Cost of Living Comparison Between Lodz and Ubud, Bali Cost of Living Comparison Between Lodz and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,542 in Lodz versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $2,256 in Lodz versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,969 in Lodz versus $3,275 in Ubud, Bali.

Living in Lodz is roughly 12% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lodz 12% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$10.27 zł 38.06

$3.33 Rp 58.3K

208.41%

Three-Course Dinner for Two, Mid-Range

$49.92 zł 185

$35.82 Rp 626.9K

39.36%

Fast Food Meal (McDonalds, etc)

$9.69 zł 35.90

$5.63 Rp 98.5K

72.11%

Cappuccino

$3.75 zł 13.91

$2.82 Rp 49.4K

32.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 zł 10.26

$1.75 Rp 30.6K

58.29%

Water (0.33 liter bottle)

$2.86 zł 10.60

$0.80 Rp 14.0K

257.50%

Local Beer (0.5 liter draught)

$4.94 zł 18.32

$3.04 Rp 53.3K

62.50%

Imported Beer (0.33 liter bottle)

$5.31 zł 19.68

$4.30 Rp 75.2K

23.49%

Milk (1 liter)

$1.07 zł 3.97

$1.61 Rp 28.2K

-33.54%

White Bread (500g)

$1.18 zł 4.38

$2.27 Rp 39.7K

-48.02%

Rice (white) (1kg)

$1.47 zł 5.45

$1.17 Rp 20.5K

25.64%

Eggs

$3.64 zł 13.47

$2.17 Rp 38.0K

67.74%

Local Cheese (1kg)

$11.04 zł 40.90

$17.63 Rp 308.6K

-37.38%

Chicken Fillets (1kg)

$7.25 zł 26.85

$4.05 Rp 70.9K

79.01%

Beef Round Steak (1kg)

$12.37 zł 45.84

$12.18 Rp 213.2K

1.56%

Apples (1kg)

$1.26 zł 4.66

$3.62 Rp 63.3K

-65.19%

Banana (1kg)

$1.70 zł 6.29

$1.64 Rp 28.6K

3.66%

Oranges (1kg)

$2.52 zł 9.34

$2.31 Rp 40.3K

9.09%

Tomato (1kg)

$3.06 zł 11.35

$1.96 Rp 34.3K

56.12%

Potato (1kg)

$0.84 zł 3.12

$1.84 Rp 32.3K

-54.35%

Onion (1kg)

$0.93 zł 3.45

$2.37 Rp 41.5K

-60.76%

Lettuce (1 head)

$1.42 zł 5.26

$1.05 Rp 18.4K

35.24%

Water (1.5 liter bottle)

$0.62 zł 2.32

$0.54 Rp 9,502

14.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 zł 21.85

$2.30 Rp 40.3K

156.52%

Wine (Bottle)

$7.14 zł 26.47

$23.08 Rp 403.9K

-69.06%

Local Beer (0.5 liter bottle)

$1.17 zł 4.33

$2.34 Rp 40.9K

-50.00%

Imported Beer (0.33 liter bottle)

$1.87 zł 6.94

$3.07 Rp 53.7K

-39.09%

One-way Ticket (Public Transport)

$1.16 zł 4.30

$0.25 Rp 4,338

364.00%

Public Transport Monthly Pass (Regular Price)

$54.0 zł 200

$9.42 Rp 164.9K

473.57%

Taxi Start (Normal Tariff)

$1.68 zł 6.24

$0.49 Rp 8,579

242.86%

Taxi (Normal Tariff) (1km)

$0.61 zł 2.25

$0.47 Rp 8,299

29.79%

Taxi 1hour Waiting (Normal Tariff)

$9.45 zł 35.02

$5.60 Rp 98.1K

68.75%

Gasoline (1 liter)

$1.57 zł 5.83

$0.81 Rp 14.1K

93.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K zł 117.7K

$25.0K Rp 437.7M

27.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K zł 103.3K

$31.1K Rp 543.7M

-10.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 zł 1,213

$82.7 Rp 1.4M

295.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.03 zł 33.46

$6.49 Rp 113.5K

39.14%

Internet (50+ Mbps, Unlimited Data)

$18.04 zł 66.9

$18.79 Rp 328.8K

-3.99%

Gym Membership (Monthly)

$38.77 zł 144

$55.2 Rp 966.8K

-29.82%

Tennis Court (1 Hour on Weekend)

$18.68 zł 69.2

$18.21 Rp 318.7K

2.58%

Cinema Ticket

$8.20 zł 30.39

$4.30 Rp 75.2K

90.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$532 zł 1,970

$494 Rp 8.6M

7.59%

International Primary School, 1 Child (Yearly)

$11.1K zł 41.1K

$5,917 Rp 103.6M

87.61%

Jeans (Levis 501 Or Similar)

$78.7 zł 292

$46.28 Rp 809.9K

70.05%

Summer Dress (H&M, Zara, etc)

$41.75 zł 155

$36.44 Rp 637.7K

14.57%

Sport Shoes (Adidas, Nike)

$93.3 zł 346

$80.7 Rp 1.4M

15.64%

Men's Leather Business Shoes

$103 zł 381

$78.8 Rp 1.4M

30.44%

1-bedroom Apartment, City Center (Monthly)

$633 zł 2,347

$1,114 Rp 19.5M

-43.14%

1-bedroom Apartment, Outside City Center (Monthly)

$494 zł 1,829

$693 Rp 12.1M

-28.80%

3-bedroom Apartment, City Center (Monthly)

$1,127 zł 4,178

$3,639 Rp 63.7M

-69.01%

3-bedroom Apartment, Outside City Center (Monthly)

$875 zł 3,244

$1,712 Rp 30.0M

-48.88%

Buy Apartment in City Center (m2)

$3,356 zł 12.4K

$2,761 Rp 48.3M

21.58%

Buy Apartment Outside City Center (m2)

$2,502 zł 9,271

$2,293 Rp 40.1M

9.13%

Average Monthly Net Salary (After Tax)

$1,695 zł 6,279

$167 Rp 2.9M

914.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lodz: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $633 in Lodz and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lodz pays 914% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Lodz vs $36.00 in Ubud, Bali. Groceries flip the comparison at $233 vs $294, with Lodz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lodz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 12% lower than in Lodz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 914% higher in Lodz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $633 in Lodz versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lodz pay roughly 26% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $50.0 in Lodz. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $1,542 in Lodz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lodz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Lodz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 12% less than in Lodz. Beyond cost, consider language, visa policies, and how big the international community is in each city.