Cost of Living Comparison Between Calgary and Lloydminster Cost of Living Comparison Between Calgary and Lloydminster

Monthly Cost of Living

Monthly costs for one person with rent: $2,462 in Calgary versus $2,299 in Lloydminster.

Estimated couple costs with rent: $3,628 in Calgary versus $3,353 in Lloydminster.

Monthly costs for a family of three with rent: $4,795 in Calgary versus $4,408 in Lloydminster.

Living in Calgary is roughly 7% more expensive than in Lloydminster, driven mainly by Eating Out.

Both cities are pricier than the global median: Calgary 84% above, Lloydminster 72% above.

Currency
🍽 Eating Out
Calgary
Lloydminster
Difference
Meal at Budget Restaurant
$18.33 CA$25.79
$12.54 CA$17.64
46.17%
Three-Course Dinner for Two, Mid-Range
$69.9 CA$98.3
$73.0 CA$103
-4.26%
Fast Food Meal (McDonalds, etc)
$10.95 CA$15.41
$10.29 CA$14.48
6.41%
Cappuccino
$3.74 CA$5.26
$2.51 CA$3.53
49.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CA$2.87
$1.51 CA$2.12
35.10%
Water (0.33 liter bottle)
$1.67 CA$2.35
$1.18 CA$1.66
41.53%
Local Beer (0.5 liter draught)
$5.20 CA$7.32
$5.54 CA$7.80
-6.14%
Imported Beer (0.33 liter bottle)
$6.71 CA$9.45
$4.45 CA$6.27
50.79%
🛒 Groceries & Markets
Calgary
Lloydminster
Difference
Milk (1 liter)
$2.25 CA$3.16
$1.93 CA$2.72
16.58%
White Bread (500g)
$2.75 CA$3.87
$2.80 CA$3.94
-1.79%
Rice (white) (1kg)
$3.23 CA$4.54
$5.32 CA$7.48
-39.29%
Eggs
$3.45 CA$4.85
$3.51 CA$4.94
-1.71%
Local Cheese (1kg)
$14.40 CA$20.26
$9.38 CA$13.20
53.52%
Chicken Fillets (1kg)
$12.89 CA$18.13
$10.82 CA$15.23
19.13%
Beef Round Steak (1kg)
$15.86 CA$22.32
$12.30 CA$17.31
28.94%
Apples (1kg)
$4.30 CA$6.05
$3.23 CA$4.55
33.13%
Banana (1kg)
$1.34 CA$1.89
$1.76 CA$2.47
-23.86%
Oranges (1kg)
$3.85 CA$5.42
$2.65 CA$3.72
45.28%
Tomato (1kg)
$4.25 CA$5.99
$3.22 CA$4.53
31.99%
Potato (1kg)
$2.55 CA$3.58
$2.23 CA$3.14
14.35%
Onion (1kg)
$2.62 CA$3.69
$2.27 CA$3.20
15.42%
Lettuce (1 head)
$2.80 CA$3.94
$1.43 CA$2.01
95.80%
Water (1.5 liter bottle)
$1.95 CA$2.74
$0.91 CA$1.28
114.29%
Cigarettes 20 Pack (Marlboro, Camel)
$14.97 CA$21.06
$14.71 CA$20.70
1.77%
Wine (Bottle)
$13.90 CA$19.57
$14.03 CA$19.74
-0.93%
Local Beer (0.5 liter bottle)
$2.92 CA$4.11
$3.28 CA$4.62
-10.98%
Imported Beer (0.33 liter bottle)
$3.91 CA$5.50
$3.32 CA$4.67
17.77%
🚌 Getting Around
Calgary
Lloydminster
Difference
One-way Ticket (Public Transport)
$2.74 CA$3.85
$2.41 CA$3.39
13.69%
Public Transport Monthly Pass (Regular Price)
$87.8 CA$124
$63.9 CA$89.8
37.51%
Taxi Start (Normal Tariff)
$3.60 CA$5.06
$3.57 CA$5.03
0.84%
Taxi (Normal Tariff) (1km)
$1.30 CA$1.83
$1.27 CA$1.79
2.36%
Taxi 1hour Waiting (Normal Tariff)
$28.70 CA$40.39
$14.89 CA$20.95
92.75%
Gasoline (1 liter)
$1.12 CA$1.57
$1.05 CA$1.48
6.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.8K
$25.4K CA$35.8K
0.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K CA$30.6K
$20.6K CA$29.0K
5.37%
🧾 Monthly Utilities & Internet
Calgary
Lloydminster
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$213 CA$300
$206 CA$290
3.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.96 CA$57.6
$57.8 CA$81.3
-29.12%
Internet (50+ Mbps, Unlimited Data)
$57.9 CA$81.5
$57.9 CA$81.5
-0.02%
🎉 Sport & Entertainment
Calgary
Lloydminster
Difference
Gym Membership (Monthly)
$54.2 CA$76.2
$42.55 CA$59.9
27.33%
Tennis Court (1 Hour on Weekend)
$53.8 CA$75.6
-
-
Cinema Ticket
$12.63 CA$17.77
$14.78 CA$20.79
-14.55%
🧸 Childcare & Education
Calgary
Lloydminster
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$874 CA$1,230
$533 CA$750
64.03%
International Primary School, 1 Child (Yearly)
$15.9K CA$22.3K
$14.9K CA$21.0K
6.38%
👕👟 Clothing & Footwear
Calgary
Lloydminster
Difference
Jeans (Levis 501 Or Similar)
$58.6 CA$82.5
$43.88 CA$61.7
33.59%
Summer Dress (H&M, Zara, etc)
$47.01 CA$66.2
$57.8 CA$81.3
-18.67%
Sport Shoes (Adidas, Nike)
$85.1 CA$120
$91.4 CA$129
-6.98%
Men's Leather Business Shoes
$108 CA$151
$115 CA$161
-6.02%
🏠 Accommodation & Living
Calgary
Lloydminster
Difference
1-bedroom Apartment, City Center (Monthly)
$1,380 CA$1,942
$800 CA$1,126
72.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,159 CA$1,631
$1,201 CA$1,690
-3.47%
3-bedroom Apartment, City Center (Monthly)
$2,324 CA$3,270
$1,210 CA$1,702
92.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,905 CA$2,680
$1,811 CA$2,548
5.17%
Buy Apartment in City Center (m2)
$3,786 CA$5,327
-
-
Buy Apartment Outside City Center (m2)
$3,511 CA$4,940
-
-
💵 Salaries & Financials
Calgary
Lloydminster
Difference
Average Monthly Net Salary (After Tax)
$2,940 CA$4,136
$2,695 CA$3,792
9.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.71
6.65
-14.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: July 13, 2026

Last update for Lloydminster: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,380 in Calgary and $800 in Lloydminster. Housing cost is often the main lever when comparing two cities.

Calgary pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Calgary vs $73.0 in Lloydminster. Groceries flip the comparison at $396 vs $334, with Lloydminster cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Lloydminster: Cost of Living - Frequently Asked Questions
Is Lloydminster cheaper than Calgary?
Lloydminster is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Sport & Entertainment. The 7% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Lloydminster?
Average pay runs 9% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Calgary and Lloydminster?
Rent for a central apartment: $1,380 in Calgary versus $800 in Lloydminster. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Lloydminster?
Dining out is cheaper in Lloydminster – a meal for two runs $73.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Lloydminster?
All in, you'll spend $2,462 per month in Calgary versus $2,299 in Lloydminster – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $3,000 a realistic budget for living in Calgary or in Lloydminster?
At $2,299 in Lloydminster versus $2,462 in Calgary, a $3,000 budget is realistic in Lloydminster but tight or insufficient in Calgary. The gap between the two cities makes Lloydminster the clear choice for anyone on this budget.
Is it better to live in Calgary or in Lloydminster?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Calgary or Lloydminster?
Safety-wise, Calgary and Lloydminster are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Lloydminster gentler on the wallet – expenses run 7% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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