidas, Nike)

$136 RSD 14.1K

$90.5 RSD 9,438

49.92%

Men's Leather Business Shoes

$125 RSD 13.0K

$51.9 RSD 5,405

141.02%

1-bedroom Apartment, City Center (Monthly)

$485 RSD 50.5K

$290 RSD 30.2K

67.27%

1-bedroom Apartment, Outside City Center (Monthly)

$401 RSD 41.8K

$213 RSD 22.2K

88.69%

3-bedroom Apartment, City Center (Monthly)

$959 RSD 99.9K

$448 RSD 46.7K

113.89%

3-bedroom Apartment, Outside City Center (Monthly)

$743 RSD 77.5K

$362 RSD 37.8K

105.10%

Buy Apartment in City Center (m2)

$3,588 RSD 374.1K

$1,468 RSD 153.0K

144.48%

Buy Apartment Outside City Center (m2)

$2,664 RSD 277.7K

$1,545 RSD 161.1K

72.42%

Average Monthly Net Salary (After Tax)

$1,223 RSD 127.5K

$544 RSD 56.7K

124.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.17

4.79

7.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: October 18, 2026

Last update for Loznica: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novi Sad

$401 29%

Loznica

$213 27.8% 47% $189

Monthly Utilities & Internet

Novi Sad

$276 20%

Loznica

$142 18.5% 48.6% $134

Groceries & Markets

Novi Sad

$244 17.6%

Loznica

$167 21.8% 31.3% $76

Clothing & Footwear

Novi Sad

$190 13.7%

Loznica

$94 12.2% 50.8% $97

Eating Out

Novi Sad

$187 13.5%

Loznica

$112 14.6% 40% $75

Sport & Entertainment

Novi Sad

$51 3.7%

Loznica

$27 3.5% 47.2% $24

Getting Around

Novi Sad

$35 2.5%

Loznica

$12 * 1.5% 67% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $485 in Novi Sad versus $290 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 125% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Novi Sad versus $33.00 in Loznica. Monthly groceries follow the same trend: $244 vs $167 – making Loznica the more affordable choice for daily food spending.

Good to know

🇷🇸 Novi Sad

🇷🇸 Loznica

🕒 Local time

13:41 1:41 PM

Same time as Novi Sad

🌤 Weather

👥 Population

260,438

19,515

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

On the map

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Novi Sad Loznica 94 km

From you

Novi Sad
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Loznica: Cost of Living - Frequently Asked Questions

Novi Sad costs about 81% more than Loznica, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,076 per month in Novi Sad and $1,149 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,384 in Novi Sad and $766 in Loznica. That's a gap of about 81%.

Kindergarten costs $376 per month in Novi Sad and $173 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $766, than in Novi Sad at $1,384. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.