Last update: Oct 2026

Cost of Living Comparison Between Lipa and Austin, TX

For one person, living is cheaper in Lipa: $607 a month against $2,663 in Austin, TX, rent and utilities included – about $24,700 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Lipa
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Lipa Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Lipa

🇵🇭 Philippines

$607

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Lipa and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lipa and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $607 in Lipa versus $2,663 in Austin, TX.

Lipa $607
Austin, TX $2,663

Estimated couple costs with rent: $937 in Lipa versus $4,133 in Austin, TX.

Lipa $937
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,268 in Lipa versus $5,603 in Austin, TX.

Lipa $1,268
Austin, TX $5,603

Living in Lipa costs roughly 77% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lipa is 55% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.14 ₱198

$20.77 $20.77

-84.88%

Three-Course Dinner for Two, Mid-Range

$16.01 ₱1,008

$84.6 $84.6

-81.07%

Fast Food Meal (McDonalds, etc)

$2.75 ₱173

$12.32 $12.32

-77.68%

Cappuccino

$1.80 ₱113

$5.63 $5.63

-68.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₱28.54

$3.72 $3.72

-87.90%

Water (0.33 liter bottle)

$0.30 ₱19.15

$2.50 $2.50

-88.00%

Local Beer (0.5 liter draught)

$1.02 ₱64.5

$8.05 $8.05

-87.33%

Imported Beer (0.33 liter bottle)

$1.60 ₱101

$9.01 $9.01

-82.24%

Milk (1 liter)

$1.47 ₱92.7

$1.12 $1.12

31.25%

White Bread (500g)

$1.15 ₱72.5

$3.75 $3.75

-69.33%

Rice (white) (1kg)

$0.87 ₱54.8

$3.26 $3.26

-73.31%

Eggs

$1.68 ₱106

$4.17 $4.17

-59.71%

Local Cheese (1kg)

$4.98 ₱314

$12.90 $12.90

-61.40%

Chicken Fillets (1kg)

$3.39 ₱213

$14.16 $14.16

-76.06%

Beef Round Steak (1kg)

$7.99 ₱503

$16.22 $16.22

-50.74%

Apples (1kg)

$2.29 ₱144

$4.33 $4.33

-47.11%

Banana (1kg)

$1.60 ₱101

$1.46 $1.46

9.59%

Oranges (1kg)

$2.34 ₱147

$4.51 $4.51

-48.12%

Tomato (1kg)

$1.07 ₱67.6

$4.34 $4.34

-75.35%

Potato (1kg)

$1.66 ₱105

$2.58 $2.58

-35.66%

Onion (1kg)

$1.70 ₱107

$2.35 $2.35

-27.66%

Lettuce (1 head)

$0.65 ₱41.18

$1.78 $1.78

-63.48%

Water (1.5 liter bottle)

$0.49 ₱30.96

$2.22 $2.22

-77.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.88 ₱181

$9.88 $9.88

-70.85%

Wine (Bottle)

$8.96 ₱564

$15.08 $15.08

-40.58%

Local Beer (0.5 liter bottle)

$0.99 ₱62.1

$2.92 $2.92

-66.10%

Imported Beer (0.33 liter bottle)

$2.01 ₱126

$3.46 $3.46

-41.91%

One-way Ticket (Public Transport)

$0.25 ₱15.65

$1.49 $1.49

-83.22%

Public Transport Monthly Pass (Regular Price)

$4.81 ₱303

$41.72 $41.72

-88.47%

Taxi Start (Normal Tariff)

$0.70 ₱43.83

$2.73 $2.73

-74.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.48

$1.66 $1.66

-86.14%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱119

$35.30 $35.30

-94.62%

Gasoline (1 liter)

$1.11 ₱69.9

$0.95 $0.95

16.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.3M

$36.0K $36.0K

-40.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.9K ₱1.0M

$27.1K $27.1K

-41.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,711

$229 $229

-39.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.20 ₱1,083

$59.4 $59.4

-71.04%

Internet (50+ Mbps, Unlimited Data)

$23.11 ₱1,455

$69.9 $69.9

-66.94%

Gym Membership (Monthly)

$32.15 ₱2,024

$57.2 $57.2

-43.83%

Tennis Court (1 Hour on Weekend)

$3.93 ₱247

$16.33 $16.33

-75.93%

Cinema Ticket

$4.94 ₱311

$14.28 $14.28

-65.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 ₱8,392

$1,506 $1,506

-91.15%

International Primary School, 1 Child (Yearly)

$10.6K ₱670.2K

$21.5K $21.5K

-50.39%

Jeans (Levis 501 Or Similar)

$28.59 ₱1,800

$52.8 $52.8

-45.86%

Summer Dress (H&M, Zara, etc)

$19.30 ₱1,215

$43.82 $43.82

-55.96%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,504

$84.8 $84.8

-15.62%

Men's Leather Business Shoes

$55.5 ₱3,496

$103 $103

-46.09%

1-bedroom Apartment, City Center (Monthly)

$80.4 ₱5,061

$1,907 $1,907

-95.79%

1-bedroom Apartment, Outside City Center (Monthly)

$61.6 ₱3,881

$1,274 $1,274

-95.16%

3-bedroom Apartment, City Center (Monthly)

$251 ₱15.8K

$3,664 $3,664

-93.15%

3-bedroom Apartment, Outside City Center (Monthly)

$181 ₱11.4K

$2,538 $2,538

-92.87%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$225 ₱14.2K

$5,121 $5,121

-95.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-11.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lipa: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Lipa

$179 29.4%

Austin, TX

$358 13.5% 101% $180

Groceries & Markets

Lipa

$172 28.3%

Austin, TX

$405 15.2% 136% $233

Clothing & Footwear

Lipa

$79 13%

Austin, TX

$128 4.8% 62.6% $49

Eating Out

Lipa

$66 10.9%

Austin, TX

$354 13.3% 433% $288

Accommodation & Living

Lipa

$62 10.2%

Austin, TX

$1.3K 47.8% 1967% $1.2K

Sport & Entertainment

Lipa

$42 6.9%

Austin, TX

$86 3.2% 104% $44

Getting Around

Lipa

$7.7 1.3%

Austin, TX

$59 2.2% 667% $51

Cost Breakdown

A one-bedroom apartment in the center runs $80.4 in Lipa and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2171% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Lipa vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $172 vs $405 per month, with Lipa cheaper across the board.

Good to know

🇵🇭 Lipa

🇺🇸 Austin, TX

🕒 Local time

03:51 3:51 AM

14:51 2:51 PM

13 h behind Lipa

🌤 Weather

👥 Population

332,386

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Lipa Austin, TX 13,570 km ≈ 17 h nonstop flight

From you

Lipa
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lipa vs Austin, TX: Cost of Living - Frequently Asked Questions

Lipa wins on cost – living expenses run 339% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lipa the obvious pick if budget is a priority.

On paper, salaries run 2171% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $80.4 in Lipa versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $607 per month in Lipa versus $2,663 in Austin, TX – a 339% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lipa runs roughly 767% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $607 in Lipa versus $2,663 in Austin, TX, a $2,000 budget is realistic in Lipa but tight or insufficient in Austin, TX. The gap between the two cities makes Lipa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lipa and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lipa gentler on the wallet – expenses run 339% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.