Cost of Living Comparison Between Lipa and Ubud, Bali Cost of Living Comparison Between Lipa and Ubud, Bali

Monthly Cost of Living

A single person spends $618 per month in Lipa vs $1,379 in Ubud, Bali, rent included.

A couple spends around $971 per month in Lipa vs $2,363 in Ubud, Bali, rent included.

A family of three spends $1,323 per month in Lipa vs $3,347 in Ubud, Bali, rent included.

Lipa is about 55% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Lipa sits 55% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.22 ₱199

$3.31 Rp 58.9K

-2.72%

Three-Course Dinner for Two, Mid-Range

$16.36 ₱1,008

$39.08 Rp 694.5K

-58.14%

Fast Food Meal (McDonalds, etc)

$2.88 ₱178

$5.62 Rp 99.8K

-48.75%

Cappuccino

$1.80 ₱111

$2.64 Rp 46.9K

-31.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₱28.54

$1.58 Rp 28.2K

-70.89%

Water (0.33 liter bottle)

$0.31 ₱19.38

$0.71 Rp 12.6K

-56.34%

Local Beer (0.5 liter draught)

$1.03 ₱63.6

$2.73 Rp 48.5K

-62.27%

Imported Beer (0.33 liter bottle)

$1.60 ₱98.9

$4.32 Rp 76.8K

-62.96%

Milk (1 liter)

$1.57 ₱97.0

$1.54 Rp 27.4K

1.95%

White Bread (500g)

$1.19 ₱73.4

$2.30 Rp 40.8K

-48.26%

Rice (white) (1kg)

$0.88 ₱54.1

$1.03 Rp 18.3K

-14.56%

Eggs

$1.71 ₱105

$2.12 Rp 37.7K

-19.34%

Local Cheese (1kg)

$5.14 ₱317

$17.30 Rp 307.5K

-70.29%

Chicken Fillets (1kg)

$3.43 ₱212

$4.03 Rp 71.6K

-14.89%

Beef Round Steak (1kg)

$8.13 ₱501

$12.42 Rp 220.8K

-34.54%

Apples (1kg)

$2.36 ₱145

$3.70 Rp 65.7K

-36.22%

Banana (1kg)

$1.57 ₱96.6

$1.62 Rp 28.7K

-3.09%

Oranges (1kg)

$2.38 ₱147

$2.27 Rp 40.3K

4.85%

Tomato (1kg)

$1.10 ₱67.9

$1.99 Rp 35.4K

-44.72%

Potato (1kg)

$1.71 ₱106

$1.83 Rp 32.5K

-6.56%

Onion (1kg)

$1.75 ₱108

$2.25 Rp 40.1K

-22.22%

Lettuce (1 head)

$0.63 ₱39.09

$1.04 Rp 18.6K

-39.42%

Water (1.5 liter bottle)

$0.51 ₱31.25

$0.56 Rp 10.0K

-8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.04 ₱187

$2.22 Rp 39.5K

36.94%

Wine (Bottle)

$8.79 ₱542

$23.22 Rp 412.7K

-62.14%

Local Beer (0.5 liter bottle)

$0.92 ₱56.5

$2.39 Rp 42.5K

-61.51%

Imported Beer (0.33 liter bottle)

$2.09 ₱129

$2.87 Rp 51.1K

-27.18%

One-way Ticket (Public Transport)

$0.26 ₱15.89

$0.25 Rp 4,416

4.00%

Public Transport Monthly Pass (Regular Price)

$4.75 ₱293

$7.17 Rp 127.4K

-33.75%

Taxi Start (Normal Tariff)

$0.75 ₱46.18

$0.46 Rp 8,163

63.04%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.08

$0.46 Rp 8,235

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.96 ₱121

$5.70 Rp 101.2K

-65.61%

Gasoline (1 liter)

$1.12 ₱69.1

$0.76 Rp 13.6K

47.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.3M

$24.6K Rp 436.7M

-12.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.8K ₱976.8K

$31.0K Rp 551.5M

-48.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ₱8,804

$82.2 Rp 1.5M

73.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.73 ₱1,093

$6.33 Rp 112.5K

180.09%

Internet (50+ Mbps, Unlimited Data)

$23.71 ₱1,461

$18.54 Rp 329.6K

27.89%

Gym Membership (Monthly)

$32.40 ₱1,997

$56.1 Rp 996.2K

-42.19%

Tennis Court (1 Hour on Weekend)

$4.04 ₱249

$18.41 Rp 327.2K

-78.06%

Cinema Ticket

$5.17 ₱319

$4.26 Rp 75.8K

21.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 ₱8,431

$489 Rp 8.7M

-72.05%

International Primary School, 1 Child (Yearly)

$10.8K ₱665.4K

$5,793 Rp 103.0M

86.34%

Jeans (Levis 501 Or Similar)

$29.28 ₱1,805

$45.98 Rp 817.3K

-36.32%

Summer Dress (H&M, Zara, etc)

$20.12 ₱1,240

$35.86 Rp 637.4K

-43.89%

Sport Shoes (Adidas, Nike)

$68.3 ₱4,210

$79.5 Rp 1.4M

-14.11%

Men's Leather Business Shoes

$57.2 ₱3,524

$80.9 Rp 1.4M

-29.37%

1-bedroom Apartment, City Center (Monthly)

$81.8 ₱5,044

$1,144 Rp 20.3M

-92.85%

1-bedroom Apartment, Outside City Center (Monthly)

$61.2 ₱3,771

$692 Rp 12.3M

-91.16%

3-bedroom Apartment, City Center (Monthly)

$251 ₱15.5K

$3,532 Rp 62.8M

-92.90%

3-bedroom Apartment, Outside City Center (Monthly)

$232 ₱14.3K

$1,709 Rp 30.4M

-86.42%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$227 ₱14.0K

$169 Rp 3.0M

34.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-56.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lipa: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $81.8 in Lipa versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Lipa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $16.00 in Lipa versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $175 vs $293 – making Lipa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lipa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $618 in Lipa, $1,379 in Ubud, Bali – roughly 123% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $927 per month in Lipa and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lipa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 51% less in Lipa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $137 per month in Lipa and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lipa, where all-in costs run around $618, than in Ubud, Bali at $1,379. In Lipa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $618 in Lipa to $1,379 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lipa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.