Cost of Living Comparison Between Hamilton and Lower Hutt Cost of Living Comparison Between Hamilton and Lower Hutt

🙂 Solo nomad: Hamilton is 6.9% cheaper than Lower Hutt without rent, and 7.1% more expensive with rent.

😐 Family of 3: Hamilton is 8.8% more expensive than Lower Hutt without rent, and 7.4% more expensive with rent.

Meal at Budget Restaurant

$18.44 CA$25.26

$17.77 NZ$30.20

3.77%

Three-Course Dinner for Two, Mid-Range

$73.7 CA$101

$84.5 NZ$144

-12.73%

Fast Food Meal (McDonalds, etc)

$10.99 CA$15.05

$10.81 NZ$18.37

1.67%

Cappuccino

$3.97 CA$5.44

$3.73 NZ$6.34

6.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.89

$2.30 NZ$3.90

-8.26%

Water (0.33 liter bottle)

$1.76 CA$2.41

$2.27 NZ$3.86

-22.47%

Local Beer (0.5 liter draught)

$5.72 CA$7.84

$7.08 NZ$12.04

-19.21%

Imported Beer (0.33 liter bottle)

$6.51 CA$8.92

$6.49 NZ$11.04

0.31%

Milk (1 liter)

$2.29 CA$3.14

$1.81 NZ$3.08

26.52%

White Bread (500g)

$2.20 CA$3.02

$2.08 NZ$3.53

5.77%

Rice (white) (1kg)

$2.95 CA$4.04

$1.90 NZ$3.22

55.26%

Eggs

$3.15 CA$4.32

$6.87 NZ$11.68

-54.15%

Local Cheese (1kg)

$7.53 CA$10.31

$8.24 NZ$14.01

-8.62%

Chicken Fillets (1kg)

$11.66 CA$15.98

$9.14 NZ$15.54

27.57%

Beef Round Steak (1kg)

$14.32 CA$19.62

$13.28 NZ$22.58

7.83%

Apples (1kg)

$3.81 CA$5.22

$2.44 NZ$4.15

56.15%

Banana (1kg)

$1.30 CA$1.77

$2.06 NZ$3.50

-36.89%

Oranges (1kg)

$3.60 CA$4.94

$2.55 NZ$4.34

41.18%

Tomato (1kg)

$3.84 CA$5.26

$4.86 NZ$8.26

-20.99%

Potato (1kg)

$2.72 CA$3.73

$2.09 NZ$3.55

30.14%

Onion (1kg)

$2.14 CA$2.93

$1.74 NZ$2.95

22.99%

Lettuce (1 head)

$2.16 CA$2.96

$2.21 NZ$3.75

-2.26%

Water (1.5 liter bottle)

$2.04 CA$2.80

$1.30 NZ$2.21

56.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.65 CA$18.70

$22.41 NZ$38.09

-39.09%

Wine (Bottle)

$13.00 CA$17.81

$9.55 NZ$16.23

36.13%

Local Beer (0.5 liter bottle)

$2.37 CA$3.24

$3.51 NZ$5.97

-32.48%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.27

$3.19 NZ$5.43

-2.19%

One-way Ticket (Public Transport)

$2.65 CA$3.64

$2.79 NZ$4.74

-5.02%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$120

$63.2 NZ$107

38.23%

Taxi Start (Normal Tariff)

$3.52 CA$4.82

$2.72 NZ$4.62

29.41%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.67

$1.78 NZ$3.02

-31.46%

Taxi 1hour Waiting (Normal Tariff)

$23.80 CA$32.61

$59.3 NZ$101

-59.87%

Gasoline (1 liter)

$1.11 CA$1.52

$1.73 NZ$2.95

-35.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$34.9K

$28.6K NZ$48.6K

-10.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$27.9K

$24.7K NZ$42.0K

-17.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 CA$208

$159 NZ$270

-4.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.72 CA$54.4

$37.43 NZ$63.6

6.12%

Internet (50+ Mbps, Unlimited Data)

$51.9 CA$71.1

$50.8 NZ$86.4

2.11%

Gym Membership (Monthly)

$36.10 CA$49.45

$40.93 NZ$69.6

-11.80%

Tennis Court (1 Hour on Weekend)

$22.42 CA$30.72

$12.26 NZ$20.84

82.87%

Cinema Ticket

$11.81 CA$16.18

$10.83 NZ$18.41

9.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$632 CA$866

$740 NZ$1,258

-14.50%

International Primary School, 1 Child (Yearly)

$21.9K CA$30.0K

$11.8K NZ$20.0K

85.74%

Jeans (Levis 501 Or Similar)

$56.3 CA$77.1

$73.5 NZ$125

-23.40%

Summer Dress (H&M, Zara, etc)

$34.08 CA$46.68

$56.7 NZ$96.5

-39.94%

Sport Shoes (Adidas, Nike)

$96.3 CA$132

$121 NZ$205

-20.16%

Men's Leather Business Shoes

$120 CA$164

$142 NZ$241

-15.49%

1-bedroom Apartment, City Center (Monthly)

$1,365 CA$1,870

$1,395 NZ$2,371

-2.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,264 CA$1,732

$1,113 NZ$1,893

13.55%

3-bedroom Apartment, City Center (Monthly)

$2,015 CA$2,760

$2,316 NZ$3,937

-13.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,996 CA$2,734

$1,696 NZ$2,882

17.70%

Buy Apartment in City Center (m2)

$2,764 CA$3,787

$6,898 NZ$11.7K

-59.93%

Buy Apartment Outside City Center (m2)

$2,740 CA$3,753

$3,369 NZ$5,727

-18.68%

Average Monthly Net Salary (After Tax)

$2,845 CA$3,898

$3,407 NZ$5,792

-16.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.94

-4.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: April 12, 2026

Last update for Lower Hutt: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs other spots: cost of living compared

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