Last update: Oct 2026

Cost of Living Comparison Between Loja and Mexico City

For one person, living is cheaper in Loja: $676 a month against $1,567 in Mexico City, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

Loja
🇪🇨 Ecuador
$676
/mo nomad
Mexico City
🇲🇽 Mexico
$1,567
/mo nomad
Monthly Cost of Living

How much you'll spend in Loja and in Mexico City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loja and in Mexico City actually costs, broken down by who's living it.

A single person spends $676 per month in Loja vs $1,567 in Mexico City, rent included.

  • Loja $676
  • Mexico City $1,567

A couple spends around $1,067 per month in Loja vs $2,450 in Mexico City, rent included.

  • Loja $1,067
  • Mexico City $2,450

A family of three spends $1,459 per month in Loja vs $3,333 in Mexico City, rent included.

  • Loja $1,459
  • Mexico City $3,333

Loja is about 57% cheaper than Mexico City, and outside of rent the biggest gap is in groceries.

Loja sits 50% below the global median, while Mexico City is 16% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Loja
Mexico City
Difference
Meal at Budget Restaurant
$3.08 $3.08
$10.75 MX$199
-71.35%
Three-Course Dinner for Two, Mid-Range
$20.71 $20.71
$50.3 MX$929
-58.79%
Fast Food Meal (McDonalds, etc)
$5.44 $5.44
$11.10 MX$205
-50.99%
Cappuccino
$2.22 $2.22
$3.68 MX$68.1
-39.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 $0.77
$1.65 MX$30.42
-53.33%
Water (0.33 liter bottle)
$0.45 $0.45
$1.30 MX$24.08
-65.38%
Local Beer (0.5 liter draught)
$1.22 $1.22
$3.32 MX$61.3
-63.25%
Imported Beer (0.33 liter bottle)
$3.17 $3.17
$5.54 MX$102
-42.78%
🛒 Groceries & Markets
Loja
Mexico City
Difference
Milk (1 liter)
$0.99 $0.99
$1.77 MX$32.68
-44.07%
White Bread (500g)
$1.51 $1.51
$3.05 MX$56.4
-50.49%
Rice (white) (1kg)
$1.32 $1.32
$2.01 MX$37.20
-34.33%
Eggs
$1.92 $1.92
$2.77 MX$51.1
-30.69%
Local Cheese (1kg)
$5.79 $5.79
$11.91 MX$220
-51.39%
Chicken Fillets (1kg)
$4.15 $4.15
$9.33 MX$172
-55.52%
Beef Round Steak (1kg)
$5.96 $5.96
$15.02 MX$278
-60.32%
Apples (1kg)
$1.69 $1.69
$3.08 MX$56.8
-45.13%
Banana (1kg)
$1.05 $1.05
$1.95 MX$35.97
-46.15%
Oranges (1kg)
$1.18 $1.18
$2.03 MX$37.54
-41.87%
Tomato (1kg)
$1.07 $1.07
$2.21 MX$40.92
-51.58%
Potato (1kg)
$1.06 $1.06
$2.02 MX$37.41
-47.52%
Onion (1kg)
$1.07 $1.07
$1.82 MX$33.67
-41.21%
Lettuce (1 head)
$0.51 $0.51
$1.52 MX$28.07
-66.45%
Water (1.5 liter bottle)
$1.13 $1.13
$1.28 MX$23.65
-11.72%
Cigarettes 20 Pack (Marlboro, Camel)
$5.23 $5.23
$5.27 MX$97.4
-0.76%
Wine (Bottle)
$6.86 $6.86
$16.12 MX$298
-57.44%
Local Beer (0.5 liter bottle)
$1.52 $1.52
$1.95 MX$36.05
-22.05%
Imported Beer (0.33 liter bottle)
$3.05 $3.05
$4.25 MX$78.6
-28.24%
🚌 Getting Around
Loja
Mexico City
Difference
One-way Ticket (Public Transport)
$0.31 $0.31
$0.31 MX$5.82
-
Public Transport Monthly Pass (Regular Price)
$30.33 $30.33
$19.85 MX$367
52.80%
Taxi Start (Normal Tariff)
$1.27 $1.27
$2.00 MX$36.93
-36.50%
Taxi (Normal Tariff) (1km)
$1.09 $1.09
$0.53 MX$9.86
105.66%
Taxi 1hour Waiting (Normal Tariff)
$9.88 $9.88
$5.62 MX$104
75.80%
Gasoline (1 liter)
$0.78 $0.78
$1.52 MX$28.07
-48.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.8K $14.8K
$21.0K MX$388.7K
-29.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K $28.7K
$25.2K MX$465.3K
14.05%
🧾 Monthly Utilities & Internet
Loja
Mexico City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$19.65 $19.65
$62.5 MX$1,155
-68.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.63 $11.63
$28.77 MX$532
-59.58%
Internet (50+ Mbps, Unlimited Data)
$26.57 $26.57
$34.45 MX$637
-22.87%
🎉 Sport & Entertainment
Loja
Mexico City
Difference
Gym Membership (Monthly)
$30.27 $30.27
$57.1 MX$1,055
-46.99%
Tennis Court (1 Hour on Weekend)
$14.88 $14.88
$24.81 MX$458
-40.02%
Cinema Ticket
$7.46 $7.46
$6.67 MX$123
11.84%
🧸 Childcare & Education
Loja
Mexico City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$183 $183
$431 MX$7,964
-57.53%
International Primary School, 1 Child (Yearly)
$2,017 $2,017
$11.7K MX$216.9K
-82.82%
👕👟 Clothing & Footwear
Loja
Mexico City
Difference
Jeans (Levis 501 Or Similar)
$52.8 $52.8
$70.8 MX$1,308
-25.43%
Summer Dress (H&M, Zara, etc)
$47.03 $47.03
$51.8 MX$958
-9.26%
Sport Shoes (Adidas, Nike)
$79.1 $79.1
$109 MX$2,011
-27.29%
Men's Leather Business Shoes
$71.2 $71.2
$112 MX$2,076
-36.65%
🏠 Accommodation & Living
Loja
Mexico City
Difference
1-bedroom Apartment, City Center (Monthly)
$237 $237
$1,051 MX$19.4K
-77.45%
1-bedroom Apartment, Outside City Center (Monthly)
$170 $170
$665 MX$12.3K
-74.42%
3-bedroom Apartment, City Center (Monthly)
$389 $389
$2,346 MX$43.3K
-83.41%
3-bedroom Apartment, Outside City Center (Monthly)
$310 $310
$1,227 MX$22.7K
-74.70%
Buy Apartment in City Center (m2)
$554 $554
$3,554 MX$65.7K
-84.42%
Buy Apartment Outside City Center (m2)
$323 $323
$1,977 MX$36.5K
-83.65%
💵 Salaries & Financials
Loja
Mexico City
Difference
Average Monthly Net Salary (After Tax)
$496 $496
$975 MX$18.0K
-49.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.5
11.3
-24.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: October 12, 2026

Last update for Mexico City: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Loja
$170
Mexico City
$665 291% $495
Groceries & Markets
Loja
$167
Mexico City
$323 93% $155
Clothing & Footwear
Loja
$113
Mexico City
$155 37.5% $42
Eating Out
Loja
$85
Mexico City
$203 139% $118
Monthly Utilities & Internet
Loja
$58
Mexico City
$126 117% $68
Sport & Entertainment
Loja
$45
Mexico City
$70 55.9% $25
Getting Around
Loja
$38
Mexico City
$26 32.6% $12

Cost Breakdown

A central one-bedroom costs $237 in Loja versus $1,051 in Mexico City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 96% higher in Mexico City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Loja versus $50.0 in Mexico City. Monthly groceries follow the same trend: $167 vs $323 – making Loja the more affordable choice for daily food spending.

Good to know
🇪🇨 Loja
🇲🇽 Mexico City
🕒 Local time
22:25 10:25 PM
21:25 9:25 PM
1 h behind Loja
🌤 Weather
👥 Population
180,617
9,209,944 Capital
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Loja Mexico City 3,400 km ≈ 4 h 45 min nonstop flight
From you
  • Loja
  • Mexico City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loja vs Mexico City: Cost of Living - Frequently Asked Questions
How do living costs in Loja and in Mexico City compare overall?
Monthly costs with rent: $676 in Loja, $1,567 in Mexico City – roughly 132% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Loja compared to Mexico City?
For a comfortable life, plan on about $1,014 per month in Loja and $2,351 in Mexico City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Loja and Mexico City?
Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Loja and in Mexico City?
Public transport costs about 53% less in Loja. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Loja and Mexico City?
Kindergarten costs $183 per month in Loja and $431 in Mexico City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Loja, where all-in costs run around $676, than in Mexico City at $1,567. In Loja it covers expenses comfortably, while in Mexico City it requires careful planning or may not stretch far enough.
How does quality of life compare between Loja and Mexico City?
It depends on your priorities. Mexico City has an edge in some lifestyle areas, with costs from $676 in Loja to $1,567 in Mexico City. Climate, culture, job market, and personal taste all factor in.
Is Loja or Mexico City safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Loja and Mexico City?
If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mexico City makes more sense. Both are solid long-term options with distinct trade-offs.

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