Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Loznica

For one person, living is cheaper in Loznica: $766 a month against $925 in Chiang Mai, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
37

Cost of Living Index in Loznica
Learn more

Loznica Living Index

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Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Loznica

🇷🇸 Serbia

$766

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Loznica actually costs, broken down by who's living it.

A single person spends $925 per month in Chiang Mai vs $766 in Loznica, rent included.

Chiang Mai $925
Loznica $766

A couple spends around $1,414 per month in Chiang Mai vs $1,170 in Loznica, rent included.

Chiang Mai $1,414
Loznica $1,170

A family of three spends $1,903 per month in Chiang Mai vs $1,574 in Loznica, rent included.

Chiang Mai $1,903
Loznica $1,574

Chiang Mai costs about 21% more than Loznica, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Loznica are more affordable than the global median – Chiang Mai 32% lower, Loznica 43% lower.

Meal at Budget Restaurant

$2.29 ฿76.5

$3.50 RSD 365

-34.57%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿656

$33.15 RSD 3,456

-40.75%

Fast Food Meal (McDonalds, etc)

$5.61 ฿188

$11.01 RSD 1,148

-49.05%

Cappuccino

$1.66 ฿55.6

$1.57 RSD 163

5.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.40

$1.86 RSD 193

-62.37%

Water (0.33 liter bottle)

$0.31 ฿10.24

$1.76 RSD 183

-82.39%

Local Beer (0.5 liter draught)

$2.41 ฿80.4

$2.44 RSD 255

-1.23%

Imported Beer (0.33 liter bottle)

$3.71 ฿124

$2.81 RSD 293

32.03%

Milk (1 liter)

$1.95 ฿65.3

$1.09 RSD 114

78.90%

White Bread (500g)

$1.41 ฿47.03

$0.53 RSD 55.7

166.04%

Rice (white) (1kg)

$1.31 ฿43.62

$1.35 RSD 141

-2.96%

Eggs

$2.18 ฿72.9

$1.82 RSD 189

19.78%

Local Cheese (1kg)

$16.65 ฿556

$8.06 RSD 840

106.58%

Chicken Fillets (1kg)

$2.76 ฿92.2

$5.81 RSD 605

-52.50%

Beef Round Steak (1kg)

$9.11 ฿304

$9.79 RSD 1,020

-6.95%

Apples (1kg)

$2.39 ฿80.0

$0.88 RSD 91.2

171.59%

Banana (1kg)

$1.03 ฿34.26

$1.63 RSD 170

-36.81%

Oranges (1kg)

$1.63 ฿54.4

$1.17 RSD 122

39.32%

Tomato (1kg)

$1.50 ฿50.0

$1.26 RSD 132

19.05%

Potato (1kg)

$1.29 ฿43.13

$1.01 RSD 105

27.72%

Onion (1kg)

$1.11 ฿37.03

$0.64 RSD 66.9

73.44%

Lettuce (1 head)

$0.72 ฿24.08

$0.59 RSD 61.1

22.03%

Water (1.5 liter bottle)

$0.53 ฿17.59

$0.49 RSD 51.5

8.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$4.19 RSD 437

2.86%

Wine (Bottle)

$17.95 ฿600

$4.67 RSD 487

284.37%

Local Beer (0.5 liter bottle)

$1.58 ฿52.9

$0.82 RSD 85.7

92.68%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.0

$2.30 RSD 240

23.48%

One-way Ticket (Public Transport)

$0.86 ฿28.86

$1.05 RSD 109

-18.10%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

Taxi Start (Normal Tariff)

$1.21 ฿40.29

$1.94 RSD 203

-37.63%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$1.08 RSD 112

-47.22%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ฿78.6

$6.78 RSD 707

-65.34%

Gasoline (1 liter)

$1.44 ฿47.96

$1.79 RSD 186

-19.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ฿692.8K

$31.2K RSD 3.3M

-33.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿895.7K

$24.7K RSD 2.6M

8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$110 RSD 11.5K

-43.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 ฿405

$15.45 RSD 1,611

-21.62%

Internet (50+ Mbps, Unlimited Data)

$19.94 ฿666

$16.38 RSD 1,708

21.73%

Gym Membership (Monthly)

$37.07 ฿1,239

$17.65 RSD 1,840

110.03%

Tennis Court (1 Hour on Weekend)

$3.78 ฿126

Cinema Ticket

$6.50 ฿217

$4.73 RSD 494

37.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$793 ฿26.5K

$173 RSD 18.0K

359.05%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

$6,980 RSD 727.6K

112.15%

Jeans (Levis 501 Or Similar)

$53.7 ฿1,796

$43.68 RSD 4,554

23.03%

Summer Dress (H&M, Zara, etc)

$24.62 ฿823

$21.85 RSD 2,278

12.68%

Sport Shoes (Adidas, Nike)

$90.9 ฿3,036

$90.5 RSD 9,438

0.35%

Men's Leather Business Shoes

$71.1 ฿2,378

$51.9 RSD 5,405

37.20%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

$290 RSD 30.2K

57.18%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

$213 RSD 22.2K

40.13%

3-bedroom Apartment, City Center (Monthly)

$908 ฿30.4K

$448 RSD 46.7K

102.62%

3-bedroom Apartment, Outside City Center (Monthly)

$554 ฿18.5K

$362 RSD 37.8K

52.88%

Buy Apartment in City Center (m2)

$1,931 ฿64.5K

$1,468 RSD 153.0K

31.56%

Buy Apartment Outside City Center (m2)

$1,445 ฿48.3K

$1,545 RSD 161.1K

-6.50%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

$544 RSD 56.7K

8.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.79

16.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Loznica: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$298 32.2%

Loznica

$213 27.8% 28.6% $85

Groceries & Markets

Chiang Mai

$235 25.5%

Loznica

$167 21.8% 29% $68

Clothing & Footwear

Chiang Mai

$108 11.7%

Loznica

$94 12.2% 13.5% $15

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Loznica

$142 18.5% 50.3% $47

Eating Out

Chiang Mai

$79 8.5%

Loznica

$112 14.6% 42.6% $34

Getting Around

Chiang Mai

$61 6.6%

Loznica

$12 * 1.5% 81.1% $49

Sport & Entertainment

Chiang Mai

$50 5.4%

Loznica

$27 3.5% 45.8% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $455 in Chiang Mai versus $290 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $33.00 in Loznica. Groceries tell a different story – $235 in Chiang Mai vs $167 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇷🇸 Loznica

🕒 Local time

20:36 8:36 PM

15:36 3:36 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

19,515

💱 Currency

Thai Baht THB ฿

Serbian Dinar RSD din

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Loznica 7,760 km ≈ 10 h nonstop flight

From you

Chiang Mai
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Loznica: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 21% more than Loznica, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,388 per month in Chiang Mai and $1,149 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Chiang Mai and $33.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 41% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $766, than in Chiang Mai at $925. In Loznica it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $766 versus $925 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.