Last update: Oct 2026

Cost of Living Comparison Between Łomianki and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,474 in Łomianki, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Łomianki
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Łomianki Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Łomianki

🇵🇱 Poland

$1,474

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Łomianki and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Łomianki and in Bansko actually costs, broken down by who's living it.

A single person spends $1,474 per month in Łomianki vs $956 in Bansko, rent included.

Łomianki $1,474
Bansko $956

A couple spends around $2,235 per month in Łomianki vs $1,467 in Bansko, rent included.

Łomianki $2,235
Bansko $1,467

A family of three spends $2,997 per month in Łomianki vs $1,979 in Bansko, rent included.

Łomianki $2,997
Bansko $1,979

Łomianki costs about 54% more than Bansko, and outside of rent the biggest gap is in clothing.

Łomianki sits 9% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.67 zł 45.33

$8.66 BGN 15.06

34.76%

Three-Course Dinner for Two, Mid-Range

$50.2 zł 195

$44.94 BGN 78.2

11.73%

Fast Food Meal (McDonalds, etc)

$8.82 zł 34.27

$8.78 BGN 15.28

0.46%

Cappuccino

$3.27 zł 12.70

$2.33 BGN 4.05

40.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.73

$1.57 BGN 2.74

43.31%

Water (0.33 liter bottle)

$1.97 zł 7.64

$0.82 BGN 1.43

140.24%

Local Beer (0.5 liter draught)

$3.13 zł 12.18

$1.68 BGN 2.92

86.31%

Imported Beer (0.33 liter bottle)

$3.93 zł 15.26

$1.98 BGN 3.45

98.48%

Milk (1 liter)

$1.06 zł 4.10

$1.73 BGN 3.00

-38.73%

White Bread (500g)

$1.27 zł 4.93

$0.80 BGN 1.40

58.75%

Rice (white) (1kg)

$1.37 zł 5.33

$1.44 BGN 2.51

-4.86%

Eggs

$3.80 zł 14.78

$2.36 BGN 4.10

61.02%

Local Cheese (1kg)

$8.92 zł 34.66

$9.39 BGN 16.34

-5.01%

Chicken Fillets (1kg)

$7.33 zł 28.46

$6.41 BGN 11.15

14.35%

Beef Round Steak (1kg)

$14.79 zł 57.5

$8.48 BGN 14.76

74.41%

Apples (1kg)

$1.22 zł 4.74

$1.31 BGN 2.28

-6.87%

Banana (1kg)

$1.69 zł 6.56

$1.62 BGN 2.82

4.32%

Oranges (1kg)

$1.68 zł 6.51

$1.73 BGN 3.01

-2.89%

Tomato (1kg)

$4.05 zł 15.73

$1.94 BGN 3.38

108.76%

Potato (1kg)

$0.89 zł 3.47

$0.94 BGN 1.63

-5.32%

Onion (1kg)

$0.86 zł 3.35

$0.76 BGN 1.32

13.16%

Lettuce (1 head)

$1.29 zł 5.02

$0.55 BGN 0.95

134.55%

Water (1.5 liter bottle)

$0.64 zł 2.50

$0.59 BGN 1.02

8.47%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 zł 22.39

$3.25 BGN 5.66

77.23%

Wine (Bottle)

$6.20 zł 24.09

$5.20 BGN 9.05

19.23%

Local Beer (0.5 liter bottle)

$1.08 zł 4.19

$1.09 BGN 1.89

-0.92%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.83

$1.68 BGN 2.92

-10.71%

One-way Ticket (Public Transport)

$1.03 zł 4.02

$0.84 BGN 1.45

22.62%

Public Transport Monthly Pass (Regular Price)

$27.05 zł 105

$27.06 BGN 47.09

-0.04%

Taxi Start (Normal Tariff)

$2.08 zł 8.10

$1.34 BGN 2.34

55.22%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.91

$0.65 BGN 1.14

15.38%

Taxi 1hour Waiting (Normal Tariff)

$10.05 zł 39.03

$10.06 BGN 17.51

-0.10%

Gasoline (1 liter)

$1.58 zł 6.13

$1.48 BGN 2.57

6.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.4K

$29.1K BGN 50.7K

6.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K zł 110.8K

$20.9K BGN 36.4K

36.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$330 zł 1,283

$92.4 BGN 161

257.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.88 zł 34.50

$14.52 BGN 25.26

-38.84%

Internet (50+ Mbps, Unlimited Data)

$15.99 zł 62.1

$12.32 BGN 21.43

29.79%

Gym Membership (Monthly)

$38.89 zł 151

$31.70 BGN 55.2

22.68%

Tennis Court (1 Hour on Weekend)

$19.29 zł 75.0

$8.53 BGN 14.84

126.14%

Cinema Ticket

$8.89 zł 34.55

$5.62 BGN 9.78

58.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$385 zł 1,497

$230 BGN 401

67.18%

International Primary School, 1 Child (Yearly)

$14.1K zł 55.0K

$2,268 BGN 3,947

523.62%

Jeans (Levis 501 Or Similar)

$100 zł 389

$30.10 BGN 52.4

232.49%

Summer Dress (H&M, Zara, etc)

$40.01 zł 155

$19.62 BGN 34.13

103.92%

Sport Shoes (Adidas, Nike)

$104 zł 403

$45.86 BGN 79.8

126.36%

Men's Leather Business Shoes

$103 zł 402

$47.69 BGN 83.0

116.75%

1-bedroom Apartment, City Center (Monthly)

$607 zł 2,357

$518 BGN 902

17.05%

1-bedroom Apartment, Outside City Center (Monthly)

$436 zł 1,695

$357 BGN 621

22.21%

3-bedroom Apartment, City Center (Monthly)

$901 zł 3,500

$614 BGN 1,069

46.66%

3-bedroom Apartment, Outside City Center (Monthly)

$875 zł 3,398

$569 BGN 990

53.74%

Buy Apartment in City Center (m2)

$3,242 zł 12.6K

$1,191 BGN 2,073

172.13%

Buy Apartment Outside City Center (m2)

$2,386 zł 9,270

$959 BGN 1,669

148.74%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

2.99

123.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Łomianki: October 13, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Łomianki

$436 29.6%

Bansko

$357 37.3% 18.2% $79

Monthly Utilities & Internet

Łomianki

$355 24.1%

Bansko

$119 12.5% 66.4% $236

Groceries & Markets

Łomianki

$233 15.8%

Bansko

$192 20.1% 17.6% $41

Eating Out

Łomianki

$199 13.5%

Bansko

$145 15.2% 27.1% $54

Clothing & Footwear

Łomianki

$156 10.6%

Bansko

$64 6.7% 58.7% $92

Sport & Entertainment

Łomianki

$57 3.9%

Bansko

$43 4.5% 24.2% $14

Getting Around

Łomianki

$37 2.5%

Bansko

$35 3.7% 5.4% $2

Cost Breakdown

A central one-bedroom costs $607 in Łomianki versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $50.0 in Łomianki versus $45.00 in Bansko. Monthly groceries follow the same trend: $233 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇵🇱 Łomianki

🇧🇬 Bansko

🕒 Local time

01:04 1:04 AM

02:04 2:04 AM

1 h ahead of Łomianki

🌤 Weather

👥 Population

17,114

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Łomianki Bansko 1,180 km ≈ 2 h nonstop flight

From you

Łomianki
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Łomianki vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,474 in Łomianki, $956 in Bansko – roughly 54% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,210 per month in Łomianki and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Łomianki and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,474 in Łomianki and $956 in Bansko. That's a gap of about 54%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Łomianki at $1,474. In Bansko it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,474 in Łomianki. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.