Cost of Living Comparison Between Chiang Mai and Loznica Cost of Living Comparison Between Chiang Mai and Loznica

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $863 in Loznica, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $1,270 in Loznica, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $1,677 in Loznica, rent included.

Chiang Mai and Loznica have comparable living costs – the differences are in the details.

Both Chiang Mai and Loznica are more affordable than the global median – Chiang Mai 36% lower, Loznica 35% lower.

Meal at Budget Restaurant

$1.96 ฿65.8

$3.73 RSD 381

-47.45%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$29.67 RSD 3,034

-38.15%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$8.49 RSD 868

-11.90%

Cappuccino

$2.02 ฿67.8

$1.69 RSD 173

19.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.50

$1.64 RSD 168

-48.17%

Water (0.33 liter bottle)

$0.36 ฿11.96

$1.99 RSD 204

-81.91%

Local Beer (0.5 liter draught)

$2.14 ฿71.8

$1.96 RSD 200

9.18%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$2.12 RSD 217

69.34%

Milk (1 liter)

$1.65 ฿55.5

$1.04 RSD 106

58.65%

White Bread (500g)

$1.57 ฿52.7

$0.63 RSD 64.3

149.21%

Rice (white) (1kg)

$1.19 ฿40.02

$1.39 RSD 143

-14.39%

Eggs

$1.94 ฿65.1

$1.92 RSD 196

1.04%

Local Cheese (1kg)

$16.19 ฿544

$7.68 RSD 785

110.81%

Chicken Fillets (1kg)

$2.99 ฿101

$5.48 RSD 560

-45.44%

Beef Round Steak (1kg)

$10.94 ฿368

$9.69 RSD 991

12.90%

Apples (1kg)

$2.71 ฿91.2

$0.88 RSD 89.7

207.95%

Banana (1kg)

$1.17 ฿39.25

$1.65 RSD 168

-29.09%

Oranges (1kg)

$1.69 ฿56.7

$1.17 RSD 119

44.44%

Tomato (1kg)

$1.60 ฿54.0

$1.10 RSD 112

45.45%

Potato (1kg)

$1.38 ฿46.54

$1.04 RSD 106

32.69%

Onion (1kg)

$1.20 ฿40.45

$1.11 RSD 113

8.11%

Lettuce (1 head)

$0.67 ฿22.50

$0.51 RSD 51.8

31.37%

Water (1.5 liter bottle)

$0.56 ฿18.73

$0.47 RSD 48.36

19.15%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$4.12 RSD 422

12.62%

Wine (Bottle)

$17.62 ฿593

$4.70 RSD 480

274.89%

Local Beer (0.5 liter bottle)

$1.86 ฿62.5

$0.76 RSD 77.5

144.74%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$3.21 RSD 328

2.80%

One-way Ticket (Public Transport)

$0.88 ฿29.68

$0.91 RSD 93.3

-3.30%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿650

$25.98 RSD 2,656

-25.56%

Taxi Start (Normal Tariff)

$1.36 ฿45.90

$2.19 RSD 223

-37.90%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.98

$0.86 RSD 88.0

55.81%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$7.08 RSD 724

15.96%

Gasoline (1 liter)

$1.22 ฿41.18

$1.77 RSD 181

-31.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.1K

$30.8K RSD 3.2M

-30.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿757.7K

$26.2K RSD 2.7M

-14.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,376

$116 RSD 11.8K

-38.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$13.08 RSD 1,337

7.34%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿588

$16.70 RSD 1,707

4.73%

Gym Membership (Monthly)

$42.15 ฿1,417

$18.14 RSD 1,855

132.36%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$16.22 RSD 1,658

-57.58%

Cinema Ticket

$5.92 ฿199

$3.02 RSD 309

96.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$170 RSD 17.3K

81.99%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.4K

$5,001 RSD 511.4K

197.48%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,875

$34.42 RSD 3,520

62.00%

Summer Dress (H&M, Zara, etc)

$26.11 ฿878

$26.11 RSD 2,669

Sport Shoes (Adidas, Nike)

$83.0 ฿2,792

$88.4 RSD 9,036

-6.06%

Men's Leather Business Shoes

$70.5 ฿2,369

$53.0 RSD 5,414

33.05%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$317 RSD 32.4K

36.45%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,035

$295 RSD 30.2K

-19.11%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$488 RSD 49.9K

68.48%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$410 RSD 41.9K

24.96%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$1,454 RSD 148.7K

31.66%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

$1,557 RSD 159.2K

-5.76%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

$549 RSD 56.1K

5.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

-37.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Loznica: July 13, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Chiang Mai. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $30.00 in Loznica. Groceries tell a different story – $243 in Chiang Mai vs $166 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Loznica: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,294 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Chiang Mai and $30.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 34% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.

$800 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $863 in Loznica, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $863 in Loznica. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Loznica makes more sense. Both are solid long-term options with distinct trade-offs.