Cost of Living Comparison Between Chiang Mai and Loznica Cost of Living Comparison Between Chiang Mai and Loznica

Monthly Cost of Living

A single person spends $947 per month in Chiang Mai vs $786 in Loznica, rent included.

A couple spends around $1,411 per month in Chiang Mai vs $1,201 in Loznica, rent included.

A family of three spends $1,874 per month in Chiang Mai vs $1,617 in Loznica, rent included.

Chiang Mai costs about 21% more than Loznica, driven mainly by Groceries & Markets.

Both Chiang Mai and Loznica are more affordable than the global median – Chiang Mai 31% lower, Loznica 43% lower.

Meal at Budget Restaurant

$2.08 ฿68.6

$3.60 RSD 363

-42.22%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿646

$35.06 RSD 3,537

-43.98%

Fast Food Meal (McDonalds, etc)

$5.65 ฿186

$11.80 RSD 1,190

-52.12%

Cappuccino

$1.81 ฿59.4

$1.61 RSD 163

12.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ฿23.45

$1.92 RSD 194

-63.02%

Water (0.33 liter bottle)

$0.32 ฿10.38

$1.81 RSD 183

-82.32%

Local Beer (0.5 liter draught)

$2.24 ฿73.6

$2.42 RSD 245

-7.44%

Imported Beer (0.33 liter bottle)

$3.63 ฿119

$2.97 RSD 300

22.22%

Milk (1 liter)

$1.96 ฿64.4

$1.13 RSD 114

73.45%

White Bread (500g)

$1.50 ฿49.39

$0.57 RSD 57.4

163.16%

Rice (white) (1kg)

$1.34 ฿43.93

$1.37 RSD 138

-2.19%

Eggs

$2.26 ฿74.5

$1.90 RSD 192

18.95%

Local Cheese (1kg)

$16.26 ฿535

$8.26 RSD 834

96.85%

Chicken Fillets (1kg)

$2.95 ฿97.1

$6.00 RSD 606

-50.83%

Beef Round Steak (1kg)

$9.94 ฿327

$9.87 RSD 996

0.71%

Apples (1kg)

$2.57 ฿84.6

$0.84 RSD 84.6

205.95%

Banana (1kg)

$1.06 ฿34.73

$1.70 RSD 171

-37.65%

Oranges (1kg)

$1.61 ฿53.0

$1.21 RSD 122

33.06%

Tomato (1kg)

$1.52 ฿49.97

$1.25 RSD 126

21.60%

Potato (1kg)

$1.27 ฿41.77

$1.04 RSD 105

22.12%

Onion (1kg)

$1.07 ฿35.06

$0.64 RSD 64.1

67.19%

Lettuce (1 head)

$0.72 ฿23.68

$0.63 RSD 63.9

14.29%

Water (1.5 liter bottle)

$0.51 ฿16.72

$0.52 RSD 53.0

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 ฿138

$4.41 RSD 445

-4.99%

Wine (Bottle)

$17.87 ฿587

$4.82 RSD 486

270.75%

Local Beer (0.5 liter bottle)

$1.69 ฿55.7

$0.79 RSD 79.5

113.92%

Imported Beer (0.33 liter bottle)

$2.84 ฿93.3

$2.39 RSD 241

18.83%

One-way Ticket (Public Transport)

$0.93 ฿30.43

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,771

Taxi Start (Normal Tariff)

$1.23 ฿40.59

$1.95 RSD 196

-36.92%

Taxi (Normal Tariff) (1km)

$0.58 ฿18.96

$1.06 RSD 107

-45.28%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿79.7

$6.80 RSD 686

-64.41%

Gasoline (1 liter)

$1.41 ฿46.43

$1.81 RSD 183

-22.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿705.1K

$31.5K RSD 3.2M

-32.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿898.7K

$26.3K RSD 2.7M

3.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 ฿2,093

$115 RSD 11.6K

-44.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.85 ฿423

$16.29 RSD 1,644

-21.12%

Internet (50+ Mbps, Unlimited Data)

$20.22 ฿665

$17.11 RSD 1,726

18.18%

Gym Membership (Monthly)

$38.74 ฿1,274

$18.37 RSD 1,853

110.89%

Tennis Court (1 Hour on Weekend)

$3.97 ฿130

$14.20 RSD 1,432

-72.04%

Cinema Ticket

$6.74 ฿222

$4.85 RSD 489

38.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$778 ฿25.6K

$178 RSD 18.0K

335.92%

International Primary School, 1 Child (Yearly)

$14.6K ฿480.4K

$7,951 RSD 802.1K

83.76%

Jeans (Levis 501 Or Similar)

$54.3 ฿1,785

$44.63 RSD 4,502

21.64%

Summer Dress (H&M, Zara, etc)

$25.45 ฿837

$23.23 RSD 2,343

9.56%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,102

$96.0 RSD 9,686

-1.75%

Men's Leather Business Shoes

$73.4 ฿2,415

$52.7 RSD 5,313

39.43%

1-bedroom Apartment, City Center (Monthly)

$490 ฿16.1K

$305 RSD 30.8K

60.55%

1-bedroom Apartment, Outside City Center (Monthly)

$289 ฿9,512

$221 RSD 22.3K

30.63%

3-bedroom Apartment, City Center (Monthly)

$894 ฿29.4K

$483 RSD 48.7K

85.07%

3-bedroom Apartment, Outside City Center (Monthly)

$517 ฿17.0K

$382 RSD 38.5K

35.32%

Buy Apartment in City Center (m2)

$1,955 ฿64.3K

$1,528 RSD 154.1K

27.97%

Buy Apartment Outside City Center (m2)

$1,477 ฿48.6K

$1,554 RSD 156.8K

-4.97%

Average Monthly Net Salary (After Tax)

$602 ฿19.8K

$560 RSD 56.5K

7.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.79

16.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: August 31, 2026

Last update for Loznica: August 29, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $305 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $35.00 in Loznica. Groceries tell a different story – $240 in Chiang Mai vs $171 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Loznica: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 21% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,421 per month in Chiang Mai and $1,178 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Chiang Mai and $35.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 40% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $786, than in Chiang Mai at $947. In Loznica it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $786 versus $947 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.