Cost of Living Comparison Between Belgrade and Loznica Cost of Living Comparison Between Belgrade and Loznica

Monthly Cost of Living

A single person spends $1,513 per month in Belgrade vs $866 in Loznica, rent included.

A couple spends around $2,283 per month in Belgrade vs $1,246 in Loznica, rent included.

A family of three spends $3,052 per month in Belgrade vs $1,626 in Loznica, rent included.

Belgrade costs about 75% more than Loznica, driven mainly by Eating Out.

Belgrade sits 13% above the global median, while Loznica is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.50 RSD 1,265

$3.73 RSD 377

235.12%

Three-Course Dinner for Two, Mid-Range

$48.70 RSD 4,925

$28.73 RSD 2,905

69.51%

Fast Food Meal (McDonalds, etc)

$11.97 RSD 1,211

$8.89 RSD 899

34.65%

Cappuccino

$2.85 RSD 288

$1.73 RSD 175

64.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 RSD 270

$1.68 RSD 170

58.93%

Water (0.33 liter bottle)

$2.14 RSD 216

$2.01 RSD 203

6.47%

Local Beer (0.5 liter draught)

$3.42 RSD 346

$2.03 RSD 205

68.47%

Imported Beer (0.33 liter bottle)

$3.97 RSD 401

$2.16 RSD 218

83.80%

Milk (1 liter)

$1.45 RSD 147

$1.08 RSD 109

34.26%

White Bread (500g)

$0.86 RSD 86.6

$0.69 RSD 69.6

24.64%

Rice (white) (1kg)

$2.94 RSD 298

$1.41 RSD 143

108.51%

Eggs

$2.97 RSD 300

$2.02 RSD 205

47.03%

Local Cheese (1kg)

$11.68 RSD 1,181

$7.83 RSD 792

49.17%

Chicken Fillets (1kg)

$7.47 RSD 755

$5.69 RSD 575

31.28%

Beef Round Steak (1kg)

$13.26 RSD 1,341

$9.98 RSD 1,009

32.87%

Apples (1kg)

$1.37 RSD 138

$0.85 RSD 85.7

61.18%

Banana (1kg)

$1.93 RSD 196

$1.68 RSD 169

14.88%

Oranges (1kg)

$1.96 RSD 198

$1.21 RSD 122

61.98%

Tomato (1kg)

$2.71 RSD 274

$1.13 RSD 115

139.82%

Potato (1kg)

$1.08 RSD 109

$1.07 RSD 108

0.93%

Onion (1kg)

$0.79 RSD 80.3

$1.13 RSD 115

-30.09%

Lettuce (1 head)

$0.96 RSD 97.6

$0.50 RSD 50.8

92.00%

Water (1.5 liter bottle)

$0.73 RSD 74.3

$0.47 RSD 47.89

55.32%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 RSD 451

$4.04 RSD 409

10.40%

Wine (Bottle)

$9.89 RSD 1,000

$4.64 RSD 469

113.15%

Local Beer (0.5 liter bottle)

$0.83 RSD 84.3

$0.76 RSD 77.3

9.21%

Imported Beer (0.33 liter bottle)

$1.53 RSD 154

$3.17 RSD 321

-51.74%

One-way Ticket (Public Transport)

$0.91 RSD 91.8

$0.92 RSD 93.2

-1.09%

Public Transport Monthly Pass (Regular Price)

$26.45 RSD 2,675

Taxi Start (Normal Tariff)

$3.19 RSD 322

$2.19 RSD 222

45.66%

Taxi (Normal Tariff) (1km)

$0.97 RSD 97.9

$0.92 RSD 93.1

5.43%

Taxi 1hour Waiting (Normal Tariff)

$17.45 RSD 1,765

$7.08 RSD 716

146.47%

Gasoline (1 liter)

$1.89 RSD 191

$1.83 RSD 185

3.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.1M

$31.1K RSD 3.1M

-0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K RSD 2.7M

$27.1K RSD 2.7M

-1.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 RSD 21.3K

$112 RSD 11.3K

88.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.31 RSD 2,256

$13.14 RSD 1,329

69.79%

Internet (50+ Mbps, Unlimited Data)

$32.84 RSD 3,321

$16.77 RSD 1,696

95.83%

Gym Membership (Monthly)

$38.77 RSD 3,921

$18.07 RSD 1,827

114.55%

Tennis Court (1 Hour on Weekend)

$20.86 RSD 2,109

$16.75 RSD 1,694

24.54%

Cinema Ticket

$7.66 RSD 775

$2.91 RSD 295

163.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 RSD 45.7K

$171 RSD 17.3K

164.51%

International Primary School, 1 Child (Yearly)

$9,252 RSD 935.6K

$5,174 RSD 523.2K

78.82%

Jeans (Levis 501 Or Similar)

$101 RSD 10.2K

$34.46 RSD 3,485

192.51%

Summer Dress (H&M, Zara, etc)

$43.03 RSD 4,352

$26.63 RSD 2,693

61.58%

Sport Shoes (Adidas, Nike)

$111 RSD 11.2K

$87.7 RSD 8,867

26.04%

Men's Leather Business Shoes

$119 RSD 12.0K

$52.9 RSD 5,344

125.01%

1-bedroom Apartment, City Center (Monthly)

$866 RSD 87.5K

$322 RSD 32.6K

168.72%

1-bedroom Apartment, Outside City Center (Monthly)

$564 RSD 57.0K

$291 RSD 29.4K

94.06%

3-bedroom Apartment, City Center (Monthly)

$1,590 RSD 160.8K

$480 RSD 48.5K

231.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,011 RSD 102.2K

$420 RSD 42.4K

140.79%

Buy Apartment in City Center (m2)

$5,230 RSD 528.9K

$1,468 RSD 148.5K

256.19%

Buy Apartment Outside City Center (m2)

$3,137 RSD 317.2K

$1,456 RSD 147.2K

115.46%

Average Monthly Net Salary (After Tax)

$1,221 RSD 123.5K

$551 RSD 55.8K

121.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.59

-30.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: June 7, 2026

Last update for Loznica: June 8, 2026

Cost Breakdown

A central one-bedroom costs $866 in Belgrade versus $322 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 121% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Belgrade versus $29.00 in Loznica. Monthly groceries follow the same trend: $243 vs $171 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Loznica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,513 in Belgrade, $866 in Loznica – roughly 75% apart. Belgrade costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,270 per month in Belgrade and $1,299 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Belgrade and $29.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 42% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $866, than in Belgrade at $1,513. In Loznica it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.