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Cost of Living Comparison Between Lomza and Warsaw Cost of Living Comparison Between Lomza and Warsaw

๐Ÿ™‚ Solo nomad: Lomza is 0.4% cheaper than Warsaw without rent, and 29% cheaper with rent.
๐Ÿ™‚ Family of 3: Lomza is 4.7% cheaper than Warsaw without rent, and 28.6% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Lomza
Warsaw
Difference
Meal at Budget Restaurant
$9.75 zล‚ย 35.38
$10.99 zล‚ย 39.89
-11.28%
Three-Course Dinner for Two, Mid-Range
$41.31 zล‚ย 150
$56.2 zล‚ย 204
-26.52%
Fast Food Meal (McDonalds, etc)
$8.23 zล‚ย 29.88
$9.29 zล‚ย 33.71
-11.41%
Cappuccino
$3.16 zล‚ย 11.46
$4.15 zล‚ย 15.05
-23.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 zล‚ย 7.66
$2.07 zล‚ย 7.51
1.93%
Water (0.33 liter bottle)
$1.69 zล‚ย 6.15
$1.89 zล‚ย 6.88
-10.58%
Local Beer (0.5 liter draught)
$2.96 zล‚ย 10.76
$4.55 zล‚ย 16.53
-34.95%
Imported Beer (0.33 liter bottle)
$3.69 zล‚ย 13.39
$4.70 zล‚ย 17.08
-21.49%
๐Ÿ›’ Groceries & Markets
Lomza
Warsaw
Difference
Milk (1 liter)
$1.04 zล‚ย 3.78
$1.19 zล‚ย 4.32
-12.61%
White Bread (500g)
$1.29 zล‚ย 4.67
$1.40 zล‚ย 5.09
-7.86%
Rice (white) (1kg)
$1.59 zล‚ย 5.77
$1.78 zล‚ย 6.47
-10.67%
Eggs
$3.33 zล‚ย 12.10
$3.64 zล‚ย 13.23
-8.52%
Local Cheese (1kg)
$7.85 zล‚ย 28.51
$10.10 zล‚ย 36.67
-22.28%
Chicken Fillets (1kg)
$6.29 zล‚ย 22.83
$7.14 zล‚ย 25.93
-11.90%
Beef Round Steak (1kg)
$9.86 zล‚ย 35.80
$14.18 zล‚ย 51.5
-30.47%
Apples (1kg)
$1.20 zล‚ย 4.35
$1.25 zล‚ย 4.53
-4.00%
Banana (1kg)
$1.57 zล‚ย 5.69
$1.86 zล‚ย 6.77
-15.59%
Oranges (1kg)
$1.62 zล‚ย 5.87
$2.01 zล‚ย 7.31
-19.40%
Tomato (1kg)
$2.50 zล‚ย 9.09
$3.63 zล‚ย 13.17
-31.13%
Potato (1kg)
$0.99 zล‚ย 3.60
$1.05 zล‚ย 3.82
-5.71%
Onion (1kg)
$1.20 zล‚ย 4.37
$1.23 zล‚ย 4.47
-2.44%
Lettuce (1 head)
$1.30 zล‚ย 4.72
$1.52 zล‚ย 5.51
-14.47%
Water (1.5 liter bottle)
$0.61 zล‚ย 2.23
$0.73 zล‚ย 2.66
-16.44%
Cigarettes 20 Pack (Marlboro, Camel)
$5.16 zล‚ย 18.72
$5.58 zล‚ย 20.27
-7.53%
Wine (Bottle)
$7.27 zล‚ย 26.37
$8.24 zล‚ย 29.93
-11.77%
Local Beer (0.5 liter bottle)
$1.07 zล‚ย 3.87
$1.43 zล‚ย 5.21
-25.17%
Imported Beer (0.33 liter bottle)
$1.76 zล‚ย 6.40
$1.87 zล‚ย 6.79
-5.88%
๐ŸšŒ Getting Around
Lomza
Warsaw
Difference
One-way Ticket (Public Transport)
$1.07 zล‚ย 3.88
$1.23 zล‚ย 4.45
-13.01%
Public Transport Monthly Pass (Regular Price)
$32.86 zล‚ย 119
$30.10 zล‚ย 109
9.17%
Taxi Start (Normal Tariff)
$2.21 zล‚ย 8.04
$2.78 zล‚ย 10.09
-20.50%
Taxi (Normal Tariff) (1km)
$0.78 zล‚ย 2.82
$0.99 zล‚ย 3.58
-21.21%
Taxi 1hour Waiting (Normal Tariff)
$10.51 zล‚ย 38.14
$13.69 zล‚ย 49.70
-23.23%
Gasoline (1 liter)
$1.70 zล‚ย 6.18
$1.75 zล‚ย 6.36
-2.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K zล‚ย 124.5K
$32.6K zล‚ย 118.5K
5.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9K zล‚ย 112.2K
$33.0K zล‚ย 119.8K
-6.37%
๐Ÿงพ Monthly Utilities & Internet
Lomza
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 zล‚ย 1,035
$360 zล‚ย 1,307
-20.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.55 zล‚ย 27.42
$10.07 zล‚ย 36.56
-25.02%
Internet (50+ Mbps, Unlimited Data)
$16.21 zล‚ย 58.8
$17.14 zล‚ย 62.2
-5.43%
๐ŸŽ‰ Sport & Entertainment
Lomza
Warsaw
Difference
Gym Membership (Monthly)
$36.02 zล‚ย 131
$44.50 zล‚ย 162
-19.06%
Tennis Court (1 Hour on Weekend)
$19.80 zล‚ย 71.9
$29.41 zล‚ย 107
-32.68%
Cinema Ticket
$8.64 zล‚ย 31.38
$9.77 zล‚ย 35.46
-11.57%
๐Ÿงธ Childcare & Education
Lomza
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$519 zล‚ย 1,883
$577 zล‚ย 2,096
-10.14%
International Primary School, 1 Child (Yearly)
$4,760 zล‚ย 17.3K
$15.8K zล‚ย 57.3K
-69.87%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Lomza
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$90.8 zล‚ย 329
$101 zล‚ย 368
-10.43%
Summer Dress (H&M, Zara, etc)
$44.94 zล‚ย 163
$46.73 zล‚ย 170
-3.83%
Sport Shoes (Adidas, Nike)
$102 zล‚ย 369
$94.4 zล‚ย 343
7.81%
Men's Leather Business Shoes
$126 zล‚ย 456
$110 zล‚ย 398
14.57%
๐Ÿ  Accommodation & Living
Lomza
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$643 zล‚ย 2,334
$1,131 zล‚ย 4,104
-43.14%
1-bedroom Apartment, Outside City Center (Monthly)
$489 zล‚ย 1,775
$897 zล‚ย 3,258
-45.50%
3-bedroom Apartment, City Center (Monthly)
$973 zล‚ย 3,532
$2,050 zล‚ย 7,442
-52.54%
3-bedroom Apartment, Outside City Center (Monthly)
$812 zล‚ย 2,949
$1,524 zล‚ย 5,532
-46.69%
Buy Apartment in City Center (m2)
$3,222 zล‚ย 11.7K
$6,626 zล‚ย 24.1K
-51.37%
Buy Apartment Outside City Center (m2)
$2,620 zล‚ย 9,512
$4,140 zล‚ย 15.0K
-36.71%
๐Ÿ’ต Salaries & Financials
Lomza
Warsaw
Difference
Average Monthly Net Salary (After Tax)
-
$2,157 zล‚ย 7,829
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
7.55
-16.82%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Lomza: January 13, 2026

Last update for Warsaw: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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