Cost of Living Comparison Between Lloydminster and Toronto Cost of Living Comparison Between Lloydminster and Toronto

Monthly Cost of Living

A single person spends $2,363 per month in Lloydminster vs $2,811 in Toronto, rent included.

A couple spends around $3,324 per month in Lloydminster vs $4,130 in Toronto, rent included.

A family of three spends $4,284 per month in Lloydminster vs $5,449 in Toronto, rent included.

Lloydminster is about 16% cheaper than Toronto, driven mainly by Eating Out.

Both Lloydminster and Toronto sit above the global median – Lloydminster by 76%, Toronto by 110%.

Meal at Budget Restaurant

$12.50 CA$17.31

$18.71 CA$25.90

-33.19%

Three-Course Dinner for Two, Mid-Range

$74.7 CA$103

$81.9 CA$113

-8.73%

Fast Food Meal (McDonalds, etc)

$10.50 CA$14.54

$10.83 CA$14.99

-3.05%

Cappuccino

$2.50 CA$3.47

$3.89 CA$5.38

-35.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.45 CA$2.01

$2.22 CA$3.07

-34.68%

Water (0.33 liter bottle)

$1.18 CA$1.64

$1.65 CA$2.28

-28.48%

Local Beer (0.5 liter draught)

$5.67 CA$7.86

$6.05 CA$8.38

-6.28%

Imported Beer (0.33 liter bottle)

$4.45 CA$6.16

$6.58 CA$9.11

-32.37%

Milk (1 liter)

$1.93 CA$2.67

$2.73 CA$3.77

-29.30%

White Bread (500g)

$2.78 CA$3.85

$2.72 CA$3.76

2.21%

Rice (white) (1kg)

$5.42 CA$7.51

$3.54 CA$4.90

53.11%

Eggs

$3.59 CA$4.97

$3.50 CA$4.84

2.57%

Local Cheese (1kg)

$9.33 CA$12.91

$13.53 CA$18.73

-31.04%

Chicken Fillets (1kg)

$10.87 CA$15.06

$13.09 CA$18.12

-16.96%

Beef Round Steak (1kg)

$12.31 CA$17.04

$16.96 CA$23.49

-27.42%

Apples (1kg)

$3.23 CA$4.47

$4.16 CA$5.76

-22.36%

Banana (1kg)

$1.69 CA$2.33

$1.18 CA$1.63

43.22%

Oranges (1kg)

$2.55 CA$3.52

$3.25 CA$4.50

-21.54%

Tomato (1kg)

$3.16 CA$4.37

$4.12 CA$5.70

-23.30%

Potato (1kg)

$2.17 CA$3.00

$2.50 CA$3.47

-13.20%

Onion (1kg)

$2.29 CA$3.18

$2.88 CA$3.98

-20.49%

Lettuce (1 head)

$1.43 CA$1.99

$2.35 CA$3.25

-39.15%

Water (1.5 liter bottle)

$0.94 CA$1.31

$2.00 CA$2.77

-53.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.33 CA$19.85

$14.58 CA$20.19

-1.71%

Wine (Bottle)

$14.17 CA$19.62

$14.18 CA$19.63

-0.07%

Local Beer (0.5 liter bottle)

$3.35 CA$4.64

$2.80 CA$3.88

19.64%

Imported Beer (0.33 liter bottle)

$3.28 CA$4.54

$3.25 CA$4.51

0.92%

One-way Ticket (Public Transport)

$2.34 CA$3.25

$2.40 CA$3.32

-2.50%

Public Transport Monthly Pass (Regular Price)

$62.0 CA$85.9

$114 CA$158

-45.63%

Taxi Start (Normal Tariff)

$3.49 CA$4.83

$3.76 CA$5.20

-7.18%

Taxi (Normal Tariff) (1km)

$1.27 CA$1.76

$1.41 CA$1.95

-9.93%

Taxi 1hour Waiting (Normal Tariff)

$14.74 CA$20.41

$25.53 CA$35.34

-42.26%

Gasoline (1 liter)

$1.05 CA$1.45

$1.10 CA$1.52

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.0K

$25.2K CA$34.9K

0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.8K

$21.1K CA$29.2K

-4.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 CA$285

$120 CA$166

72.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 CA$82.6

$37.54 CA$52.0

58.92%

Internet (50+ Mbps, Unlimited Data)

$59.7 CA$82.7

$54.5 CA$75.5

9.54%

Gym Membership (Monthly)

$41.79 CA$57.9

$55.5 CA$76.9

-24.72%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.28

Cinema Ticket

$14.71 CA$20.37

$11.56 CA$16.00

27.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$524 CA$726

$1,129 CA$1,564

-53.59%

International Primary School, 1 Child (Yearly)

$15.0K CA$20.8K

$18.0K CA$24.9K

-16.50%

Jeans (Levis 501 Or Similar)

$43.62 CA$60.4

$56.9 CA$78.8

-23.38%

Summer Dress (H&M, Zara, etc)

$57.6 CA$79.8

$39.96 CA$55.3

44.22%

Sport Shoes (Adidas, Nike)

$91.9 CA$127

$89.7 CA$124

2.51%

Men's Leather Business Shoes

$116 CA$161

$114 CA$158

1.73%

1-bedroom Apartment, City Center (Monthly)

$781 CA$1,082

$1,849 CA$2,561

-57.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,159 CA$1,605

$1,560 CA$2,159

-25.68%

3-bedroom Apartment, City Center (Monthly)

$1,185 CA$1,641

$2,925 CA$4,051

-59.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,813 CA$2,510

$2,470 CA$3,420

-26.62%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

Buy Apartment Outside City Center (m2)

$7,036 CA$9,742

Average Monthly Net Salary (After Tax)

$2,787 CA$3,859

$3,572 CA$4,946

-21.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

5.16

28.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: May 31, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $781 in Lloydminster versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Lloydminster versus $82.0 in Toronto. Monthly groceries follow the same trend: $334 vs $396 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lloydminster vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,363 in Lloydminster, $2,811 in Toronto – roughly 19% apart. Toronto costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,544 per month in Lloydminster and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $524 per month in Lloydminster and $1,129 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 19% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $2,363, than in Toronto at $2,811. In Lloydminster it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.