Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Loznica

For one person, living is cheaper in Loznica: $770 a month against $1,541 in Belgrade, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Belgrade
Learn more

Belgrade Living Index
37

Cost of Living Index in Loznica
Learn more

Loznica Living Index

Jump to prices

Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Loznica

🇷🇸 Serbia

$770

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Loznica actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $770 in Loznica, rent included.

Belgrade $1,541
Loznica $770

A couple spends around $2,351 per month in Belgrade vs $1,177 in Loznica, rent included.

Belgrade $2,351
Loznica $1,177

A family of three spends $3,161 per month in Belgrade vs $1,584 in Loznica, rent included.

Belgrade $3,161
Loznica $1,584

Belgrade costs about 100% more than Loznica, and outside of rent the biggest gap is in eating out.

Belgrade sits 14% above the global median, while Loznica is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,398

$3.58 RSD 373

275.14%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,036

$33.18 RSD 3,454

74.77%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,384

$11.27 RSD 1,173

18.01%

Cappuccino

$3.05 RSD 317

$1.53 RSD 159

99.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 293

$1.81 RSD 188

55.80%

Water (0.33 liter bottle)

$2.28 RSD 238

$1.75 RSD 183

30.29%

Local Beer (0.5 liter draught)

$3.66 RSD 381

$2.42 RSD 252

51.24%

Imported Beer (0.33 liter bottle)

$4.18 RSD 435

$2.93 RSD 305

42.66%

Milk (1 liter)

$1.41 RSD 147

$1.08 RSD 112

30.56%

White Bread (500g)

$1.16 RSD 121

$0.54 RSD 56.6

114.81%

Rice (white) (1kg)

$2.53 RSD 263

$1.36 RSD 141

86.03%

Eggs

$2.80 RSD 292

$1.88 RSD 196

48.94%

Local Cheese (1kg)

$10.93 RSD 1,137

$7.86 RSD 818

39.06%

Chicken Fillets (1kg)

$6.80 RSD 708

$5.93 RSD 617

14.67%

Beef Round Steak (1kg)

$15.40 RSD 1,603

$9.41 RSD 980

63.66%

Apples (1kg)

$1.63 RSD 170

$0.88 RSD 91.6

85.23%

Banana (1kg)

$1.75 RSD 182

$1.62 RSD 169

8.02%

Oranges (1kg)

$1.78 RSD 186

$1.12 RSD 117

58.93%

Tomato (1kg)

$3.04 RSD 316

$1.19 RSD 124

155.46%

Potato (1kg)

$0.97 RSD 101

$1.03 RSD 107

-5.83%

Onion (1kg)

$0.65 RSD 67.7

$0.59 RSD 61.6

10.17%

Lettuce (1 head)

$0.74 RSD 77.2

$0.61 RSD 63.7

21.31%

Water (1.5 liter bottle)

$0.72 RSD 75.3

$0.50 RSD 52.3

44.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 471

$3.97 RSD 413

14.11%

Wine (Bottle)

$8.25 RSD 858

$4.48 RSD 467

84.15%

Local Beer (0.5 liter bottle)

$0.86 RSD 89.8

$0.82 RSD 85.1

4.88%

Imported Beer (0.33 liter bottle)

$1.43 RSD 148

$2.33 RSD 242

-38.63%

One-way Ticket (Public Transport)

$0.96 RSD 99.5

Taxi Start (Normal Tariff)

$3.10 RSD 323

$1.86 RSD 194

66.67%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

$1.03 RSD 107

-4.85%

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,780

$6.72 RSD 700

154.46%

Gasoline (1 liter)

$1.87 RSD 195

$1.85 RSD 192

1.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

$30.5K RSD 3.2M

1.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

$25.5K RSD 2.7M

-5.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

$112 RSD 11.6K

92.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,659

$15.23 RSD 1,585

67.76%

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,685

$16.40 RSD 1,708

115.85%

Gym Membership (Monthly)

$40.62 RSD 4,228

$17.47 RSD 1,819

132.51%

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

Cinema Ticket

$7.99 RSD 832

$4.88 RSD 508

63.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.2K

$173 RSD 18.0K

162.36%

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

$8,808 RSD 916.8K

40.41%

Jeans (Levis 501 Or Similar)

$112 RSD 11.6K

$42.05 RSD 4,378

165.61%

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,951

$22.19 RSD 2,309

114.33%

Sport Shoes (Adidas, Nike)

$114 RSD 11.8K

$93.5 RSD 9,731

21.51%

Men's Leather Business Shoes

$147 RSD 15.3K

$51.0 RSD 5,306

188.01%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.3K

$289 RSD 30.0K

187.33%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.2K

$216 RSD 22.5K

150.48%

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.0K

$459 RSD 47.8K

228.40%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.5K

$373 RSD 38.8K

161.25%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

$1,466 RSD 152.6K

245.07%

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

$1,605 RSD 167.0K

97.62%

Average Monthly Net Salary (After Tax)

$1,276 RSD 132.8K

$537 RSD 55.9K

137.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

4.79

-6.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Loznica: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Loznica

$216 28% 60.1% $325

Monthly Utilities & Internet

Belgrade

$276 17.9%

Loznica

$143 18.6% 48% $132

Groceries & Markets

Belgrade

$241 15.6%

Loznica

$166 21.5% 31.1% $75

Eating Out

Belgrade

$231 15%

Loznica

$113 14.7% 51% $118

Clothing & Footwear

Belgrade

$189 12.3%

Loznica

$94 12.2% 50.3% $95

Sport & Entertainment

Belgrade

$57 3.7%

Loznica

$27 3.5% 51.9% $29

Getting Around

Belgrade

$8 * 0.5%

Loznica

$11 * 1.4% 35.4% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $289 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Belgrade are about 2.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58 in Belgrade versus $33 in Loznica. Monthly groceries follow the same trend: $241 vs $166 – making Loznica the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇷🇸 Loznica

🕒 Local time

01:51 1:51 AM

Same time as Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

19,515

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Belgrade Loznica 100 km

From you

Belgrade
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Loznica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $770 in Loznica – Loznica comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,312 per month in Belgrade and $1,155 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments: a one-bedroom in the center costs $289 there versus $829 in Belgrade.

A mid-range dinner for two costs $58 in Belgrade and $33 in Loznica. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 45% more in Belgrade, though the gap depends on what you buy.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Loznica. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.