Cost of Living Comparison Between Novi Sad and Loznica Cost of Living Comparison Between Novi Sad and Loznica

Monthly Cost of Living

A single person spends $1,384 per month in Novi Sad vs $871 in Loznica, rent included.

A couple spends around $2,085 per month in Novi Sad vs $1,256 in Loznica, rent included.

A family of three spends $2,786 per month in Novi Sad vs $1,642 in Loznica, rent included.

Novi Sad costs about 59% more than Loznica, driven mainly by Clothing & Footwear.

Novi Sad sits 3% above the global median, while Loznica is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.61 RSD 966

$3.70 RSD 372

159.73%

Three-Course Dinner for Two, Mid-Range

$50.2 RSD 5,044

$28.81 RSD 2,897

74.11%

Fast Food Meal (McDonalds, etc)

$10.68 RSD 1,074

$8.70 RSD 875

22.76%

Cappuccino

$2.29 RSD 231

$1.63 RSD 164

40.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 RSD 214

$1.61 RSD 162

32.30%

Water (0.33 liter bottle)

$1.64 RSD 165

$1.93 RSD 194

-15.03%

Local Beer (0.5 liter draught)

$2.94 RSD 296

$2.01 RSD 202

46.27%

Imported Beer (0.33 liter bottle)

$3.72 RSD 374

$2.18 RSD 219

70.64%

Milk (1 liter)

$1.53 RSD 154

$1.04 RSD 105

47.12%

White Bread (500g)

$1.04 RSD 104

$0.69 RSD 69.1

50.72%

Rice (white) (1kg)

$2.74 RSD 276

$1.41 RSD 142

94.33%

Eggs

$2.55 RSD 257

$2.01 RSD 202

26.87%

Local Cheese (1kg)

$12.18 RSD 1,225

$7.88 RSD 792

54.57%

Chicken Fillets (1kg)

$6.76 RSD 680

$5.49 RSD 552

23.13%

Beef Round Steak (1kg)

$12.46 RSD 1,253

$9.69 RSD 975

28.59%

Apples (1kg)

$1.29 RSD 129

$0.90 RSD 90.2

43.33%

Banana (1kg)

$1.85 RSD 186

$1.67 RSD 168

10.78%

Oranges (1kg)

$1.64 RSD 165

$1.15 RSD 116

42.61%

Tomato (1kg)

$2.42 RSD 243

$1.13 RSD 114

114.16%

Potato (1kg)

$1.00 RSD 100

$1.08 RSD 108

-7.41%

Onion (1kg)

$0.95 RSD 95.6

$1.13 RSD 114

-15.93%

Lettuce (1 head)

$0.80 RSD 80.1

$0.47 RSD 47.45

70.21%

Water (1.5 liter bottle)

$0.70 RSD 70.4

$0.47 RSD 46.89

48.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 RSD 445

$4.13 RSD 416

7.02%

Wine (Bottle)

$8.12 RSD 817

$4.81 RSD 484

68.81%

Local Beer (0.5 liter bottle)

$0.92 RSD 92.8

$0.72 RSD 72.8

27.78%

Imported Beer (0.33 liter bottle)

$2.23 RSD 224

$3.22 RSD 324

-30.75%

One-way Ticket (Public Transport)

$0.95 RSD 95.1

$0.93 RSD 93.7

2.15%

Public Transport Monthly Pass (Regular Price)

$24.77 RSD 2,491

$26.15 RSD 2,630

-5.28%

Taxi Start (Normal Tariff)

$1.94 RSD 196

$2.17 RSD 218

-10.60%

Taxi (Normal Tariff) (1km)

$0.69 RSD 69.3

$0.93 RSD 93.4

-25.81%

Taxi 1hour Waiting (Normal Tariff)

$9.67 RSD 972

$6.95 RSD 699

39.14%

Gasoline (1 liter)

$1.92 RSD 194

$1.76 RSD 177

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.1M

$31.1K RSD 3.1M

-2.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K RSD 2.8M

$26.9K RSD 2.7M

5.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 RSD 21.0K

$115 RSD 11.5K

81.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.00 RSD 2,011

$13.11 RSD 1,318

52.56%

Internet (50+ Mbps, Unlimited Data)

$35.49 RSD 3,569

$16.77 RSD 1,686

111.63%

Gym Membership (Monthly)

$36.28 RSD 3,649

$18.31 RSD 1,841

98.14%

Tennis Court (1 Hour on Weekend)

$14.17 RSD 1,425

$16.45 RSD 1,655

-13.86%

Cinema Ticket

$6.20 RSD 623

$2.92 RSD 294

112.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 RSD 33.7K

$168 RSD 16.9K

100.03%

International Primary School, 1 Child (Yearly)

$7,325 RSD 736.7K

$5,153 RSD 518.3K

42.14%

Jeans (Levis 501 Or Similar)

$109 RSD 10.9K

$34.68 RSD 3,488

213.67%

Summer Dress (H&M, Zara, etc)

$45.57 RSD 4,583

$26.81 RSD 2,696

69.97%

Sport Shoes (Adidas, Nike)

$124 RSD 12.4K

$87.4 RSD 8,785

41.50%

Men's Leather Business Shoes

$138 RSD 13.9K

$53.8 RSD 5,405

156.84%

1-bedroom Apartment, City Center (Monthly)

$563 RSD 56.7K

$321 RSD 32.2K

75.77%

1-bedroom Apartment, Outside City Center (Monthly)

$471 RSD 47.3K

$300 RSD 30.2K

56.86%

3-bedroom Apartment, City Center (Monthly)

$1,075 RSD 108.1K

$471 RSD 47.3K

128.36%

3-bedroom Apartment, Outside City Center (Monthly)

$777 RSD 78.1K

$420 RSD 42.3K

84.84%

Buy Apartment in City Center (m2)

$3,778 RSD 380.0K

$1,472 RSD 148.0K

156.76%

Buy Apartment Outside City Center (m2)

$2,758 RSD 277.4K

$1,559 RSD 156.8K

76.93%

Average Monthly Net Salary (After Tax)

$1,069 RSD 107.5K

$556 RSD 55.9K

92.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

-8.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: June 1, 2026

Last update for Loznica: May 30, 2026

Cost Breakdown

A central one-bedroom costs $563 in Novi Sad versus $321 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 92% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Novi Sad versus $29.00 in Loznica. Monthly groceries follow the same trend: $233 vs $169 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Loznica: Cost of Living - Frequently Asked Questions

Novi Sad costs about 59% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,076 per month in Novi Sad and $1,307 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $335 per month in Novi Sad and $168 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 38% more in Novi Sad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $871, than in Novi Sad at $1,384. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.