Cost of Living Comparison Between Ubud, Bali and Łomianki Cost of Living Comparison Between Ubud, Bali and Łomianki

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,455 in Łomianki, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,155 in Łomianki, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,855 in Łomianki, rent included.

Ubud, Bali is about 2% cheaper than Łomianki, driven mainly by Eating Out.

Both Ubud, Bali and Łomianki sit above the global median – Ubud, Bali by 6%, Łomianki by 9%.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$9.51 zł 34.69

-62.57%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$52.3 zł 191

-37.42%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$7.85 zł 28.61

-36.94%

Cappuccino

$2.71 Rp 48.9K

$3.13 zł 11.42

-13.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$2.15 zł 7.84

-37.67%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.83 zł 6.66

-61.75%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$3.34 zł 12.19

-12.57%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$2.90 zł 10.59

36.55%

Milk (1 liter)

$1.81 Rp 32.6K

$1.06 zł 3.87

70.75%

White Bread (500g)

$2.52 Rp 45.4K

$1.21 zł 4.41

108.26%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.82 zł 6.64

-36.26%

Eggs

$2.46 Rp 44.4K

$3.63 zł 13.25

-32.23%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.67 zł 35.27

52.12%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$7.05 zł 25.70

-38.72%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$14.45 zł 52.7

-15.99%

Apples (1kg)

$3.84 Rp 69.3K

$1.06 zł 3.86

262.26%

Banana (1kg)

$1.56 Rp 28.1K

$1.95 zł 7.10

-20.00%

Oranges (1kg)

$2.83 Rp 51.1K

$1.78 zł 6.51

58.99%

Tomato (1kg)

$2.33 Rp 41.9K

$3.78 zł 13.78

-38.36%

Potato (1kg)

$1.91 Rp 34.5K

$0.93 zł 3.38

105.38%

Onion (1kg)

$2.20 Rp 39.7K

$1.07 zł 3.90

105.61%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.33 zł 4.85

-24.06%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.57 zł 2.08

36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.03 zł 18.34

-34.00%

Wine (Bottle)

$23.74 Rp 428.0K

$6.67 zł 24.32

255.92%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.37 zł 5.01

103.65%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.60 zł 5.83

78.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.11 zł 4.03

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$32.61 zł 119

-75.38%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.19 zł 7.99

-79.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.73 zł 2.66

-38.36%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$11.98 zł 43.70

-49.08%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.78 zł 6.49

-55.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.6K zł 122.4K

-22.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$31.2K zł 113.8K

2.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$310 zł 1,129

-74.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.51 zł 31.01

-52.29%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$17.12 zł 62.4

37.38%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.49 zł 133

170.49%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.59 zł 71.4

-66.16%

Cinema Ticket

$4.15 Rp 74.8K

$6.87 zł 25.04

-39.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$369 zł 1,345

-17.57%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$15.6K zł 56.8K

-57.53%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$90.0 zł 328

-38.31%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$33.69 zł 123

13.71%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$93.9 zł 342

-5.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$67.2 zł 245

15.93%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$648 zł 2,362

55.39%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$492 zł 1,793

37.34%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$959 zł 3,497

258.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$816 zł 2,976

149.91%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,241 zł 11.8K

-12.34%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,399 zł 8,749

-5.65%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.47

105.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Łomianki: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $648 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $52.0 in Łomianki. Groceries tell a different story – $302 in Ubud, Bali vs $236 in Łomianki – so Łomianki wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,455 in Łomianki – roughly 3% apart. Łomianki costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,183 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $369 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 28% cheaper in Łomianki – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Łomianki at $1,455. In Ubud, Bali it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,455 in Łomianki. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.