Cost of Living Comparison Between Ubud, Bali and Lipa Cost of Living Comparison Between Ubud, Bali and Lipa

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $620 in Lipa, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,022 in Lipa, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $1,424 in Lipa, rent included.

Ubud, Bali costs about 125% more than Lipa, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Lipa is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$3.52 ₱212

-3.41%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$18.05 ₱1,087

79.39%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$3.11 ₱187

60.77%

Cappuccino

$2.82 Rp 50.0K

$2.31 ₱139

22.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.45 ₱27.32

206.67%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.31 ₱18.51

135.48%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$0.68 ₱40.87

338.24%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$2.62 ₱158

51.53%

Milk (1 liter)

$1.79 Rp 31.8K

$1.41 ₱84.8

26.95%

White Bread (500g)

$2.46 Rp 43.7K

$1.12 ₱67.7

119.64%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.08 ₱65.0

11.11%

Eggs

$2.39 Rp 42.3K

$1.92 ₱116

24.48%

Local Cheese (1kg)

$14.40 Rp 255.1K

$6.99 ₱421

106.01%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.24 ₱255

0.94%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$7.37 ₱444

60.38%

Apples (1kg)

$3.78 Rp 67.0K

$1.76 ₱106

114.77%

Banana (1kg)

$1.63 Rp 28.9K

$1.52 ₱91.8

7.24%

Oranges (1kg)

$2.80 Rp 49.6K

$1.74 ₱105

60.92%

Tomato (1kg)

$2.26 Rp 40.0K

$1.20 ₱72.5

88.33%

Potato (1kg)

$2.00 Rp 35.3K

$0.85 ₱50.9

135.29%

Onion (1kg)

$2.21 Rp 39.2K

$1.03 ₱62.3

114.56%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.50 ₱30.40

114.00%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.06 ₱63.8

-28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$3.22 ₱194

-2.80%

Wine (Bottle)

$23.81 Rp 421.9K

$8.87 ₱534

168.43%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$0.85 ₱51.1

234.12%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.95 ₱117

42.56%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.22 ₱13.22

22.73%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.76 ₱46.07

-40.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.22 ₱13.21

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$2.16 ₱130

176.85%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.14 ₱68.8

-29.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$25.6K ₱1.5M

0.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$20.5K ₱1.2M

55.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$81.7 ₱4,922

-1.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$32.66 ₱1,967

-87.32%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$30.41 ₱1,832

-20.68%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$26.87 ₱1,618

263.79%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

$5.98 ₱360

-32.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$81.7 ₱4,919

263.65%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$2,808 ₱169.1K

134.65%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$32.45 ₱1,955

69.92%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$30.05 ₱1,810

28.15%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$97.7 ₱5,884

-11.84%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$94.6 ₱5,697

-17.59%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$88.4 ₱5,322

1015.02%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$66.5 ₱4,003

900.12%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$276 ₱16.6K

1148.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$253 ₱15.3K

706.07%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$232 ₱14.0K

-27.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.13

63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Lipa: June 15, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $88.4 in Lipa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 37% higher in Lipa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $18.00 in Lipa. Monthly groceries follow the same trend: $299 vs $178 – making Lipa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lipa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,394 in Ubud, Bali, $620 in Lipa – roughly 125% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $931 in Lipa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lipa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $18.00 in Lipa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 68% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Lipa, where all-in costs run around $620, than in Ubud, Bali at $1,394. In Lipa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $620 in Lipa to $1,394 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lipa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.