Last update: Oct 2026

Cost of Living Comparison Between Loja and Cuenca

For one person, living is cheaper in Loja: $676 a month against $989 in Cuenca, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Loja
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Loja Living Index
48

Cost of Living Index in Cuenca
Learn more

Cuenca Living Index

Jump to prices

Loja

🇪🇨 Ecuador

$676

/mo nomad

Cuenca

🇪🇨 Ecuador

$989

/mo nomad

Monthly Cost of Living

How much you'll spend in Loja and in Cuenca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loja and in Cuenca actually costs, broken down by who's living it.

A single person spends $676 per month in Loja vs $989 in Cuenca, rent included.

Loja $676
Cuenca $989

A couple spends around $1,067 per month in Loja vs $1,482 in Cuenca, rent included.

Loja $1,067
Cuenca $1,482

A family of three spends $1,459 per month in Loja vs $1,976 in Cuenca, rent included.

Loja $1,459
Cuenca $1,976

Loja is about 32% cheaper than Cuenca, and outside of rent the biggest gap is in groceries.

Both Loja and Cuenca are more affordable than the global median – Loja 50% lower, Cuenca 27% lower.

Meal at Budget Restaurant

$3.08 $3.08

$3.59 $3.59

-14.21%

Three-Course Dinner for Two, Mid-Range

$20.71 $20.71

$29.50 $29.50

-29.80%

Fast Food Meal (McDonalds, etc)

$5.44 $5.44

$7.79 $7.79

-30.17%

Cappuccino

$2.22 $2.22

$2.65 $2.65

-16.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 $0.77

$0.83 $0.83

-7.23%

Water (0.33 liter bottle)

$0.45 $0.45

$0.71 $0.71

-36.62%

Local Beer (0.5 liter draught)

$1.22 $1.22

$2.04 $2.04

-40.20%

Imported Beer (0.33 liter bottle)

$3.17 $3.17

$3.18 $3.18

-0.31%

Milk (1 liter)

$0.99 $0.99

$1.01 $1.01

-1.98%

White Bread (500g)

$1.51 $1.51

$2.17 $2.17

-30.41%

Rice (white) (1kg)

$1.32 $1.32

$1.87 $1.87

-29.41%

Eggs

$1.92 $1.92

$2.27 $2.27

-15.42%

Local Cheese (1kg)

$5.79 $5.79

$7.09 $7.09

-18.34%

Chicken Fillets (1kg)

$4.15 $4.15

$5.90 $5.90

-29.66%

Beef Round Steak (1kg)

$5.96 $5.96

$7.47 $7.47

-20.21%

Apples (1kg)

$1.69 $1.69

$2.03 $2.03

-16.75%

Banana (1kg)

$1.05 $1.05

$1.09 $1.09

-3.67%

Oranges (1kg)

$1.18 $1.18

$1.36 $1.36

-13.24%

Tomato (1kg)

$1.07 $1.07

$1.40 $1.40

-23.57%

Potato (1kg)

$1.06 $1.06

$1.54 $1.54

-31.17%

Onion (1kg)

$1.07 $1.07

$1.08 $1.08

-0.93%

Lettuce (1 head)

$0.51 $0.51

$0.75 $0.75

-32.00%

Water (1.5 liter bottle)

$1.13 $1.13

Cigarettes 20 Pack (Marlboro, Camel)

$5.23 $5.23

$5.29 $5.29

-1.13%

Wine (Bottle)

$6.86 $6.86

$10.07 $10.07

-31.88%

Local Beer (0.5 liter bottle)

$1.52 $1.52

$1.51 $1.51

0.66%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.99 $2.99

2.01%

One-way Ticket (Public Transport)

$0.31 $0.31

$0.36 $0.36

-13.89%

Public Transport Monthly Pass (Regular Price)

$30.33 $30.33

$15.94 $15.94

90.28%

Taxi Start (Normal Tariff)

$1.27 $1.27

$1.36 $1.36

-6.62%

Taxi (Normal Tariff) (1km)

$1.09 $1.09

$1.07 $1.07

1.87%

Taxi 1hour Waiting (Normal Tariff)

$9.88 $9.88

$10.83 $10.83

-8.77%

Gasoline (1 liter)

$0.78 $0.78

$0.87 $0.87

-10.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K $14.8K

$24.5K $24.5K

-39.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$29.6K $29.6K

-3.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$19.65 $19.65

$39.83 $39.83

-50.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.63 $11.63

$13.33 $13.33

-12.75%

Internet (50+ Mbps, Unlimited Data)

$26.57 $26.57

$26.61 $26.61

-0.15%

Gym Membership (Monthly)

$30.27 $30.27

$30.02 $30.02

0.83%

Tennis Court (1 Hour on Weekend)

$14.88 $14.88

$5.18 $5.18

187.26%

Cinema Ticket

$7.46 $7.46

$7.22 $7.22

3.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 $183

$227 $227

-19.24%

International Primary School, 1 Child (Yearly)

$2,017 $2,017

$6,764 $6,764

-70.18%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$67.8 $67.8

-22.13%

Summer Dress (H&M, Zara, etc)

$47.03 $47.03

$46.84 $46.84

0.41%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$125 $125

-36.71%

Men's Leather Business Shoes

$71.2 $71.2

$71.5 $71.5

-0.52%

1-bedroom Apartment, City Center (Monthly)

$237 $237

$529 $529

-55.19%

1-bedroom Apartment, Outside City Center (Monthly)

$170 $170

$386 $386

-55.95%

3-bedroom Apartment, City Center (Monthly)

$389 $389

$709 $709

-45.12%

3-bedroom Apartment, Outside City Center (Monthly)

$310 $310

$608 $608

-48.99%

Buy Apartment in City Center (m2)

$554 $554

$1,221 $1,221

-54.68%

Buy Apartment Outside City Center (m2)

$323 $323

$857 $857

-62.27%

Average Monthly Net Salary (After Tax)

$496 $496

$561 $561

-11.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

11.16

-23.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: October 12, 2026

Last update for Cuenca: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loja

$170 25.2%

Cuenca

$386 39.1% 127% $216

Groceries & Markets

Loja

$167 24.7%

Cuenca

$208 21% 24.1% $40

Clothing & Footwear

Loja

$113 16.7%

Cuenca

$140 14.2% 24.4% $27

Eating Out

Loja

$85 12.6%

Cuenca

$107 10.8% 25.6% $22

Monthly Utilities & Internet

Loja

$58 8.6%

Cuenca

$80 8.1% 37.9% $22

Sport & Entertainment

Loja

$45 6.7%

Cuenca

$44 4.5% 1.6% $0.7

Getting Around

Loja

$38 5.7%

Cuenca

$24 2.4% 37% $14

Cost Breakdown

A central one-bedroom costs $237 in Loja versus $529 in Cuenca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Cuenca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Loja versus $30.00 in Cuenca. Monthly groceries follow the same trend: $167 vs $208 – making Loja the more affordable choice for daily food spending.

Good to know

🇪🇨 Loja

🇪🇨 Cuenca

🕒 Local time

22:24 10:24 PM

Same time as Loja

🌤 Weather

👥 Population

180,617

495,776

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Loja Cuenca 120 km

From you

Loja
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loja vs Cuenca: Cost of Living - Frequently Asked Questions

Yes – Cuenca is pricier by about 46%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,014 per month in Loja and $1,483 in Cuenca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Loja and $30.00 in Cuenca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $676 in Loja and $989 in Cuenca. That's a gap of about 46%.

A $2,000 monthly budget goes further in Loja, where all-in costs run around $676, than in Cuenca at $989. In Loja it covers expenses comfortably, while in Cuenca it requires careful planning or may not stretch far enough.

Families tend to lean toward Loja – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cuenca makes more sense. Both are solid long-term options with distinct trade-offs.