Cost of Living Comparison Between Ubud, Bali and Łomianki Cost of Living Comparison Between Ubud, Bali and Łomianki

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,545 in Łomianki, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $2,280 in Łomianki, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $3,015 in Łomianki, rent included.

Ubud, Bali is about 10% cheaper than Łomianki, driven mainly by Eating Out.

Both Ubud, Bali and Łomianki sit above the global median – Ubud, Bali by 2%, Łomianki by 12%.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$12.12 zł 45.00

-72.19%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$51.4 zł 191

-24.94%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$9.37 zł 34.82

-41.09%

Cappuccino

$2.64 Rp 46.6K

$3.53 zł 13.11

-25.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$2.50 zł 9.29

-33.20%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$2.05 zł 7.60

-62.44%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$3.24 zł 12.02

-18.83%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$4.13 zł 15.33

3.63%

Milk (1 liter)

$1.55 Rp 27.3K

$1.07 zł 3.99

44.86%

White Bread (500g)

$2.22 Rp 39.2K

$1.32 zł 4.92

68.18%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.50 zł 5.56

-24.67%

Eggs

$2.09 Rp 36.8K

$3.91 zł 14.52

-46.55%

Local Cheese (1kg)

$17.39 Rp 306.6K

$9.61 zł 35.69

80.96%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$7.69 zł 28.56

-49.67%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$15.15 zł 56.3

-17.16%

Apples (1kg)

$3.62 Rp 63.8K

$1.28 zł 4.75

182.81%

Banana (1kg)

$1.56 Rp 27.5K

$1.76 zł 6.53

-11.36%

Oranges (1kg)

$2.35 Rp 41.5K

$1.84 zł 6.84

27.72%

Tomato (1kg)

$2.06 Rp 36.2K

$4.15 zł 15.41

-50.36%

Potato (1kg)

$1.90 Rp 33.5K

$0.88 zł 3.25

115.91%

Onion (1kg)

$2.34 Rp 41.2K

$0.91 zł 3.39

157.14%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.43 zł 5.30

-27.97%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.71 zł 2.63

-22.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$6.00 zł 22.27

-62.50%

Wine (Bottle)

$23.81 Rp 419.7K

$6.86 zł 25.48

247.08%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.15 zł 4.27

100.87%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.63 zł 6.06

71.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$1.11 zł 4.11

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$34.54 zł 128

-74.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$2.20 zł 8.16

-78.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.85 zł 3.16

-47.06%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$10.72 zł 39.81

-46.64%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.64 zł 6.08

-53.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$31.7K zł 117.9K

-22.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$30.2K zł 112.1K

6.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$312 zł 1,157

-73.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$9.16 zł 34.02

-29.48%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$17.95 zł 66.7

5.79%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$39.99 zł 149

39.96%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$23.32 zł 86.6

-20.15%

Cinema Ticket

$4.28 Rp 75.5K

$9.48 zł 35.22

-54.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$400 zł 1,484

21.74%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$14.6K zł 54.1K

-59.79%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$107 zł 398

-57.43%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$43.29 zł 161

-15.96%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$106 zł 393

-22.51%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$110 zł 408

-26.74%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$680 zł 2,526

64.16%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$493 zł 1,833

42.07%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$1,005 zł 3,732

251.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$765 zł 2,842

130.32%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$2,768 zł 10.3K

2.08%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$2,458 zł 9,130

-6.77%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.68

106.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Łomianki: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $680 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $51.0 in Łomianki. Groceries tell a different story – $293 in Ubud, Bali vs $245 in Łomianki – so Łomianki wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $1,545 in Łomianki – roughly 11% apart. Łomianki costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $2,317 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $487 per month in Ubud, Bali and $400 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Łomianki – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Łomianki at $1,545. In Ubud, Bali it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $1,545 in Łomianki. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.