Cost of Living Comparison Between Novi Sad and Loznica Cost of Living Comparison Between Novi Sad and Loznica

Monthly Cost of Living

A single person spends $1,395 per month in Novi Sad vs $863 in Loznica, rent included.

A couple spends around $2,120 per month in Novi Sad vs $1,270 in Loznica, rent included.

A family of three spends $2,845 per month in Novi Sad vs $1,677 in Loznica, rent included.

Novi Sad costs about 62% more than Loznica, driven mainly by Clothing & Footwear.

Novi Sad sits 4% above the global median, while Loznica is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.10 RSD 1,034

$3.73 RSD 382

170.78%

Three-Course Dinner for Two, Mid-Range

$49.11 RSD 5,024

$29.67 RSD 3,035

65.52%

Fast Food Meal (McDonalds, etc)

$10.69 RSD 1,094

$8.49 RSD 868

25.91%

Cappuccino

$2.26 RSD 231

$1.69 RSD 173

33.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 RSD 214

$1.64 RSD 168

28.05%

Water (0.33 liter bottle)

$1.70 RSD 174

$1.99 RSD 204

-14.57%

Local Beer (0.5 liter draught)

$3.03 RSD 310

$1.96 RSD 200

54.59%

Imported Beer (0.33 liter bottle)

$3.74 RSD 383

$2.12 RSD 217

76.42%

Milk (1 liter)

$1.60 RSD 164

$1.04 RSD 106

53.85%

White Bread (500g)

$1.02 RSD 105

$0.63 RSD 64.4

61.90%

Rice (white) (1kg)

$2.81 RSD 287

$1.39 RSD 143

102.16%

Eggs

$2.65 RSD 271

$1.92 RSD 196

38.02%

Local Cheese (1kg)

$12.03 RSD 1,231

$7.68 RSD 786

56.64%

Chicken Fillets (1kg)

$6.77 RSD 693

$5.48 RSD 560

23.54%

Beef Round Steak (1kg)

$12.77 RSD 1,306

$9.69 RSD 992

31.79%

Apples (1kg)

$1.25 RSD 128

$0.88 RSD 89.7

42.05%

Banana (1kg)

$1.85 RSD 190

$1.65 RSD 168

12.12%

Oranges (1kg)

$1.58 RSD 161

$1.17 RSD 119

35.04%

Tomato (1kg)

$2.51 RSD 257

$1.10 RSD 113

128.18%

Potato (1kg)

$0.94 RSD 95.9

$1.04 RSD 106

-9.62%

Onion (1kg)

$0.94 RSD 96.0

$1.11 RSD 114

-15.32%

Lettuce (1 head)

$0.81 RSD 82.8

$0.51 RSD 51.8

58.82%

Water (1.5 liter bottle)

$0.65 RSD 66.6

$0.47 RSD 48.39

38.30%

Cigarettes 20 Pack (Marlboro, Camel)

$4.55 RSD 466

$4.12 RSD 422

10.44%

Wine (Bottle)

$7.93 RSD 812

$4.70 RSD 481

68.72%

Local Beer (0.5 liter bottle)

$0.86 RSD 87.7

$0.76 RSD 77.5

13.16%

Imported Beer (0.33 liter bottle)

$2.24 RSD 229

$3.21 RSD 329

-30.22%

One-way Ticket (Public Transport)

$0.95 RSD 96.8

$0.91 RSD 93.4

4.40%

Public Transport Monthly Pass (Regular Price)

$24.56 RSD 2,513

$25.98 RSD 2,658

-5.47%

Taxi Start (Normal Tariff)

$1.90 RSD 194

$2.19 RSD 224

-13.24%

Taxi (Normal Tariff) (1km)

$0.63 RSD 64.6

$0.86 RSD 88.1

-26.74%

Taxi 1hour Waiting (Normal Tariff)

$9.31 RSD 953

$7.08 RSD 724

31.50%

Gasoline (1 liter)

$1.82 RSD 186

$1.77 RSD 182

2.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.1M

$30.8K RSD 3.2M

-0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K RSD 2.9M

$26.2K RSD 2.7M

9.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 RSD 20.7K

$116 RSD 11.8K

74.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.90 RSD 2,035

$13.08 RSD 1,338

52.14%

Internet (50+ Mbps, Unlimited Data)

$36.34 RSD 3,718

$16.70 RSD 1,708

117.60%

Gym Membership (Monthly)

$35.51 RSD 3,632

$18.14 RSD 1,856

95.76%

Tennis Court (1 Hour on Weekend)

$13.88 RSD 1,419

$16.22 RSD 1,659

-14.43%

Cinema Ticket

$6.28 RSD 642

$3.02 RSD 309

107.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 RSD 34.8K

$170 RSD 17.3K

100.37%

International Primary School, 1 Child (Yearly)

$7,127 RSD 729.2K

$5,001 RSD 511.7K

42.51%

Jeans (Levis 501 Or Similar)

$109 RSD 11.2K

$34.42 RSD 3,522

217.52%

Summer Dress (H&M, Zara, etc)

$44.99 RSD 4,603

$26.11 RSD 2,671

72.31%

Sport Shoes (Adidas, Nike)

$122 RSD 12.5K

$88.4 RSD 9,041

38.22%

Men's Leather Business Shoes

$138 RSD 14.1K

$53.0 RSD 5,417

160.98%

1-bedroom Apartment, City Center (Monthly)

$548 RSD 56.1K

$317 RSD 32.4K

73.22%

1-bedroom Apartment, Outside City Center (Monthly)

$471 RSD 48.2K

$295 RSD 30.2K

59.44%

3-bedroom Apartment, City Center (Monthly)

$1,102 RSD 112.8K

$488 RSD 49.9K

125.85%

3-bedroom Apartment, Outside City Center (Monthly)

$795 RSD 81.4K

$410 RSD 41.9K

94.07%

Buy Apartment in City Center (m2)

$3,644 RSD 372.8K

$1,454 RSD 148.8K

150.58%

Buy Apartment Outside City Center (m2)

$2,646 RSD 270.7K

$1,557 RSD 159.3K

69.95%

Average Monthly Net Salary (After Tax)

$1,064 RSD 108.8K

$549 RSD 56.2K

93.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

-8.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: July 13, 2026

Last update for Loznica: July 13, 2026

Cost Breakdown

A central one-bedroom costs $548 in Novi Sad versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 94% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Novi Sad versus $30.00 in Loznica. Monthly groceries follow the same trend: $233 vs $166 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Loznica: Cost of Living - Frequently Asked Questions

Novi Sad costs about 62% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,092 per month in Novi Sad and $1,294 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $340 per month in Novi Sad and $170 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 40% more in Novi Sad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $863, than in Novi Sad at $1,395. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.