Cost of Living Comparison Between Loznica and Chiang Mai Cost of Living Comparison Between Loznica and Chiang Mai

Monthly Cost of Living

A single person spends $871 per month in Loznica vs $866 in Chiang Mai, rent included.

A couple spends around $1,256 per month in Loznica vs $1,351 in Chiang Mai, rent included.

A family of three spends $1,642 per month in Loznica vs $1,835 in Chiang Mai, rent included.

Loznica costs about 1% more than Chiang Mai, driven mainly by Groceries & Markets.

Both Loznica and Chiang Mai are more affordable than the global median – Loznica 35% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$3.70 RSD 372

$1.94 ฿63.5

90.72%

Three-Course Dinner for Two, Mid-Range

$28.81 RSD 2,897

$18.64 ฿609

54.56%

Fast Food Meal (McDonalds, etc)

$8.70 RSD 875

$7.82 ฿255

11.25%

Cappuccino

$1.63 RSD 164

$1.95 ฿63.8

-16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 RSD 162

$0.85 ฿27.77

89.41%

Water (0.33 liter bottle)

$1.93 RSD 194

$0.35 ฿11.58

451.43%

Local Beer (0.5 liter draught)

$2.01 RSD 202

$2.13 ฿69.6

-5.63%

Imported Beer (0.33 liter bottle)

$2.18 RSD 219

$3.73 ฿122

-41.55%

Milk (1 liter)

$1.04 RSD 105

$1.71 ฿56.0

-39.18%

White Bread (500g)

$0.69 RSD 69.1

$1.63 ฿53.2

-57.67%

Rice (white) (1kg)

$1.41 RSD 142

$1.14 ฿37.15

23.68%

Eggs

$2.01 RSD 202

$1.93 ฿63.1

4.15%

Local Cheese (1kg)

$7.88 RSD 792

$16.21 ฿530

-51.39%

Chicken Fillets (1kg)

$5.49 RSD 552

$3.12 ฿102

75.96%

Beef Round Steak (1kg)

$9.69 RSD 975

$10.90 ฿356

-11.10%

Apples (1kg)

$0.90 RSD 90.2

$2.75 ฿90.0

-67.27%

Banana (1kg)

$1.67 RSD 168

$1.21 ฿39.52

38.02%

Oranges (1kg)

$1.15 RSD 116

$1.62 ฿53.0

-29.01%

Tomato (1kg)

$1.13 RSD 114

$1.59 ฿51.8

-28.93%

Potato (1kg)

$1.08 RSD 108

$1.40 ฿45.70

-22.86%

Onion (1kg)

$1.13 RSD 114

$1.17 ฿38.17

-3.42%

Lettuce (1 head)

$0.47 RSD 47.45

$0.66 ฿21.60

-28.79%

Water (1.5 liter bottle)

$0.47 RSD 46.89

$0.53 ฿17.22

-11.32%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 RSD 416

$4.69 ฿153

-11.94%

Wine (Bottle)

$4.81 RSD 484

$18.66 ฿609

-74.22%

Local Beer (0.5 liter bottle)

$0.72 RSD 72.8

$1.80 ฿58.8

-60.00%

Imported Beer (0.33 liter bottle)

$3.22 RSD 324

$3.23 ฿106

-0.31%

One-way Ticket (Public Transport)

$0.93 RSD 93.7

$0.90 ฿29.26

3.33%

Public Transport Monthly Pass (Regular Price)

$26.15 RSD 2,630

$19.21 ฿628

36.13%

Taxi Start (Normal Tariff)

$2.17 RSD 218

$1.41 ฿45.91

53.90%

Taxi (Normal Tariff) (1km)

$0.93 RSD 93.4

$1.29 ฿42.12

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$6.95 RSD 699

$7.84 ฿256

-11.35%

Gasoline (1 liter)

$1.76 RSD 177

$1.27 ฿41.58

38.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.1M

$21.3K ฿694.9K

46.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K RSD 2.7M

$22.2K ฿725.4K

20.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 RSD 11.5K

$69.1 ฿2,256

66.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 RSD 1,318

$14.08 ฿460

-6.89%

Internet (50+ Mbps, Unlimited Data)

$16.77 RSD 1,686

$18.00 ฿588

-6.83%

Gym Membership (Monthly)

$18.31 RSD 1,841

$41.06 ฿1,341

-55.41%

Tennis Court (1 Hour on Weekend)

$16.45 RSD 1,655

$6.96 ฿227

136.35%

Cinema Ticket

$2.92 RSD 294

$5.92 ฿193

-50.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 RSD 16.9K

$299 ฿9,766

-43.94%

International Primary School, 1 Child (Yearly)

$5,153 RSD 518.3K

$15.0K ฿488.3K

-65.53%

Jeans (Levis 501 Or Similar)

$34.68 RSD 3,488

$54.7 ฿1,787

-36.60%

Summer Dress (H&M, Zara, etc)

$26.81 RSD 2,696

$26.77 ฿874

0.15%

Sport Shoes (Adidas, Nike)

$87.4 RSD 8,785

$85.0 ฿2,776

2.78%

Men's Leather Business Shoes

$53.8 RSD 5,405

$70.6 ฿2,306

-23.87%

1-bedroom Apartment, City Center (Monthly)

$321 RSD 32.2K

$428 ฿14.0K

-25.15%

1-bedroom Apartment, Outside City Center (Monthly)

$300 RSD 30.2K

$237 ฿7,752

26.42%

3-bedroom Apartment, City Center (Monthly)

$471 RSD 47.3K

$801 ฿26.2K

-41.25%

3-bedroom Apartment, Outside City Center (Monthly)

$420 RSD 42.3K

$515 ฿16.8K

-18.46%

Buy Apartment in City Center (m2)

$1,472 RSD 148.0K

$1,975 ฿64.5K

-25.47%

Buy Apartment Outside City Center (m2)

$1,559 RSD 156.8K

$1,475 ฿48.2K

5.69%

Average Monthly Net Salary (After Tax)

$556 RSD 55.9K

$617 ฿20.2K

-10.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: May 30, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $321 in Loznica versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Loznica versus $19.00 in Chiang Mai. Groceries tell a different story – $169 in Loznica vs $246 in Chiang Mai – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Chiang Mai: Cost of Living - Frequently Asked Questions

Loznica costs about 1% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,307 per month in Loznica and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $168 per month in Loznica and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 46% cheaper in Loznica – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $871 in Loznica and $866 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $871 in Loznica. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Loznica makes more sense. Both are solid long-term options with distinct trade-offs.