Last update: Oct 2026

Cost of Living Comparison Between Liverpool and London

For one person, living is cheaper in Liverpool: $2,200 a month against $4,086 in London, rent and utilities included – about $22,600 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Liverpool
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Liverpool Living Index
195

Cost of Living Index in London
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London Living Index

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Liverpool

🇬🇧 United Kingdom

$2,200

/mo nomad

London

🇬🇧 United Kingdom

$4,086

/mo nomad

Monthly Cost of Living

How much you'll spend in Liverpool and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Liverpool and in London actually costs, broken down by who's living it.

A single person spends $2,200 per month in Liverpool vs $4,086 in London, rent included.

Liverpool $2,200
London $4,086

A couple spends around $3,286 per month in Liverpool vs $5,891 in London, rent included.

Liverpool $3,286
London $5,891

A family of three spends $4,372 per month in Liverpool vs $7,696 in London, rent included.

Liverpool $4,372
London $7,696

Liverpool is about 46% cheaper than London, and outside of rent the biggest gap is in transport.

Both Liverpool and London sit above the global median – Liverpool by 62%, London by 200%.

Meal at Budget Restaurant

$25.19 £18.82

$26.55 £19.83

-5.12%

Three-Course Dinner for Two, Mid-Range

$108 £81.0

$107 £79.9

1.34%

Fast Food Meal (McDonalds, etc)

$10.53 £7.86

$10.78 £8.06

-2.32%

Cappuccino

$4.93 £3.69

$5.71 £4.27

-13.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 £1.81

$3.01 £2.25

-19.27%

Water (0.33 liter bottle)

$1.88 £1.40

$2.29 £1.71

-17.90%

Local Beer (0.5 liter draught)

$6.73 £5.03

$9.08 £6.78

-25.88%

Imported Beer (0.33 liter bottle)

$6.60 £4.93

$8.07 £6.03

-18.22%

Milk (1 liter)

$1.73 £1.29

$1.90 £1.42

-8.95%

White Bread (500g)

$1.68 £1.25

$2.03 £1.52

-17.24%

Rice (white) (1kg)

$2.14 £1.60

$2.45 £1.83

-12.65%

Eggs

$3.86 £2.88

$5.07 £3.79

-23.87%

Local Cheese (1kg)

$7.94 £5.93

$12.71 £9.49

-37.53%

Chicken Fillets (1kg)

$8.45 £6.31

$10.61 £7.93

-20.36%

Beef Round Steak (1kg)

$14.34 £10.71

$17.68 £13.21

-18.89%

Apples (1kg)

$2.88 £2.15

$3.17 £2.37

-9.15%

Banana (1kg)

$1.63 £1.22

$1.45 £1.08

12.41%

Oranges (1kg)

$2.83 £2.12

$3.13 £2.34

-9.58%

Tomato (1kg)

$2.92 £2.18

$3.41 £2.55

-14.37%

Potato (1kg)

$2.03 £1.52

$1.67 £1.25

21.56%

Onion (1kg)

$1.48 £1.10

$1.77 £1.32

-16.38%

Lettuce (1 head)

$1.23 £0.92

$1.43 £1.07

-13.99%

Water (1.5 liter bottle)

$1.64 £1.22

$1.87 £1.40

-12.30%

Cigarettes 20 Pack (Marlboro, Camel)

$23.82 £17.80

$23.91 £17.86

-0.38%

Wine (Bottle)

$10.18 £7.61

$13.48 £10.07

-24.48%

Local Beer (0.5 liter bottle)

$3.03 £2.26

$3.08 £2.30

-1.62%

Imported Beer (0.33 liter bottle)

$2.97 £2.22

$4.39 £3.28

-32.35%

One-way Ticket (Public Transport)

$2.72 £2.03

$4.08 £3.04

-33.33%

Public Transport Monthly Pass (Regular Price)

$105 £78.2

$252 £188

-58.48%

Taxi Start (Normal Tariff)

$5.10 £3.81

$5.74 £4.29

-11.15%

Taxi (Normal Tariff) (1km)

$2.65 £1.98

$3.35 £2.50

-20.90%

Taxi 1hour Waiting (Normal Tariff)

$22.29 £16.65

$57.2 £42.76

-61.05%

Gasoline (1 liter)

$2.10 £1.57

$2.08 £1.56

0.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.3K

$38.0K £28.4K

-0.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.4K

$40.4K £30.2K

0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 £221

$387 £289

-23.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.47 £16.04

$18.57 £13.88

15.62%

Internet (50+ Mbps, Unlimited Data)

$41.49 £31.00

$40.69 £30.40

1.97%

Gym Membership (Monthly)

$32.18 £24.04

$57.6 £43.01

-44.10%

Tennis Court (1 Hour on Weekend)

$17.14 £12.80

$19.75 £14.76

-13.22%

Cinema Ticket

$19.32 £14.43

$18.33 £13.69

5.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,752 £1,309

$2,957 £2,209

-40.75%

International Primary School, 1 Child (Yearly)

$15.8K £11.8K

$35.9K £26.8K

-56.02%

Jeans (Levis 501 Or Similar)

$93.5 £69.8

$119 £88.7

-21.32%

Summer Dress (H&M, Zara, etc)

$42.78 £31.96

$56.3 £42.03

-23.97%

Sport Shoes (Adidas, Nike)

$102 £75.9

$131 £97.8

-22.39%

Men's Leather Business Shoes

$100 £74.8

$165 £123

-39.19%

1-bedroom Apartment, City Center (Monthly)

$1,159 £866

$2,811 £2,100

-58.77%

1-bedroom Apartment, Outside City Center (Monthly)

$835 £624

$2,291 £1,712

-63.54%

3-bedroom Apartment, City Center (Monthly)

$2,131 £1,592

$5,185 £3,874

-58.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,279 £956

$3,805 £2,843

-66.38%

Buy Apartment in City Center (m2)

$3,581 £2,675

$17.7K £13.2K

-79.73%

Buy Apartment Outside City Center (m2)

$2,490 £1,861

$8,405 £6,279

-70.37%

Average Monthly Net Salary (After Tax)

$3,319 £2,480

$5,070 £3,788

-34.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

4.79

7.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liverpool: October 25, 2026

Last update for London: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Liverpool

$835 38%

London

$2.3K 56.1% 174% $1.5K

Monthly Utilities & Internet

Liverpool

$359 16.3%

London

$446 10.9% 24.4% $88

Eating Out

Liverpool

$356 16.2%

London

$396 9.7% 11.1% $40

Groceries & Markets

Liverpool

$292 13.3%

London

$356 8.7% 21.6% $63

Clothing & Footwear

Liverpool

$152 6.9%

London

$212 5.2% 39.3% $60

Getting Around

Liverpool

$134 6.1%

London

$291 7.1% 117% $157

Sport & Entertainment

Liverpool

$71 3.2%

London

$94 2.3% 33.1% $23

Cost Breakdown

A central one-bedroom costs $1,159 in Liverpool versus $2,811 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in Liverpool versus $107 in London. Groceries tell a different story – $292 in Liverpool vs $356 in London – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Liverpool

🇬🇧 London

🕒 Local time

14:49 2:49 PM

Same time as Liverpool

🌤 Weather

👥 Population

434,900

8,908,083 Capital

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Liverpool London 290 km

From you

Liverpool
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Liverpool vs London: Cost of Living - Frequently Asked Questions

London costs about 86% more than Liverpool, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,299 per month in Liverpool and $6,129 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments: a one-bedroom in the center costs $1,159 there versus $2,811 in London.

Public transport costs about 58% less in Liverpool. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 22% more in London, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $2,200 in Liverpool and $4,086 in London. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Liverpool – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Liverpool. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.