Cost of Living Comparison Between Loja and Vilcabamba Cost of Living Comparison Between Loja and Vilcabamba

Monthly Cost of Living

A single person spends $752 per month in Loja vs $939 in Vilcabamba, rent included.

A couple spends around $1,104 per month in Loja vs $1,463 in Vilcabamba, rent included.

A family of three spends $1,456 per month in Loja vs $1,987 in Vilcabamba, rent included.

Loja is about 20% cheaper than Vilcabamba, driven mainly by Groceries & Markets.

Both Loja and Vilcabamba are more affordable than the global median – Loja 44% lower, Vilcabamba 30% lower.

Meal at Budget Restaurant

$2.96 $2.96

$3.21 $3.21

-7.79%

Three-Course Dinner for Two, Mid-Range

$19.63 $19.63

$35.64 $35.64

-44.92%

Fast Food Meal (McDonalds, etc)

$7.17 $7.17

$7.63 $7.63

-6.03%

Cappuccino

$1.85 $1.85

$2.09 $2.09

-11.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 $0.65

$0.97 $0.97

-32.99%

Water (0.33 liter bottle)

$0.46 $0.46

$0.95 $0.95

-51.58%

Local Beer (0.5 liter draught)

$0.98 $0.98

$1.95 $1.95

-49.74%

Imported Beer (0.33 liter bottle)

$2.02 $2.02

$3.58 $3.58

-43.58%

Milk (1 liter)

$1.03 $1.03

$0.92 $0.92

11.96%

White Bread (500g)

$1.34 $1.34

$2.04 $2.04

-34.31%

Rice (white) (1kg)

$1.57 $1.57

$1.34 $1.34

17.16%

Eggs

$1.87 $1.87

$2.29 $2.29

-18.34%

Local Cheese (1kg)

$5.60 $5.60

$7.33 $7.33

-23.60%

Chicken Fillets (1kg)

$4.56 $4.56

$5.97 $5.97

-23.62%

Beef Round Steak (1kg)

$6.17 $6.17

$7.06 $7.06

-12.61%

Apples (1kg)

$1.37 $1.37

$2.54 $2.54

-46.06%

Banana (1kg)

$0.96 $0.96

$1.23 $1.23

-21.95%

Oranges (1kg)

$0.97 $0.97

$1.71 $1.71

-43.27%

Tomato (1kg)

$1.08 $1.08

Potato (1kg)

$0.80 $0.80

$0.98 $0.98

-18.37%

Onion (1kg)

$0.82 $0.82

$0.98 $0.98

-16.33%

Lettuce (1 head)

$0.47 $0.47

$0.74 $0.74

-36.49%

Water (1.5 liter bottle)

$1.07 $1.07

$0.98 $0.98

9.18%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 $5.92

$6.30 $6.30

-6.03%

Wine (Bottle)

$7.08 $7.08

$10.02 $10.02

-29.34%

Local Beer (0.5 liter bottle)

$1.49 $1.49

$1.60 $1.60

-6.88%

Imported Beer (0.33 liter bottle)

$2.85 $2.85

$2.48 $2.48

14.92%

One-way Ticket (Public Transport)

$0.29 $0.29

$0.36 $0.36

-19.44%

Public Transport Monthly Pass (Regular Price)

$39.70 $39.70

$23.68 $23.68

67.65%

Taxi Start (Normal Tariff)

$0.67 $0.67

$1.51 $1.51

-55.63%

Taxi (Normal Tariff) (1km)

$0.97 $0.97

$0.92 $0.92

5.43%

Taxi 1hour Waiting (Normal Tariff)

$13.24 $13.24

$10.17 $10.17

30.19%

Gasoline (1 liter)

$0.63 $0.63

$0.69 $0.69

-8.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K $14.8K

$20.0K $20.0K

-26.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K $29.1K

$27.6K $27.6K

5.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.16 $20.16

$57.0 $57.0

-64.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.38 $10.38

$13.53 $13.53

-23.28%

Internet (50+ Mbps, Unlimited Data)

$28.38 $28.38

$34.27 $34.27

-17.19%

Gym Membership (Monthly)

$34.36 $34.36

$29.70 $29.70

15.69%

Tennis Court (1 Hour on Weekend)

$14.47 $14.47

$14.44 $14.44

0.21%

Cinema Ticket

$7.40 $7.40

$7.06 $7.06

4.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 $182

$255 $255

-28.64%

International Primary School, 1 Child (Yearly)

$2,030 $2,030

$5,645 $5,645

-64.04%

Jeans (Levis 501 Or Similar)

$55.6 $55.6

$79.7 $79.7

-30.20%

Summer Dress (H&M, Zara, etc)

$49.95 $49.95

$19.88 $19.88

151.26%

Sport Shoes (Adidas, Nike)

$83.4 $83.4

$98.3 $98.3

-15.15%

Men's Leather Business Shoes

$65.3 $65.3

$76.2 $76.2

-14.29%

1-bedroom Apartment, City Center (Monthly)

$288 $288

$336 $336

-14.20%

1-bedroom Apartment, Outside City Center (Monthly)

$232 $232

$328 $328

-29.13%

3-bedroom Apartment, City Center (Monthly)

$419 $419

$633 $633

-33.89%

3-bedroom Apartment, Outside City Center (Monthly)

$329 $329

$570 $570

-42.32%

Buy Apartment in City Center (m2)

$562 $562

$1,203 $1,203

-53.25%

Buy Apartment Outside City Center (m2)

$498 $498

$773 $773

-35.63%

Average Monthly Net Salary (After Tax)

$495 $495

$431 $431

14.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.6

-5.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: June 1, 2026

Last update for Vilcabamba: June 2, 2026

Cost Breakdown

A central one-bedroom costs $288 in Loja versus $336 in Vilcabamba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Loja, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $20.00 in Loja versus $36.00 in Vilcabamba. Monthly groceries follow the same trend: $164 vs $202 – making Loja the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loja vs Vilcabamba: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $752 in Loja, $939 in Vilcabamba – roughly 25% apart. Vilcabamba costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,128 per month in Loja and $1,409 in Vilcabamba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 68% less in Loja. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $182 per month in Loja and $255 in Vilcabamba. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $752 in Loja and $939 in Vilcabamba, leaving budget for savings and extras in both cases.

Families tend to lean toward Loja – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Vilcabamba makes more sense. Both are solid long-term options with distinct trade-offs.