Last update: Oct 2026

Cost of Living Comparison Between Bansko and Łomianki

For one person, living is cheaper in Bansko: $956 a month against $1,474 in Łomianki, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
75

Cost of Living Index in Łomianki
Learn more

Łomianki Living Index

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Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Łomianki

🇵🇱 Poland

$1,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Łomianki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Łomianki actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $1,474 in Łomianki, rent included.

Bansko $956
Łomianki $1,474

A couple spends around $1,467 per month in Bansko vs $2,235 in Łomianki, rent included.

Bansko $1,467
Łomianki $2,235

A family of three spends $1,979 per month in Bansko vs $2,997 in Łomianki, rent included.

Bansko $1,979
Łomianki $2,997

Bansko is about 35% cheaper than Łomianki, and outside of rent the biggest gap is in clothing.

Bansko sits 29% below the global median, while Łomianki is 9% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.66 BGN 15.06

$11.67 zł 45.33

-25.79%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

$50.2 zł 195

-10.50%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

$8.82 zł 34.27

-0.45%

Cappuccino

$2.33 BGN 4.05

$3.27 zł 12.70

-28.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$2.25 zł 8.73

-30.22%

Water (0.33 liter bottle)

$0.82 BGN 1.43

$1.97 zł 7.64

-58.38%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$3.13 zł 12.18

-46.33%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$3.93 zł 15.26

-49.62%

Milk (1 liter)

$1.73 BGN 3.00

$1.06 zł 4.10

63.21%

White Bread (500g)

$0.80 BGN 1.40

$1.27 zł 4.93

-37.01%

Rice (white) (1kg)

$1.44 BGN 2.51

$1.37 zł 5.33

5.11%

Eggs

$2.36 BGN 4.10

$3.80 zł 14.78

-37.89%

Local Cheese (1kg)

$9.39 BGN 16.34

$8.92 zł 34.66

5.27%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$7.33 zł 28.46

-12.55%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$14.79 zł 57.5

-42.66%

Apples (1kg)

$1.31 BGN 2.28

$1.22 zł 4.74

7.38%

Banana (1kg)

$1.62 BGN 2.82

$1.69 zł 6.56

-4.14%

Oranges (1kg)

$1.73 BGN 3.01

$1.68 zł 6.51

2.98%

Tomato (1kg)

$1.94 BGN 3.38

$4.05 zł 15.73

-52.10%

Potato (1kg)

$0.94 BGN 1.63

$0.89 zł 3.47

5.62%

Onion (1kg)

$0.76 BGN 1.32

$0.86 zł 3.35

-11.63%

Lettuce (1 head)

$0.55 BGN 0.95

$1.29 zł 5.02

-57.36%

Water (1.5 liter bottle)

$0.59 BGN 1.02

$0.64 zł 2.50

-7.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$5.76 zł 22.39

-43.58%

Wine (Bottle)

$5.20 BGN 9.05

$6.20 zł 24.09

-16.13%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$1.08 zł 4.19

0.93%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$1.50 zł 5.83

12.00%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

$1.03 zł 4.02

-18.45%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

$27.05 zł 105

0.04%

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

$2.08 zł 8.10

-35.58%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.75 zł 2.91

-13.33%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

$10.05 zł 39.03

0.10%

Gasoline (1 liter)

$1.48 BGN 2.57

$1.58 zł 6.13

-6.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$31.0K zł 120.4K

-5.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

$28.5K zł 110.8K

-26.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

$330 zł 1,283

-72.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

$8.88 zł 34.50

63.51%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

$15.99 zł 62.1

-22.95%

Gym Membership (Monthly)

$31.70 BGN 55.2

$38.89 zł 151

-18.49%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

$19.29 zł 75.0

-55.78%

Cinema Ticket

$5.62 BGN 9.78

$8.89 zł 34.55

-36.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$385 zł 1,497

-40.18%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

$14.1K zł 55.0K

-83.96%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

$100 zł 389

-69.92%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

$40.01 zł 155

-50.96%

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

$104 zł 403

-55.82%

Men's Leather Business Shoes

$47.69 BGN 83.0

$103 zł 402

-53.86%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

$607 zł 2,357

-14.57%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

$436 zł 1,695

-18.18%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

$901 zł 3,500

-31.81%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

$875 zł 3,398

-34.96%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

$3,242 zł 12.6K

-63.25%

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

$2,386 zł 9,270

-59.80%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

6.68

-55.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Łomianki: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Łomianki

$436 29.6% 22.2% $79

Groceries & Markets

Bansko

$192 20.1%

Łomianki

$233 15.8% 21.4% $41

Eating Out

Bansko

$145 15.2%

Łomianki

$199 13.5% 37.1% $54

Monthly Utilities & Internet

Bansko

$119 12.5%

Łomianki

$355 24.1% 198% $236

Clothing & Footwear

Bansko

$64 6.7%

Łomianki

$156 10.6% 142% $92

Sport & Entertainment

Bansko

$43 4.5%

Łomianki

$57 3.9% 31.9% $14

Getting Around

Bansko

$35 3.7%

Łomianki

$37 2.5% 5.7% $2

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $607 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Bansko versus $50.0 in Łomianki. Monthly groceries follow the same trend: $192 vs $233 – making Bansko the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇵🇱 Łomianki

🕒 Local time

03:28 3:28 AM

02:28 2:28 AM

1 h behind Bansko

🌤 Weather

👥 Population

8,000

17,114

💱 Currency

Bulgarian Lev BGN лв.

Polish Złoty PLN zł

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Łomianki 1,180 km ≈ 2 h nonstop flight

From you

Bansko
Łomianki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $1,474 in Łomianki – roughly 54% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,434 per month in Bansko and $2,210 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Bansko and $50.0 in Łomianki. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $956 in Bansko and $1,474 in Łomianki. That's a gap of about 54%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Łomianki at $1,474. In Bansko it covers expenses comfortably, while in Łomianki it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,474 in Łomianki. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Łomianki makes more sense. Both are solid long-term options with distinct trade-offs.