Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Lipa

For one person, living is cheaper in Lipa: $607 a month against $2,663 in Austin, TX, rent and utilities included – about $24,700 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
30

Cost of Living Index in Lipa
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Lipa Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Lipa

🇵🇭 Philippines

$607

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Lipa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Lipa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $607 in Lipa.

Austin, TX $2,663
Lipa $607

Estimated couple costs with rent: $4,133 in Austin, TX versus $937 in Lipa.

Austin, TX $4,133
Lipa $937

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,268 in Lipa.

Austin, TX $5,603
Lipa $1,268

Living in Austin, TX is roughly 339% more expensive than in Lipa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Lipa is 55% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.14 ₱198

561.46%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$16.01 ₱1,008

428.36%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.75 ₱173

348.00%

Cappuccino

$5.63 $5.63

$1.80 ₱113

212.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.45 ₱28.54

726.67%

Water (0.33 liter bottle)

$2.50 $2.50

$0.30 ₱19.15

733.33%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.02 ₱64.5

689.22%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.60 ₱101

463.12%

Milk (1 liter)

$1.12 $1.12

$1.47 ₱92.7

-23.81%

White Bread (500g)

$3.75 $3.75

$1.15 ₱72.5

226.09%

Rice (white) (1kg)

$3.26 $3.26

$0.87 ₱54.8

274.71%

Eggs

$4.17 $4.17

$1.68 ₱106

148.21%

Local Cheese (1kg)

$12.90 $12.90

$4.98 ₱314

159.04%

Chicken Fillets (1kg)

$14.16 $14.16

$3.39 ₱213

317.70%

Beef Round Steak (1kg)

$16.22 $16.22

$7.99 ₱503

103.00%

Apples (1kg)

$4.33 $4.33

$2.29 ₱144

89.08%

Banana (1kg)

$1.46 $1.46

$1.60 ₱101

-8.75%

Oranges (1kg)

$4.51 $4.51

$2.34 ₱147

92.74%

Tomato (1kg)

$4.34 $4.34

$1.07 ₱67.6

305.61%

Potato (1kg)

$2.58 $2.58

$1.66 ₱105

55.42%

Onion (1kg)

$2.35 $2.35

$1.70 ₱107

38.24%

Lettuce (1 head)

$1.78 $1.78

$0.65 ₱41.18

173.85%

Water (1.5 liter bottle)

$2.22 $2.22

$0.49 ₱30.96

353.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.88 ₱181

243.06%

Wine (Bottle)

$15.08 $15.08

$8.96 ₱564

68.30%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.99 ₱62.1

194.95%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.01 ₱126

72.14%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.25 ₱15.65

496.00%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$4.81 ₱303

767.36%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.70 ₱43.83

290.00%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.23 ₱14.48

621.74%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.90 ₱119

1757.89%

Gasoline (1 liter)

$0.95 $0.95

$1.11 ₱69.9

-14.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.3K ₱1.3M

68.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$15.9K ₱1.0M

69.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$138 ₱8,711

65.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$17.20 ₱1,083

245.29%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$23.11 ₱1,455

202.51%

Gym Membership (Monthly)

$57.2 $57.2

$32.15 ₱2,024

78.04%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$3.93 ₱247

315.52%

Cinema Ticket

$14.28 $14.28

$4.94 ₱311

189.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$133 ₱8,392

1029.68%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.6K ₱670.2K

101.55%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$28.59 ₱1,800

84.71%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.30 ₱1,215

127.05%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$71.5 ₱4,504

18.51%

Men's Leather Business Shoes

$103 $103

$55.5 ₱3,496

85.50%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$80.4 ₱5,061

2272.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$61.6 ₱3,881

1966.97%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$251 ₱15.8K

1360.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$181 ₱11.4K

1302.98%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$225 ₱14.2K

2171.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Lipa: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Lipa

$62 10.2% 95.2% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Lipa

$172 28.3% 57.5% $233

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Lipa

$179 29.4% 50.1% $180

Eating Out

Austin, TX

$354 13.3%

Lipa

$66 10.9% 81.3% $288

Clothing & Footwear

Austin, TX

$128 4.8%

Lipa

$79 13% 38.5% $49

Sport & Entertainment

Austin, TX

$86 3.2%

Lipa

$42 6.9% 51% $44

Getting Around

Austin, TX

$59 2.2%

Lipa

$7.7 1.3% 87% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $80.4 in Lipa. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2171% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $16.00 in Lipa for a mid-range dinner for two. Groceries echo the gap at $405 vs $172 per month, with Lipa cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Lipa

🕒 Local time

18:38 6:38 PM

07:38 7:38 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

332,386

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX Lipa 13,570 km ≈ 17 h nonstop flight

From you

Austin, TX
Lipa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Lipa: Cost of Living - Frequently Asked Questions

Lipa wins on cost – living expenses run 339% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lipa the obvious pick if budget is a priority.

Average pay runs 2171% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $80.4 in Lipa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $607 in Lipa – a 339% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lipa runs roughly 767% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $607 in Lipa versus $2,663 in Austin, TX, a $2,000 budget is realistic in Lipa but tight or insufficient in Austin, TX. The gap between the two cities makes Lipa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Lipa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lipa gentler on the wallet – expenses run 339% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.