Cost of Living Comparison Between Ubud, Bali and Lipa Cost of Living Comparison Between Ubud, Bali and Lipa

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $628 in Lipa, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,030 in Lipa, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,432 in Lipa, rent included.

Ubud, Bali costs about 129% more than Lipa, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Lipa is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.62 ₱223

-1.38%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$17.64 ₱1,088

84.69%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.12 ₱192

62.50%

Cappuccino

$2.83 Rp 49.0K

$2.35 ₱145

20.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.46 ₱28.18

191.30%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.33 ₱20.54

109.09%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.67 ₱41.63

346.27%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.73 ₱168

41.03%

Milk (1 liter)

$1.74 Rp 30.2K

$1.34 ₱83.0

29.85%

White Bread (500g)

$2.54 Rp 44.0K

$1.12 ₱69.0

126.79%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.12 ₱69.1

6.25%

Eggs

$2.43 Rp 42.0K

$1.87 ₱115

29.95%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.08 ₱437

107.06%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.23 ₱261

-1.18%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.14 ₱441

67.23%

Apples (1kg)

$3.69 Rp 63.9K

$1.72 ₱106

114.53%

Banana (1kg)

$1.61 Rp 27.8K

$1.58 ₱97.2

1.90%

Oranges (1kg)

$2.69 Rp 46.5K

$1.82 ₱112

47.80%

Tomato (1kg)

$2.33 Rp 40.4K

$1.21 ₱74.3

92.56%

Potato (1kg)

$1.91 Rp 33.0K

$0.92 ₱57.0

107.61%

Onion (1kg)

$2.19 Rp 37.9K

$1.04 ₱64.1

110.58%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.52 ₱31.95

103.85%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.01 ₱62.6

-28.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.28 ₱202

-4.57%

Wine (Bottle)

$23.49 Rp 407.1K

$9.01 ₱556

160.71%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.90 ₱55.8

204.44%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.05 ₱126

40.49%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.22 ₱13.53

31.82%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.77 ₱47.39

-41.56%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.22 ₱13.50

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.11 ₱130

191.94%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.15 ₱70.7

-26.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$25.2K ₱1.6M

3.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.2K ₱1.2M

60.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$81.7 ₱5,040

-4.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$33.09 ₱2,041

-88.06%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$29.99 ₱1,850

-18.64%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$26.16 ₱1,614

269.04%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$5.83 ₱360

-30.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$80.4 ₱4,959

276.45%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$2,744 ₱169.2K

137.73%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$31.82 ₱1,963

69.20%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$29.99 ₱1,850

26.64%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$98.8 ₱6,095

-12.20%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$95.1 ₱5,864

-17.05%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$88.3 ₱5,449

1045.82%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$66.2 ₱4,080

919.58%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$280 ₱17.3K

1111.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$254 ₱15.7K

724.89%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$235 ₱14.5K

-26.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.13

63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Lipa: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $88.3 in Lipa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Lipa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Lipa. Monthly groceries follow the same trend: $298 vs $178 – making Lipa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lipa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $628 in Lipa – roughly 129% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $941 in Lipa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lipa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $18.00 in Lipa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 68% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Lipa, where all-in costs run around $628, than in Ubud, Bali at $1,438. In Lipa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $628 in Lipa to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lipa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.