Cost of Living Comparison Between Lloydminster and Montreal Cost of Living Comparison Between Lloydminster and Montreal

Monthly Cost of Living

A single person spends $2,299 per month in Lloydminster vs $2,085 in Montreal, rent included.

A couple spends around $3,353 per month in Lloydminster vs $3,174 in Montreal, rent included.

A family of three spends $4,408 per month in Lloydminster vs $4,262 in Montreal, rent included.

Lloydminster costs about 10% more than Montreal, driven mainly by Eating Out.

Both Lloydminster and Montreal sit above the global median – Lloydminster by 72%, Montreal by 56%.

Currency
🍽 Eating Out
Lloydminster
Montreal
Difference
Meal at Budget Restaurant
$12.54 CA$17.57
$16.52 CA$23.16
-24.09%
Three-Course Dinner for Two, Mid-Range
$73.0 CA$102
$74.0 CA$104
-1.35%
Fast Food Meal (McDonalds, etc)
$10.29 CA$14.42
$10.94 CA$15.34
-5.94%
Cappuccino
$2.51 CA$3.52
$3.84 CA$5.39
-34.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 CA$2.12
$2.14 CA$2.99
-29.44%
Water (0.33 liter bottle)
$1.18 CA$1.65
$1.45 CA$2.03
-18.62%
Local Beer (0.5 liter draught)
$5.54 CA$7.77
$6.13 CA$8.60
-9.62%
Imported Beer (0.33 liter bottle)
$4.45 CA$6.24
$6.73 CA$9.44
-33.88%
🛒 Groceries & Markets
Lloydminster
Montreal
Difference
Milk (1 liter)
$1.93 CA$2.71
$2.35 CA$3.30
-17.87%
White Bread (500g)
$2.80 CA$3.93
$3.34 CA$4.68
-16.17%
Rice (white) (1kg)
$5.32 CA$7.45
$3.74 CA$5.25
42.25%
Eggs
$3.51 CA$4.92
$3.39 CA$4.76
3.54%
Local Cheese (1kg)
$9.38 CA$13.15
$16.30 CA$22.85
-42.45%
Chicken Fillets (1kg)
$10.82 CA$15.17
$11.81 CA$16.56
-8.38%
Beef Round Steak (1kg)
$12.30 CA$17.25
$15.64 CA$21.93
-21.36%
Apples (1kg)
$3.23 CA$4.53
$3.69 CA$5.18
-12.47%
Banana (1kg)
$1.76 CA$2.46
$1.70 CA$2.39
3.53%
Oranges (1kg)
$2.65 CA$3.71
$4.11 CA$5.76
-35.52%
Tomato (1kg)
$3.22 CA$4.51
$4.41 CA$6.18
-26.98%
Potato (1kg)
$2.23 CA$3.12
$2.79 CA$3.91
-20.07%
Onion (1kg)
$2.27 CA$3.19
$2.64 CA$3.70
-14.02%
Lettuce (1 head)
$1.43 CA$2.00
$2.29 CA$3.21
-37.55%
Water (1.5 liter bottle)
$0.91 CA$1.27
$1.78 CA$2.50
-48.88%
Cigarettes 20 Pack (Marlboro, Camel)
$14.71 CA$20.62
$13.17 CA$18.47
11.69%
Wine (Bottle)
$14.03 CA$19.67
$10.64 CA$14.92
31.86%
Local Beer (0.5 liter bottle)
$3.28 CA$4.60
$2.99 CA$4.19
9.70%
Imported Beer (0.33 liter bottle)
$3.32 CA$4.65
$3.44 CA$4.82
-3.49%
🚌 Getting Around
Lloydminster
Montreal
Difference
One-way Ticket (Public Transport)
$2.41 CA$3.38
$2.81 CA$3.94
-14.23%
Public Transport Monthly Pass (Regular Price)
$63.9 CA$89.5
$72.8 CA$102
-12.32%
Taxi Start (Normal Tariff)
$3.57 CA$5.01
$3.52 CA$4.93
1.42%
Taxi (Normal Tariff) (1km)
$1.27 CA$1.78
$1.45 CA$2.04
-12.41%
Taxi 1hour Waiting (Normal Tariff)
$14.89 CA$20.87
$34.29 CA$48.08
-56.58%
Gasoline (1 liter)
$1.05 CA$1.47
$1.22 CA$1.72
-13.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K CA$35.6K
$25.3K CA$35.4K
0.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K CA$28.9K
$22.1K CA$31.0K
-6.78%
🧾 Monthly Utilities & Internet
Lloydminster
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$206 CA$289
$76.5 CA$107
169.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.8 CA$81.0
$35.60 CA$49.91
62.33%
Internet (50+ Mbps, Unlimited Data)
$57.9 CA$81.2
$42.96 CA$60.2
34.82%
🎉 Sport & Entertainment
Lloydminster
Montreal
Difference
Gym Membership (Monthly)
$42.55 CA$59.7
$43.39 CA$60.8
-1.94%
Tennis Court (1 Hour on Weekend)
-
$16.83 CA$23.60
-
Cinema Ticket
$14.78 CA$20.72
$11.09 CA$15.55
33.27%
🧸 Childcare & Education
Lloydminster
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$533 CA$747
$625 CA$876
-14.65%
International Primary School, 1 Child (Yearly)
$14.9K CA$20.9K
$5,896 CA$8,266
153.13%
👕👟 Clothing & Footwear
Lloydminster
Montreal
Difference
Jeans (Levis 501 Or Similar)
$43.88 CA$61.5
$63.1 CA$88.5
-30.46%
Summer Dress (H&M, Zara, etc)
$57.8 CA$81.0
$44.50 CA$62.4
29.89%
Sport Shoes (Adidas, Nike)
$91.4 CA$128
$103 CA$144
-11.05%
Men's Leather Business Shoes
$115 CA$161
$118 CA$166
-3.10%
🏠 Accommodation & Living
Lloydminster
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$800 CA$1,122
$1,207 CA$1,692
-33.73%
1-bedroom Apartment, Outside City Center (Monthly)
$1,201 CA$1,684
$965 CA$1,353
24.43%
3-bedroom Apartment, City Center (Monthly)
$1,210 CA$1,696
$2,031 CA$2,848
-40.46%
3-bedroom Apartment, Outside City Center (Monthly)
$1,811 CA$2,539
$1,577 CA$2,211
14.85%
Buy Apartment in City Center (m2)
-
$5,085 CA$7,129
-
Buy Apartment Outside City Center (m2)
-
$3,783 CA$5,304
-
💵 Salaries & Financials
Lloydminster
Montreal
Difference
Average Monthly Net Salary (After Tax)
$2,695 CA$3,779
$2,890 CA$4,051
-6.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.65
5.01
32.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: July 14, 2026

Last update for Montreal: July 11, 2026

Cost Breakdown

A central one-bedroom costs $800 in Lloydminster versus $1,207 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Lloydminster versus $74.0 in Montreal. Monthly groceries follow the same trend: $334 vs $395 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lloydminster vs Montreal: Cost of Living - Frequently Asked Questions
How do living costs in Lloydminster and in Montreal compare overall?
Monthly costs with rent: $2,299 in Lloydminster, $2,085 in Montreal – roughly 10% apart. Lloydminster costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lloydminster compared to Montreal?
For a comfortable life, plan on about $3,449 per month in Lloydminster and $3,127 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lloydminster and Montreal?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Lloydminster and Montreal?
Kindergarten costs $533 per month in Lloydminster and $625 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 18% cheaper in Lloydminster – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in Lloydminster at $2,299. In Montreal it covers expenses comfortably, while in Lloydminster it requires careful planning or may not stretch far enough.
How does quality of life compare between Lloydminster and Montreal?
It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,085 in Montreal to $2,299 in Lloydminster. Climate, culture, job market, and personal taste all factor in.
Is Lloydminster or Montreal safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lloydminster and Montreal?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lloydminster makes more sense. Both are solid long-term options with distinct trade-offs.

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