Cost of Living Comparison Between Belgrade and Loznica Cost of Living Comparison Between Belgrade and Loznica

Monthly Cost of Living

A single person spends $1,638 per month in Belgrade vs $790 in Loznica, rent included.

A couple spends around $2,454 per month in Belgrade vs $1,210 in Loznica, rent included.

A family of three spends $3,269 per month in Belgrade vs $1,630 in Loznica, rent included.

Belgrade costs about 107% more than Loznica, driven mainly by Eating Out.

Belgrade sits 20% above the global median, while Loznica is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.46 RSD 1,371

$3.63 RSD 370

270.80%

Three-Course Dinner for Two, Mid-Range

$57.9 RSD 5,895

$34.08 RSD 3,473

69.78%

Fast Food Meal (McDonalds, etc)

$13.32 RSD 1,357

$11.42 RSD 1,164

16.64%

Cappuccino

$3.21 RSD 327

$1.63 RSD 167

96.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 RSD 296

$1.96 RSD 200

47.96%

Water (0.33 liter bottle)

$2.38 RSD 242

$1.79 RSD 183

32.96%

Local Beer (0.5 liter draught)

$3.78 RSD 386

$2.51 RSD 256

50.60%

Imported Beer (0.33 liter bottle)

$3.83 RSD 390

$3.02 RSD 308

26.82%

Milk (1 liter)

$1.45 RSD 148

$1.12 RSD 114

29.46%

White Bread (500g)

$1.16 RSD 119

$0.60 RSD 60.8

93.33%

Rice (white) (1kg)

$2.68 RSD 273

$1.35 RSD 138

98.52%

Eggs

$2.87 RSD 292

$1.94 RSD 198

47.94%

Local Cheese (1kg)

$11.63 RSD 1,185

$8.20 RSD 835

41.83%

Chicken Fillets (1kg)

$6.99 RSD 712

$5.95 RSD 607

17.48%

Beef Round Steak (1kg)

$16.17 RSD 1,648

$10.14 RSD 1,033

59.47%

Apples (1kg)

$1.68 RSD 171

$0.86 RSD 87.9

95.35%

Banana (1kg)

$1.94 RSD 197

$1.74 RSD 177

11.49%

Oranges (1kg)

$1.88 RSD 192

$1.17 RSD 119

60.68%

Tomato (1kg)

$3.05 RSD 311

$1.24 RSD 126

145.97%

Potato (1kg)

$0.96 RSD 97.4

$1.09 RSD 111

-11.93%

Onion (1kg)

$0.73 RSD 74.4

$0.61 RSD 62.5

19.67%

Lettuce (1 head)

$0.77 RSD 78.0

$0.64 RSD 65.6

20.31%

Water (1.5 liter bottle)

$0.69 RSD 69.9

$0.48 RSD 48.85

43.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 RSD 484

$4.29 RSD 437

10.72%

Wine (Bottle)

$9.62 RSD 980

$4.85 RSD 494

98.35%

Local Beer (0.5 liter bottle)

$0.97 RSD 99.1

$0.78 RSD 79.8

24.36%

Imported Beer (0.33 liter bottle)

$1.59 RSD 162

$2.41 RSD 246

-34.02%

One-way Ticket (Public Transport)

$0.87 RSD 88.8

Taxi Start (Normal Tariff)

$3.13 RSD 319

$1.94 RSD 198

61.34%

Taxi (Normal Tariff) (1km)

$1.04 RSD 106

$1.11 RSD 113

-6.31%

Taxi 1hour Waiting (Normal Tariff)

$17.66 RSD 1,799

$6.88 RSD 701

156.69%

Gasoline (1 liter)

$1.96 RSD 200

$1.86 RSD 189

5.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.2M

$31.5K RSD 3.2M

-1.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K RSD 2.6M

$26.3K RSD 2.7M

-2.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 RSD 23.0K

$114 RSD 11.6K

98.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.00 RSD 2,751

$16.19 RSD 1,650

66.77%

Internet (50+ Mbps, Unlimited Data)

$36.81 RSD 3,751

$16.54 RSD 1,685

122.55%

Gym Membership (Monthly)

$41.85 RSD 4,264

$18.10 RSD 1,845

131.22%

Tennis Court (1 Hour on Weekend)

$23.88 RSD 2,433

$13.90 RSD 1,416

71.80%

Cinema Ticket

$8.97 RSD 914

$4.83 RSD 492

85.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$416 RSD 42.4K

$177 RSD 18.0K

135.77%

International Primary School, 1 Child (Yearly)

$11.6K RSD 1.2M

$7,938 RSD 808.8K

46.66%

Jeans (Levis 501 Or Similar)

$118 RSD 12.0K

$44.34 RSD 4,518

165.36%

Summer Dress (H&M, Zara, etc)

$49.13 RSD 5,006

$22.83 RSD 2,326

115.20%

Sport Shoes (Adidas, Nike)

$123 RSD 12.5K

$94.7 RSD 9,644

30.12%

Men's Leather Business Shoes

$162 RSD 16.5K

$52.9 RSD 5,390

205.39%

1-bedroom Apartment, City Center (Monthly)

$841 RSD 85.7K

$294 RSD 29.9K

186.50%

1-bedroom Apartment, Outside City Center (Monthly)

$581 RSD 59.2K

$220 RSD 22.4K

164.18%

3-bedroom Apartment, City Center (Monthly)

$1,557 RSD 158.7K

$474 RSD 48.3K

228.58%

3-bedroom Apartment, Outside City Center (Monthly)

$996 RSD 101.5K

$375 RSD 38.2K

165.86%

Buy Apartment in City Center (m2)

$5,525 RSD 563.0K

$1,509 RSD 153.7K

266.26%

Buy Apartment Outside City Center (m2)

$3,221 RSD 328.2K

$1,596 RSD 162.6K

101.83%

Average Monthly Net Salary (After Tax)

$1,257 RSD 128.1K

$548 RSD 55.9K

129.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.65

4.79

-2.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: September 13, 2026

Last update for Loznica: September 14, 2026

Cost Breakdown

A central one-bedroom costs $841 in Belgrade versus $294 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $34.00 in Loznica. Monthly groceries follow the same trend: $252 vs $172 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Loznica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,638 in Belgrade, $790 in Loznica – roughly 107% apart. Belgrade costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,457 per month in Belgrade and $1,185 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $34.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $790, than in Belgrade at $1,638. In Loznica it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.