Cost of Living Comparison Between Lloydminster and Toronto Cost of Living Comparison Between Lloydminster and Toronto

Monthly Cost of Living

A single person spends $1,646 per month in Lloydminster vs $2,628 in Toronto, rent included.

A couple spends around $2,555 per month in Lloydminster vs $3,848 in Toronto, rent included.

A family of three spends $3,465 per month in Lloydminster vs $5,067 in Toronto, rent included.

Lloydminster is about 37% cheaper than Toronto, driven mainly by Getting Around.

Both Lloydminster and Toronto sit above the global median – Lloydminster by 20%, Toronto by 91%.

Meal at Budget Restaurant

$15.66 CA$21.59

$17.88 CA$24.66

-12.42%

Three-Course Dinner for Two, Mid-Range

$66.5 CA$91.7

$87.9 CA$121

-24.35%

Fast Food Meal (McDonalds, etc)

$9.56 CA$13.18

$10.93 CA$15.08

-12.53%

Cappuccino

$3.70 CA$5.11

$4.06 CA$5.60

-8.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 CA$2.29

$2.18 CA$3.01

-23.85%

Water (0.33 liter bottle)

$1.79 CA$2.47

$1.70 CA$2.34

5.29%

Local Beer (0.5 liter draught)

$4.38 CA$6.05

$6.69 CA$9.22

-34.53%

Imported Beer (0.33 liter bottle)

$4.45 CA$6.13

$7.35 CA$10.13

-39.46%

Milk (1 liter)

$1.98 CA$2.74

$2.78 CA$3.83

-28.78%

White Bread (500g)

$2.20 CA$3.03

$2.89 CA$3.99

-23.88%

Rice (white) (1kg)

$5.06 CA$6.98

$2.56 CA$3.54

97.66%

Eggs

$3.45 CA$4.76

$3.79 CA$5.22

-8.97%

Local Cheese (1kg)

$9.94 CA$13.70

$10.17 CA$14.02

-2.26%

Chicken Fillets (1kg)

$11.97 CA$16.51

$11.95 CA$16.48

0.17%

Beef Round Steak (1kg)

$13.12 CA$18.09

$16.12 CA$22.23

-18.61%

Apples (1kg)

$3.88 CA$5.35

$3.89 CA$5.37

-0.26%

Banana (1kg)

$1.44 CA$1.99

$1.27 CA$1.76

13.39%

Oranges (1kg)

$3.12 CA$4.31

$3.88 CA$5.35

-19.59%

Tomato (1kg)

$3.32 CA$4.57

$4.33 CA$5.97

-23.33%

Potato (1kg)

$2.94 CA$4.06

$1.83 CA$2.52

60.66%

Onion (1kg)

$2.19 CA$3.02

$1.50 CA$2.06

46.00%

Lettuce (1 head)

$2.22 CA$3.06

$2.28 CA$3.14

-2.63%

Water (1.5 liter bottle)

$1.45 CA$2.00

$1.44 CA$1.98

0.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.83 CA$20.45

$14.20 CA$19.58

4.44%

Wine (Bottle)

$14.15 CA$19.51

$14.24 CA$19.64

-0.63%

Local Beer (0.5 liter bottle)

$2.93 CA$4.04

$2.25 CA$3.10

30.22%

Imported Beer (0.33 liter bottle)

$3.51 CA$4.85

$2.53 CA$3.49

38.74%

One-way Ticket (Public Transport)

$2.47 CA$3.41

Public Transport Monthly Pass (Regular Price)

$112 CA$154

Taxi Start (Normal Tariff)

$4.39 CA$6.06

$3.05 CA$4.20

43.93%

Taxi (Normal Tariff) (1km)

$0.82 CA$1.13

$1.24 CA$1.70

-33.87%

Taxi 1hour Waiting (Normal Tariff)

$14.66 CA$20.21

$22.44 CA$30.94

-34.67%

Gasoline (1 liter)

$1.02 CA$1.40

$1.24 CA$1.70

-17.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K CA$39.3K

$27.5K CA$37.9K

3.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.0K

$21.1K CA$29.2K

-0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 CA$269

$128 CA$176

52.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 CA$70.2

$33.79 CA$46.59

50.58%

Internet (50+ Mbps, Unlimited Data)

$58.2 CA$80.2

$49.25 CA$67.9

18.09%

Gym Membership (Monthly)

$43.89 CA$60.5

$40.93 CA$56.5

7.23%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

Cinema Ticket

$10.62 CA$14.65

$13.16 CA$18.15

-19.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$696

$792 CA$1,093

-36.33%

International Primary School, 1 Child (Yearly)

$15.0K CA$20.7K

$24.1K CA$33.3K

-37.78%

Jeans (Levis 501 Or Similar)

$45.81 CA$63.2

$54.5 CA$75.2

-15.98%

Summer Dress (H&M, Zara, etc)

$29.40 CA$40.54

$43.11 CA$59.5

-31.80%

Sport Shoes (Adidas, Nike)

$85.5 CA$118

$102 CA$140

-15.74%

Men's Leather Business Shoes

$111 CA$153

$123 CA$170

-10.20%

1-bedroom Apartment, City Center (Monthly)

$748 CA$1,031

$1,653 CA$2,279

-54.75%

1-bedroom Apartment, Outside City Center (Monthly)

$584 CA$806

$1,452 CA$2,002

-59.74%

3-bedroom Apartment, City Center (Monthly)

$1,190 CA$1,641

$2,694 CA$3,716

-55.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,097 CA$1,512

$2,149 CA$2,964

-48.98%

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,816 CA$9,399

Average Monthly Net Salary (After Tax)

$2,816 CA$3,884

$3,614 CA$4,984

-22.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.49

6.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: August 30, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A central one-bedroom costs $748 in Lloydminster versus $1,653 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Lloydminster versus $88.0 in Toronto. Monthly groceries follow the same trend: $351 vs $365 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lloydminster vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,646 in Lloydminster, $2,628 in Toronto – roughly 60% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $2,469 per month in Lloydminster and $3,942 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $66.0 in Lloydminster and $88.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,646, than in Toronto at $2,628. In Lloydminster it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.