Cost of Living Comparison Between Montreal and Lloydminster Cost of Living Comparison Between Montreal and Lloydminster

Monthly Cost of Living

A single person spends $2,056 per month in Montreal vs $1,646 in Lloydminster, rent included.

A couple spends around $3,112 per month in Montreal vs $2,555 in Lloydminster, rent included.

A family of three spends $4,167 per month in Montreal vs $3,465 in Lloydminster, rent included.

Montreal costs about 25% more than Lloydminster, driven mainly by Getting Around.

Both Montreal and Lloydminster sit above the global median – Montreal by 50%, Lloydminster by 20%.

Meal at Budget Restaurant

$17.85 CA$24.70

$15.66 CA$21.67

13.98%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$100

$66.5 CA$92.0

8.77%

Fast Food Meal (McDonalds, etc)

$10.92 CA$15.11

$9.56 CA$13.22

14.23%

Cappuccino

$3.97 CA$5.49

$3.70 CA$5.12

7.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.87

$1.66 CA$2.29

24.70%

Water (0.33 liter bottle)

$1.55 CA$2.14

$1.79 CA$2.48

-13.41%

Local Beer (0.5 liter draught)

$6.41 CA$8.88

$4.38 CA$6.07

46.35%

Imported Beer (0.33 liter bottle)

$7.29 CA$10.09

$4.45 CA$6.16

63.82%

Milk (1 liter)

$2.39 CA$3.30

$1.98 CA$2.75

20.71%

White Bread (500g)

$3.21 CA$4.44

$2.20 CA$3.04

45.91%

Rice (white) (1kg)

$3.07 CA$4.25

$5.06 CA$7.00

-39.33%

Eggs

$3.68 CA$5.09

$3.45 CA$4.77

6.67%

Local Cheese (1kg)

$13.57 CA$18.78

$9.94 CA$13.75

36.52%

Chicken Fillets (1kg)

$11.63 CA$16.09

$11.97 CA$16.56

-2.84%

Beef Round Steak (1kg)

$13.97 CA$19.33

$13.12 CA$18.15

6.48%

Apples (1kg)

$3.68 CA$5.10

$3.88 CA$5.36

-5.15%

Banana (1kg)

$1.56 CA$2.16

$1.44 CA$2.00

8.33%

Oranges (1kg)

$3.41 CA$4.72

$3.12 CA$4.32

9.29%

Tomato (1kg)

$3.03 CA$4.19

$3.32 CA$4.59

-8.73%

Potato (1kg)

$1.98 CA$2.74

$2.94 CA$4.07

-32.65%

Onion (1kg)

$1.82 CA$2.52

$2.19 CA$3.03

-16.89%

Lettuce (1 head)

$2.56 CA$3.54

$2.22 CA$3.07

15.32%

Water (1.5 liter bottle)

$1.39 CA$1.92

$1.45 CA$2.01

-4.14%

Cigarettes 20 Pack (Marlboro, Camel)

$11.49 CA$15.90

$14.83 CA$20.52

-22.52%

Wine (Bottle)

$10.92 CA$15.11

$14.15 CA$19.58

-22.83%

Local Beer (0.5 liter bottle)

$2.26 CA$3.13

$2.93 CA$4.05

-22.87%

Imported Beer (0.33 liter bottle)

$3.01 CA$4.16

$3.51 CA$4.86

-14.25%

One-way Ticket (Public Transport)

$2.69 CA$3.72

Public Transport Monthly Pass (Regular Price)

$75.3 CA$104

Taxi Start (Normal Tariff)

$3.35 CA$4.63

$4.39 CA$6.08

-23.69%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.08

$0.82 CA$1.13

82.93%

Taxi 1hour Waiting (Normal Tariff)

$33.70 CA$46.63

$14.66 CA$20.28

129.88%

Gasoline (1 liter)

$1.29 CA$1.79

$1.02 CA$1.41

26.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$39.1K

$28.5K CA$39.4K

-0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$27.6K

$21.0K CA$29.1K

-5.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.4 CA$111

$195 CA$270

-58.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.23 CA$47.37

$50.9 CA$70.4

-32.72%

Internet (50+ Mbps, Unlimited Data)

$41.39 CA$57.3

$58.2 CA$80.5

-28.83%

Gym Membership (Monthly)

$29.24 CA$40.46

$43.89 CA$60.7

-33.38%

Tennis Court (1 Hour on Weekend)

$19.89 CA$27.52

Cinema Ticket

$11.71 CA$16.20

$10.62 CA$14.70

10.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$564 CA$781

$505 CA$698

11.83%

International Primary School, 1 Child (Yearly)

$16.8K CA$23.3K

$15.0K CA$20.8K

12.20%

Jeans (Levis 501 Or Similar)

$59.5 CA$82.3

$45.81 CA$63.4

29.91%

Summer Dress (H&M, Zara, etc)

$42.13 CA$58.3

$29.40 CA$40.68

43.30%

Sport Shoes (Adidas, Nike)

$107 CA$148

$85.5 CA$118

25.33%

Men's Leather Business Shoes

$111 CA$153

0.13%

1-bedroom Apartment, City Center (Monthly)

$1,284 CA$1,776

$748 CA$1,035

71.65%

1-bedroom Apartment, Outside City Center (Monthly)

$990 CA$1,370

$584 CA$809

69.43%

3-bedroom Apartment, City Center (Monthly)

$2,260 CA$3,127

$1,190 CA$1,647

89.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 CA$2,307

$1,097 CA$1,517

52.03%

Buy Apartment in City Center (m2)

$5,287 CA$7,316

Buy Apartment Outside City Center (m2)

$3,813 CA$5,276

Average Monthly Net Salary (After Tax)

$3,019 CA$4,177

$2,816 CA$3,897

7.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.41

4.8

-8.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: August 31, 2026

Last update for Lloydminster: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,284 in Montreal versus $748 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72.0 in Montreal versus $66.0 in Lloydminster. Monthly groceries follow the same trend: $356 vs $351 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,056 in Montreal, $1,646 in Lloydminster – roughly 25% apart. Montreal costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,084 per month in Montreal and $2,469 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $72.0 in Montreal and $66.0 in Lloydminster. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 1% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,646, than in Montreal at $2,056. In Lloydminster it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,646 in Lloydminster to $2,056 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.