Last update: Oct 2026

Cost of Living Comparison Between London and Liverpool

For one person, living is cheaper in Liverpool: $2,200 a month against $4,086 in London, rent and utilities included – about $22,600 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
106

Cost of Living Index in Liverpool
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Liverpool Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Liverpool

🇬🇧 United Kingdom

$2,200

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Liverpool

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Liverpool actually costs, broken down by who's living it.

A single person spends $4,086 per month in London vs $2,200 in Liverpool, rent included.

London $4,086
Liverpool $2,200

A couple spends around $5,891 per month in London vs $3,286 in Liverpool, rent included.

London $5,891
Liverpool $3,286

A family of three spends $7,696 per month in London vs $4,372 in Liverpool, rent included.

London $7,696
Liverpool $4,372

London costs about 86% more than Liverpool, and outside of rent the biggest gap is in transport.

Both London and Liverpool sit above the global median – London by 200%, Liverpool by 62%.

Meal at Budget Restaurant

$26.55 £19.83

$25.19 £18.82

5.40%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$108 £81.0

-1.32%

Fast Food Meal (McDonalds, etc)

$10.78 £8.06

$10.53 £7.86

2.37%

Cappuccino

$5.71 £4.27

$4.93 £3.69

15.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.25

$2.43 £1.81

23.87%

Water (0.33 liter bottle)

$2.29 £1.71

$1.88 £1.40

21.81%

Local Beer (0.5 liter draught)

$9.08 £6.78

$6.73 £5.03

34.92%

Imported Beer (0.33 liter bottle)

$8.07 £6.03

$6.60 £4.93

22.27%

Milk (1 liter)

$1.90 £1.42

$1.73 £1.29

9.83%

White Bread (500g)

$2.03 £1.52

$1.68 £1.25

20.83%

Rice (white) (1kg)

$2.45 £1.83

$2.14 £1.60

14.49%

Eggs

$5.07 £3.79

$3.86 £2.88

31.35%

Local Cheese (1kg)

$12.71 £9.49

$7.94 £5.93

60.08%

Chicken Fillets (1kg)

$10.61 £7.93

$8.45 £6.31

25.56%

Beef Round Steak (1kg)

$17.68 £13.21

$14.34 £10.71

23.29%

Apples (1kg)

$3.17 £2.37

$2.88 £2.15

10.07%

Banana (1kg)

$1.45 £1.08

$1.63 £1.22

-11.04%

Oranges (1kg)

$3.13 £2.34

$2.83 £2.12

10.60%

Tomato (1kg)

$3.41 £2.55

$2.92 £2.18

16.78%

Potato (1kg)

$1.67 £1.25

$2.03 £1.52

-17.73%

Onion (1kg)

$1.77 £1.32

$1.48 £1.10

19.59%

Lettuce (1 head)

$1.43 £1.07

$1.23 £0.92

16.26%

Water (1.5 liter bottle)

$1.87 £1.40

$1.64 £1.22

14.02%

Cigarettes 20 Pack (Marlboro, Camel)

$23.91 £17.86

$23.82 £17.80

0.38%

Wine (Bottle)

$13.48 £10.07

$10.18 £7.61

32.42%

Local Beer (0.5 liter bottle)

$3.08 £2.30

$3.03 £2.26

1.65%

Imported Beer (0.33 liter bottle)

$4.39 £3.28

$2.97 £2.22

47.81%

One-way Ticket (Public Transport)

$4.08 £3.04

$2.72 £2.03

50.00%

Public Transport Monthly Pass (Regular Price)

$252 £188

$105 £78.2

140.85%

Taxi Start (Normal Tariff)

$5.74 £4.29

$5.10 £3.81

12.55%

Taxi (Normal Tariff) (1km)

$3.35 £2.50

$2.65 £1.98

26.42%

Taxi 1hour Waiting (Normal Tariff)

$57.2 £42.76

$22.29 £16.65

156.75%

Gasoline (1 liter)

$2.08 £1.56

$2.10 £1.57

-0.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.4K

$37.9K £28.3K

0.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.2K

$40.7K £30.4K

-0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$387 £289

$296 £221

30.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 £13.88

$21.47 £16.04

-13.51%

Internet (50+ Mbps, Unlimited Data)

$40.69 £30.40

$41.49 £31.00

-1.93%

Gym Membership (Monthly)

$57.6 £43.01

$32.18 £24.04

78.90%

Tennis Court (1 Hour on Weekend)

$19.75 £14.76

$17.14 £12.80

15.23%

Cinema Ticket

$18.33 £13.69

$19.32 £14.43

-5.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,957 £2,209

$1,752 £1,309

68.77%

International Primary School, 1 Child (Yearly)

$35.9K £26.8K

$15.8K £11.8K

127.35%

Jeans (Levis 501 Or Similar)

$119 £88.7

$93.5 £69.8

27.09%

Summer Dress (H&M, Zara, etc)

$56.3 £42.03

$42.78 £31.96

31.53%

Sport Shoes (Adidas, Nike)

$131 £97.8

$102 £75.9

28.86%

Men's Leather Business Shoes

$165 £123

$100 £74.8

64.46%

1-bedroom Apartment, City Center (Monthly)

$2,811 £2,100

$1,159 £866

142.52%

1-bedroom Apartment, Outside City Center (Monthly)

$2,291 £1,712

$835 £624

174.27%

3-bedroom Apartment, City Center (Monthly)

$5,185 £3,874

$2,131 £1,592

143.34%

3-bedroom Apartment, Outside City Center (Monthly)

$3,805 £2,843

$1,279 £956

197.42%

Buy Apartment in City Center (m2)

$17.7K £13.2K

$3,581 £2,675

393.27%

Buy Apartment Outside City Center (m2)

$8,405 £6,279

$2,490 £1,861

237.48%

Average Monthly Net Salary (After Tax)

$5,070 £3,788

$3,319 £2,480

52.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

5.15

-6.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Liverpool: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.1%

Liverpool

$835 38% 63.5% $1.5K

Monthly Utilities & Internet

London

$446 10.9%

Liverpool

$359 16.3% 19.6% $88

Eating Out

London

$396 9.7%

Liverpool

$356 16.2% 10% $40

Groceries & Markets

London

$356 8.7%

Liverpool

$292 13.3% 17.8% $63

Getting Around

London

$291 7.1%

Liverpool

$134 6.1% 54% $157

Clothing & Footwear

London

$212 5.2%

Liverpool

$152 6.9% 28.2% $60

Sport & Entertainment

London

$94 2.3%

Liverpool

$71 3.2% 24.8% $23

Cost Breakdown

A central one-bedroom costs $2,811 in London versus $1,159 in Liverpool. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $108 in Liverpool. Groceries tell a different story – $356 in London vs $292 in Liverpool – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 London

🇬🇧 Liverpool

🕒 Local time

11:03 11:03 AM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

434,900

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

London Liverpool 290 km

From you

London
Liverpool

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Liverpool: Cost of Living - Frequently Asked Questions

London costs about 86% more than Liverpool, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,129 per month in London and $3,299 in Liverpool. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments: a one-bedroom in the center costs $1,159 there versus $2,811 in London.

Public transport costs about 58% less in Liverpool. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 22% more in London, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $4,086 in London and $2,200 in Liverpool. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Liverpool – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Liverpool. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.