Cost of Living Comparison Between Lloydminster and Calgary Cost of Living Comparison Between Lloydminster and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $1,646 in Lloydminster versus $2,353 in Calgary.

Estimated couple costs with rent: $2,555 in Lloydminster versus $3,488 in Calgary.

Monthly costs for a family of three with rent: $3,465 in Lloydminster versus $4,622 in Calgary.

Living in Lloydminster costs roughly 30% less than in Calgary, driven mainly by Getting Around.

Both cities are pricier than the global median: Lloydminster 20% above, Calgary 71% above.

Meal at Budget Restaurant

$15.66 CA$21.67

$17.94 CA$24.82

-12.71%

Three-Course Dinner for Two, Mid-Range

$66.5 CA$92.0

$70.5 CA$97.6

-5.74%

Fast Food Meal (McDonalds, etc)

$9.56 CA$13.22

$10.69 CA$14.79

-10.57%

Cappuccino

$3.70 CA$5.12

$3.79 CA$5.24

-2.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 CA$2.29

$2.00 CA$2.77

-17.00%

Water (0.33 liter bottle)

$1.79 CA$2.48

$1.98 CA$2.73

-9.60%

Local Beer (0.5 liter draught)

$4.38 CA$6.07

$5.19 CA$7.18

-15.61%

Imported Beer (0.33 liter bottle)

$4.45 CA$6.16

$5.86 CA$8.11

-24.06%

Milk (1 liter)

$1.98 CA$2.75

$1.95 CA$2.70

1.54%

White Bread (500g)

$2.20 CA$3.04

$2.82 CA$3.91

-21.99%

Rice (white) (1kg)

$5.06 CA$7.00

$5.61 CA$7.77

-9.80%

Eggs

$3.45 CA$4.77

$3.75 CA$5.19

-8.00%

Local Cheese (1kg)

$9.94 CA$13.75

$11.50 CA$15.91

-13.57%

Chicken Fillets (1kg)

$11.97 CA$16.56

$11.46 CA$15.86

4.45%

Beef Round Steak (1kg)

$13.12 CA$18.15

$18.95 CA$26.23

-30.77%

Apples (1kg)

$3.88 CA$5.36

$4.83 CA$6.69

-19.67%

Banana (1kg)

$1.44 CA$2.00

$1.37 CA$1.89

5.11%

Oranges (1kg)

$3.12 CA$4.32

$4.25 CA$5.88

-26.59%

Tomato (1kg)

$3.32 CA$4.59

$4.15 CA$5.74

-20.00%

Potato (1kg)

$2.94 CA$4.07

$2.70 CA$3.74

8.89%

Onion (1kg)

$2.19 CA$3.03

$2.83 CA$3.91

-22.61%

Lettuce (1 head)

$2.22 CA$3.07

$2.64 CA$3.65

-15.91%

Water (1.5 liter bottle)

$1.45 CA$2.01

$1.51 CA$2.09

-3.97%

Cigarettes 20 Pack (Marlboro, Camel)

$14.83 CA$20.52

$14.60 CA$20.21

1.58%

Wine (Bottle)

$14.15 CA$19.58

$15.76 CA$21.80

-10.22%

Local Beer (0.5 liter bottle)

$2.93 CA$4.05

$2.60 CA$3.59

12.69%

Imported Beer (0.33 liter bottle)

$3.51 CA$4.86

$3.08 CA$4.26

13.96%

One-way Ticket (Public Transport)

$2.93 CA$4.05

Public Transport Monthly Pass (Regular Price)

$89.3 CA$124

Taxi Start (Normal Tariff)

$4.39 CA$6.08

$3.32 CA$4.59

32.23%

Taxi (Normal Tariff) (1km)

$0.82 CA$1.13

$1.43 CA$1.98

-42.66%

Taxi 1hour Waiting (Normal Tariff)

$14.66 CA$20.28

$27.71 CA$38.34

-47.09%

Gasoline (1 liter)

$1.02 CA$1.41

$1.26 CA$1.74

-19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K CA$39.4K

$28.9K CA$40.0K

-1.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.1K

$21.3K CA$29.5K

-1.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 CA$270

$183 CA$253

6.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 CA$70.4

$38.31 CA$53.0

32.81%

Internet (50+ Mbps, Unlimited Data)

$58.2 CA$80.5

$51.7 CA$71.5

12.56%

Gym Membership (Monthly)

$43.89 CA$60.7

$54.9 CA$75.9

-20.00%

Tennis Court (1 Hour on Weekend)

$18.66 CA$25.82

Cinema Ticket

$10.62 CA$14.70

$14.26 CA$19.73

-25.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$698

$828 CA$1,146

-39.09%

International Primary School, 1 Child (Yearly)

$15.0K CA$20.8K

$15.9K CA$22.0K

-5.61%

Jeans (Levis 501 Or Similar)

$45.81 CA$63.4

$59.6 CA$82.4

-23.09%

Summer Dress (H&M, Zara, etc)

$29.40 CA$40.68

$39.47 CA$54.6

-25.51%

Sport Shoes (Adidas, Nike)

$85.5 CA$118

$94.3 CA$131

-9.34%

Men's Leather Business Shoes

$111 CA$153

$113 CA$156

-1.84%

1-bedroom Apartment, City Center (Monthly)

$748 CA$1,035

$1,265 CA$1,750

-40.87%

1-bedroom Apartment, Outside City Center (Monthly)

$584 CA$809

$1,051 CA$1,454

-44.40%

3-bedroom Apartment, City Center (Monthly)

$1,190 CA$1,647

$1,934 CA$2,676

-38.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,097 CA$1,517

$1,700 CA$2,352

-35.50%

Buy Apartment in City Center (m2)

$3,680 CA$5,092

Buy Apartment Outside City Center (m2)

$3,333 CA$4,613

Average Monthly Net Salary (After Tax)

$2,816 CA$3,897

$3,276 CA$4,533

-14.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.4

9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: August 30, 2026

Last update for Calgary: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $748 in Lloydminster and $1,265 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Lloydminster vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $351 vs $397 per month, with Lloydminster cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lloydminster vs Calgary: Cost of Living - Frequently Asked Questions

Lloydminster is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 16% lower in Calgary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $748 in Lloydminster versus $1,265 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $505 in Lloydminster versus $828 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lloydminster – a meal for two runs $66.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,646 in Lloydminster versus $2,353 in Calgary, a $3,000 budget is realistic in Lloydminster but tight or insufficient in Calgary. The gap between the two cities makes Lloydminster the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lloydminster and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lloydminster gentler on the wallet – expenses run 43% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.