Cost of Living Comparison Between Loja and Ubud, Bali Cost of Living Comparison Between Loja and Ubud, Bali

🙂 Solo nomad: Loja is 4.5% cheaper than Ubud, Bali without rent, and 0.4% cheaper with rent.

🙂 Family of 3: Loja is 24.1% cheaper than Ubud, Bali without rent, and 5.8% cheaper with rent.

Meal at Budget Restaurant

$2.91 $2.91

$2.85 Rp 47.5K

2.11%

Three-Course Dinner for Two, Mid-Range

$19.68 $19.68

$12.26 Rp 204.3K

60.52%

Fast Food Meal (McDonalds, etc)

$6.97 $6.97

$3.28 Rp 54.6K

112.50%

Cappuccino

$1.88 $1.88

$2.3 Rp 38.3K

-18.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 $0.63

$1.11 Rp 18.5K

-43.24%

Water (0.33 liter bottle)

$0.45 $0.45

$0.26 Rp 4,324

73.08%

Local Beer (0.5 liter draught)

$0.99 $0.99

$2.4 Rp 40K

-58.75%

Imported Beer (0.33 liter bottle)

$2.04 $2.04

$3.15 Rp 52.5K

-35.24%

Milk (1 liter)

$0.97 $0.97

$1.49 Rp 24.9K

-34.90%

White Bread (500g)

$1.33 $1.33

$1.65 Rp 27.5K

-19.39%

Rice (white) (1kg)

$1.52 $1.52

$1.13 Rp 18.9K

34.51%

Eggs

$1.89 $1.89

$2.33 Rp 38.9K

-18.88%

Local Cheese (1kg)

$5.54 $5.54

$13.7 Rp 228.3K

-59.56%

Chicken Fillets (1kg)

$4.59 $4.59

$3.97 Rp 66.2K

15.62%

Beef Round Steak (1kg)

$5.9 $5.9

$11.22 Rp 187K

-47.42%

Apples (1kg)

$1.37 $1.37

$3.48 Rp 57.9K

-60.63%

Banana (1kg)

$0.96 $0.96

$1.5 Rp 25K

-36.00%

Oranges (1kg)

$1.02 $1.02

$2.68 Rp 44.6K

-61.94%

Tomato (1kg)

$1.07 $1.07

$1.35 Rp 22.5K

-20.74%

Potato (1kg)

$0.75 $0.75

$1.57 Rp 26.2K

-52.23%

Onion (1kg)

$0.85 $0.85

$2.1 Rp 34.9K

-59.52%

Lettuce (1 head)

$0.5 $0.5

$1.03 Rp 17.1K

-51.46%

Water (1.5 liter bottle)

$1.06 $1.06

$0.57 Rp 9,488

85.96%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 $5.81

$2.31 Rp 38.5K

151.52%

Wine (Bottle)

$6.14 $6.14

$15.21 Rp 253.5K

-59.63%

Local Beer (0.5 liter bottle)

$1.49 $1.49

$2.49 Rp 41.5K

-40.16%

Imported Beer (0.33 liter bottle)

$2.77 $2.77

$2.66 Rp 44.3K

4.14%

One-way Ticket (Public Transport)

$0.29 $0.29

$0.29 Rp 4,911

Public Transport Monthly Pass (Regular Price)

$39.95 $39.95

$10.03 Rp 167.1K

298.31%

Taxi Start (Normal Tariff)

$0.63 $0.63

$0.45 Rp 7,480

40.00%

Taxi (Normal Tariff) (1km)

$0.99 $0.99

$0.34 Rp 5,748

191.18%

Taxi 1hour Waiting (Normal Tariff)

$13.68 $13.68

$5.97 Rp 99.4K

129.15%

Gasoline (1 liter)

$0.63 $0.63

$0.75 Rp 12.4K

-16.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.1K $15.1K

$25.8K Rp 430.2M

-41.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$31.7K Rp 528.9M

-9.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.39 $20.39

$64.6 Rp 1.1M

-68.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.64 $10.64

$4.14 Rp 69K

157.00%

Internet (50+ Mbps, Unlimited Data)

$28.08 $28.08

$23.99 Rp 399.7K

17.05%

Gym Membership (Monthly)

$34.34 $34.34

$23.29 Rp 388.1K

47.45%

Tennis Court (1 Hour on Weekend)

$14.02 $14.02

$6.19 Rp 103.1K

126.49%

Cinema Ticket

$7.35 $7.35

$3.45 Rp 57.5K

113.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 $182

$91.9 Rp 1.5M

98.48%

International Primary School, 1 Child (Yearly)

$2,009 $2,009

$5,912 Rp 98.5M

-66.02%

Jeans (Levis 501 Or Similar)

$55.3 $55.3

$51.5 Rp 857.6K

7.46%

Summer Dress (H&M, Zara, etc)

$49.37 $49.37

$24.45 Rp 407.3K

101.92%

Sport Shoes (Adidas, Nike)

$86.2 $86.2

$84.4 Rp 1.4M

2.22%

Men's Leather Business Shoes

$64.8 $64.8

$74.3 Rp 1.2M

-12.74%

1-bedroom Apartment, City Center (Monthly)

$288 $288

$261 Rp 4.4M

10.17%

1-bedroom Apartment, Outside City Center (Monthly)

$229 $229

$160 Rp 2.7M

43.38%

3-bedroom Apartment, City Center (Monthly)

$423 $423

$585 Rp 9.7M

-27.67%

3-bedroom Apartment, Outside City Center (Monthly)

$329 $329

$328 Rp 5.5M

0.09%

Buy Apartment in City Center (m2)

$659 $659

$985 Rp 16.4M

-33.07%

Buy Apartment Outside City Center (m2)

$508 $508

$847 Rp 14.1M

-40.04%

Average Monthly Net Salary (After Tax)

$430 $430

$178 Rp 3M

141.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-24.70%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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