Cost of Living Comparison Between Montreal and Lloydminster Cost of Living Comparison Between Montreal and Lloydminster

Monthly Cost of Living

A single person spends $2,085 per month in Montreal vs $2,299 in Lloydminster, rent included.

A couple spends around $3,174 per month in Montreal vs $3,353 in Lloydminster, rent included.

A family of three spends $4,262 per month in Montreal vs $4,408 in Lloydminster, rent included.

Montreal is about 9% cheaper than Lloydminster, driven mainly by Eating Out.

Both Montreal and Lloydminster sit above the global median – Montreal by 56%, Lloydminster by 72%.

Meal at Budget Restaurant

$16.52 CA$23.16

$12.54 CA$17.57

31.74%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$73.0 CA$102

1.37%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.34

$10.29 CA$14.42

6.32%

Cappuccino

$3.84 CA$5.39

$2.51 CA$3.52

52.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$2.99

$1.51 CA$2.12

41.72%

Water (0.33 liter bottle)

$1.45 CA$2.03

$1.18 CA$1.65

22.88%

Local Beer (0.5 liter draught)

$6.13 CA$8.60

$5.54 CA$7.77

10.65%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.44

$4.45 CA$6.24

51.24%

Milk (1 liter)

$2.35 CA$3.30

$1.93 CA$2.71

21.76%

White Bread (500g)

$3.34 CA$4.68

$2.80 CA$3.93

19.29%

Rice (white) (1kg)

$3.74 CA$5.25

$5.32 CA$7.45

-29.70%

Eggs

$3.39 CA$4.76

$3.51 CA$4.92

-3.42%

Local Cheese (1kg)

$16.30 CA$22.85

$9.38 CA$13.15

73.77%

Chicken Fillets (1kg)

$11.81 CA$16.56

$10.82 CA$15.17

9.15%

Beef Round Steak (1kg)

$15.64 CA$21.93

$12.30 CA$17.25

27.15%

Apples (1kg)

$3.69 CA$5.18

$3.23 CA$4.53

14.24%

Banana (1kg)

$1.70 CA$2.39

$1.76 CA$2.46

-3.41%

Oranges (1kg)

$4.11 CA$5.76

$2.65 CA$3.71

55.09%

Tomato (1kg)

$4.41 CA$6.18

$3.22 CA$4.51

36.96%

Potato (1kg)

$2.79 CA$3.91

$2.23 CA$3.12

25.11%

Onion (1kg)

$2.64 CA$3.70

$2.27 CA$3.19

16.30%

Lettuce (1 head)

$2.29 CA$3.21

$1.43 CA$2.00

60.14%

Water (1.5 liter bottle)

$1.78 CA$2.50

$0.91 CA$1.27

95.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.47

$14.71 CA$20.62

-10.47%

Wine (Bottle)

$10.64 CA$14.92

$14.03 CA$19.67

-24.16%

Local Beer (0.5 liter bottle)

$2.99 CA$4.19

$3.28 CA$4.60

-8.84%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.82

$3.32 CA$4.65

3.61%

One-way Ticket (Public Transport)

$2.81 CA$3.94

$2.41 CA$3.38

16.60%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

$63.9 CA$89.5

14.05%

Taxi Start (Normal Tariff)

$3.52 CA$4.93

$3.57 CA$5.01

-1.40%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.04

$1.27 CA$1.78

14.17%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.08

$14.89 CA$20.87

130.29%

Gasoline (1 liter)

$1.22 CA$1.72

$1.05 CA$1.47

16.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$25.4K CA$35.6K

-0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.0K

$20.6K CA$28.9K

7.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$107

$206 CA$289

-62.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$49.91

$57.8 CA$81.0

-38.40%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.2

$57.9 CA$81.2

-25.83%

Gym Membership (Monthly)

$43.39 CA$60.8

$42.55 CA$59.7

1.97%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.60

Cinema Ticket

$11.09 CA$15.55

$14.78 CA$20.72

-24.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$876

$533 CA$747

17.17%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,266

$14.9K CA$20.9K

-60.50%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.5

$43.88 CA$61.5

43.80%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.4

$57.8 CA$81.0

-23.01%

Sport Shoes (Adidas, Nike)

$103 CA$144

$91.4 CA$128

12.42%

Men's Leather Business Shoes

$118 CA$166

$115 CA$161

3.19%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,692

$800 CA$1,122

50.90%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,353

$1,201 CA$1,684

-19.64%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,848

$1,210 CA$1,696

67.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,211

$1,811 CA$2,539

-12.93%

Buy Apartment in City Center (m2)

$5,085 CA$7,129

Buy Apartment Outside City Center (m2)

$3,783 CA$5,304

Average Monthly Net Salary (After Tax)

$2,890 CA$4,051

$2,695 CA$3,779

7.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.65

-24.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for Lloydminster: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,207 in Montreal versus $800 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74.0 in Montreal versus $73.0 in Lloydminster. Monthly groceries follow the same trend: $395 vs $334 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,085 in Montreal, $2,299 in Lloydminster – roughly 10% apart. Lloydminster costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,127 per month in Montreal and $3,449 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $625 per month in Montreal and $533 in Lloydminster. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 18% cheaper in Lloydminster – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in Lloydminster at $2,299. In Montreal it covers expenses comfortably, while in Lloydminster it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,085 in Montreal to $2,299 in Lloydminster. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lloydminster makes more sense. Both are solid long-term options with distinct trade-offs.