Cost of Living Comparison Between Loja and Cuenca Cost of Living Comparison Between Loja and Cuenca

Monthly Cost of Living

A single person spends $752 per month in Loja vs $891 in Cuenca, rent included.

A couple spends around $1,104 per month in Loja vs $1,325 in Cuenca, rent included.

A family of three spends $1,456 per month in Loja vs $1,759 in Cuenca, rent included.

Loja is about 16% cheaper than Cuenca, driven mainly by Eating Out.

Both Loja and Cuenca are more affordable than the global median – Loja 44% lower, Cuenca 34% lower.

Meal at Budget Restaurant

$2.96 $2.96

$3.40 $3.40

-12.94%

Three-Course Dinner for Two, Mid-Range

$19.63 $19.63

$24.57 $24.57

-20.11%

Fast Food Meal (McDonalds, etc)

$7.17 $7.17

$7.13 $7.13

0.56%

Cappuccino

$1.85 $1.85

$2.48 $2.48

-25.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 $0.65

$0.83 $0.83

-21.69%

Water (0.33 liter bottle)

$0.46 $0.46

$0.70 $0.70

-34.29%

Local Beer (0.5 liter draught)

$0.98 $0.98

$1.98 $1.98

-50.51%

Imported Beer (0.33 liter bottle)

$2.02 $2.02

$3.58 $3.58

-43.58%

Milk (1 liter)

$1.03 $1.03

$1.13 $1.13

-8.85%

White Bread (500g)

$1.34 $1.34

$1.61 $1.61

-16.77%

Rice (white) (1kg)

$1.57 $1.57

$1.53 $1.53

2.61%

Eggs

$1.87 $1.87

$2.09 $2.09

-10.53%

Local Cheese (1kg)

$5.60 $5.60

$5.43 $5.43

3.13%

Chicken Fillets (1kg)

$4.56 $4.56

$5.48 $5.48

-16.79%

Beef Round Steak (1kg)

$6.17 $6.17

$6.25 $6.25

-1.28%

Apples (1kg)

$1.37 $1.37

$1.47 $1.47

-6.80%

Banana (1kg)

$0.96 $0.96

$1.05 $1.05

-8.57%

Oranges (1kg)

$0.97 $0.97

$1.23 $1.23

-21.14%

Tomato (1kg)

$1.08 $1.08

$1.06 $1.06

1.89%

Potato (1kg)

$0.80 $0.80

$1.53 $1.53

-47.71%

Onion (1kg)

$0.82 $0.82

$1.06 $1.06

-22.64%

Lettuce (1 head)

$0.47 $0.47

$0.46 $0.46

2.17%

Water (1.5 liter bottle)

$1.07 $1.07

$1.04 $1.04

2.88%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 $5.92

$5.70 $5.70

3.86%

Wine (Bottle)

$7.08 $7.08

$10.33 $10.33

-31.46%

Local Beer (0.5 liter bottle)

$1.49 $1.49

$1.43 $1.43

4.20%

Imported Beer (0.33 liter bottle)

$2.85 $2.85

$3.30 $3.30

-13.64%

One-way Ticket (Public Transport)

$0.29 $0.29

$0.33 $0.33

-12.12%

Public Transport Monthly Pass (Regular Price)

$39.70 $39.70

$26.98 $26.98

47.15%

Taxi Start (Normal Tariff)

$0.67 $0.67

$0.68 $0.68

-1.47%

Taxi (Normal Tariff) (1km)

$0.97 $0.97

$0.99 $0.99

-2.02%

Taxi 1hour Waiting (Normal Tariff)

$13.24 $13.24

$13.64 $13.64

-2.93%

Gasoline (1 liter)

$0.63 $0.63

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K $14.8K

$30.4K $30.4K

-51.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K $29.1K

$28.3K $28.3K

2.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.16 $20.16

$39.61 $39.61

-49.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.38 $10.38

$13.71 $13.71

-24.29%

Internet (50+ Mbps, Unlimited Data)

$28.38 $28.38

$31.29 $31.29

-9.30%

Gym Membership (Monthly)

$34.36 $34.36

$29.47 $29.47

16.59%

Tennis Court (1 Hour on Weekend)

$14.47 $14.47

$5.30 $5.30

173.02%

Cinema Ticket

$7.40 $7.40

$7.46 $7.46

-0.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 $182

$250 $250

-27.35%

International Primary School, 1 Child (Yearly)

$2,030 $2,030

$5,599 $5,599

-63.75%

Jeans (Levis 501 Or Similar)

$55.6 $55.6

$55.2 $55.2

0.76%

Summer Dress (H&M, Zara, etc)

$49.95 $49.95

$54.5 $54.5

-8.38%

Sport Shoes (Adidas, Nike)

$83.4 $83.4

$99.7 $99.7

-16.33%

Men's Leather Business Shoes

$65.3 $65.3

$65.6 $65.6

-0.40%

1-bedroom Apartment, City Center (Monthly)

$288 $288

$370 $370

-22.14%

1-bedroom Apartment, Outside City Center (Monthly)

$232 $232

$325 $325

-28.42%

3-bedroom Apartment, City Center (Monthly)

$419 $419

$674 $674

-37.88%

3-bedroom Apartment, Outside City Center (Monthly)

$329 $329

$503 $503

-34.62%

Buy Apartment in City Center (m2)

$562 $562

$1,245 $1,245

-54.83%

Buy Apartment Outside City Center (m2)

$498 $498

$827 $827

-39.79%

Average Monthly Net Salary (After Tax)

$495 $495

$537 $537

-7.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.48

-12.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: June 1, 2026

Last update for Cuenca: June 2, 2026

Cost Breakdown

A central one-bedroom costs $288 in Loja versus $370 in Cuenca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Cuenca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Loja versus $25.00 in Cuenca. Monthly groceries follow the same trend: $164 vs $184 – making Loja the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loja vs Cuenca: Cost of Living - Frequently Asked Questions

Yes – Cuenca is pricier by about 18%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,128 per month in Loja and $1,336 in Cuenca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Loja and $25.00 in Cuenca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $752 in Loja and $891 in Cuenca. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,200 covers both cities comfortably – all-in costs are $752 in Loja and $891 in Cuenca, leaving budget for savings and extras in both cases.

Families tend to lean toward Loja – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cuenca makes more sense. Both are solid long-term options with distinct trade-offs.