Last update: Oct 2026

Cost of Living Comparison Between Montreal and Lloydminster

For one person, living is cheaper in Lloydminster: $1,628 a month against $2,018 in Montreal, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
79

Cost of Living Index in Lloydminster
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Lloydminster Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Lloydminster

🇨🇦 Canada

$1,628

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Lloydminster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Lloydminster actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,628 in Lloydminster, rent included.

Montreal $2,018
Lloydminster $1,628

A couple spends around $3,085 per month in Montreal vs $2,496 in Lloydminster, rent included.

Montreal $3,085
Lloydminster $2,496

A family of three spends $4,152 per month in Montreal vs $3,363 in Lloydminster, rent included.

Montreal $4,152
Lloydminster $3,363

Montreal costs about 24% more than Lloydminster, and outside of rent the biggest gap is in transport.

Both Montreal and Lloydminster sit above the global median – Montreal by 49%, Lloydminster by 21%.

Meal at Budget Restaurant

$18.82 CA$26.61

$15.65 CA$22.12

20.26%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$65.8 CA$93.0

6.81%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$9.06 CA$12.81

17.66%

Cappuccino

$3.84 CA$5.43

$3.46 CA$4.89

10.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.61 CA$2.27

19.25%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.67 CA$2.35

-7.78%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$4.19 CA$5.92

48.69%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$4.17 CA$5.90

70.26%

Milk (1 liter)

$2.31 CA$3.27

$1.92 CA$2.71

20.31%

White Bread (500g)

$3.14 CA$4.44

$2.19 CA$3.10

43.38%

Rice (white) (1kg)

$3.21 CA$4.54

$4.76 CA$6.72

-32.56%

Eggs

$3.52 CA$4.97

$3.37 CA$4.77

4.45%

Local Cheese (1kg)

$12.81 CA$18.11

$9.64 CA$13.63

32.88%

Chicken Fillets (1kg)

$11.46 CA$16.20

$11.31 CA$15.99

1.33%

Beef Round Steak (1kg)

$13.39 CA$18.92

$13.01 CA$18.39

2.92%

Apples (1kg)

$3.14 CA$4.43

$3.89 CA$5.49

-19.28%

Banana (1kg)

$1.44 CA$2.03

$1.40 CA$1.98

2.86%

Oranges (1kg)

$3.47 CA$4.91

$2.91 CA$4.11

19.24%

Tomato (1kg)

$3.07 CA$4.34

$3.15 CA$4.45

-2.54%

Potato (1kg)

$1.90 CA$2.69

$2.84 CA$4.01

-33.10%

Onion (1kg)

$1.77 CA$2.50

$2.03 CA$2.86

-12.81%

Lettuce (1 head)

$2.34 CA$3.31

$2.05 CA$2.90

14.15%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.45 CA$2.05

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$14.30 CA$20.22

-20.42%

Wine (Bottle)

$10.63 CA$15.03

$13.84 CA$19.56

-23.19%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$2.74 CA$3.87

-17.15%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$3.31 CA$4.68

-14.80%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$4.24 CA$5.99

-24.53%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.28 CA$1.81

15.62%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$14.07 CA$19.89

133.69%

Gasoline (1 liter)

$1.34 CA$1.90

$1.00 CA$1.41

34.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.9K CA$39.5K

0.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$20.6K CA$29.1K

-4.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$195 CA$275

-60.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$46.45 CA$65.7

-26.91%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$56.8 CA$80.3

-25.50%

Gym Membership (Monthly)

$29.76 CA$42.07

$43.23 CA$61.1

-31.16%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$10.61 CA$14.99

5.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$487 CA$689

4.06%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$14.2K CA$20.0K

13.33%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$43.02 CA$60.8

33.77%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$27.51 CA$38.88

36.60%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$83.3 CA$118

10.28%

Men's Leather Business Shoes

$110 CA$155

$107 CA$151

2.88%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$732 CA$1,035

72.12%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$562 CA$795

68.55%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$1,141 CA$1,613

87.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$1,031 CA$1,458

56.48%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$2,739 CA$3,872

3.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.8

-6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Lloydminster: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Lloydminster

$562 34.5% 40.7% $385

Groceries & Markets

Montreal

$346 17.2%

Lloydminster

$340 20.9% 2% $6.9

Eating Out

Montreal

$288 14.3%

Lloydminster

$236 14.5% 17.9% $52

Monthly Utilities & Internet

Montreal

$152 7.5%

Lloydminster

$298 18.3% 95.6% $146

Clothing & Footwear

Montreal

$133 6.6%

Lloydminster

$117 7.2% 12.2% $16

Getting Around

Montreal

$99 4.9%

Lloydminster

$11 * 0.7% 89.2% $88

Sport & Entertainment

Montreal

$52 2.6%

Lloydminster

$64 4% 23.8% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $732 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $66.0 in Lloydminster. Monthly groceries follow the same trend: $346 vs $340 – making Lloydminster the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇦 Lloydminster

🕒 Local time

01:28 1:28 AM

23:28 11:28 PM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

31,582

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Montreal Lloydminster 2,740 km ≈ 4 h nonstop flight

From you

Montreal
Lloydminster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,018 in Montreal, $1,628 in Lloydminster – roughly 24% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,027 per month in Montreal and $2,442 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Montreal and $66.0 in Lloydminster. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,628, than in Montreal at $2,018. In Lloydminster it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,628 in Lloydminster to $2,018 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.