Cost of Living Comparison Between Chiang Mai and Loznica Cost of Living Comparison Between Chiang Mai and Loznica

Monthly Cost of Living

A single person spends $866 per month in Chiang Mai vs $871 in Loznica, rent included.

A couple spends around $1,351 per month in Chiang Mai vs $1,256 in Loznica, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $1,642 in Loznica, rent included.

Chiang Mai is about 1% cheaper than Loznica, driven mainly by Groceries & Markets.

Both Chiang Mai and Loznica are more affordable than the global median – Chiang Mai 35% lower, Loznica 35% lower.

Meal at Budget Restaurant

$1.94 ฿63.5

$3.70 RSD 372

-47.57%

Three-Course Dinner for Two, Mid-Range

$18.64 ฿609

$28.81 RSD 2,897

-35.30%

Fast Food Meal (McDonalds, etc)

$7.82 ฿255

$8.70 RSD 875

-10.11%

Cappuccino

$1.95 ฿63.8

$1.63 RSD 164

19.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿27.77

$1.61 RSD 162

-47.20%

Water (0.33 liter bottle)

$0.35 ฿11.58

$1.93 RSD 194

-81.87%

Local Beer (0.5 liter draught)

$2.13 ฿69.6

$2.01 RSD 202

5.97%

Imported Beer (0.33 liter bottle)

$3.73 ฿122

$2.18 RSD 219

71.10%

Milk (1 liter)

$1.71 ฿56.0

$1.04 RSD 105

64.42%

White Bread (500g)

$1.63 ฿53.2

$0.69 RSD 69.1

136.23%

Rice (white) (1kg)

$1.14 ฿37.15

$1.41 RSD 142

-19.15%

Eggs

$1.93 ฿63.1

$2.01 RSD 202

-3.98%

Local Cheese (1kg)

$16.21 ฿530

$7.88 RSD 792

105.71%

Chicken Fillets (1kg)

$3.12 ฿102

$5.49 RSD 552

-43.17%

Beef Round Steak (1kg)

$10.90 ฿356

$9.69 RSD 975

12.49%

Apples (1kg)

$2.75 ฿90.0

$0.90 RSD 90.2

205.56%

Banana (1kg)

$1.21 ฿39.52

$1.67 RSD 168

-27.54%

Oranges (1kg)

$1.62 ฿53.0

$1.15 RSD 116

40.87%

Tomato (1kg)

$1.59 ฿51.8

$1.13 RSD 114

40.71%

Potato (1kg)

$1.40 ฿45.70

$1.08 RSD 108

29.63%

Onion (1kg)

$1.17 ฿38.17

$1.13 RSD 114

3.54%

Lettuce (1 head)

$0.66 ฿21.60

$0.47 RSD 47.45

40.43%

Water (1.5 liter bottle)

$0.53 ฿17.22

$0.47 RSD 46.89

12.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 ฿153

$4.13 RSD 416

13.56%

Wine (Bottle)

$18.66 ฿609

$4.81 RSD 484

287.94%

Local Beer (0.5 liter bottle)

$1.80 ฿58.8

$0.72 RSD 72.8

150.00%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$3.22 RSD 324

0.31%

One-way Ticket (Public Transport)

$0.90 ฿29.26

$0.93 RSD 93.7

-3.23%

Public Transport Monthly Pass (Regular Price)

$19.21 ฿628

$26.15 RSD 2,630

-26.54%

Taxi Start (Normal Tariff)

$1.41 ฿45.91

$2.17 RSD 218

-35.02%

Taxi (Normal Tariff) (1km)

$1.29 ฿42.12

$0.93 RSD 93.4

38.71%

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

$6.95 RSD 699

12.81%

Gasoline (1 liter)

$1.27 ฿41.58

$1.76 RSD 177

-27.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ฿694.9K

$31.1K RSD 3.1M

-31.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ฿725.4K

$26.9K RSD 2.7M

-17.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.1 ฿2,256

$115 RSD 11.5K

-39.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.08 ฿460

$13.11 RSD 1,318

7.40%

Internet (50+ Mbps, Unlimited Data)

$18.00 ฿588

$16.77 RSD 1,686

7.33%

Gym Membership (Monthly)

$41.06 ฿1,341

$18.31 RSD 1,841

124.25%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

$16.45 RSD 1,655

-57.69%

Cinema Ticket

$5.92 ฿193

$2.92 RSD 294

102.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 ฿9,766

$168 RSD 16.9K

78.39%

International Primary School, 1 Child (Yearly)

$15.0K ฿488.3K

$5,153 RSD 518.3K

190.15%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,787

$34.68 RSD 3,488

57.73%

Summer Dress (H&M, Zara, etc)

$26.77 ฿874

$26.81 RSD 2,696

-0.15%

Sport Shoes (Adidas, Nike)

$85.0 ฿2,776

$87.4 RSD 8,785

-2.70%

Men's Leather Business Shoes

$70.6 ฿2,306

$53.8 RSD 5,405

31.35%

1-bedroom Apartment, City Center (Monthly)

$428 ฿14.0K

$321 RSD 32.2K

33.59%

1-bedroom Apartment, Outside City Center (Monthly)

$237 ฿7,752

$300 RSD 30.2K

-20.90%

3-bedroom Apartment, City Center (Monthly)

$801 ฿26.2K

$471 RSD 47.3K

70.22%

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.8K

$420 RSD 42.3K

22.64%

Buy Apartment in City Center (m2)

$1,975 ฿64.5K

$1,472 RSD 148.0K

34.18%

Buy Apartment Outside City Center (m2)

$1,475 ฿48.2K

$1,559 RSD 156.8K

-5.39%

Average Monthly Net Salary (After Tax)

$617 ฿20.2K

$556 RSD 55.9K

11.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

-37.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: May 31, 2026

Last update for Loznica: May 30, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $321 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $29.00 in Loznica. Groceries tell a different story – $246 in Chiang Mai vs $169 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Loznica: Cost of Living - Frequently Asked Questions

Loznica costs about 1% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,300 per month in Chiang Mai and $1,307 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $299 per month in Chiang Mai and $168 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 46% cheaper in Loznica – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $871 in Loznica, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $871 in Loznica. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Loznica makes more sense. Both are solid long-term options with distinct trade-offs.