Cost of Living Comparison Between Lower Hutt and Hamilton Cost of Living Comparison Between Lower Hutt and Hamilton

๐Ÿ˜ Solo nomad: Lower Hutt is 7.4% more expensive than Hamilton without rent, and 6.7% cheaper with rent.
๐Ÿ™‚ Family of 3: Lower Hutt is 8.1% cheaper than Hamilton without rent, and 6.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Lower Hutt
Hamilton
Difference
Meal at Budget Restaurant
$17.77 NZ$30.20
$18.44 CA$25.26
-3.63%
Three-Course Dinner for Two, Mid-Range
$84.5 NZ$144
$73.7 CA$101
14.58%
Fast Food Meal (McDonalds, etc)
$10.81 NZ$18.37
$10.99 CA$15.05
-1.64%
Cappuccino
$3.73 NZ$6.34
$3.97 CA$5.44
-6.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.30 NZ$3.90
$2.11 CA$2.89
9.00%
Water (0.33 liter bottle)
$2.27 NZ$3.86
$1.76 CA$2.41
28.98%
Local Beer (0.5 liter draught)
$7.08 NZ$12.04
$5.72 CA$7.84
23.78%
Imported Beer (0.33 liter bottle)
$6.49 NZ$11.04
$6.51 CA$8.92
-0.31%
๐Ÿ›’ Groceries & Markets
Lower Hutt
Hamilton
Difference
Milk (1 liter)
$1.81 NZ$3.08
$2.29 CA$3.14
-20.96%
White Bread (500g)
$2.08 NZ$3.53
$2.20 CA$3.02
-5.45%
Rice (white) (1kg)
$1.90 NZ$3.22
$2.95 CA$4.04
-35.59%
Eggs
$6.87 NZ$11.68
$3.15 CA$4.32
118.10%
Local Cheese (1kg)
$8.24 NZ$14.01
$7.53 CA$10.31
9.43%
Chicken Fillets (1kg)
$9.14 NZ$15.54
$11.66 CA$15.98
-21.61%
Beef Round Steak (1kg)
$13.28 NZ$22.58
$14.32 CA$19.62
-7.26%
Apples (1kg)
$2.44 NZ$4.15
$3.81 CA$5.22
-35.96%
Banana (1kg)
$2.06 NZ$3.50
$1.30 CA$1.77
58.46%
Oranges (1kg)
$2.55 NZ$4.34
$3.60 CA$4.94
-29.17%
Tomato (1kg)
$4.86 NZ$8.26
$3.84 CA$5.26
26.56%
Potato (1kg)
$2.09 NZ$3.55
$2.72 CA$3.73
-23.16%
Onion (1kg)
$1.74 NZ$2.95
$2.14 CA$2.93
-18.69%
Lettuce (1 head)
$2.21 NZ$3.75
$2.16 CA$2.96
2.31%
Water (1.5 liter bottle)
$1.30 NZ$2.21
$2.04 CA$2.80
-36.27%
Cigarettes 20 Pack (Marlboro, Camel)
$22.41 NZ$38.09
$13.65 CA$18.70
64.18%
Wine (Bottle)
$9.55 NZ$16.23
$13.00 CA$17.81
-26.54%
Local Beer (0.5 liter bottle)
$3.51 NZ$5.97
$2.37 CA$3.24
48.10%
Imported Beer (0.33 liter bottle)
$3.19 NZ$5.43
$3.12 CA$4.27
2.24%
๐ŸšŒ Getting Around
Lower Hutt
Hamilton
Difference
One-way Ticket (Public Transport)
$2.79 NZ$4.74
$2.65 CA$3.64
5.28%
Public Transport Monthly Pass (Regular Price)
$63.2 NZ$107
$87.4 CA$120
-27.66%
Taxi Start (Normal Tariff)
$2.72 NZ$4.62
$3.52 CA$4.82
-22.73%
Taxi (Normal Tariff) (1km)
$1.78 NZ$3.02
$1.22 CA$1.67
45.90%
Taxi 1hour Waiting (Normal Tariff)
$59.3 NZ$101
$23.80 CA$32.61
149.16%
Gasoline (1 liter)
$1.73 NZ$2.95
$1.11 CA$1.52
55.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K NZ$48.6K
$25.5K CA$34.9K
12.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K NZ$42.0K
$20.4K CA$27.9K
21.13%
๐Ÿงพ Monthly Utilities & Internet
Lower Hutt
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$159 NZ$270
$152 CA$208
4.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.43 NZ$63.6
$39.72 CA$54.4
-5.77%
Internet (50+ Mbps, Unlimited Data)
$50.8 NZ$86.4
$51.9 CA$71.1
-2.06%
๐ŸŽ‰ Sport & Entertainment
Lower Hutt
Hamilton
Difference
Gym Membership (Monthly)
$40.93 NZ$69.6
$36.10 CA$49.45
13.38%
Tennis Court (1 Hour on Weekend)
$12.26 NZ$20.84
$22.42 CA$30.72
-45.32%
Cinema Ticket
$10.83 NZ$18.41
$11.81 CA$16.18
-8.30%
๐Ÿงธ Childcare & Education
Lower Hutt
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$740 NZ$1,258
$632 CA$866
16.96%
International Primary School, 1 Child (Yearly)
$11.8K NZ$20.0K
$21.9K CA$30.0K
-46.16%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Lower Hutt
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$73.5 NZ$125
$56.3 CA$77.1
30.55%
Summer Dress (H&M, Zara, etc)
$56.7 NZ$96.5
$34.08 CA$46.68
66.49%
Sport Shoes (Adidas, Nike)
$121 NZ$205
$96.3 CA$132
25.25%
Men's Leather Business Shoes
$142 NZ$241
$120 CA$164
18.33%
๐Ÿ  Accommodation & Living
Lower Hutt
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,395 NZ$2,371
$1,365 CA$1,870
2.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,113 NZ$1,893
$1,264 CA$1,732
-11.93%
3-bedroom Apartment, City Center (Monthly)
$2,316 NZ$3,937
$2,015 CA$2,760
14.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,696 NZ$2,882
$1,996 CA$2,734
-15.04%
Buy Apartment in City Center (m2)
$6,898 NZ$11.7K
$2,764 CA$3,787
149.55%
Buy Apartment Outside City Center (m2)
$3,369 NZ$5,727
$2,740 CA$3,753
22.96%
๐Ÿ’ต Salaries & Financials
Lower Hutt
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$3,407 NZ$5,792
$2,845 CA$3,898
19.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.62
4.83%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Lower Hutt: April 13, 2026

Last update for Hamilton: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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