Cost of Living Comparison Between Louisville, KY and Montreal Cost of Living Comparison Between Louisville, KY and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,230 in Louisville, KY versus $2,056 in Montreal.

Estimated couple costs with rent: $3,400 in Louisville, KY versus $3,112 in Montreal.

Monthly costs for a family of three with rent: $4,570 in Louisville, KY versus $4,167 in Montreal.

Living in Louisville, KY is roughly 8% more expensive than in Montreal, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Louisville, KY 62% above, Montreal 50% above.

Meal at Budget Restaurant

$14.78 $14.78

$17.85 CA$24.70

-17.20%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$72.3 CA$100

1.81%

Fast Food Meal (McDonalds, etc)

$9.66 $9.66

$10.92 CA$15.11

-11.54%

Cappuccino

$5.21 $5.21

$3.97 CA$5.49

31.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$2.07 CA$2.87

3.86%

Water (0.33 liter bottle)

$1.59 $1.59

$1.55 CA$2.14

2.58%

Local Beer (0.5 liter draught)

$5.84 $5.84

$6.41 CA$8.88

-8.89%

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$7.29 CA$10.09

-2.06%

Milk (1 liter)

$0.78 $0.78

$2.39 CA$3.30

-67.36%

White Bread (500g)

$3.24 $3.24

$3.21 CA$4.44

0.93%

Rice (white) (1kg)

$5.17 $5.17

$3.07 CA$4.25

68.40%

Eggs

$3.71 $3.71

$3.68 CA$5.09

0.82%

Local Cheese (1kg)

$15.47 $15.47

$13.57 CA$18.78

14.00%

Chicken Fillets (1kg)

$11.75 $11.75

$11.63 CA$16.09

1.03%

Beef Round Steak (1kg)

$16.36 $16.36

$13.97 CA$19.33

17.11%

Apples (1kg)

$5.65 $5.65

$3.68 CA$5.10

53.53%

Banana (1kg)

$1.66 $1.66

$1.56 CA$2.16

6.41%

Oranges (1kg)

$4.68 $4.68

$3.41 CA$4.72

37.24%

Tomato (1kg)

$4.67 $4.67

$3.03 CA$4.19

54.13%

Potato (1kg)

$2.82 $2.82

$1.98 CA$2.74

42.42%

Onion (1kg)

$2.91 $2.91

$1.82 CA$2.52

59.89%

Lettuce (1 head)

$2.26 $2.26

$2.56 CA$3.54

-11.72%

Water (1.5 liter bottle)

$2.27 $2.27

$1.39 CA$1.92

63.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.17 $9.17

$11.49 CA$15.90

-20.19%

Wine (Bottle)

$15.63 $15.63

$10.92 CA$15.11

43.13%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$2.26 CA$3.13

23.01%

Imported Beer (0.33 liter bottle)

$3.91 $3.91

$3.01 CA$4.16

29.90%

One-way Ticket (Public Transport)

$1.73 $1.73

$2.69 CA$3.72

-35.69%

Public Transport Monthly Pass (Regular Price)

$50.0 $50.0

$75.3 CA$104

-33.58%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.35 CA$4.63

-18.51%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.50 CA$2.08

-7.33%

Taxi 1hour Waiting (Normal Tariff)

$30.58 $30.58

$33.70 CA$46.63

-9.26%

Gasoline (1 liter)

$0.88 $0.88

$1.29 CA$1.79

-31.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$28.3K CA$39.1K

31.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$20.0K CA$27.6K

27.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$80.4 CA$111

123.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$34.23 CA$47.37

74.38%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$41.39 CA$57.3

63.13%

Gym Membership (Monthly)

$20.45 $20.45

$29.24 CA$40.46

-30.06%

Tennis Court (1 Hour on Weekend)

$2.44 $2.44

$19.89 CA$27.52

-87.73%

Cinema Ticket

$11.08 $11.08

$11.71 CA$16.20

-5.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,259 $1,259

$564 CA$781

123.13%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$16.8K CA$23.3K

-4.43%

Jeans (Levis 501 Or Similar)

$49.17 $49.17

$59.5 CA$82.3

-17.38%

Summer Dress (H&M, Zara, etc)

$41.66 $41.66

$42.13 CA$58.3

-1.12%

Sport Shoes (Adidas, Nike)

$94.7 $94.7

$107 CA$148

-11.62%

Men's Leather Business Shoes

$111 $111

$111 CA$153

0.38%

1-bedroom Apartment, City Center (Monthly)

$1,536 $1,536

$1,284 CA$1,776

19.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,018 $1,018

$990 CA$1,370

2.83%

3-bedroom Apartment, City Center (Monthly)

$1,970 $1,970

$2,260 CA$3,127

-12.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,913 $1,913

$1,667 CA$2,307

14.73%

Buy Apartment in City Center (m2)

$2,680 $2,680

$5,287 CA$7,316

-49.31%

Buy Apartment Outside City Center (m2)

$1,802 $1,802

$3,813 CA$5,276

-52.74%

Average Monthly Net Salary (After Tax)

$4,027 $4,027

$3,019 CA$4,177

33.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.03

4.41

36.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Louisville, KY: August 29, 2026

Last update for Montreal: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,536 in Louisville, KY and $1,284 in Montreal. Housing cost is often the main lever when comparing two cities.

Louisville, KY pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Louisville, KY vs $72.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $414 vs $356 per month, with Montreal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Louisville, KY vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 8% lower than in Louisville, KY. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 33% higher in Louisville, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,536 in Louisville, KY versus $1,284 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Louisville, KY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Montreal – a meal for two runs $72.0 versus $74.0 in Louisville, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,056 in Montreal versus $2,230 in Louisville, KY, a $2,000 budget is realistic in Montreal but tight or insufficient in Louisville, KY. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,056 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Louisville, KY and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 8% less than in Louisville, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.