😐A single person spends $1,507 per month in Belgrade vs $828 in Loznica, rent included.
😐A couple spends around $2,262 per month in Belgrade vs $1,230 in Loznica, rent included.
😐A family of three spends $3,016 per month in Belgrade vs $1,632 in Loznica, rent included.
😐Belgrade costs about 82% more than Loznica, driven mainly by Eating Out.
📊Belgrade sits 13% above the global median, while Loznica is 38% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Belgrade
Loznica
Difference
Meal at Budget Restaurant
$12.11RSD 1,215
$3.73RSD 374
224.66%
Three-Course Dinner for Two, Mid-Range
$48.92RSD 4,908
$29.09RSD 2,919
68.17%
Fast Food Meal(McDonalds, etc)
$11.63RSD 1,167
$8.70RSD 873
33.68%
Cappuccino
$2.85RSD 286
$1.73RSD 173
64.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.70RSD 271
$1.59RSD 160
69.81%
Water(0.33 liter bottle)
$2.13RSD 213
$1.95RSD 196
9.23%
Local Beer(0.5 liter draught)
$3.39RSD 341
$1.91RSD 192
77.49%
Imported Beer(0.33 liter bottle)
$3.96RSD 398
$2.20RSD 221
80.00%
🛒 Groceries & Markets
Belgrade
Loznica
Difference
Milk(1 liter)
$1.49RSD 150
$1.03RSD 104
44.66%
White Bread(500g)
$0.88RSD 88.7
$0.68RSD 68.2
29.41%
Rice(white)(1kg)
$2.96RSD 297
$1.41RSD 142
109.93%
Eggs
$2.94RSD 295
$1.95RSD 195
50.77%
Local Cheese(1kg)
$11.51RSD 1,155
$7.86RSD 789
46.44%
Chicken Fillets(1kg)
$7.56RSD 759
$5.67RSD 569
33.33%
Beef Round Steak(1kg)
$13.00RSD 1,305
$10.06RSD 1,010
29.22%
Apples(1kg)
$1.36RSD 137
$0.84RSD 83.8
61.90%
Banana(1kg)
$1.91RSD 191
$1.67RSD 168
14.37%
Oranges(1kg)
$1.94RSD 195
$1.15RSD 115
68.70%
Tomato(1kg)
$2.79RSD 280
$1.14RSD 114
144.74%
Potato(1kg)
$1.03RSD 103
$1.03RSD 103
-
Onion(1kg)
$0.75RSD 75.6
$1.10RSD 110
-31.82%
Lettuce(1 head)
$0.94RSD 94.8
$0.48RSD 47.96
95.83%
Water(1.5 liter bottle)
$0.74RSD 74.6
$0.50RSD 50.6
48.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.42RSD 444
$4.07RSD 408
8.60%
Wine(Bottle)
$7.91RSD 794
$4.75RSD 477
66.53%
Local Beer(0.5 liter bottle)
$0.83RSD 83.5
$0.73RSD 72.8
13.70%
Imported Beer(0.33 liter bottle)
$1.55RSD 155
$3.13RSD 314
-50.48%
🚌 Getting Around
Belgrade
Loznica
Difference
One-way Ticket(Public Transport)
$0.98RSD 98.4
$0.98RSD 97.9
-
Public Transport Monthly Pass(Regular Price)
-
-
-
Taxi Start(Normal Tariff)
$3.08RSD 309
$2.24RSD 224
37.50%
Taxi(Normal Tariff)(1km)
$0.90RSD 90.0
$0.87RSD 87.3
3.45%
Taxi 1hour Waiting(Normal Tariff)
$17.48RSD 1,754
$6.99RSD 702
150.07%
Gasoline(1 liter)
$1.89RSD 190
$1.74RSD 175
8.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7KRSD 3.1M
$30.6KRSD 3.1M
0.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2KRSD 2.7M
$26.2KRSD 2.6M
3.56%
🧾 Monthly Utilities & Internet
Belgrade
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$207RSD 20.7K
$112RSD 11.2K
84.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.89RSD 2,297
$13.18RSD 1,323
73.67%
Internet(50+ Mbps, Unlimited Data)
$32.74RSD 3,285
$16.96RSD 1,702
93.04%
🎉 Sport & Entertainment
Belgrade
Loznica
Difference
Gym Membership(Monthly)
$38.94RSD 3,906
$18.00RSD 1,806
116.33%
Tennis Court(1 Hour on Weekend)
$21.02RSD 2,109
$16.21RSD 1,626
29.67%
Cinema Ticket
$8.05RSD 808
$2.94RSD 295
173.81%
🧸 Childcare & Education
Belgrade
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$450RSD 45.2K
$165RSD 16.6K
172.05%
International Primary School, 1 Child(Yearly)
$9,279RSD 930.9K
$5,116RSD 513.3K
81.35%
👕👟 Clothing & Footwear
Belgrade
Loznica
Difference
Jeans(Levis 501 Or Similar)
$102RSD 10.2K
$33.88RSD 3,400
201.00%
Summer Dress(H&M, Zara, etc)
$41.82RSD 4,196
$26.49RSD 2,657
57.87%
Sport Shoes(Adidas, Nike)
$110RSD 11.1K
$88.2RSD 8,846
25.21%
Men's Leather Business Shoes
$122RSD 12.3K
$52.4RSD 5,253
133.63%
🏠 Accommodation & Living
Belgrade
Loznica
Difference
1-bedroom Apartment, City Center(Monthly)
$871RSD 87.4K
$317RSD 31.8K
174.60%
1-bedroom Apartment, Outside City Center(Monthly)
$559RSD 56.1K
$290RSD 29.1K
92.55%
3-bedroom Apartment, City Center(Monthly)
$1,560RSD 156.5K
$488RSD 49.0K
219.61%
3-bedroom Apartment, Outside City Center(Monthly)
$1,002RSD 100.6K
$412RSD 41.3K
143.60%
Buy Apartment in City Center(m2)
$5,238RSD 525.6K
$1,490RSD 149.4K
251.68%
Buy Apartment Outside City Center(m2)
$3,035RSD 304.5K
$1,266RSD 127.0K
139.74%
💵 Salaries & Financials
Belgrade
Loznica
Difference
Average Monthly Net Salary(After Tax)
$1,272RSD 127.6K
$559RSD 56.1K
127.52%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.59
8
-30.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Belgrade: April 25, 2026
Last update for Loznica: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $871 in Belgrade versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 128% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $49.00 in Belgrade versus $29.00 in Loznica. Monthly groceries follow the same trend: $239 vs $170 – making Loznica the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgrade vs Loznica: Cost of Living - Frequently Asked Questions
How do living costs in Belgrade and Loznica compare overall?
Monthly costs with rent: $1,507 in Belgrade, $828 in Loznica – roughly 82% apart. Belgrade costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Belgrade compared to Loznica?
For a comfortable life, plan on about $2,260 per month in Belgrade and $1,242 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Belgrade and Loznica?
Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $49.00 in Belgrade and $29.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 41% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Loznica, where all-in costs run around $828, than in Belgrade at $1,507. In Loznica it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Belgrade or Loznica?
Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Belgrade or Loznica safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Belgrade and Loznica?
If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.