Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lodz

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,492 in Lodz, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
72

Cost of Living Index in Lodz
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Lodz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Lodz

🇵🇱 Poland

$1,492

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lodz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lodz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,492 in Lodz.

Ubud, Bali $1,353
Lodz $1,492

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,191 in Lodz.

Ubud, Bali $2,297
Lodz $2,191

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,889 in Lodz.

Ubud, Bali $3,241
Lodz $2,889

Living in Ubud, Bali costs roughly 9% less than in Lodz, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.0K

$9.67 zł 37.93

-66.60%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 626.2K

$46.77 zł 183

-25.42%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.3K

$8.80 zł 34.50

-35.23%

Cappuccino

$2.62 Rp 47.0K

$3.55 zł 13.93

-26.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 30.9K

$2.80 zł 10.97

-38.57%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.72 zł 10.65

-70.22%

Local Beer (0.5 liter draught)

$2.65 Rp 47.5K

$4.65 zł 18.25

-43.01%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.4K

$5.16 zł 20.25

-15.31%

Milk (1 liter)

$1.57 Rp 28.2K

$0.98 zł 3.86

60.20%

White Bread (500g)

$2.19 Rp 39.4K

$1.08 zł 4.23

102.78%

Rice (white) (1kg)

$1.18 Rp 21.1K

$1.34 zł 5.27

-11.94%

Eggs

$2.16 Rp 38.7K

$3.47 zł 13.59

-37.75%

Local Cheese (1kg)

$17.65 Rp 316.9K

$10.50 zł 41.19

68.10%

Chicken Fillets (1kg)

$3.78 Rp 67.9K

$6.92 zł 27.14

-45.38%

Beef Round Steak (1kg)

$11.95 Rp 214.6K

$11.97 zł 46.96

-0.17%

Apples (1kg)

$3.60 Rp 64.7K

$1.15 zł 4.50

213.04%

Banana (1kg)

$1.59 Rp 28.6K

$1.67 zł 6.53

-4.79%

Oranges (1kg)

$2.31 Rp 41.5K

$2.32 zł 9.10

-0.43%

Tomato (1kg)

$1.91 Rp 34.2K

$3.00 zł 11.76

-36.33%

Potato (1kg)

$1.78 Rp 32.0K

$0.78 zł 3.07

128.21%

Onion (1kg)

$2.33 Rp 41.8K

$0.93 zł 3.66

150.54%

Lettuce (1 head)

$1.00 Rp 17.9K

$1.40 zł 5.47

-28.57%

Water (1.5 liter bottle)

$0.53 Rp 9,486

$0.60 zł 2.35

-11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.0K

$5.80 zł 22.75

-60.52%

Wine (Bottle)

$22.07 Rp 396.4K

$6.76 zł 26.51

226.48%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.1K

$1.16 zł 4.53

102.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.4K

$1.75 zł 6.88

70.29%

One-way Ticket (Public Transport)

$0.23 Rp 4,102

$1.10 zł 4.31

-79.09%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 159.8K

$52.1 zł 204

-82.93%

Taxi Start (Normal Tariff)

$0.47 Rp 8,445

$1.54 zł 6.06

-69.48%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,718

$0.54 zł 2.11

-20.37%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.2K

$9.35 zł 36.67

-41.50%

Gasoline (1 liter)

$0.83 Rp 14.8K

$1.61 zł 6.31

-48.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 428.7M

$30.4K zł 119.1K

-21.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 588.7M

$28.3K zł 110.9K

15.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$321 zł 1,258

-75.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 117.8K

$8.43 zł 33.05

-22.18%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.0K

$17.64 zł 69.2

5.44%

Gym Membership (Monthly)

$54.1 Rp 971.7K

$36.34 zł 143

48.93%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 328.2K

$17.84 zł 70.0

2.47%

Cinema Ticket

$4.25 Rp 76.4K

$8.34 zł 32.70

-49.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$511 zł 2,004

-3.57%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.5M

$10.2K zł 40.0K

-45.14%

Jeans (Levis 501 Or Similar)

$45.58 Rp 818.4K

$73.4 zł 288

-37.93%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 627.8K

$40.53 zł 159

-13.74%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$90.7 zł 356

-14.32%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$98.9 zł 388

-20.60%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.3M

$599 zł 2,349

88.88%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$472 zł 1,849

42.70%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 64.9M

$1,096 zł 4,297

229.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$833 zł 3,265

104.39%

Buy Apartment in City Center (m2)

$2,717 Rp 48.8M

$3,108 zł 12.2K

-12.58%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$2,352 zł 9,223

-4.70%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,627 zł 6,382

-89.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Lodz: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Lodz

$472 31.6% 29.9% $201

Groceries & Markets

Ubud, Bali

$287 21.2%

Lodz

$222 14.9% 22.8% $65

Clothing & Footwear

Ubud, Bali

$107 7.9%

Lodz

$137 9.2% 28.2% $30

Eating Out

Ubud, Bali

$106 7.9%

Lodz

$202 13.5% 89.9% $96

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Lodz

$347 23.2% 230% $242

Sport & Entertainment

Ubud, Bali

$63 4.6%

Lodz

$53 3.6% 15.3% $9.6

Getting Around

Ubud, Bali

$12 0.9%

Lodz

$61 4.1% 389% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $599 in Lodz. Housing cost is often the main lever when comparing two cities.

Lodz pays about 9.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $47 in Lodz. Groceries flip the comparison at $287 vs $222, with Lodz cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Lodz

🕒 Local time

09:51 9:51 AM

02:51 2:51 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

711,332

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

1 PLN = 0.255 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,119 IDR (100,000 IDR = 4.97 EUR).

Polish Złoty exchange rates as of October 26, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lodz 11,150 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Lodz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lodz: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 9% lower than in Lodz. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $599 in Lodz. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lodz pay roughly 23% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $47 in Lodz. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lodz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Lodz on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.