Cost of Living Comparison Between Ubud, Bali and Lodz Cost of Living Comparison Between Ubud, Bali and Lodz

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,495 in Lodz.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,201 in Lodz.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,907 in Lodz.

Living in Ubud, Bali costs roughly 6% less than in Lodz, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Lodz 12% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.98 zł 41.65

-68.58%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$48.34 zł 183

-33.10%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.36 zł 31.71

-42.11%

Cappuccino

$2.75 Rp 49.4K

$3.62 zł 13.75

-24.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.83 zł 6.94

-24.59%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.70 zł 6.45

-55.88%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.32 zł 12.61

-9.94%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.98 zł 15.11

-3.27%

Milk (1 liter)

$1.74 Rp 31.2K

$1.03 zł 3.91

68.93%

White Bread (500g)

$2.46 Rp 44.2K

$1.24 zł 4.72

98.39%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.17 zł 4.45

Eggs

$2.43 Rp 43.7K

$3.04 zł 11.52

-20.07%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.75 zł 33.18

65.71%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.76 zł 25.64

-35.65%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.92 zł 41.44

9.71%

Apples (1kg)

$3.72 Rp 66.8K

$1.15 zł 4.37

223.48%

Banana (1kg)

$1.63 Rp 29.2K

$1.78 zł 6.75

-8.43%

Oranges (1kg)

$2.74 Rp 49.3K

$2.01 zł 7.62

36.32%

Tomato (1kg)

$2.24 Rp 40.3K

$2.85 zł 10.81

-21.40%

Potato (1kg)

$1.92 Rp 34.5K

$0.91 zł 3.47

110.99%

Onion (1kg)

$2.28 Rp 40.9K

$1.19 zł 4.52

91.60%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.20 zł 4.56

-11.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.59 zł 2.25

22.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.03 zł 19.08

-34.59%

Wine (Bottle)

$23.19 Rp 416.8K

$6.93 zł 26.28

234.63%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.21 zł 4.59

129.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.96 zł 7.43

39.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.18 zł 4.47

-77.12%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$46.31 zł 176

-82.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.22 zł 8.43

-78.38%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.51 zł 1.94

-17.65%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$9.53 zł 36.15

-34.73%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.71 zł 6.49

-52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.2K zł 125.8K

-19.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.0K zł 110.1K

10.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$335 zł 1,270

-76.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.44 zł 32.02

-51.78%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$17.08 zł 64.8

42.45%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$42.89 zł 163

129.91%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$26.01 zł 98.7

-75.62%

Cinema Ticket

$3.99 Rp 71.6K

$8.07 zł 30.63

-50.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$341 zł 1,293

-10.49%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,485 zł 36.0K

-29.97%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$93.4 zł 354

-42.02%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$30.84 zł 117

22.60%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$77.0 zł 292

12.74%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$93.1 zł 353

-17.98%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$623 zł 2,365

59.16%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$482 zł 1,830

39.50%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,131 zł 4,291

198.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$889 zł 3,372

130.71%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,199 zł 12.1K

-12.34%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,451 zł 9,299

-9.14%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,637 zł 6,212

-89.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lodz: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $623 in Lodz. Housing cost is often the main lever when comparing two cities.

Lodz pays 881% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $48.00 in Lodz. Groceries flip the comparison at $297 vs $212, with Lodz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lodz: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Lodz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 881% lower in Lodz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $623 in Lodz. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lodz pay roughly 40% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $48.00 in Lodz. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $1,495 in Lodz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lodz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Lodz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Lodz. Beyond cost, consider language, visa policies, and how big the international community is in each city.