Cost of Living Comparison Between Lodz and Ubud, Bali Cost of Living Comparison Between Lodz and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,495 in Lodz versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,201 in Lodz versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,907 in Lodz versus $3,763 in Ubud, Bali.

Living in Lodz is roughly 6% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lodz 12% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$10.98 zł 41.65

$3.45 Rp 62.1K

218.26%

Three-Course Dinner for Two, Mid-Range

$48.34 zł 183

$32.34 Rp 581.1K

49.47%

Fast Food Meal (McDonalds, etc)

$8.36 zł 31.71

$4.84 Rp 87.1K

72.73%

Cappuccino

$3.62 zł 13.75

$2.75 Rp 49.4K

31.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 zł 6.94

$1.38 Rp 24.9K

32.61%

Water (0.33 liter bottle)

$1.70 zł 6.45

$0.75 Rp 13.5K

126.67%

Local Beer (0.5 liter draught)

$3.32 zł 12.61

$2.99 Rp 53.8K

11.04%

Imported Beer (0.33 liter bottle)

$3.98 zł 15.11

$3.85 Rp 69.2K

3.38%

Milk (1 liter)

$1.03 zł 3.91

$1.74 Rp 31.2K

-40.80%

White Bread (500g)

$1.24 zł 4.72

$2.46 Rp 44.2K

-49.59%

Rice (white) (1kg)

$1.17 zł 4.45

$1.17 Rp 21.0K

Eggs

$3.04 zł 11.52

$2.43 Rp 43.7K

25.10%

Local Cheese (1kg)

$8.75 zł 33.18

$14.50 Rp 260.6K

-39.66%

Chicken Fillets (1kg)

$6.76 zł 25.64

$4.35 Rp 78.2K

55.40%

Beef Round Steak (1kg)

$10.92 zł 41.44

$11.98 Rp 215.3K

-8.85%

Apples (1kg)

$1.15 zł 4.37

$3.72 Rp 66.8K

-69.09%

Banana (1kg)

$1.78 zł 6.75

$1.63 Rp 29.2K

9.20%

Oranges (1kg)

$2.01 zł 7.62

$2.74 Rp 49.3K

-26.64%

Tomato (1kg)

$2.85 zł 10.81

$2.24 Rp 40.3K

27.23%

Potato (1kg)

$0.91 zł 3.47

$1.92 Rp 34.5K

-52.60%

Onion (1kg)

$1.19 zł 4.52

$2.28 Rp 40.9K

-47.81%

Lettuce (1 head)

$1.20 zł 4.56

$1.06 Rp 19.1K

13.21%

Water (1.5 liter bottle)

$0.59 zł 2.25

$0.72 Rp 12.9K

-18.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 zł 19.08

$3.29 Rp 59.0K

52.89%

Wine (Bottle)

$6.93 zł 26.28

$23.19 Rp 416.8K

-70.12%

Local Beer (0.5 liter bottle)

$1.21 zł 4.59

$2.78 Rp 49.9K

-56.47%

Imported Beer (0.33 liter bottle)

$1.96 zł 7.43

$2.73 Rp 49.1K

-28.21%

One-way Ticket (Public Transport)

$1.18 zł 4.47

$0.27 Rp 4,786

337.04%

Public Transport Monthly Pass (Regular Price)

$46.31 zł 176

$8.11 Rp 145.7K

471.02%

Taxi Start (Normal Tariff)

$2.22 zł 8.43

$0.48 Rp 8,675

362.50%

Taxi (Normal Tariff) (1km)

$0.51 zł 1.94

$0.42 Rp 7,545

21.43%

Taxi 1hour Waiting (Normal Tariff)

$9.53 zł 36.15

$6.22 Rp 111.8K

53.22%

Gasoline (1 liter)

$1.71 zł 6.49

$0.81 Rp 14.6K

111.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 125.8K

$26.6K Rp 478.2M

24.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 110.1K

$32.2K Rp 578.5M

-9.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$335 zł 1,270

$78.4 Rp 1.4M

327.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.44 zł 32.02

$4.07 Rp 73.1K

107.37%

Internet (50+ Mbps, Unlimited Data)

$17.08 zł 64.8

$24.33 Rp 437.1K

-29.80%

Gym Membership (Monthly)

$42.89 zł 163

$98.6 Rp 1.8M

-56.51%

Tennis Court (1 Hour on Weekend)

$26.01 zł 98.7

$6.34 Rp 113.9K

310.25%

Cinema Ticket

$8.07 zł 30.63

$3.99 Rp 71.6K

102.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 zł 1,293

$305 Rp 5.5M

11.72%

International Primary School, 1 Child (Yearly)

$9,485 zł 36.0K

$6,642 Rp 119.4M

42.80%

Jeans (Levis 501 Or Similar)

$93.4 zł 354

$54.1 Rp 972.9K

72.48%

Summer Dress (H&M, Zara, etc)

$30.84 zł 117

$37.81 Rp 679.4K

-18.43%

Sport Shoes (Adidas, Nike)

$77.0 zł 292

$86.8 Rp 1.6M

-11.30%

Men's Leather Business Shoes

$93.1 zł 353

$76.4 Rp 1.4M

21.93%

1-bedroom Apartment, City Center (Monthly)

$623 zł 2,365

$992 Rp 17.8M

-37.17%

1-bedroom Apartment, Outside City Center (Monthly)

$482 zł 1,830

$673 Rp 12.1M

-28.31%

3-bedroom Apartment, City Center (Monthly)

$1,131 zł 4,291

$3,375 Rp 60.7M

-66.49%

3-bedroom Apartment, Outside City Center (Monthly)

$889 zł 3,372

$2,050 Rp 36.8M

-56.66%

Buy Apartment in City Center (m2)

$3,199 zł 12.1K

$2,805 Rp 50.4M

14.07%

Buy Apartment Outside City Center (m2)

$2,451 zł 9,299

$2,227 Rp 40.0M

10.05%

Average Monthly Net Salary (After Tax)

$1,637 zł 6,212

$167 Rp 3.0M

880.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

13.28

-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lodz: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $623 in Lodz and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lodz pays 881% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Lodz vs $32.00 in Ubud, Bali. Groceries flip the comparison at $212 vs $297, with Lodz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lodz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Lodz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 881% higher in Lodz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $623 in Lodz versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lodz pay roughly 40% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $48.00 in Lodz. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $1,495 in Lodz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lodz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Lodz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Lodz. Beyond cost, consider language, visa policies, and how big the international community is in each city.