Last update: Oct 2026

Cost of Living Comparison Between Lodz and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,492 in Lodz, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

72

Cost of Living Index in Lodz
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Lodz Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lodz

🇵🇱 Poland

$1,492

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Lodz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lodz and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,492 in Lodz versus $1,353 in Ubud, Bali.

Lodz $1,492
Ubud, Bali $1,353

Estimated couple costs with rent: $2,191 in Lodz versus $2,297 in Ubud, Bali.

Lodz $2,191
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,889 in Lodz versus $3,241 in Ubud, Bali.

Lodz $2,889
Ubud, Bali $3,241

Living in Lodz is roughly 10% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$9.67 zł 37.93

$3.23 Rp 58.0K

199.38%

Three-Course Dinner for Two, Mid-Range

$46.77 zł 183

$34.88 Rp 626.2K

34.09%

Fast Food Meal (McDonalds, etc)

$8.80 zł 34.50

$5.70 Rp 102.3K

54.39%

Cappuccino

$3.55 zł 13.93

$2.62 Rp 47.0K

35.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 zł 10.97

$1.72 Rp 30.9K

62.79%

Water (0.33 liter bottle)

$2.72 zł 10.65

$0.81 Rp 14.6K

235.80%

Local Beer (0.5 liter draught)

$4.65 zł 18.25

$2.65 Rp 47.5K

75.47%

Imported Beer (0.33 liter bottle)

$5.16 zł 20.25

$4.37 Rp 78.4K

18.08%

Milk (1 liter)

$0.98 zł 3.86

$1.57 Rp 28.2K

-37.58%

White Bread (500g)

$1.08 zł 4.23

$2.19 Rp 39.4K

-50.68%

Rice (white) (1kg)

$1.34 zł 5.27

$1.18 Rp 21.1K

13.56%

Eggs

$3.47 zł 13.59

$2.16 Rp 38.7K

60.65%

Local Cheese (1kg)

$10.50 zł 41.19

$17.65 Rp 316.9K

-40.51%

Chicken Fillets (1kg)

$6.92 zł 27.14

$3.78 Rp 67.9K

83.07%

Beef Round Steak (1kg)

$11.97 zł 46.96

$11.95 Rp 214.6K

0.17%

Apples (1kg)

$1.15 zł 4.50

$3.60 Rp 64.7K

-68.06%

Banana (1kg)

$1.67 zł 6.53

$1.59 Rp 28.6K

5.03%

Oranges (1kg)

$2.32 zł 9.10

$2.31 Rp 41.5K

0.43%

Tomato (1kg)

$3.00 zł 11.76

$1.91 Rp 34.2K

57.07%

Potato (1kg)

$0.78 zł 3.07

$1.78 Rp 32.0K

-56.18%

Onion (1kg)

$0.93 zł 3.66

$2.33 Rp 41.8K

-60.09%

Lettuce (1 head)

$1.40 zł 5.47

$1.00 Rp 17.9K

40.00%

Water (1.5 liter bottle)

$0.60 zł 2.35

$0.53 Rp 9,486

13.21%

Cigarettes 20 Pack (Marlboro, Camel)

$5.80 zł 22.75

$2.29 Rp 41.0K

153.28%

Wine (Bottle)

$6.76 zł 26.51

$22.07 Rp 396.4K

-69.37%

Local Beer (0.5 liter bottle)

$1.16 zł 4.53

$2.35 Rp 42.1K

-50.64%

Imported Beer (0.33 liter bottle)

$1.75 zł 6.88

$2.98 Rp 53.4K

-41.28%

One-way Ticket (Public Transport)

$1.10 zł 4.31

$0.23 Rp 4,102

378.26%

Public Transport Monthly Pass (Regular Price)

$52.1 zł 204

$8.90 Rp 159.8K

485.73%

Taxi Start (Normal Tariff)

$1.54 zł 6.06

$0.47 Rp 8,445

227.66%

Taxi (Normal Tariff) (1km)

$0.54 zł 2.11

$0.43 Rp 7,718

25.58%

Taxi 1hour Waiting (Normal Tariff)

$9.35 zł 36.67

$5.47 Rp 98.2K

70.93%

Gasoline (1 liter)

$1.61 zł 6.31

$0.83 Rp 14.8K

93.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 119.1K

$23.9K Rp 428.7M

27.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K zł 110.9K

$32.8K Rp 588.7M

-13.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$321 zł 1,258

$80.0 Rp 1.4M

300.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.43 zł 33.05

$6.56 Rp 117.8K

28.51%

Internet (50+ Mbps, Unlimited Data)

$17.64 zł 69.2

$18.60 Rp 334.0K

-5.16%

Gym Membership (Monthly)

$36.34 zł 143

$54.1 Rp 971.7K

-32.85%

Tennis Court (1 Hour on Weekend)

$17.84 zł 70.0

$18.28 Rp 328.2K

-2.41%

Cinema Ticket

$8.34 zł 32.70

$4.25 Rp 76.4K

96.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 zł 2,004

$493 Rp 8.8M

3.70%

International Primary School, 1 Child (Yearly)

$10.2K zł 40.0K

$5,597 Rp 100.5M

82.27%

Jeans (Levis 501 Or Similar)

$73.4 zł 288

$45.58 Rp 818.4K

61.10%

Summer Dress (H&M, Zara, etc)

$40.53 zł 159

$34.96 Rp 627.8K

15.93%

Sport Shoes (Adidas, Nike)

$90.7 zł 356

$77.7 Rp 1.4M

16.71%

Men's Leather Business Shoes

$98.9 zł 388

$78.5 Rp 1.4M

25.94%

1-bedroom Apartment, City Center (Monthly)

$599 zł 2,349

$1,131 Rp 20.3M

-47.06%

1-bedroom Apartment, Outside City Center (Monthly)

$472 zł 1,849

$673 Rp 12.1M

-29.92%

3-bedroom Apartment, City Center (Monthly)

$1,096 zł 4,297

$3,613 Rp 64.9M

-69.67%

3-bedroom Apartment, Outside City Center (Monthly)

$833 zł 3,265

$1,702 Rp 30.6M

-51.07%

Buy Apartment in City Center (m2)

$3,108 zł 12.2K

$2,717 Rp 48.8M

14.39%

Buy Apartment Outside City Center (m2)

$2,352 zł 9,223

$2,241 Rp 40.2M

4.93%

Average Monthly Net Salary (After Tax)

$1,627 zł 6,382

$166 Rp 3.0M

878.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lodz: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lodz

$472 31.6%

Ubud, Bali

$673 49.7% 42.7% $201

Monthly Utilities & Internet

Lodz

$347 23.2%

Ubud, Bali

$105 7.8% 69.7% $242

Groceries & Markets

Lodz

$222 14.9%

Ubud, Bali

$287 21.2% 29.5% $65

Eating Out

Lodz

$202 13.5%

Ubud, Bali

$106 7.9% 47.3% $96

Clothing & Footwear

Lodz

$137 9.2%

Ubud, Bali

$107 7.9% 22% $30

Getting Around

Lodz

$61 4.1%

Ubud, Bali

$12 0.9% 79.5% $48

Sport & Entertainment

Lodz

$53 3.6%

Ubud, Bali

$63 4.6% 18.1% $9.6

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Lodz and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lodz pays about 9.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $47 in Lodz vs $35 in Ubud, Bali. Groceries flip the comparison at $222 vs $287, with Lodz cheaper for home cooking.

Good to know

🇵🇱 Lodz

🇮🇩 Ubud, Bali

🕒 Local time

01:45 1:45 AM

08:45 8:45 AM

7 h ahead of Lodz

🌤 Weather

👥 Population

711,332

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.228 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 26, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,119 IDR (100,000 IDR = 4.97 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Lodz Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Lodz
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lodz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 9% lower than in Lodz. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Lodz is about 9.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $599 in Lodz versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lodz pay roughly 23% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $47 in Lodz. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lodz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Lodz on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.