Cost of Living Comparison Between Montreal and Louisville, KY Cost of Living Comparison Between Montreal and Louisville, KY

Monthly Cost of Living

Monthly costs for one person with rent: $2,080 in Montreal versus $2,324 in Louisville, KY.

Estimated couple costs with rent: $3,136 in Montreal versus $3,596 in Louisville, KY.

Monthly costs for a family of three with rent: $4,193 in Montreal versus $4,868 in Louisville, KY.

Living in Montreal costs roughly 11% less than in Louisville, KY, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Montreal 55% above, Louisville, KY 73% above.

Meal at Budget Restaurant

$16.16 CA$22.14

$17.69 $17.69

-8.65%

Three-Course Dinner for Two, Mid-Range

$74.3 CA$102

$76.7 $76.7

-3.10%

Fast Food Meal (McDonalds, etc)

$10.94 CA$14.98

$10.02 $10.02

9.18%

Cappuccino

$3.68 CA$5.05

$5.20 $5.20

-29.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.84

$2.32 $2.32

-10.78%

Water (0.33 liter bottle)

$1.49 CA$2.05

$2.02 $2.02

-26.24%

Local Beer (0.5 liter draught)

$5.98 CA$8.20

$5.85 $5.85

2.22%

Imported Beer (0.33 liter bottle)

$6.76 CA$9.27

$7.36 $7.36

-8.15%

Milk (1 liter)

$2.32 CA$3.18

$0.50 $0.50

364.00%

White Bread (500g)

$3.21 CA$4.40

$2.78 $2.78

15.47%

Rice (white) (1kg)

$3.74 CA$5.13

$5.17 $5.17

-27.66%

Eggs

$3.27 CA$4.48

$3.10 $3.10

5.48%

Local Cheese (1kg)

$16.08 CA$22.02

$15.68 $15.68

2.55%

Chicken Fillets (1kg)

$11.56 CA$15.84

$12.14 $12.14

-4.78%

Beef Round Steak (1kg)

$15.66 CA$21.45

$14.24 $14.24

9.97%

Apples (1kg)

$3.67 CA$5.03

$5.34 $5.34

-31.27%

Banana (1kg)

$1.70 CA$2.33

$1.52 $1.52

11.84%

Oranges (1kg)

$4.06 CA$5.56

$4.24 $4.24

-4.25%

Tomato (1kg)

$4.25 CA$5.82

$5.84 $5.84

-27.23%

Potato (1kg)

$2.74 CA$3.76

$2.65 $2.65

3.40%

Onion (1kg)

$2.66 CA$3.65

$2.61 $2.61

1.92%

Lettuce (1 head)

$2.16 CA$2.96

$1.96 $1.96

10.20%

Water (1.5 liter bottle)

$1.72 CA$2.35

$2.05 $2.05

-16.10%

Cigarettes 20 Pack (Marlboro, Camel)

$13.21 CA$18.10

$8.66 $8.66

52.54%

Wine (Bottle)

$11.08 CA$15.19

$15.61 $15.61

-29.02%

Local Beer (0.5 liter bottle)

$2.97 CA$4.07

$2.63 $2.63

12.93%

Imported Beer (0.33 liter bottle)

$3.58 CA$4.91

$3.35 $3.35

6.87%

One-way Ticket (Public Transport)

$2.84 CA$3.89

$1.74 $1.74

63.22%

Public Transport Monthly Pass (Regular Price)

$74.8 CA$103

$50.5 $50.5

48.30%

Taxi Start (Normal Tariff)

$3.62 CA$4.96

$2.80 $2.80

29.29%

Taxi (Normal Tariff) (1km)

$1.44 CA$1.98

$1.36 $1.36

5.88%

Taxi 1hour Waiting (Normal Tariff)

$34.03 CA$46.62

$30.11 $30.11

13.02%

Gasoline (1 liter)

$1.18 CA$1.61

$0.90 $0.90

31.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.4K

$35.1K $35.1K

-28.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$29.4K

$26.7K $26.7K

-19.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.5 CA$103

$243 $243

-68.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.70 CA$48.91

$55.9 $55.9

-36.08%

Internet (50+ Mbps, Unlimited Data)

$43.01 CA$58.9

$61.4 $61.4

-29.94%

Gym Membership (Monthly)

$42.58 CA$58.3

$22.01 $22.01

93.46%

Tennis Court (1 Hour on Weekend)

$17.17 CA$23.53

$10.12 $10.12

69.66%

Cinema Ticket

$11.07 CA$15.16

$12.11 $12.11

-8.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$616 CA$844

$1,234 $1,234

-50.08%

International Primary School, 1 Child (Yearly)

$5,799 CA$7,945

$13.6K $13.6K

-57.26%

Jeans (Levis 501 Or Similar)

$62.3 CA$85.3

$48.98 $48.98

27.11%

Summer Dress (H&M, Zara, etc)

$43.77 CA$60.0

$43.14 $43.14

1.46%

Sport Shoes (Adidas, Nike)

$102 CA$140

$87.7 $87.7

16.59%

Men's Leather Business Shoes

$121 CA$166

$98.0 $98.0

23.35%

1-bedroom Apartment, City Center (Monthly)

$1,209 CA$1,657

$1,214 $1,214

-0.37%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,329

$1,035 $1,035

-6.25%

3-bedroom Apartment, City Center (Monthly)

$2,085 CA$2,856

$2,097 $2,097

-0.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,596 CA$2,186

$1,961 $1,961

-18.62%

Buy Apartment in City Center (m2)

$5,442 CA$7,456

$2,726 $2,726

99.65%

Buy Apartment Outside City Center (m2)

$4,046 CA$5,543

$1,790 $1,790

126.01%

Average Monthly Net Salary (After Tax)

$2,990 CA$4,096

$4,118 $4,118

-27.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.61

-24.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: April 20, 2026

Last update for Louisville, KY: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,209 in Montreal and $1,214 in Louisville, KY. Housing cost is often the main lever when comparing two cities.

Louisville, KY pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74 in Montreal vs $77 in Louisville, KY for a mid-range dinner for two. Groceries echo the gap at $389 vs $395 per month, with Montreal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Louisville, KY: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 12% lower than in Louisville, KY. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

On paper, Louisville, KY earns 38% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,209 in Montreal versus $1,214 in Louisville, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Louisville, KY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Montreal – a meal for two runs $74.0 versus $77.0 in Louisville, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,080 in Montreal versus $2,324 in Louisville, KY, a $2,000 budget is realistic in Montreal but tight or insufficient in Louisville, KY. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,080 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Montreal and Louisville, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 12% less than in Louisville, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.