Cost of Living Comparison Between Belgrade and Loznica Cost of Living Comparison Between Belgrade and Loznica

Monthly Cost of Living

A single person spends $1,507 per month in Belgrade vs $828 in Loznica, rent included.

A couple spends around $2,262 per month in Belgrade vs $1,230 in Loznica, rent included.

A family of three spends $3,016 per month in Belgrade vs $1,632 in Loznica, rent included.

Belgrade costs about 82% more than Loznica, driven mainly by Eating Out.

Belgrade sits 13% above the global median, while Loznica is 38% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Belgrade
Loznica
Difference
Meal at Budget Restaurant
$12.11 RSD 1,215
$3.73 RSD 374
224.66%
Three-Course Dinner for Two, Mid-Range
$48.92 RSD 4,908
$29.09 RSD 2,919
68.17%
Fast Food Meal (McDonalds, etc)
$11.63 RSD 1,167
$8.70 RSD 873
33.68%
Cappuccino
$2.85 RSD 286
$1.73 RSD 173
64.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.70 RSD 271
$1.59 RSD 160
69.81%
Water (0.33 liter bottle)
$2.13 RSD 213
$1.95 RSD 196
9.23%
Local Beer (0.5 liter draught)
$3.39 RSD 341
$1.91 RSD 192
77.49%
Imported Beer (0.33 liter bottle)
$3.96 RSD 398
$2.20 RSD 221
80.00%
🛒 Groceries & Markets
Belgrade
Loznica
Difference
Milk (1 liter)
$1.49 RSD 150
$1.03 RSD 104
44.66%
White Bread (500g)
$0.88 RSD 88.7
$0.68 RSD 68.2
29.41%
Rice (white) (1kg)
$2.96 RSD 297
$1.41 RSD 142
109.93%
Eggs
$2.94 RSD 295
$1.95 RSD 195
50.77%
Local Cheese (1kg)
$11.51 RSD 1,155
$7.86 RSD 789
46.44%
Chicken Fillets (1kg)
$7.56 RSD 759
$5.67 RSD 569
33.33%
Beef Round Steak (1kg)
$13.00 RSD 1,305
$10.06 RSD 1,010
29.22%
Apples (1kg)
$1.36 RSD 137
$0.84 RSD 83.8
61.90%
Banana (1kg)
$1.91 RSD 191
$1.67 RSD 168
14.37%
Oranges (1kg)
$1.94 RSD 195
$1.15 RSD 115
68.70%
Tomato (1kg)
$2.79 RSD 280
$1.14 RSD 114
144.74%
Potato (1kg)
$1.03 RSD 103
$1.03 RSD 103
-
Onion (1kg)
$0.75 RSD 75.6
$1.10 RSD 110
-31.82%
Lettuce (1 head)
$0.94 RSD 94.8
$0.48 RSD 47.96
95.83%
Water (1.5 liter bottle)
$0.74 RSD 74.6
$0.50 RSD 50.6
48.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.42 RSD 444
$4.07 RSD 408
8.60%
Wine (Bottle)
$7.91 RSD 794
$4.75 RSD 477
66.53%
Local Beer (0.5 liter bottle)
$0.83 RSD 83.5
$0.73 RSD 72.8
13.70%
Imported Beer (0.33 liter bottle)
$1.55 RSD 155
$3.13 RSD 314
-50.48%
🚌 Getting Around
Belgrade
Loznica
Difference
One-way Ticket (Public Transport)
$0.98 RSD 98.4
$0.98 RSD 97.9
-
Public Transport Monthly Pass (Regular Price)
-
-
-
Taxi Start (Normal Tariff)
$3.08 RSD 309
$2.24 RSD 224
37.50%
Taxi (Normal Tariff) (1km)
$0.90 RSD 90.0
$0.87 RSD 87.3
3.45%
Taxi 1hour Waiting (Normal Tariff)
$17.48 RSD 1,754
$6.99 RSD 702
150.07%
Gasoline (1 liter)
$1.89 RSD 190
$1.74 RSD 175
8.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K RSD 3.1M
$30.6K RSD 3.1M
0.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K RSD 2.7M
$26.2K RSD 2.6M
3.56%
🧾 Monthly Utilities & Internet
Belgrade
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$207 RSD 20.7K
$112 RSD 11.2K
84.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.89 RSD 2,297
$13.18 RSD 1,323
73.67%
Internet (50+ Mbps, Unlimited Data)
$32.74 RSD 3,285
$16.96 RSD 1,702
93.04%
🎉 Sport & Entertainment
Belgrade
Loznica
Difference
Gym Membership (Monthly)
$38.94 RSD 3,906
$18.00 RSD 1,806
116.33%
Tennis Court (1 Hour on Weekend)
$21.02 RSD 2,109
$16.21 RSD 1,626
29.67%
Cinema Ticket
$8.05 RSD 808
$2.94 RSD 295
173.81%
🧸 Childcare & Education
Belgrade
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$450 RSD 45.2K
$165 RSD 16.6K
172.05%
International Primary School, 1 Child (Yearly)
$9,279 RSD 930.9K
$5,116 RSD 513.3K
81.35%
👕👟 Clothing & Footwear
Belgrade
Loznica
Difference
Jeans (Levis 501 Or Similar)
$102 RSD 10.2K
$33.88 RSD 3,400
201.00%
Summer Dress (H&M, Zara, etc)
$41.82 RSD 4,196
$26.49 RSD 2,657
57.87%
Sport Shoes (Adidas, Nike)
$110 RSD 11.1K
$88.2 RSD 8,846
25.21%
Men's Leather Business Shoes
$122 RSD 12.3K
$52.4 RSD 5,253
133.63%
🏠 Accommodation & Living
Belgrade
Loznica
Difference
1-bedroom Apartment, City Center (Monthly)
$871 RSD 87.4K
$317 RSD 31.8K
174.60%
1-bedroom Apartment, Outside City Center (Monthly)
$559 RSD 56.1K
$290 RSD 29.1K
92.55%
3-bedroom Apartment, City Center (Monthly)
$1,560 RSD 156.5K
$488 RSD 49.0K
219.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,002 RSD 100.6K
$412 RSD 41.3K
143.60%
Buy Apartment in City Center (m2)
$5,238 RSD 525.6K
$1,490 RSD 149.4K
251.68%
Buy Apartment Outside City Center (m2)
$3,035 RSD 304.5K
$1,266 RSD 127.0K
139.74%
💵 Salaries & Financials
Belgrade
Loznica
Difference
Average Monthly Net Salary (After Tax)
$1,272 RSD 127.6K
$559 RSD 56.1K
127.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.59
8
-30.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: April 25, 2026

Last update for Loznica: April 25, 2026

Cost Breakdown

A central one-bedroom costs $871 in Belgrade versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 128% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Belgrade versus $29.00 in Loznica. Monthly groceries follow the same trend: $239 vs $170 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgrade vs Loznica: Cost of Living - Frequently Asked Questions
How do living costs in Belgrade and Loznica compare overall?
Monthly costs with rent: $1,507 in Belgrade, $828 in Loznica – roughly 82% apart. Belgrade costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Belgrade compared to Loznica?
For a comfortable life, plan on about $2,260 per month in Belgrade and $1,242 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Belgrade and Loznica?
Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $49.00 in Belgrade and $29.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 41% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Loznica, where all-in costs run around $828, than in Belgrade at $1,507. In Loznica it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Belgrade or Loznica?
Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Belgrade or Loznica safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Belgrade and Loznica?
If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.

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