Last update: Oct 2026

Cost of Living Comparison Between Lloydminster and Montreal

For one person, living is cheaper in Lloydminster: $1,628 a month against $2,018 in Montreal, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

Lloydminster
🇨🇦 Canada
$1,628
/mo nomad
Montreal
🇨🇦 Canada
$2,018
/mo nomad
Monthly Cost of Living

How much you'll spend in Lloydminster and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lloydminster and in Montreal actually costs, broken down by who's living it.

A single person spends $1,628 per month in Lloydminster vs $2,018 in Montreal, rent included.

  • Lloydminster $1,628
  • Montreal $2,018

A couple spends around $2,496 per month in Lloydminster vs $3,085 in Montreal, rent included.

  • Lloydminster $2,496
  • Montreal $3,085

A family of three spends $3,363 per month in Lloydminster vs $4,152 in Montreal, rent included.

  • Lloydminster $3,363
  • Montreal $4,152

Lloydminster is about 19% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both Lloydminster and Montreal sit above the global median – Lloydminster by 21%, Montreal by 49%.

Currency
🍽 Eating Out
Lloydminster
Montreal
Difference
Meal at Budget Restaurant
$15.65 CA$22.12
$18.82 CA$26.61
-16.84%
Three-Course Dinner for Two, Mid-Range
$65.8 CA$93.0
$70.3 CA$99.4
-6.37%
Fast Food Meal (McDonalds, etc)
$9.06 CA$12.81
$10.66 CA$15.06
-15.01%
Cappuccino
$3.46 CA$4.89
$3.84 CA$5.43
-9.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.61 CA$2.27
$1.92 CA$2.71
-16.15%
Water (0.33 liter bottle)
$1.67 CA$2.35
$1.54 CA$2.18
8.44%
Local Beer (0.5 liter draught)
$4.19 CA$5.92
$6.23 CA$8.81
-32.74%
Imported Beer (0.33 liter bottle)
$4.17 CA$5.90
$7.10 CA$10.03
-41.27%
🛒 Groceries & Markets
Lloydminster
Montreal
Difference
Milk (1 liter)
$1.92 CA$2.71
$2.31 CA$3.27
-16.88%
White Bread (500g)
$2.19 CA$3.10
$3.14 CA$4.44
-30.25%
Rice (white) (1kg)
$4.76 CA$6.72
$3.21 CA$4.54
48.29%
Eggs
$3.37 CA$4.77
$3.52 CA$4.97
-4.26%
Local Cheese (1kg)
$9.64 CA$13.63
$12.81 CA$18.11
-24.75%
Chicken Fillets (1kg)
$11.31 CA$15.99
$11.46 CA$16.20
-1.31%
Beef Round Steak (1kg)
$13.01 CA$18.39
$13.39 CA$18.92
-2.84%
Apples (1kg)
$3.89 CA$5.49
$3.14 CA$4.43
23.89%
Banana (1kg)
$1.40 CA$1.98
$1.44 CA$2.03
-2.78%
Oranges (1kg)
$2.91 CA$4.11
$3.47 CA$4.91
-16.14%
Tomato (1kg)
$3.15 CA$4.45
$3.07 CA$4.34
2.61%
Potato (1kg)
$2.84 CA$4.01
$1.90 CA$2.69
49.47%
Onion (1kg)
$2.03 CA$2.86
$1.77 CA$2.50
14.69%
Lettuce (1 head)
$2.05 CA$2.90
$2.34 CA$3.31
-12.39%
Water (1.5 liter bottle)
$1.45 CA$2.05
$1.55 CA$2.19
-6.45%
Cigarettes 20 Pack (Marlboro, Camel)
$14.30 CA$20.22
$11.38 CA$16.09
25.66%
Wine (Bottle)
$13.84 CA$19.56
$10.63 CA$15.03
30.20%
Local Beer (0.5 liter bottle)
$2.74 CA$3.87
$2.27 CA$3.21
20.70%
Imported Beer (0.33 liter bottle)
$3.31 CA$4.68
$2.82 CA$3.99
17.38%
🚌 Getting Around
Lloydminster
Montreal
Difference
One-way Ticket (Public Transport)
-
$2.66 CA$3.76
-
Public Transport Monthly Pass (Regular Price)
-
$77.3 CA$109
-
Taxi Start (Normal Tariff)
$4.24 CA$5.99
$3.20 CA$4.53
32.50%
Taxi (Normal Tariff) (1km)
$1.28 CA$1.81
$1.48 CA$2.09
-13.51%
Taxi 1hour Waiting (Normal Tariff)
$14.07 CA$19.89
$32.88 CA$46.48
-57.21%
Gasoline (1 liter)
$1.00 CA$1.41
$1.34 CA$1.90
-25.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K CA$39.5K
$28.2K CA$39.8K
-0.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K CA$29.1K
$19.6K CA$27.8K
4.79%
🧾 Monthly Utilities & Internet
Lloydminster
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 CA$275
$76.0 CA$107
156.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.45 CA$65.7
$33.95 CA$48.00
36.82%
Internet (50+ Mbps, Unlimited Data)
$56.8 CA$80.3
$42.31 CA$59.8
34.22%
🎉 Sport & Entertainment
Lloydminster
Montreal
Difference
Gym Membership (Monthly)
$43.23 CA$61.1
$29.76 CA$42.07
45.26%
Tennis Court (1 Hour on Weekend)
-
$20.28 CA$28.67
-
Cinema Ticket
$10.61 CA$14.99
$11.15 CA$15.77
-4.84%
🧸 Childcare & Education
Lloydminster
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 CA$689
$507 CA$717
-3.90%
International Primary School, 1 Child (Yearly)
$14.2K CA$20.0K
$16.1K CA$22.7K
-11.76%
👕👟 Clothing & Footwear
Lloydminster
Montreal
Difference
Jeans (Levis 501 Or Similar)
$43.02 CA$60.8
$57.6 CA$81.4
-25.25%
Summer Dress (H&M, Zara, etc)
$27.51 CA$38.88
$37.58 CA$53.1
-26.80%
Sport Shoes (Adidas, Nike)
$83.3 CA$118
$91.9 CA$130
-9.33%
Men's Leather Business Shoes
$107 CA$151
$110 CA$155
-2.80%
🏠 Accommodation & Living
Lloydminster
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$732 CA$1,035
$1,260 CA$1,782
-41.90%
1-bedroom Apartment, Outside City Center (Monthly)
$562 CA$795
$948 CA$1,340
-40.67%
3-bedroom Apartment, City Center (Monthly)
$1,141 CA$1,613
$2,137 CA$3,021
-46.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,031 CA$1,458
$1,614 CA$2,281
-36.09%
Buy Apartment in City Center (m2)
-
$4,960 CA$7,011
-
Buy Apartment Outside City Center (m2)
-
$3,838 CA$5,425
-
💵 Salaries & Financials
Lloydminster
Montreal
Difference
Average Monthly Net Salary (After Tax)
$2,739 CA$3,872
$2,827 CA$3,997
-3.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.8
4.48
7.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lloydminster
$562
Montreal
$948 68.5% $385
Groceries & Markets
Lloydminster
$340
Montreal
$346 2% $6.9
Monthly Utilities & Internet
Lloydminster
$298
Montreal
$152 48.9% $146
Eating Out
Lloydminster
$236
Montreal
$288 21.8% $52
Clothing & Footwear
Lloydminster
$117
Montreal
$133 13.9% $16
Sport & Entertainment
Lloydminster
$64
Montreal
$52 19.2% $12
Getting Around
Lloydminster
$11 *
Montreal
$99 827% $88

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $732 in Lloydminster versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Lloydminster versus $70.0 in Montreal. Monthly groceries follow the same trend: $340 vs $346 – making Lloydminster the more affordable choice for daily food spending.

Good to know
🇨🇦 Lloydminster
🇨🇦 Montreal
🕒 Local time
21:15 9:15 PM
23:15 11:15 PM
2 h ahead of Lloydminster
🌤 Weather
👥 Population
31,582
1,762,949
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Lloydminster Montreal 2,740 km ≈ 4 h nonstop flight
From you
  • Lloydminster
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lloydminster vs Montreal: Cost of Living - Frequently Asked Questions
How do living costs in Lloydminster and in Montreal compare overall?
Monthly costs with rent: $1,628 in Lloydminster, $2,018 in Montreal – roughly 24% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Lloydminster compared to Montreal?
For a comfortable life, plan on about $2,442 per month in Lloydminster and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lloydminster and Montreal?
Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $66.0 in Lloydminster and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 2% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,628, than in Montreal at $2,018. In Lloydminster it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.
How does quality of life compare between Lloydminster and Montreal?
It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,628 in Lloydminster to $2,018 in Montreal. Climate, culture, job market, and personal taste all factor in.
Is Lloydminster or Montreal safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lloydminster and Montreal?
If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.

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