Last update: Oct 2026

Cost of Living Comparison Between Lloydminster and Calgary

For one person, living is cheaper in Lloydminster: $1,628 a month against $2,223 in Calgary, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Lloydminster
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Lloydminster Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Lloydminster

🇨🇦 Canada

$1,628

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Lloydminster and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lloydminster and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,628 in Lloydminster versus $2,223 in Calgary.

Lloydminster $1,628
Calgary $2,223

Estimated couple costs with rent: $2,496 in Lloydminster versus $3,301 in Calgary.

Lloydminster $2,496
Calgary $3,301

Monthly costs for a family of three with rent: $3,363 in Lloydminster versus $4,379 in Calgary.

Lloydminster $3,363
Calgary $4,379

Living in Lloydminster costs roughly 27% less than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Lloydminster 21% above, Calgary 65% above.

Meal at Budget Restaurant

$15.65 CA$22.12

$17.22 CA$24.34

-9.12%

Three-Course Dinner for Two, Mid-Range

$65.8 CA$93.0

$71.1 CA$100

-7.38%

Fast Food Meal (McDonalds, etc)

$9.06 CA$12.81

$10.53 CA$14.89

-13.96%

Cappuccino

$3.46 CA$4.89

$3.66 CA$5.18

-5.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 CA$2.27

$1.98 CA$2.80

-18.69%

Water (0.33 liter bottle)

$1.67 CA$2.35

$1.94 CA$2.74

-13.92%

Local Beer (0.5 liter draught)

$4.19 CA$5.92

$4.95 CA$7.00

-15.35%

Imported Beer (0.33 liter bottle)

$4.17 CA$5.90

$5.57 CA$7.87

-25.13%

Milk (1 liter)

$1.92 CA$2.71

$1.88 CA$2.65

2.13%

White Bread (500g)

$2.19 CA$3.10

$2.67 CA$3.78

-17.98%

Rice (white) (1kg)

$4.76 CA$6.72

$5.32 CA$7.52

-10.53%

Eggs

$3.37 CA$4.77

$3.79 CA$5.35

-11.08%

Local Cheese (1kg)

$9.64 CA$13.63

$11.09 CA$15.68

-13.07%

Chicken Fillets (1kg)

$11.31 CA$15.99

$11.36 CA$16.05

-0.44%

Beef Round Steak (1kg)

$13.01 CA$18.39

$18.40 CA$26.01

-29.29%

Apples (1kg)

$3.89 CA$5.49

$4.56 CA$6.45

-14.69%

Banana (1kg)

$1.40 CA$1.98

$1.44 CA$2.04

-2.78%

Oranges (1kg)

$2.91 CA$4.11

$4.08 CA$5.76

-28.68%

Tomato (1kg)

$3.15 CA$4.45

$3.89 CA$5.50

-19.02%

Potato (1kg)

$2.84 CA$4.01

$2.64 CA$3.73

7.58%

Onion (1kg)

$2.03 CA$2.86

$2.64 CA$3.73

-23.11%

Lettuce (1 head)

$2.05 CA$2.90

$2.50 CA$3.54

-18.00%

Water (1.5 liter bottle)

$1.45 CA$2.05

$1.50 CA$2.12

-3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.30 CA$20.22

$14.05 CA$19.86

1.78%

Wine (Bottle)

$13.84 CA$19.56

$15.70 CA$22.20

-11.85%

Local Beer (0.5 liter bottle)

$2.74 CA$3.87

$2.44 CA$3.45

12.30%

Imported Beer (0.33 liter bottle)

$3.31 CA$4.68

$3.09 CA$4.37

7.12%

One-way Ticket (Public Transport)

$2.82 CA$3.99

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

Taxi Start (Normal Tariff)

$4.24 CA$5.99

$3.12 CA$4.41

35.90%

Taxi (Normal Tariff) (1km)

$1.28 CA$1.81

$1.35 CA$1.91

-5.19%

Taxi 1hour Waiting (Normal Tariff)

$14.07 CA$19.89

$27.02 CA$38.20

-47.93%

Gasoline (1 liter)

$1.00 CA$1.41

$1.16 CA$1.64

-13.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

0.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K CA$29.1K

$20.3K CA$28.8K

1.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 CA$275

$161 CA$227

21.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.45 CA$65.7

$38.13 CA$53.9

21.82%

Internet (50+ Mbps, Unlimited Data)

$56.8 CA$80.3

$50.0 CA$70.7

13.49%

Gym Membership (Monthly)

$43.23 CA$61.1

$51.5 CA$72.8

-16.04%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$10.61 CA$14.99

$13.82 CA$19.54

-23.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 CA$689

$786 CA$1,111

-38.02%

International Primary School, 1 Child (Yearly)

$14.2K CA$20.0K

$15.5K CA$21.8K

-8.36%

Jeans (Levis 501 Or Similar)

$43.02 CA$60.8

$58.3 CA$82.4

-26.18%

Summer Dress (H&M, Zara, etc)

$27.51 CA$38.88

$39.27 CA$55.5

-29.95%

Sport Shoes (Adidas, Nike)

$83.3 CA$118

$89.8 CA$127

-7.15%

Men's Leather Business Shoes

$107 CA$151

$110 CA$155

-3.04%

1-bedroom Apartment, City Center (Monthly)

$732 CA$1,035

$1,229 CA$1,737

-40.41%

1-bedroom Apartment, Outside City Center (Monthly)

$562 CA$795

$1,001 CA$1,415

-43.85%

3-bedroom Apartment, City Center (Monthly)

$1,141 CA$1,613

$1,921 CA$2,716

-40.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,031 CA$1,458

$1,621 CA$2,292

-36.39%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

Average Monthly Net Salary (After Tax)

$2,739 CA$3,872

$3,165 CA$4,474

-13.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.51

6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloydminster: October 11, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lloydminster

$562 34.5%

Calgary

$1K 45% 78.1% $439

Groceries & Markets

Lloydminster

$340 20.9%

Calgary

$385 17.3% 13.5% $46

Monthly Utilities & Internet

Lloydminster

$298 18.3%

Calgary

$249 11.2% 16.4% $49

Eating Out

Lloydminster

$236 14.5%

Calgary

$265 11.9% 12.1% $29

Clothing & Footwear

Lloydminster

$117 7.2%

Calgary

$134 6% 14.1% $17

Sport & Entertainment

Lloydminster

$64 4%

Calgary

$79 3.6% 22.8% $15

Getting Around

Lloydminster

$11 * 0.7%

Calgary

$110 4.9% 933% $99

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $732 in Lloydminster and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Lloydminster vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $340 vs $385 per month, with Lloydminster cheaper across the board.

Good to know

🇨🇦 Lloydminster

🇨🇦 Calgary

🕒 Local time

21:15 9:15 PM

Same time as Lloydminster

🌤 Weather

👥 Population

31,582

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Lloydminster Calgary 370 km

From you

Lloydminster
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lloydminster vs Calgary: Cost of Living - Frequently Asked Questions

Lloydminster is cheaper overall, especially in groceries, eating out, and clothing. The 37% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 16% lower in Calgary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $732 in Lloydminster versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Lloydminster versus $786 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lloydminster – a meal for two runs $66.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,628 in Lloydminster versus $2,223 in Calgary, a $3,000 budget is realistic in Lloydminster but tight or insufficient in Calgary. The gap between the two cities makes Lloydminster the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lloydminster and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lloydminster gentler on the wallet – expenses run 37% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.