🙂A single person spends $786 per month in Loznica vs $947 in Chiang Mai, rent included.
🙂A couple spends around $1,201 per month in Loznica vs $1,411 in Chiang Mai, rent included.
🙂A family of three spends $1,617 per month in Loznica vs $1,874 in Chiang Mai, rent included.
🙂Loznica is about 17% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Loznica and Chiang Mai are more affordable than the global median – Loznica43% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Loznica
Chiang Mai
Difference
Meal at Budget Restaurant
$3.60RSD 363
$2.08฿68.6
73.08%
Three-Course Dinner for Two, Mid-Range
$35.06RSD 3,537
$19.64฿646
78.51%
Fast Food Meal(McDonalds, etc)
$11.80RSD 1,190
$5.65฿186
108.85%
Cappuccino
$1.61RSD 163
$1.81฿59.4
-11.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.92RSD 194
$0.71฿23.45
170.42%
Water(0.33 liter bottle)
$1.81RSD 183
$0.32฿10.38
465.63%
Local Beer(0.5 liter draught)
$2.42RSD 245
$2.24฿73.6
8.04%
Imported Beer(0.33 liter bottle)
$2.97RSD 300
$3.63฿119
-18.18%
🛒 Groceries & Markets
Loznica
Chiang Mai
Difference
Milk(1 liter)
$1.13RSD 114
$1.96฿64.4
-42.35%
White Bread(500g)
$0.57RSD 57.4
$1.50฿49.39
-62.00%
Rice(white)(1kg)
$1.37RSD 138
$1.34฿43.93
2.24%
Eggs
$1.90RSD 192
$2.26฿74.5
-15.93%
Local Cheese(1kg)
$8.26RSD 834
$16.26฿535
-49.20%
Chicken Fillets(1kg)
$6.00RSD 606
$2.95฿97.1
103.39%
Beef Round Steak(1kg)
$9.87RSD 996
$9.94฿327
-0.70%
Apples(1kg)
$0.84RSD 84.6
$2.57฿84.6
-67.32%
Banana(1kg)
$1.70RSD 171
$1.06฿34.73
60.38%
Oranges(1kg)
$1.21RSD 122
$1.61฿53.0
-24.84%
Tomato(1kg)
$1.25RSD 126
$1.52฿49.97
-17.76%
Potato(1kg)
$1.04RSD 105
$1.27฿41.77
-18.11%
Onion(1kg)
$0.64RSD 64.1
$1.07฿35.06
-40.19%
Lettuce(1 head)
$0.63RSD 63.9
$0.72฿23.68
-12.50%
Water(1.5 liter bottle)
$0.52RSD 53.0
$0.51฿16.72
1.96%
Cigarettes 20 Pack(Marlboro, Camel)
$4.41RSD 445
$4.19฿138
5.25%
Wine(Bottle)
$4.82RSD 486
$17.87฿587
-73.03%
Local Beer(0.5 liter bottle)
$0.79RSD 79.5
$1.69฿55.7
-53.25%
Imported Beer(0.33 liter bottle)
$2.39RSD 241
$2.84฿93.3
-15.85%
🚌 Getting Around
Loznica
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.93฿30.43
-
Public Transport Monthly Pass(Regular Price)
-
$53.9฿1,771
-
Taxi Start(Normal Tariff)
$1.95RSD 196
$1.23฿40.59
58.54%
Taxi(Normal Tariff)(1km)
$1.06RSD 107
$0.58฿18.96
82.76%
Taxi 1hour Waiting(Normal Tariff)
$6.80RSD 686
$2.42฿79.7
180.99%
Gasoline(1 liter)
$1.81RSD 183
$1.41฿46.43
28.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5KRSD 3.2M
$21.4K฿705.1K
47.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3KRSD 2.7M
$27.3K฿898.7K
-3.67%
🧾 Monthly Utilities & Internet
Loznica
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$115RSD 11.6K
$63.7฿2,093
80.98%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.29RSD 1,644
$12.85฿423
26.77%
Internet(50+ Mbps, Unlimited Data)
$17.11RSD 1,726
$20.22฿665
-15.38%
🎉 Sport & Entertainment
Loznica
Chiang Mai
Difference
Gym Membership(Monthly)
$18.37RSD 1,853
$38.74฿1,274
-52.58%
Tennis Court(1 Hour on Weekend)
$14.20RSD 1,432
$3.97฿130
257.68%
Cinema Ticket
$4.85RSD 489
$6.74฿222
-28.04%
🧸 Childcare & Education
Loznica
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$178RSD 18.0K
$778฿25.6K
-77.06%
International Primary School, 1 Child(Yearly)
$7,951RSD 802.1K
$14.6K฿480.4K
-45.58%
👕👟 Clothing & Footwear
Loznica
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$44.63RSD 4,502
$54.3฿1,785
-17.79%
Summer Dress(H&M, Zara, etc)
$23.23RSD 2,343
$25.45฿837
-8.72%
Sport Shoes(Adidas, Nike)
$96.0RSD 9,686
$94.3฿3,102
1.78%
Men's Leather Business Shoes
$52.7RSD 5,313
$73.4฿2,415
-28.28%
🏠 Accommodation & Living
Loznica
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$305RSD 30.8K
$490฿16.1K
-37.72%
1-bedroom Apartment, Outside City Center(Monthly)
$221RSD 22.3K
$289฿9,512
-23.45%
3-bedroom Apartment, City Center(Monthly)
$483RSD 48.7K
$894฿29.4K
-45.97%
3-bedroom Apartment, Outside City Center(Monthly)
$382RSD 38.5K
$517฿17.0K
-26.10%
Buy Apartment in City Center(m2)
$1,528RSD 154.1K
$1,955฿64.3K
-21.86%
Buy Apartment Outside City Center(m2)
$1,554RSD 156.8K
$1,477฿48.6K
5.23%
💵 Salaries & Financials
Loznica
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$560RSD 56.5K
$602฿19.8K
-7.06%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.79
5.57
-14.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Loznica: August 29, 2026
Last update for Chiang Mai: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $305 in Loznica versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 8% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $35.00 in Loznica versus $20.00 in Chiang Mai. Groceries tell a different story – $171 in Loznica vs $240 in Chiang Mai – so Loznica wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loznica vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Loznica or Chiang Mai?
Chiang Mai costs about 21% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Loznica and in Chiang Mai?
For a comfortable life, plan on about $1,178 per month in Loznica and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Loznica or Chiang Mai?
Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Loznica and in Chiang Mai?
A mid-range dinner for two costs $35.00 in Loznica and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Loznica or in Chiang Mai?
Groceries cost about 40% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Loznica or in Chiang Mai?
A $1,000 monthly budget goes further in Loznica, where all-in costs run around $786, than in Chiang Mai at $947. In Loznica it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Loznica or Chiang Mai?
For digital nomads, it depends on budget. Loznica costs $786 versus $947 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Loznica compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Loznica or to Chiang Mai?
If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.