Last update: Oct 2026

Cost of Living Comparison Between Łomianki and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,555 in Łomianki, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

75

Cost of Living Index in Łomianki
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Łomianki Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Łomianki

🇵🇱 Poland

$1,555

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Łomianki and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Łomianki and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,555 per month in Łomianki vs $1,353 in Ubud, Bali, rent included.

Łomianki $1,555
Ubud, Bali $1,353

A couple spends around $2,249 per month in Łomianki vs $2,297 in Ubud, Bali, rent included.

Łomianki $2,249
Ubud, Bali $2,297

A family of three spends $2,942 per month in Łomianki vs $3,241 in Ubud, Bali, rent included.

Łomianki $2,942
Ubud, Bali $3,241

Łomianki costs about 15% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Łomianki and Ubud, Bali sit above the global median – Łomianki by 15%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$11.64 zł 45.23

$3.23 Rp 58.1K

260.37%

Three-Course Dinner for Two, Mid-Range

$48.79 zł 190

$34.88 Rp 627.8K

39.88%

Fast Food Meal (McDonalds, etc)

$9.04 zł 35.13

$5.70 Rp 102.5K

58.60%

Cappuccino

$3.40 zł 13.22

$2.62 Rp 47.1K

29.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.76

$1.72 Rp 31.0K

30.81%

Water (0.33 liter bottle)

$1.94 zł 7.54

$0.81 Rp 14.6K

139.51%

Local Beer (0.5 liter draught)

$3.00 zł 11.65

$2.65 Rp 47.7K

13.21%

Imported Beer (0.33 liter bottle)

$3.80 zł 14.76

$4.37 Rp 78.6K

-13.04%

Milk (1 liter)

$1.06 zł 4.11

$1.57 Rp 28.3K

-32.48%

White Bread (500g)

$1.25 zł 4.84

$2.19 Rp 39.5K

-42.92%

Rice (white) (1kg)

$1.44 zł 5.60

$1.18 Rp 21.2K

22.03%

Eggs

$3.73 zł 14.49

$2.16 Rp 38.8K

72.69%

Local Cheese (1kg)

$9.00 zł 34.97

$17.65 Rp 317.7K

-49.01%

Chicken Fillets (1kg)

$7.39 zł 28.71

$3.78 Rp 68.0K

95.50%

Beef Round Steak (1kg)

$14.80 zł 57.5

$11.95 Rp 215.1K

23.85%

Apples (1kg)

$1.17 zł 4.55

$3.60 Rp 64.8K

-67.50%

Banana (1kg)

$1.74 zł 6.74

$1.59 Rp 28.6K

9.43%

Oranges (1kg)

$1.67 zł 6.50

$2.31 Rp 41.6K

-27.71%

Tomato (1kg)

$4.09 zł 15.88

$1.91 Rp 34.3K

114.14%

Potato (1kg)

$0.87 zł 3.37

$1.78 Rp 32.1K

-51.12%

Onion (1kg)

$0.88 zł 3.43

$2.33 Rp 41.9K

-62.23%

Lettuce (1 head)

$1.36 zł 5.28

$1.00 Rp 18.0K

36.00%

Water (1.5 liter bottle)

$0.69 zł 2.69

$0.53 Rp 9,509

30.19%

Cigarettes 20 Pack (Marlboro, Camel)

$5.62 zł 21.82

$2.29 Rp 41.1K

145.41%

Wine (Bottle)

$6.26 zł 24.34

$22.07 Rp 397.3K

-71.64%

Local Beer (0.5 liter bottle)

$1.13 zł 4.37

$2.35 Rp 42.2K

-51.91%

Imported Beer (0.33 liter bottle)

$1.56 zł 6.07

$2.98 Rp 53.6K

-47.65%

One-way Ticket (Public Transport)

$1.04 zł 4.04

$0.23 Rp 4,112

352.17%

Public Transport Monthly Pass (Regular Price)

$30.54 zł 119

$8.90 Rp 160.2K

243.15%

Taxi Start (Normal Tariff)

$2.05 zł 7.97

$0.47 Rp 8,466

336.17%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.84

$0.43 Rp 7,737

69.77%

Taxi 1hour Waiting (Normal Tariff)

$10.27 zł 39.90

$5.47 Rp 98.4K

87.75%

Gasoline (1 liter)

$1.59 zł 6.19

$0.83 Rp 14.9K

91.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 119.6K

$23.9K Rp 429.8M

28.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K zł 111.4K

$32.8K Rp 590.1M

-12.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,277

$80.0 Rp 1.4M

310.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.22 zł 35.81

$6.56 Rp 118.1K

40.55%

Internet (50+ Mbps, Unlimited Data)

$15.72 zł 61.1

$18.60 Rp 334.8K

-15.48%

Gym Membership (Monthly)

$38.75 zł 151

$54.1 Rp 974.1K

-28.40%

Tennis Court (1 Hour on Weekend)

$21.51 zł 83.6

$18.28 Rp 329.0K

17.67%

Cinema Ticket

$8.75 zł 33.98

$4.25 Rp 76.5K

105.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$385 zł 1,494

$493 Rp 8.9M

-21.93%

International Primary School, 1 Child (Yearly)

$14.0K zł 54.3K

$5,597 Rp 100.7M

149.70%

Jeans (Levis 501 Or Similar)

$101 zł 390

$45.58 Rp 820.4K

120.49%

Summer Dress (H&M, Zara, etc)

$39.06 zł 152

$34.96 Rp 629.4K

11.73%

Sport Shoes (Adidas, Nike)

$101 zł 393

$77.7 Rp 1.4M

30.30%

Men's Leather Business Shoes

$103 zł 401

$78.5 Rp 1.4M

31.43%

1-bedroom Apartment, City Center (Monthly)

$603 zł 2,342

$1,131 Rp 20.4M

-46.71%

1-bedroom Apartment, Outside City Center (Monthly)

$514 zł 1,998

$673 Rp 12.1M

-23.56%

3-bedroom Apartment, City Center (Monthly)

$987 zł 3,836

$3,613 Rp 65.0M

-72.67%

3-bedroom Apartment, Outside City Center (Monthly)

$817 zł 3,176

$1,702 Rp 30.6M

-51.96%

Buy Apartment in City Center (m2)

$2,848 zł 11.1K

$2,717 Rp 48.9M

4.80%

Buy Apartment Outside City Center (m2)

$2,190 zł 8,510

$2,241 Rp 40.3M

-2.26%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

13.78

-51.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Łomianki: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Łomianki

$514 33.1%

Ubud, Bali

$673 49.7% 30.8% $159

Monthly Utilities & Internet

Łomianki

$354 22.7%

Ubud, Bali

$105 7.8% 70.3% $248

Groceries & Markets

Łomianki

$235 15.1%

Ubud, Bali

$287 21.2% 22.3% $52

Eating Out

Łomianki

$200 12.9%

Ubud, Bali

$106 7.9% 46.9% $94

Clothing & Footwear

Łomianki

$155 10%

Ubud, Bali

$107 7.9% 31.2% $48

Sport & Entertainment

Łomianki

$56 3.6%

Ubud, Bali

$63 4.6% 11.3% $6.4

Getting Around

Łomianki

$40 2.6%

Ubud, Bali

$12 0.9% 69.2% $28

Cost Breakdown

A central one-bedroom costs $603 in Łomianki versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $49.00 in Łomianki versus $35.00 in Ubud, Bali. Groceries tell a different story – $235 in Łomianki vs $287 in Ubud, Bali – so Łomianki wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Łomianki

🇮🇩 Ubud, Bali

🕒 Local time

02:16 2:16 AM

08:16 8:16 AM

6 h ahead of Łomianki

🌤 Weather

👥 Population

17,114

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 21, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Łomianki Ubud, Bali 11,050 km ≈ 14 h nonstop flight

From you

Łomianki
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Łomianki vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,555 in Łomianki, $1,353 in Ubud, Bali – roughly 15% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,332 per month in Łomianki and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $385 per month in Łomianki and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 22% cheaper in Łomianki – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Łomianki at $1,555. In Ubud, Bali it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $1,555 in Łomianki. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.