Last update: Oct 2026

Cost of Living Comparison Between Ligao City and Ubud, Bali

For one person, living is cheaper in Ligao City: $726 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

Ligao City, Philippines
Ubud, Bali, Indonesia
Ligao City
🇵🇭 Philippines
$726
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Ligao City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ligao City and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $726 per month in Ligao City vs $1,349 in Ubud, Bali, rent included.

  • Ligao City $726
  • Ubud, Bali $1,349

A couple spends around $1,106 per month in Ligao City vs $2,305 in Ubud, Bali, rent included.

  • Ligao City $1,106
  • Ubud, Bali $2,305

A family of three spends $1,486 per month in Ligao City vs $3,261 in Ubud, Bali, rent included.

  • Ligao City $1,486
  • Ubud, Bali $3,261

Ligao City is about 46% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ligao City
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.43 ₱283
$3.32 Rp 60.4K
33.43%
Three-Course Dinner for Two, Mid-Range
$16.56 ₱1,058
$35.64 Rp 647.8K
-53.54%
Fast Food Meal (McDonalds, etc)
$2.81 ₱180
$5.53 Rp 100.6K
-49.19%
Cappuccino
$2.20 ₱140
$2.72 Rp 49.4K
-19.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ₱40.92
$1.70 Rp 30.9K
-62.35%
Water (0.33 liter bottle)
$0.33 ₱20.83
$0.76 Rp 13.8K
-56.58%
Local Beer (0.5 liter draught)
$1.18 ₱75.6
$2.65 Rp 48.2K
-55.47%
Imported Beer (0.33 liter bottle)
$2.09 ₱134
$4.38 Rp 79.6K
-52.28%
🛒 Groceries & Markets
Ligao City
Ubud, Bali
Difference
Milk (1 liter)
$1.61 ₱103
$1.49 Rp 27.1K
8.05%
White Bread (500g)
$1.14 ₱72.6
$2.28 Rp 41.4K
-50.00%
Rice (white) (1kg)
$0.91 ₱57.9
$1.19 Rp 21.6K
-23.53%
Eggs
$1.83 ₱117
$2.04 Rp 37.0K
-10.29%
Local Cheese (1kg)
$5.54 ₱354
$17.70 Rp 321.7K
-68.70%
Chicken Fillets (1kg)
$4.17 ₱267
$3.96 Rp 72.0K
5.30%
Beef Round Steak (1kg)
$6.84 ₱437
$12.19 Rp 221.6K
-43.89%
Apples (1kg)
$2.41 ₱154
$3.66 Rp 66.4K
-34.15%
Banana (1kg)
$1.58 ₱101
$1.52 Rp 27.6K
3.95%
Oranges (1kg)
$2.31 ₱148
$2.23 Rp 40.5K
3.59%
Tomato (1kg)
$1.12 ₱71.4
$1.97 Rp 35.9K
-43.15%
Potato (1kg)
$2.08 ₱133
$1.85 Rp 33.6K
12.43%
Onion (1kg)
$2.18 ₱139
$2.42 Rp 44.1K
-9.92%
Lettuce (1 head)
$1.09 ₱69.5
$0.99 Rp 18.0K
10.10%
Water (1.5 liter bottle)
$0.54 ₱34.74
$0.51 Rp 9,332
5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.87 ₱184
$2.22 Rp 40.4K
29.28%
Wine (Bottle)
$7.49 ₱479
$22.24 Rp 404.2K
-66.32%
Local Beer (0.5 liter bottle)
$0.94 ₱59.9
$2.26 Rp 41.1K
-58.41%
Imported Beer (0.33 liter bottle)
$1.92 ₱122
$2.97 Rp 54.0K
-35.35%
🚌 Getting Around
Ligao City
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.25 ₱16.24
$0.25 Rp 4,562
-
Public Transport Monthly Pass (Regular Price)
$13.54 ₱865
$7.82 Rp 142.2K
73.15%
Taxi Start (Normal Tariff)
$0.71 ₱45.17
$0.44 Rp 7,989
61.36%
Taxi (Normal Tariff) (1km)
$0.19 ₱12.20
$0.43 Rp 7,817
-55.81%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ₱116
$5.41 Rp 98.3K
-66.54%
Gasoline (1 liter)
$1.18 ₱75.3
$0.82 Rp 15.0K
43.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7K ₱1.4M
$23.8K Rp 433.3M
-4.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K ₱1.4M
$31.7K Rp 577.0M
-33.41%
🧾 Monthly Utilities & Internet
Ligao City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,742
$79.1 Rp 1.4M
53.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.23 ₱845
$6.45 Rp 117.2K
105.12%
Internet (50+ Mbps, Unlimited Data)
$24.19 ₱1,546
$18.58 Rp 337.7K
30.19%
🎉 Sport & Entertainment
Ligao City
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.79 ₱2,031
$49.48 Rp 899.4K
-35.75%
Tennis Court (1 Hour on Weekend)
$5.13 ₱328
$17.65 Rp 320.8K
-70.93%
Cinema Ticket
$5.06 ₱323
$4.27 Rp 77.7K
18.50%
🧸 Childcare & Education
Ligao City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$129 ₱8,253
$491 Rp 8.9M
-73.67%
International Primary School, 1 Child (Yearly)
$7,910 ₱505.4K
$5,674 Rp 103.1M
39.41%
👕👟 Clothing & Footwear
Ligao City
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.79 ₱2,095
$44.64 Rp 811.4K
-26.55%
Summer Dress (H&M, Zara, etc)
$18.91 ₱1,208
$34.95 Rp 635.3K
-45.89%
Sport Shoes (Adidas, Nike)
$70.6 ₱4,510
$79.9 Rp 1.5M
-11.65%
Men's Leather Business Shoes
$54.0 ₱3,448
$79.4 Rp 1.4M
-32.04%
🏠 Accommodation & Living
Ligao City
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$253 ₱16.1K
$1,125 Rp 20.4M
-77.54%
1-bedroom Apartment, Outside City Center (Monthly)
$168 ₱10.7K
$671 Rp 12.2M
-75.02%
3-bedroom Apartment, City Center (Monthly)
$496 ₱31.7K
$3,565 Rp 64.8M
-86.07%
3-bedroom Apartment, Outside City Center (Monthly)
$347 ₱22.2K
$1,723 Rp 31.3M
-79.85%
Buy Apartment in City Center (m2)
$2,649 ₱169.3K
$2,732 Rp 49.6M
-3.02%
Buy Apartment Outside City Center (m2)
$1,130 ₱72.2K
$2,284 Rp 41.5M
-50.54%
💵 Salaries & Financials
Ligao City
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$266 ₱17.0K
$164 Rp 3.0M
62.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.92
13.78
-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ligao City: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Ligao City
$178
Ubud, Bali
$288 62.3% $111
Accommodation & Living
Ligao City
$168
Ubud, Bali
$672 300% $504
Monthly Utilities & Internet
Ligao City
$159
Ubud, Bali
$104 34.4% $55
Eating Out
Ligao City
$84
Ubud, Bali
$108 27.9% $23
Clothing & Footwear
Ligao City
$79
Ubud, Bali
$108 35.5% $28
Sport & Entertainment
Ligao City
$42
Ubud, Bali
$58 38.4% $16
Getting Around
Ligao City
$16
Ubud, Bali
$11 29.6% $4.8

Cost Breakdown

A central one-bedroom costs $253 in Ligao City versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in Ligao City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17 in Ligao City versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $178 vs $288 – making Ligao City the more affordable choice for daily food spending.

Good to know
🇵🇭 Ligao City
🇮🇩 Ubud, Bali
🕒 Local time
07:18 7:18 AM
07:18 7:18 AM
Same time as Ligao City
🌤 Weather
👥 Population
3,955
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Ligao City Ubud, Bali 2,590 km ≈ 3 h 45 min nonstop flight
From you
  • Ligao City
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ligao City vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ligao City cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 86%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,089 per month in Ligao City and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ligao City, especially for central apartments: a one-bedroom in the center costs $253 there versus $1,125 in Ubud, Bali.
How do food prices compare in Ligao City and in Ubud, Bali?
Groceries cost about 62% more in Ubud, Bali, though the gap depends on what you buy.
Is eating out cheaper in Ligao City or in Ubud, Bali?
A mid-range dinner for two costs $17 in Ligao City and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Ligao City or in Ubud, Bali?
A $1,000 monthly budget goes further in Ligao City, where all-in costs run around $726, than in Ubud, Bali at $1,349. In Ligao City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ligao City or Ubud, Bali more family-friendly?
Families tend to lean toward Ligao City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Ligao City vs other spots: cost of living compared

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