Cost of Living Comparison Between Ubud, Bali and Lipa Cost of Living Comparison Between Ubud, Bali and Lipa

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $618 in Lipa, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $971 in Lipa, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $1,323 in Lipa, rent included.

Ubud, Bali costs about 123% more than Lipa, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Lipa is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.22 ₱199

2.80%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$16.36 ₱1,008

138.88%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$2.88 ₱178

95.14%

Cappuccino

$2.64 Rp 46.9K

$1.80 ₱111

46.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.46 ₱28.54

243.48%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.31 ₱19.38

129.03%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.03 ₱63.6

165.05%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$1.60 ₱98.9

170.00%

Milk (1 liter)

$1.54 Rp 27.4K

$1.57 ₱97.0

-1.91%

White Bread (500g)

$2.30 Rp 40.8K

$1.19 ₱73.4

93.28%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.88 ₱54.1

17.05%

Eggs

$2.12 Rp 37.7K

$1.71 ₱105

23.98%

Local Cheese (1kg)

$17.30 Rp 307.5K

$5.14 ₱317

236.58%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$3.43 ₱212

17.49%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$8.13 ₱501

52.77%

Apples (1kg)

$3.70 Rp 65.7K

$2.36 ₱145

56.78%

Banana (1kg)

$1.62 Rp 28.7K

$1.57 ₱96.6

3.18%

Oranges (1kg)

$2.27 Rp 40.3K

$2.38 ₱147

-4.62%

Tomato (1kg)

$1.99 Rp 35.4K

$1.10 ₱67.9

80.91%

Potato (1kg)

$1.83 Rp 32.5K

$1.71 ₱106

7.02%

Onion (1kg)

$2.25 Rp 40.1K

$1.75 ₱108

28.57%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.63 ₱39.09

65.08%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.51 ₱31.25

9.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.04 ₱187

-26.97%

Wine (Bottle)

$23.22 Rp 412.7K

$8.79 ₱542

164.16%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.92 ₱56.5

159.78%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.09 ₱129

37.32%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.26 ₱15.89

-3.85%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$4.75 ₱293

50.95%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.75 ₱46.18

-38.67%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.23 ₱14.08

100.00%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$1.96 ₱121

190.82%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.12 ₱69.1

-32.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$21.6K ₱1.3M

13.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$15.8K ₱976.8K

95.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$143 ₱8,804

-42.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$17.73 ₱1,093

-64.30%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$23.71 ₱1,461

-21.81%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$32.40 ₱1,997

72.99%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$4.04 ₱249

355.69%

Cinema Ticket

$4.26 Rp 75.8K

$5.17 ₱319

-17.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$137 ₱8,431

257.72%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$10.8K ₱665.4K

-46.33%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$29.28 ₱1,805

57.04%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$20.12 ₱1,240

78.23%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$68.3 ₱4,210

16.43%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$57.2 ₱3,524

41.59%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$81.8 ₱5,044

1298.29%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$61.2 ₱3,771

1031.24%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$251 ₱15.5K

1308.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$232 ₱14.3K

636.38%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$227 ₱14.0K

-25.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

129.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Lipa: August 17, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $81.8 in Lipa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Lipa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $16.00 in Lipa. Monthly groceries follow the same trend: $293 vs $175 – making Lipa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lipa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,379 in Ubud, Bali, $618 in Lipa – roughly 123% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $927 in Lipa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lipa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 51% less in Lipa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $489 per month in Ubud, Bali and $137 in Lipa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lipa, where all-in costs run around $618, than in Ubud, Bali at $1,379. In Lipa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $618 in Lipa to $1,379 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lipa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.