Cost of Living Comparison Between Ubud, Bali and Lodz Cost of Living Comparison Between Ubud, Bali and Lodz

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,542 in Lodz.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,256 in Lodz.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,969 in Lodz.

Living in Ubud, Bali costs roughly 11% less than in Lodz, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Lodz 12% above.

Meal at Budget Restaurant

$3.33 Rp 58.3K

$10.27 zł 38.06

-67.58%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 626.9K

$49.92 zł 185

-28.25%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 98.5K

$9.69 zł 35.90

-41.90%

Cappuccino

$2.82 Rp 49.4K

$3.75 zł 13.91

-24.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.6K

$2.77 zł 10.26

-36.82%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.86 zł 10.60

-72.03%

Local Beer (0.5 liter draught)

$3.04 Rp 53.3K

$4.94 zł 18.32

-38.46%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.2K

$5.31 zł 19.68

-19.02%

Milk (1 liter)

$1.61 Rp 28.2K

$1.07 zł 3.97

50.47%

White Bread (500g)

$2.27 Rp 39.7K

$1.18 zł 4.38

92.37%

Rice (white) (1kg)

$1.17 Rp 20.5K

$1.47 zł 5.45

-20.41%

Eggs

$2.17 Rp 38.0K

$3.64 zł 13.47

-40.38%

Local Cheese (1kg)

$17.63 Rp 308.6K

$11.04 zł 40.90

59.69%

Chicken Fillets (1kg)

$4.05 Rp 70.9K

$7.25 zł 26.85

-44.14%

Beef Round Steak (1kg)

$12.18 Rp 213.2K

$12.37 zł 45.84

-1.54%

Apples (1kg)

$3.62 Rp 63.3K

$1.26 zł 4.66

187.30%

Banana (1kg)

$1.64 Rp 28.6K

$1.70 zł 6.29

-3.53%

Oranges (1kg)

$2.31 Rp 40.3K

$2.52 zł 9.34

-8.33%

Tomato (1kg)

$1.96 Rp 34.3K

$3.06 zł 11.35

-35.95%

Potato (1kg)

$1.84 Rp 32.3K

$0.84 zł 3.12

119.05%

Onion (1kg)

$2.37 Rp 41.5K

$0.93 zł 3.45

154.84%

Lettuce (1 head)

$1.05 Rp 18.4K

$1.42 zł 5.26

-26.06%

Water (1.5 liter bottle)

$0.54 Rp 9,502

$0.62 zł 2.32

-12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.3K

$5.90 zł 21.85

-61.02%

Wine (Bottle)

$23.08 Rp 403.9K

$7.14 zł 26.47

223.25%

Local Beer (0.5 liter bottle)

$2.34 Rp 40.9K

$1.17 zł 4.33

100.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 53.7K

$1.87 zł 6.94

64.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,338

$1.16 zł 4.30

-78.45%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 164.9K

$54.0 zł 200

-82.57%

Taxi Start (Normal Tariff)

$0.49 Rp 8,579

$1.68 zł 6.24

-70.83%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,299

$0.61 zł 2.25

-22.95%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.1K

$9.45 zł 35.02

-40.74%

Gasoline (1 liter)

$0.81 Rp 14.1K

$1.57 zł 5.83

-48.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 437.7M

$31.8K zł 117.7K

-21.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 543.7M

$27.9K zł 103.3K

11.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.4M

$327 zł 1,213

-74.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 113.5K

$9.03 zł 33.46

-28.13%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 328.8K

$18.04 zł 66.9

4.16%

Gym Membership (Monthly)

$55.2 Rp 966.8K

$38.77 zł 144

42.48%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 318.7K

$18.68 zł 69.2

-2.52%

Cinema Ticket

$4.30 Rp 75.2K

$8.20 zł 30.39

-47.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.6M

$532 zł 1,970

-7.06%

International Primary School, 1 Child (Yearly)

$5,917 Rp 103.6M

$11.1K zł 41.1K

-46.70%

Jeans (Levis 501 Or Similar)

$46.28 Rp 809.9K

$78.7 zł 292

-41.19%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 637.7K

$41.75 zł 155

-12.72%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$93.3 zł 346

-13.52%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$103 zł 381

-23.34%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.5M

$633 zł 2,347

75.86%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.1M

$494 zł 1,829

40.45%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 63.7M

$1,127 zł 4,178

222.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.0M

$875 zł 3,244

95.62%

Buy Apartment in City Center (m2)

$2,761 Rp 48.3M

$3,356 zł 12.4K

-17.75%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.1M

$2,502 zł 9,271

-8.37%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,695 zł 6,279

-90.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Lodz: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $633 in Lodz. Housing cost is often the main lever when comparing two cities.

Lodz pays 914% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $50.0 in Lodz. Groceries flip the comparison at $294 vs $233, with Lodz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lodz: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 12% lower than in Lodz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 914% lower in Lodz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $633 in Lodz. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lodz pay roughly 26% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $50.0 in Lodz. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $1,542 in Lodz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lodz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Lodz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 12% less than in Lodz. Beyond cost, consider language, visa policies, and how big the international community is in each city.