Last update: Oct 2026

Cost of Living Comparison Between Lipa and Ubud, Bali

For one person, living is cheaper in Lipa: $606 a month against $1,353 in Ubud, Bali, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Lipa
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Lipa Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lipa

🇵🇭 Philippines

$606

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Lipa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lipa and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $606 per month in Lipa vs $1,353 in Ubud, Bali, rent included.

Lipa $606
Ubud, Bali $1,353

A couple spends around $939 per month in Lipa vs $2,297 in Ubud, Bali, rent included.

Lipa $939
Ubud, Bali $2,297

A family of three spends $1,271 per month in Lipa vs $3,241 in Ubud, Bali, rent included.

Lipa $1,271
Ubud, Bali $3,241

Lipa is about 55% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Lipa sits 55% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.13 ₱197

$3.23 Rp 58.1K

-3.10%

Three-Course Dinner for Two, Mid-Range

$15.59 ₱982

$34.88 Rp 627.8K

-55.30%

Fast Food Meal (McDonalds, etc)

$2.73 ₱172

$5.70 Rp 102.5K

-52.11%

Cappuccino

$1.77 ₱111

$2.62 Rp 47.1K

-32.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱26.42

$1.72 Rp 31.0K

-75.58%

Water (0.33 liter bottle)

$0.33 ₱20.86

$0.81 Rp 14.6K

-59.26%

Local Beer (0.5 liter draught)

$0.95 ₱59.7

$2.65 Rp 47.7K

-64.15%

Imported Beer (0.33 liter bottle)

$1.60 ₱101

$4.37 Rp 78.6K

-63.39%

Milk (1 liter)

$1.52 ₱95.7

$1.57 Rp 28.3K

-3.18%

White Bread (500g)

$1.12 ₱70.4

$2.19 Rp 39.5K

-48.86%

Rice (white) (1kg)

$0.91 ₱57.2

$1.18 Rp 21.2K

-22.88%

Eggs

$1.69 ₱107

$2.16 Rp 38.8K

-21.76%

Local Cheese (1kg)

$5.19 ₱327

$17.65 Rp 317.7K

-70.59%

Chicken Fillets (1kg)

$3.47 ₱218

$3.78 Rp 68.0K

-8.20%

Beef Round Steak (1kg)

$7.70 ₱485

$11.95 Rp 215.1K

-35.56%

Apples (1kg)

$2.27 ₱143

$3.60 Rp 64.8K

-36.94%

Banana (1kg)

$1.60 ₱101

$1.59 Rp 28.6K

0.63%

Oranges (1kg)

$2.32 ₱146

$2.31 Rp 41.6K

0.43%

Tomato (1kg)

$1.08 ₱68.0

$1.91 Rp 34.3K

-43.46%

Potato (1kg)

$1.74 ₱110

$1.78 Rp 32.1K

-2.25%

Onion (1kg)

$1.73 ₱109

$2.33 Rp 41.9K

-25.75%

Lettuce (1 head)

$0.60 ₱37.82

$1.00 Rp 18.0K

-40.00%

Water (1.5 liter bottle)

$0.51 ₱32.42

$0.53 Rp 9,509

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.96 ₱186

$2.29 Rp 41.1K

29.26%

Wine (Bottle)

$8.64 ₱544

$22.07 Rp 397.3K

-60.85%

Local Beer (0.5 liter bottle)

$0.91 ₱57.6

$2.35 Rp 42.2K

-61.28%

Imported Beer (0.33 liter bottle)

$2.05 ₱129

$2.98 Rp 53.6K

-31.21%

One-way Ticket (Public Transport)

$0.27 ₱17.09

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$4.79 ₱301

$8.90 Rp 160.2K

-46.18%

Taxi Start (Normal Tariff)

$0.74 ₱46.73

$0.47 Rp 8,466

57.45%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.82

$0.43 Rp 7,737

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$5.47 Rp 98.4K

-65.81%

Gasoline (1 liter)

$1.10 ₱69.4

$0.83 Rp 14.9K

32.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.9K Rp 429.8M

-11.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.8K ₱993.9K

$32.8K Rp 590.1M

-51.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ₱8,795

$80.0 Rp 1.4M

74.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.35 ₱1,092

$6.56 Rp 118.1K

164.48%

Internet (50+ Mbps, Unlimited Data)

$23.14 ₱1,457

$18.60 Rp 334.8K

24.41%

Gym Membership (Monthly)

$32.09 ₱2,020

$54.1 Rp 974.1K

-40.71%

Tennis Court (1 Hour on Weekend)

$3.95 ₱249

$18.28 Rp 329.0K

-78.39%

Cinema Ticket

$5.04 ₱317

$4.25 Rp 76.5K

18.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,235

$493 Rp 8.9M

-73.45%

International Primary School, 1 Child (Yearly)

$10.9K ₱687.1K

$5,597 Rp 100.7M

94.98%

Jeans (Levis 501 Or Similar)

$28.95 ₱1,823

$45.58 Rp 820.4K

-36.49%

Summer Dress (H&M, Zara, etc)

$19.79 ₱1,246

$34.96 Rp 629.4K

-43.39%

Sport Shoes (Adidas, Nike)

$71.0 ₱4,468

$77.7 Rp 1.4M

-8.70%

Men's Leather Business Shoes

$55.2 ₱3,478

$78.5 Rp 1.4M

-29.65%

1-bedroom Apartment, City Center (Monthly)

$79.4 ₱5,001

$1,131 Rp 20.4M

-92.98%

1-bedroom Apartment, Outside City Center (Monthly)

$59.8 ₱3,766

$673 Rp 12.1M

-91.11%

3-bedroom Apartment, City Center (Monthly)

$246 ₱15.5K

$3,613 Rp 65.0M

-93.19%

3-bedroom Apartment, Outside City Center (Monthly)

$186 ₱11.7K

$1,702 Rp 30.6M

-89.07%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$226 ₱14.2K

$166 Rp 3.0M

35.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-56.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lipa: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Lipa

$180 29.7%

Ubud, Bali

$105 7.8% 41.6% $75

Groceries & Markets

Lipa

$172 28.3%

Ubud, Bali

$287 21.2% 67.3% $116

Clothing & Footwear

Lipa

$79 13%

Ubud, Bali

$107 7.9% 35.3% $28

Eating Out

Lipa

$65 10.8%

Ubud, Bali

$106 7.9% 62.7% $41

Accommodation & Living

Lipa

$60 9.9%

Ubud, Bali

$673 49.7% 1025% $613

Sport & Entertainment

Lipa

$42 7%

Ubud, Bali

$63 4.6% 48.5% $20

Getting Around

Lipa

$7.9 1.3%

Ubud, Bali

$12 0.9% 57.9% $4.6

Cost Breakdown

A central one-bedroom costs $79.4 in Lipa versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Lipa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $16.00 in Lipa versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $172 vs $287 – making Lipa the more affordable choice for daily food spending.

Good to know

🇵🇭 Lipa

🇮🇩 Ubud, Bali

🕒 Local time

22:23 10:23 PM

Same time as Lipa

🌤 Weather

👥 Population

332,386

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Lipa Ubud, Bali 2,580 km ≈ 3 h 45 min nonstop flight

From you

Lipa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lipa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $606 in Lipa, $1,353 in Ubud, Bali – roughly 123% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $909 per month in Lipa and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lipa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 86% less in Lipa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $131 per month in Lipa and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lipa, where all-in costs run around $606, than in Ubud, Bali at $1,353. In Lipa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $606 in Lipa to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lipa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.