Last update: Oct 2026

Cost of Living Comparison Between Lloydminster and Toronto

For one person, living is cheaper in Lloydminster: $1,628 a month against $2,561 in Toronto, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Lloydminster
Learn more

Lloydminster Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Lloydminster

🇨🇦 Canada

$1,628

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Lloydminster and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lloydminster and in Toronto actually costs, broken down by who's living it.

A single person spends $1,628 per month in Lloydminster vs $2,561 in Toronto, rent included.

Lloydminster $1,628
Toronto $2,561

A couple spends around $2,496 per month in Lloydminster vs $3,694 in Toronto, rent included.

Lloydminster $2,496
Toronto $3,694

A family of three spends $3,363 per month in Lloydminster vs $4,826 in Toronto, rent included.

Lloydminster $3,363
Toronto $4,826

Lloydminster is about 36% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Lloydminster and Toronto sit above the global median – Lloydminster by 21%, Toronto by 90%.

Meal at Budget Restaurant

$15.65 CA$22.12

$17.18 CA$24.29

-8.91%

Three-Course Dinner for Two, Mid-Range

$65.8 CA$93.0

$76.0 CA$107

-13.37%

Fast Food Meal (McDonalds, etc)

$9.06 CA$12.81

$10.54 CA$14.89

-14.04%

Cappuccino

$3.46 CA$4.89

$4.02 CA$5.68

-13.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 CA$2.27

$2.12 CA$3.00

-24.06%

Water (0.33 liter bottle)

$1.67 CA$2.35

$1.75 CA$2.48

-4.57%

Local Beer (0.5 liter draught)

$4.19 CA$5.92

$6.24 CA$8.83

-32.85%

Imported Beer (0.33 liter bottle)

$4.17 CA$5.90

$7.09 CA$10.02

-41.18%

Milk (1 liter)

$1.92 CA$2.71

$2.44 CA$3.45

-21.31%

White Bread (500g)

$2.19 CA$3.10

$2.68 CA$3.78

-18.28%

Rice (white) (1kg)

$4.76 CA$6.72

$2.24 CA$3.17

112.50%

Eggs

$3.37 CA$4.77

$3.56 CA$5.03

-5.34%

Local Cheese (1kg)

$9.64 CA$13.63

$9.09 CA$12.85

6.05%

Chicken Fillets (1kg)

$11.31 CA$15.99

$11.33 CA$16.01

-0.18%

Beef Round Steak (1kg)

$13.01 CA$18.39

$14.53 CA$20.55

-10.46%

Apples (1kg)

$3.89 CA$5.49

$3.62 CA$5.12

7.46%

Banana (1kg)

$1.40 CA$1.98

$1.21 CA$1.72

15.70%

Oranges (1kg)

$2.91 CA$4.11

$3.60 CA$5.09

-19.17%

Tomato (1kg)

$3.15 CA$4.45

$4.21 CA$5.96

-25.18%

Potato (1kg)

$2.84 CA$4.01

$1.79 CA$2.53

58.66%

Onion (1kg)

$2.03 CA$2.86

$1.59 CA$2.25

27.67%

Lettuce (1 head)

$2.05 CA$2.90

$2.27 CA$3.21

-9.69%

Water (1.5 liter bottle)

$1.45 CA$2.05

$1.25 CA$1.77

16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.30 CA$20.22

$13.82 CA$19.53

3.47%

Wine (Bottle)

$13.84 CA$19.56

$14.27 CA$20.18

-3.01%

Local Beer (0.5 liter bottle)

$2.74 CA$3.87

$2.20 CA$3.10

24.55%

Imported Beer (0.33 liter bottle)

$3.31 CA$4.68

$2.43 CA$3.44

36.21%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$4.24 CA$5.99

$2.91 CA$4.12

45.70%

Taxi (Normal Tariff) (1km)

$1.28 CA$1.81

$1.20 CA$1.69

6.67%

Taxi 1hour Waiting (Normal Tariff)

$14.07 CA$19.89

$21.38 CA$30.23

-34.19%

Gasoline (1 liter)

$1.00 CA$1.41

$1.21 CA$1.71

-17.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$28.2K CA$39.8K

-0.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K CA$29.1K

$20.3K CA$28.6K

1.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 CA$275

$120 CA$170

61.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.45 CA$65.7

$32.26 CA$45.60

43.99%

Internet (50+ Mbps, Unlimited Data)

$56.8 CA$80.3

$47.93 CA$67.8

18.49%

Gym Membership (Monthly)

$43.23 CA$61.1

$38.48 CA$54.4

12.34%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$10.61 CA$14.99

$12.38 CA$17.50

-14.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 CA$689

$830 CA$1,173

-41.28%

International Primary School, 1 Child (Yearly)

$14.2K CA$20.0K

$23.1K CA$32.6K

-38.66%

Jeans (Levis 501 Or Similar)

$43.02 CA$60.8

$50.7 CA$71.7

-15.16%

Summer Dress (H&M, Zara, etc)

$27.51 CA$38.88

$40.02 CA$56.6

-31.26%

Sport Shoes (Adidas, Nike)

$83.3 CA$118

$98.0 CA$139

-14.94%

Men's Leather Business Shoes

$107 CA$151

$121 CA$171

-11.72%

1-bedroom Apartment, City Center (Monthly)

$732 CA$1,035

$1,592 CA$2,251

-54.01%

1-bedroom Apartment, Outside City Center (Monthly)

$562 CA$795

$1,410 CA$1,994

-60.14%

3-bedroom Apartment, City Center (Monthly)

$1,141 CA$1,613

$2,670 CA$3,775

-57.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,031 CA$1,458

$2,152 CA$3,042

-52.07%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$2,739 CA$3,872

$3,727 CA$5,269

-26.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.47

7.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lloydminster

$562 34.5%

Toronto

$1.4K 55.1% 151% $848

Groceries & Markets

Lloydminster

$340 20.9%

Toronto

$340 13.3% 0.1% $0.2

Monthly Utilities & Internet

Lloydminster

$298 18.3%

Toronto

$201 7.8% 32.7% $97

Eating Out

Lloydminster

$236 14.5%

Toronto

$278 10.9% 17.7% $42

Clothing & Footwear

Lloydminster

$117 7.2%

Toronto

$139 5.4% 18.8% $22

Sport & Entertainment

Lloydminster

$64 4%

Toronto

$63 2.5% 1.9% $1.2

Getting Around

Lloydminster

$11 * 0.7%

Toronto

$129 5.1% 1117% $119

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $732 in Lloydminster versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Lloydminster versus $76.0 in Toronto. Monthly groceries follow the same trend: $340 vs $340 – making Lloydminster the more affordable choice for daily food spending.

Good to know

🇨🇦 Lloydminster

🇨🇦 Toronto

🕒 Local time

22:26 10:26 PM

00:26 12:26 AM

2 h ahead of Lloydminster

🌤 Weather

👥 Population

31,582

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lloydminster Toronto 2,470 km ≈ 3 h 30 min nonstop flight

From you

Lloydminster
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lloydminster vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,628 in Lloydminster, $2,561 in Toronto – roughly 57% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,442 per month in Lloydminster and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $66.0 in Lloydminster and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 0% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,628, than in Toronto at $2,561. In Lloydminster it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.