🙂A single person spends $2,063 per month in Montreal vs $2,363 in Lloydminster, rent included.
🙂A couple spends around $3,159 per month in Montreal vs $3,324 in Lloydminster, rent included.
🙂A family of three spends $4,255 per month in Montreal vs $4,284 in Lloydminster, rent included.
🙂Montreal is about 13% cheaper than Lloydminster, driven mainly by Groceries & Markets.
📊Both Montreal and Lloydminster sit above the global median – Montreal by 54%, Lloydminster by 76%.
Currency
🍽 Eating Out
Montreal
Lloydminster
Difference
Meal at Budget Restaurant
$15.92CA$22.12
$12.50CA$17.37
27.36%
Three-Course Dinner for Two, Mid-Range
$73.1CA$102
$74.7CA$104
-2.22%
Fast Food Meal(McDonalds, etc)
$11.15CA$15.49
$10.50CA$14.59
6.19%
Cappuccino
$3.80CA$5.28
$2.50CA$3.48
52.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.18CA$3.03
$1.45CA$2.01
50.34%
Water(0.33 liter bottle)
$1.46CA$2.03
$1.18CA$1.64
23.73%
Local Beer(0.5 liter draught)
$6.12CA$8.51
$5.67CA$7.88
7.94%
Imported Beer(0.33 liter bottle)
$6.78CA$9.41
$4.45CA$6.18
52.36%
🛒 Groceries & Markets
Montreal
Lloydminster
Difference
Milk(1 liter)
$2.33CA$3.23
$1.93CA$2.68
20.73%
White Bread(500g)
$3.39CA$4.71
$2.78CA$3.87
21.94%
Rice(white)(1kg)
$3.73CA$5.18
$5.42CA$7.53
-31.18%
Eggs
$3.38CA$4.70
$3.59CA$4.99
-5.85%
Local Cheese(1kg)
$16.25CA$22.58
$9.33CA$12.96
74.17%
Chicken Fillets(1kg)
$11.54CA$16.04
$10.87CA$15.11
6.16%
Beef Round Steak(1kg)
$15.24CA$21.17
$12.31CA$17.10
23.80%
Apples(1kg)
$3.74CA$5.20
$3.23CA$4.49
15.79%
Banana(1kg)
$1.70CA$2.37
$1.69CA$2.34
0.59%
Oranges(1kg)
$4.11CA$5.70
$2.55CA$3.54
61.18%
Tomato(1kg)
$4.35CA$6.05
$3.16CA$4.38
37.66%
Potato(1kg)
$2.71CA$3.76
$2.17CA$3.01
24.88%
Onion(1kg)
$2.62CA$3.63
$2.29CA$3.19
14.41%
Lettuce(1 head)
$2.25CA$3.13
$1.43CA$1.99
57.34%
Water(1.5 liter bottle)
$1.73CA$2.40
$0.94CA$1.31
84.04%
Cigarettes 20 Pack(Marlboro, Camel)
$13.31CA$18.49
$14.33CA$19.92
-7.12%
Wine(Bottle)
$10.78CA$14.98
$14.17CA$19.69
-23.92%
Local Beer(0.5 liter bottle)
$3.01CA$4.19
$3.35CA$4.66
-10.15%
Imported Beer(0.33 liter bottle)
$3.46CA$4.81
$3.28CA$4.56
5.49%
🚌 Getting Around
Montreal
Lloydminster
Difference
One-way Ticket(Public Transport)
$2.74CA$3.81
$2.34CA$3.26
17.09%
Public Transport Monthly Pass(Regular Price)
$72.7CA$101
$62.0CA$86.2
17.19%
Taxi Start(Normal Tariff)
$3.63CA$5.05
$3.49CA$4.85
4.01%
Taxi(Normal Tariff)(1km)
$1.46CA$2.03
$1.27CA$1.77
14.96%
Taxi 1hour Waiting(Normal Tariff)
$33.44CA$46.46
$14.74CA$20.48
126.87%
Gasoline(1 liter)
$1.21CA$1.68
$1.05CA$1.46
15.24%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6KCA$34.2K
$25.2KCA$35.1K
-2.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7KCA$30.1K
$20.1KCA$27.9K
7.91%
🧾 Monthly Utilities & Internet
Montreal
Lloydminster
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$76.0CA$106
$206CA$286
-63.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.72CA$49.63
$59.7CA$82.9
-40.13%
Internet(50+ Mbps, Unlimited Data)
$42.86CA$59.6
$59.7CA$83.0
-28.23%
🎉 Sport & Entertainment
Montreal
Lloydminster
Difference
Gym Membership(Monthly)
$42.92CA$59.6
$41.79CA$58.1
2.70%
Tennis Court(1 Hour on Weekend)
$17.23CA$23.94
-
-
Cinema Ticket
$11.09CA$15.40
$14.71CA$20.44
-24.61%
🧸 Childcare & Education
Montreal
Lloydminster
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$620CA$861
$524CA$728
18.22%
International Primary School, 1 Child(Yearly)
$5,834CA$8,106
$15.0KCA$20.9K
-61.13%
👕👟 Clothing & Footwear
Montreal
Lloydminster
Difference
Jeans(Levis 501 Or Similar)
$62.7CA$87.1
$43.62CA$60.6
43.65%
Summer Dress(H&M, Zara, etc)
$44.41CA$61.7
$57.6CA$80.1
-22.94%
Sport Shoes(Adidas, Nike)
$101CA$140
$91.9CA$128
9.60%
Men's Leather Business Shoes
$119CA$165
$116CA$161
2.41%
🏠 Accommodation & Living
Montreal
Lloydminster
Difference
1-bedroom Apartment, City Center(Monthly)
$1,211CA$1,683
$781CA$1,086
55.01%
1-bedroom Apartment, Outside City Center(Monthly)
$960CA$1,333
$1,159CA$1,611
-17.22%
3-bedroom Apartment, City Center(Monthly)
$2,035CA$2,828
$1,185CA$1,646
71.78%
3-bedroom Apartment, Outside City Center(Monthly)
$1,589CA$2,208
$1,813CA$2,518
-12.32%
Buy Apartment in City Center(m2)
$5,181CA$7,198
-
-
Buy Apartment Outside City Center(m2)
$3,934CA$5,465
-
-
💵 Salaries & Financials
Montreal
Lloydminster
Difference
Average Monthly Net Salary(After Tax)
$2,960CA$4,113
$2,787CA$3,873
6.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.01
6.65
-24.66%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montreal: May 31, 2026
Last update for Lloydminster: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,211 in Montreal versus $781 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 6% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $73.0 in Montreal versus $75.0 in Lloydminster. Groceries tell a different story – $392 in Montreal vs $334 in Lloydminster – so Lloydminster wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Lloydminster: Cost of Living - Frequently Asked Questions
How do living costs in Montreal and Lloydminster compare overall?
Monthly costs with rent: $2,063 in Montreal, $2,363 in Lloydminster – roughly 15% apart. Lloydminster costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Montreal compared to Lloydminster?
For a comfortable life, plan on about $3,094 per month in Montreal and $3,544 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Montreal and Lloydminster?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Montreal and Lloydminster?
Kindergarten costs $620 per month in Montreal and $524 in Lloydminster. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 17% cheaper in Lloydminster – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,063, than in Lloydminster at $2,363. In Montreal it covers expenses comfortably, while in Lloydminster it requires careful planning or may not stretch far enough.
How does quality of life compare between Montreal and Lloydminster?
It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,063 in Montreal to $2,363 in Lloydminster. Climate, culture, job market, and personal taste all factor in.
Is Montreal or Lloydminster safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Montreal and Lloydminster?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lloydminster makes more sense. Both are solid long-term options with distinct trade-offs.