Cost of Living Comparison Between London and Liverpool Cost of Living Comparison Between London and Liverpool

Monthly Cost of Living

A single person spends $4,005 per month in London vs $2,107 in Liverpool, rent included.

A couple spends around $5,688 per month in London vs $3,175 in Liverpool, rent included.

A family of three spends $7,371 per month in London vs $4,243 in Liverpool, rent included.

London costs about 90% more than Liverpool, driven mainly by Getting Around.

Both London and Liverpool sit above the global median – London by 199%, Liverpool by 57%.

Meal at Budget Restaurant

$27.10 £20.08

$21.32 £15.80

27.11%

Three-Course Dinner for Two, Mid-Range

$109 £80.6

$96.2 £71.3

13.04%

Fast Food Meal (McDonalds, etc)

$11.05 £8.19

$9.35 £6.93

18.18%

Cappuccino

$5.16 £3.83

$4.62 £3.43

11.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 £2.02

$2.22 £1.64

22.97%

Water (0.33 liter bottle)

$1.86 £1.38

$1.50 £1.11

24.00%

Local Beer (0.5 liter draught)

$8.88 £6.58

$6.64 £4.92

33.73%

Imported Beer (0.33 liter bottle)

$8.15 £6.04

$6.06 £4.49

34.49%

Milk (1 liter)

$1.75 £1.30

$1.71 £1.27

2.34%

White Bread (500g)

$2.19 £1.62

$1.58 £1.17

38.61%

Rice (white) (1kg)

$2.58 £1.91

$2.16 £1.60

19.44%

Eggs

$4.84 £3.59

$3.90 £2.89

24.10%

Local Cheese (1kg)

$11.16 £8.27

$8.25 £6.11

35.27%

Chicken Fillets (1kg)

$9.03 £6.69

$9.01 £6.68

0.22%

Beef Round Steak (1kg)

$14.73 £10.92

$15.39 £11.40

-4.29%

Apples (1kg)

$3.43 £2.54

$2.83 £2.09

21.20%

Banana (1kg)

$1.94 £1.44

$1.58 £1.17

22.78%

Oranges (1kg)

$3.10 £2.29

$2.58 £1.92

20.16%

Tomato (1kg)

$3.45 £2.56

$3.56 £2.64

-3.09%

Potato (1kg)

$1.74 £1.29

$1.85 £1.37

-5.95%

Onion (1kg)

$1.85 £1.37

$1.80 £1.34

2.78%

Lettuce (1 head)

$1.39 £1.03

$1.22 £0.91

13.93%

Water (1.5 liter bottle)

$1.98 £1.47

$1.27 £0.94

55.91%

Cigarettes 20 Pack (Marlboro, Camel)

$23.08 £17.10

$20.33 £15.06

13.53%

Wine (Bottle)

$13.32 £9.87

$10.80 £8.00

23.33%

Local Beer (0.5 liter bottle)

$3.30 £2.45

$3.13 £2.32

5.43%

Imported Beer (0.33 liter bottle)

$4.02 £2.98

$2.76 £2.04

45.65%

One-way Ticket (Public Transport)

$3.84 £2.85

$2.76 £2.05

39.13%

Public Transport Monthly Pass (Regular Price)

$246 £182

$96.8 £71.8

154.05%

Taxi Start (Normal Tariff)

$5.85 £4.33

$4.17 £3.09

40.29%

Taxi (Normal Tariff) (1km)

$3.34 £2.47

$1.36 £1.01

145.59%

Taxi 1hour Waiting (Normal Tariff)

$40.12 £29.73

$15.98 £11.84

151.06%

Gasoline (1 liter)

$1.90 £1.41

$1.88 £1.40

1.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £28.9K

$39.0K £28.9K

-0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K £28.6K

$37.9K £28.1K

1.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$318 £236

$286 £212

11.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.99 £14.81

$18.22 £13.50

9.71%

Internet (50+ Mbps, Unlimited Data)

$43.42 £32.17

$41.86 £31.02

3.73%

Gym Membership (Monthly)

$64.6 £47.85

$37.34 £27.67

72.95%

Tennis Court (1 Hour on Weekend)

$23.02 £17.06

$16.72 £12.39

37.68%

Cinema Ticket

$20.17 £14.94

$17.69 £13.11

14.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,552 £1,891

$1,654 £1,226

54.32%

International Primary School, 1 Child (Yearly)

$27.9K £20.7K

$16.3K £12.1K

71.08%

Jeans (Levis 501 Or Similar)

$119 £88.3

$88.2 £65.3

35.18%

Summer Dress (H&M, Zara, etc)

$50.4 £37.33

$51.4 £38.08

-1.98%

Sport Shoes (Adidas, Nike)

$127 £94.0

$128 £94.9

-0.93%

Men's Leather Business Shoes

$159 £118

$132 £98.0

20.54%

1-bedroom Apartment, City Center (Monthly)

$3,034 £2,249

$1,217 £902

149.38%

1-bedroom Apartment, Outside City Center (Monthly)

$2,294 £1,700

$780 £578

193.93%

3-bedroom Apartment, City Center (Monthly)

$5,634 £4,175

$2,428 £1,799

132.06%

3-bedroom Apartment, Outside City Center (Monthly)

$3,693 £2,737

$1,305 £967

183.05%

Buy Apartment in City Center (m2)

$19.2K £14.2K

$3,907 £2,895

390.76%

Buy Apartment Outside City Center (m2)

$10.5K £7,791

$2,608 £1,933

303.15%

Average Monthly Net Salary (After Tax)

$5,023 £3,722

$3,198 £2,369

57.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.76

-12.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: April 27, 2026

Last update for Liverpool: April 27, 2026

Cost Breakdown

A central one-bedroom costs $3,034 in London versus $1,217 in Liverpool. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $96.0 in Liverpool. Monthly groceries follow the same trend: $340 vs $297 – making Liverpool the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Liverpool: Cost of Living - Frequently Asked Questions

London costs about 90% more than Liverpool, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,007 per month in London and $3,161 in Liverpool. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,552 per month in London and $1,654 in Liverpool. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 14% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Liverpool, where all-in costs run around $2,107, than in London at $4,005. In Liverpool it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Liverpool costs $2,107 versus $4,005 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Liverpool. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.