Cost of Living Comparison Between Belgrade and Loznica Cost of Living Comparison Between Belgrade and Loznica

Monthly Cost of Living

A single person spends $1,518 per month in Belgrade vs $861 in Loznica, rent included.

A couple spends around $2,316 per month in Belgrade vs $1,241 in Loznica, rent included.

A family of three spends $3,114 per month in Belgrade vs $1,622 in Loznica, rent included.

Belgrade costs about 76% more than Loznica, driven mainly by Eating Out.

Belgrade sits 14% above the global median, while Loznica is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.55 RSD 1,277

$3.55 RSD 361

253.52%

Three-Course Dinner for Two, Mid-Range

$49.58 RSD 5,043

$29.35 RSD 2,986

68.93%

Fast Food Meal (McDonalds, etc)

$11.70 RSD 1,190

$8.59 RSD 873

36.20%

Cappuccino

$2.76 RSD 281

$1.66 RSD 169

66.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 RSD 275

$1.61 RSD 163

67.70%

Water (0.33 liter bottle)

$2.13 RSD 217

$2.02 RSD 205

5.45%

Local Beer (0.5 liter draught)

$3.49 RSD 355

$1.95 RSD 198

78.97%

Imported Beer (0.33 liter bottle)

$3.84 RSD 391

$2.19 RSD 223

75.34%

Milk (1 liter)

$1.45 RSD 148

$1.04 RSD 106

39.42%

White Bread (500g)

$0.91 RSD 92.7

$0.65 RSD 65.8

40.00%

Rice (white) (1kg)

$3.00 RSD 305

$1.40 RSD 142

114.29%

Eggs

$2.85 RSD 290

$2.00 RSD 204

42.50%

Local Cheese (1kg)

$11.39 RSD 1,158

$7.54 RSD 767

51.06%

Chicken Fillets (1kg)

$7.88 RSD 801

$5.66 RSD 576

39.22%

Beef Round Steak (1kg)

$12.99 RSD 1,321

$9.98 RSD 1,015

30.16%

Apples (1kg)

$1.44 RSD 146

$0.89 RSD 90.3

61.80%

Banana (1kg)

$1.98 RSD 201

$1.67 RSD 169

18.56%

Oranges (1kg)

$1.97 RSD 200

$1.16 RSD 118

69.83%

Tomato (1kg)

$2.72 RSD 276

$1.12 RSD 114

142.86%

Potato (1kg)

$1.07 RSD 108

$1.03 RSD 105

3.88%

Onion (1kg)

$0.75 RSD 76.2

$1.09 RSD 111

-31.19%

Lettuce (1 head)

$0.96 RSD 97.3

$0.51 RSD 52.1

88.24%

Water (1.5 liter bottle)

$0.78 RSD 79.6

$0.50 RSD 50.9

56.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.52 RSD 459

$4.16 RSD 423

8.65%

Wine (Bottle)

$8.48 RSD 862

$4.66 RSD 474

81.97%

Local Beer (0.5 liter bottle)

$0.88 RSD 89.8

$0.76 RSD 77.4

15.79%

Imported Beer (0.33 liter bottle)

$1.57 RSD 160

$3.10 RSD 316

-49.35%

One-way Ticket (Public Transport)

$0.92 RSD 94.0

$1.00 RSD 101

-8.00%

Public Transport Monthly Pass (Regular Price)

$26.52 RSD 2,698

Taxi Start (Normal Tariff)

$3.15 RSD 320

$2.18 RSD 221

44.50%

Taxi (Normal Tariff) (1km)

$0.90 RSD 91.3

$0.93 RSD 94.4

-3.23%

Taxi 1hour Waiting (Normal Tariff)

$17.51 RSD 1,781

$6.92 RSD 704

153.03%

Gasoline (1 liter)

$1.90 RSD 194

$1.75 RSD 178

8.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$31.2K RSD 3.2M

-0.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K RSD 2.8M

$27.1K RSD 2.8M

0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 RSD 20.9K

$116 RSD 11.8K

77.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.69 RSD 2,308

$13.24 RSD 1,347

71.37%

Internet (50+ Mbps, Unlimited Data)

$32.34 RSD 3,289

$17.10 RSD 1,739

89.12%

Gym Membership (Monthly)

$39.47 RSD 4,015

$18.37 RSD 1,868

114.86%

Tennis Court (1 Hour on Weekend)

$20.82 RSD 2,118

$16.61 RSD 1,690

25.35%

Cinema Ticket

$7.81 RSD 794

$3.02 RSD 307

158.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 RSD 44.7K

$167 RSD 17.0K

162.79%

International Primary School, 1 Child (Yearly)

$9,367 RSD 952.6K

$5,156 RSD 524.4K

81.67%

Jeans (Levis 501 Or Similar)

$101 RSD 10.2K

$35.14 RSD 3,574

186.57%

Summer Dress (H&M, Zara, etc)

$42.73 RSD 4,346

$26.25 RSD 2,670

62.78%

Sport Shoes (Adidas, Nike)

$110 RSD 11.2K

$89.2 RSD 9,071

23.21%

Men's Leather Business Shoes

$121 RSD 12.4K

$54.2 RSD 5,507

124.28%

1-bedroom Apartment, City Center (Monthly)

$863 RSD 87.8K

$327 RSD 33.3K

163.97%

1-bedroom Apartment, Outside City Center (Monthly)

$564 RSD 57.3K

$291 RSD 29.6K

93.38%

3-bedroom Apartment, City Center (Monthly)

$1,571 RSD 159.8K

$477 RSD 48.5K

229.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,008 RSD 102.5K

$412 RSD 41.9K

144.88%

Buy Apartment in City Center (m2)

$5,388 RSD 548.0K

$1,486 RSD 151.1K

262.64%

Buy Apartment Outside City Center (m2)

$3,217 RSD 327.2K

$1,636 RSD 166.4K

96.57%

Average Monthly Net Salary (After Tax)

$1,241 RSD 126.2K

$532 RSD 54.1K

133.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.59

-30.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: July 27, 2026

Last update for Loznica: July 28, 2026

Cost Breakdown

A central one-bedroom costs $863 in Belgrade versus $327 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 133% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Belgrade versus $29.00 in Loznica. Monthly groceries follow the same trend: $243 vs $169 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Loznica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,518 in Belgrade, $861 in Loznica – roughly 76% apart. Belgrade costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,277 per month in Belgrade and $1,292 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Belgrade and $29.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 44% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $861, than in Belgrade at $1,518. In Loznica it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.