Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Łomianki

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,555 in Łomianki, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
75

Cost of Living Index in Łomianki
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Łomianki Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Łomianki

🇵🇱 Poland

$1,555

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Łomianki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Łomianki actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,555 in Łomianki, rent included.

Ubud, Bali $1,353
Łomianki $1,555

A couple spends around $2,297 per month in Ubud, Bali vs $2,249 in Łomianki, rent included.

Ubud, Bali $2,297
Łomianki $2,249

A family of three spends $3,241 per month in Ubud, Bali vs $2,942 in Łomianki, rent included.

Ubud, Bali $3,241
Łomianki $2,942

Ubud, Bali is about 13% cheaper than Łomianki, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Łomianki sit above the global median – Ubud, Bali by 0%, Łomianki by 15%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$11.64 zł 45.23

-72.25%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$48.79 zł 190

-28.51%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.04 zł 35.13

-36.95%

Cappuccino

$2.62 Rp 47.1K

$3.40 zł 13.22

-22.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.25 zł 8.76

-23.56%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.94 zł 7.54

-58.25%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$3.00 zł 11.65

-11.67%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.80 zł 14.76

15.00%

Milk (1 liter)

$1.57 Rp 28.3K

$1.06 zł 4.11

48.11%

White Bread (500g)

$2.19 Rp 39.5K

$1.25 zł 4.84

75.20%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.44 zł 5.60

-18.06%

Eggs

$2.16 Rp 38.8K

$3.73 zł 14.49

-42.09%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.00 zł 34.97

96.11%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.39 zł 28.71

-48.85%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.80 zł 57.5

-19.26%

Apples (1kg)

$3.60 Rp 64.8K

$1.17 zł 4.55

207.69%

Banana (1kg)

$1.59 Rp 28.6K

$1.74 zł 6.74

-8.62%

Oranges (1kg)

$2.31 Rp 41.6K

$1.67 zł 6.50

38.32%

Tomato (1kg)

$1.91 Rp 34.3K

$4.09 zł 15.88

-53.30%

Potato (1kg)

$1.78 Rp 32.1K

$0.87 zł 3.37

104.60%

Onion (1kg)

$2.33 Rp 41.9K

$0.88 zł 3.43

164.77%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.36 zł 5.28

-26.47%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.69 zł 2.69

-23.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.62 zł 21.82

-59.25%

Wine (Bottle)

$22.07 Rp 397.3K

$6.26 zł 24.34

252.56%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.13 zł 4.37

107.96%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.56 zł 6.07

91.03%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.04 zł 4.04

-77.88%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$30.54 zł 119

-70.86%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.05 zł 7.97

-77.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.73 zł 2.84

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$10.27 zł 39.90

-46.74%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.59 zł 6.19

-47.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.8K zł 119.6K

-22.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$28.7K zł 111.4K

14.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$329 zł 1,277

-75.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$9.22 zł 35.81

-28.85%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$15.72 zł 61.1

18.32%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$38.75 zł 151

39.66%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$21.51 zł 83.6

-15.02%

Cinema Ticket

$4.25 Rp 76.5K

$8.75 zł 33.98

-51.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$385 zł 1,494

28.10%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$14.0K zł 54.3K

-59.95%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$101 zł 390

-54.65%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$39.06 zł 152

-10.50%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$101 zł 393

-23.25%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$103 zł 401

-23.91%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$603 zł 2,342

87.67%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$514 zł 1,998

30.83%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$987 zł 3,836

265.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$817 zł 3,176

108.18%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,848 zł 11.1K

-4.58%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,190 zł 8,510

2.31%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.68

106.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Łomianki: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Łomianki

$514 33.1% 23.6% $159

Groceries & Markets

Ubud, Bali

$287 21.2%

Łomianki

$235 15.1% 18.2% $52

Clothing & Footwear

Ubud, Bali

$107 7.9%

Łomianki

$155 10% 45.3% $48

Eating Out

Ubud, Bali

$106 7.9%

Łomianki

$200 12.9% 88.3% $94

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Łomianki

$354 22.7% 236% $248

Sport & Entertainment

Ubud, Bali

$63 4.6%

Łomianki

$56 3.6% 10.2% $6.4

Getting Around

Ubud, Bali

$12 0.9%

Łomianki

$40 2.6% 225% $28

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $603 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $49.00 in Łomianki. Groceries tell a different story – $287 in Ubud, Bali vs $235 in Łomianki – so Łomianki wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Łomianki

🕒 Local time

08:52 8:52 AM

02:52 2:52 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,114

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 21, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Łomianki 11,050 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Łomianki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $1,555 in Łomianki – roughly 15% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,332 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $385 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 22% cheaper in Łomianki – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Łomianki at $1,555. In Ubud, Bali it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $1,555 in Łomianki. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.