Last update: Oct 2026

Cost of Living Comparison Between Liverpool and McKinney, TX

For one person, living is cheaper in Liverpool: $2,200 a month against $2,798 in McKinney, TX, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Liverpool
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Liverpool Living Index
133

Cost of Living Index in McKinney, TX
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McKinney, TX Living Index

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Liverpool

🇬🇧 United Kingdom

$2,200

/mo nomad

McKinney, TX

🇺🇸 United States

$2,798

/mo nomad

Monthly Cost of Living

How much you'll spend in Liverpool and in McKinney, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Liverpool and in McKinney, TX actually costs, broken down by who's living it.

A single person spends $2,200 per month in Liverpool vs $2,798 in McKinney, TX, rent included.

Liverpool $2,200
McKinney, TX $2,798

A couple spends around $3,286 per month in Liverpool vs $3,731 in McKinney, TX, rent included.

Liverpool $3,286
McKinney, TX $3,731

A family of three spends $4,372 per month in Liverpool vs $4,663 in McKinney, TX, rent included.

Liverpool $4,372
McKinney, TX $4,663

Liverpool is about 21% cheaper than McKinney, TX, and outside of rent the biggest gap is in groceries.

Both Liverpool and McKinney, TX sit above the global median – Liverpool by 62%, McKinney, TX by 106%.

Meal at Budget Restaurant

$25.19 £18.96

$18.76 $18.76

34.28%

Three-Course Dinner for Two, Mid-Range

$108 £81.6

$60.8 $60.8

78.47%

Fast Food Meal (McDonalds, etc)

$10.53 £7.92

$11.03 $11.03

-4.53%

Cappuccino

$4.93 £3.71

$4.96 $4.96

-0.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 £1.83

$2.57 $2.57

-5.45%

Water (0.33 liter bottle)

$1.88 £1.41

$1.86 $1.86

1.08%

Local Beer (0.5 liter draught)

$6.73 £5.07

$6.10 $6.10

10.33%

Imported Beer (0.33 liter bottle)

$6.60 £4.97

$7.54 $7.54

-12.47%

Milk (1 liter)

$1.73 £1.30

$1.02 $1.02

69.61%

White Bread (500g)

$1.68 £1.26

$2.78 $2.78

-39.57%

Rice (white) (1kg)

$2.14 £1.61

$2.20 $2.20

-2.73%

Eggs

$3.86 £2.90

$4.03 $4.03

-4.22%

Local Cheese (1kg)

$7.94 £5.98

$10.09 $10.09

-21.31%

Chicken Fillets (1kg)

$8.45 £6.36

$15.69 $15.69

-46.14%

Beef Round Steak (1kg)

$14.34 £10.79

$16.90 $16.90

-15.15%

Apples (1kg)

$2.88 £2.17

$3.18 $3.18

-9.43%

Banana (1kg)

$1.63 £1.23

$2.90 $2.90

-43.79%

Oranges (1kg)

$2.83 £2.13

$2.96 $2.96

-4.39%

Tomato (1kg)

$2.92 £2.20

$2.56 $2.56

14.06%

Potato (1kg)

$2.03 £1.53

$2.18 $2.18

-6.88%

Onion (1kg)

$1.48 £1.11

$2.09 $2.09

-29.19%

Lettuce (1 head)

$1.23 £0.92

$1.79 $1.79

-31.28%

Water (1.5 liter bottle)

$1.64 £1.23

$2.92 $2.92

-43.84%

Cigarettes 20 Pack (Marlboro, Camel)

$23.82 £17.93

$10.02 $10.02

137.72%

Wine (Bottle)

$10.18 £7.66

$11.45 $11.45

-11.09%

Local Beer (0.5 liter bottle)

$3.03 £2.28

$1.75 $1.75

73.14%

Imported Beer (0.33 liter bottle)

$2.97 £2.24

$3.72 $3.72

-20.16%

One-way Ticket (Public Transport)

$2.72 £2.05

$3.04 $3.04

-10.53%

Public Transport Monthly Pass (Regular Price)

$105 £78.8

$190 $190

-44.99%

Taxi Start (Normal Tariff)

$5.10 £3.84

$3.03 $3.03

68.32%

Taxi (Normal Tariff) (1km)

$2.65 £2.00

Taxi 1hour Waiting (Normal Tariff)

$22.29 £16.78

$15.07 $15.07

47.91%

Gasoline (1 liter)

$2.10 £1.58

$0.88 $0.88

138.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.5K

$26.9K $26.9K

41.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.7K

$24.7K $24.7K

65.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 £223

$205 $205

44.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.47 £16.16

$58.2 $58.2

-63.11%

Internet (50+ Mbps, Unlimited Data)

$41.49 £31.23

$68.2 $68.2

-39.20%

Gym Membership (Monthly)

$32.18 £24.22

$29.56 $29.56

8.86%

Tennis Court (1 Hour on Weekend)

$17.14 £12.90

$12.81 $12.81

33.80%

Cinema Ticket

$19.32 £14.54

$11.96 $11.96

61.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,752 £1,319

$1,174 $1,174

49.19%

International Primary School, 1 Child (Yearly)

$15.8K £11.9K

Jeans (Levis 501 Or Similar)

$93.5 £70.3

$56.3 $56.3

65.97%

Summer Dress (H&M, Zara, etc)

$42.78 £32.20

$28.56 $28.56

49.79%

Sport Shoes (Adidas, Nike)

$102 £76.4

$86.1 $86.1

17.95%

Men's Leather Business Shoes

$100 £75.3

$59.3 $59.3

68.71%

1-bedroom Apartment, City Center (Monthly)

$1,159 £872

$1,675 $1,675

-30.81%

1-bedroom Apartment, Outside City Center (Monthly)

$835 £629

$1,426 $1,426

-41.43%

3-bedroom Apartment, City Center (Monthly)

$2,131 £1,604

$2,638 $2,638

-19.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,279 £963

$1,727 $1,727

-25.92%

Buy Apartment in City Center (m2)

$3,581 £2,695

$2,318 $2,318

54.51%

Buy Apartment Outside City Center (m2)

$2,490 £1,874

$2,284 $2,284

9.02%

Average Monthly Net Salary (After Tax)

$3,319 £2,498

$5,808 $5,808

-42.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

6.51

-20.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liverpool: October 25, 2026

Last update for McKinney, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Liverpool

$835 38%

McKinney, TX

$1.4K 51% 70.7% $591

Monthly Utilities & Internet

Liverpool

$359 16.3%

McKinney, TX

$331 11.8% 7.7% $28

Eating Out

Liverpool

$356 16.2%

McKinney, TX

$306 10.9% 14.2% $50

Groceries & Markets

Liverpool

$292 13.3%

McKinney, TX

$372 13.3% 27.3% $80

Clothing & Footwear

Liverpool

$152 6.9%

McKinney, TX

$104 3.7% 31.8% $48

Getting Around

Liverpool

$134 6.1%

McKinney, TX

$206 * 7.4% 53.4% $72

Sport & Entertainment

Liverpool

$71 3.2%

McKinney, TX

$53 1.9% 24.5% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,159 in Liverpool versus $1,675 in McKinney, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in McKinney, TX. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in Liverpool versus $61 in McKinney, TX. Groceries tell a different story – $292 in Liverpool vs $372 in McKinney, TX – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Liverpool

🇺🇸 McKinney, TX

🕒 Local time

23:06 11:06 PM

18:06 6:06 PM

5 h behind Liverpool

🌤 Weather

👥 Population

434,900

202,690

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Liverpool McKinney, TX 7,330 km ≈ 10 h nonstop flight

From you

Liverpool
McKinney, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Liverpool vs McKinney, TX: Cost of Living - Frequently Asked Questions

McKinney, TX costs about 27% more than Liverpool, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,299 per month in Liverpool and $4,197 in McKinney, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments: a one-bedroom in the center costs $1,159 there versus $1,675 in McKinney, TX.

Kindergarten costs $1,752 per month in Liverpool and $1,174 in McKinney, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 27% more in McKinney, TX, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $2,200 in Liverpool and $2,798 in McKinney, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Liverpool has an edge in some lifestyle areas, with costs from $2,200 in Liverpool to $2,798 in McKinney, TX. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Liverpool. If higher salaries or specific career opportunities are the priority, McKinney, TX makes more sense. Both are solid long-term options with distinct trade-offs.