Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ligao City

For one person, living is cheaper in Ligao City: $726 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Ligao City
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Ligao City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ligao City

🇵🇭 Philippines

$726

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ligao City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ligao City actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $726 in Ligao City, rent included.

Ubud, Bali $1,349
Ligao City $726

A couple spends around $2,305 per month in Ubud, Bali vs $1,106 in Ligao City, rent included.

Ubud, Bali $2,305
Ligao City $1,106

A family of three spends $3,261 per month in Ubud, Bali vs $1,486 in Ligao City, rent included.

Ubud, Bali $3,261
Ligao City $1,486

Ubud, Bali costs about 86% more than Ligao City, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.43 ₱283

-25.06%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$16.56 ₱1,058

115.22%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.81 ₱180

96.80%

Cappuccino

$2.72 Rp 49.4K

$2.20 ₱140

23.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.64 ₱40.92

165.63%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.33 ₱20.83

130.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.18 ₱75.6

124.58%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.09 ₱134

109.57%

Milk (1 liter)

$1.49 Rp 27.1K

$1.61 ₱103

-7.45%

White Bread (500g)

$2.28 Rp 41.4K

$1.14 ₱72.6

100.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.91 ₱57.9

30.77%

Eggs

$2.04 Rp 37.0K

$1.83 ₱117

11.48%

Local Cheese (1kg)

$17.70 Rp 321.7K

$5.54 ₱354

219.49%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.17 ₱267

-5.04%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$6.84 ₱437

78.22%

Apples (1kg)

$3.66 Rp 66.4K

$2.41 ₱154

51.87%

Banana (1kg)

$1.52 Rp 27.6K

$1.58 ₱101

-3.80%

Oranges (1kg)

$2.23 Rp 40.5K

$2.31 ₱148

-3.46%

Tomato (1kg)

$1.97 Rp 35.9K

$1.12 ₱71.4

75.89%

Potato (1kg)

$1.85 Rp 33.6K

$2.08 ₱133

-11.06%

Onion (1kg)

$2.42 Rp 44.1K

$2.18 ₱139

11.01%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.09 ₱69.5

-9.17%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.54 ₱34.74

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.87 ₱184

-22.65%

Wine (Bottle)

$22.24 Rp 404.2K

$7.49 ₱479

196.93%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.94 ₱59.9

140.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.92 ₱122

54.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.25 ₱16.24

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$13.54 ₱865

-42.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.71 ₱45.17

-38.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.19 ₱12.20

126.32%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.81 ₱116

198.90%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.18 ₱75.3

-30.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$22.7K ₱1.4M

5.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$21.1K ₱1.4M

50.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$121 ₱7,742

-34.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$13.23 ₱845

-51.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$24.19 ₱1,546

-23.19%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$31.79 ₱2,031

55.65%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$5.13 ₱328

244.05%

Cinema Ticket

$4.27 Rp 77.7K

$5.06 ₱323

-15.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$129 ₱8,253

279.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,910 ₱505.4K

-28.27%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$32.79 ₱2,095

36.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$18.91 ₱1,208

84.82%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$70.6 ₱4,510

13.19%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$54.0 ₱3,448

47.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$253 ₱16.1K

345.29%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$168 ₱10.7K

300.29%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$496 ₱31.7K

618.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$347 ₱22.2K

396.30%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,649 ₱169.3K

3.11%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,130 ₱72.2K

102.20%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$266 ₱17.0K

-38.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ligao City: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ligao City

$168 23.1% 75% $504

Groceries & Markets

Ubud, Bali

$288 21.4%

Ligao City

$178 24.5% 38.4% $111

Eating Out

Ubud, Bali

$108 8%

Ligao City

$84 11.6% 21.8% $23

Clothing & Footwear

Ubud, Bali

$108 8%

Ligao City

$79 10.9% 26.2% $28

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ligao City

$159 21.9% 52.4% $55

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ligao City

$42 5.8% 27.8% $16

Getting Around

Ubud, Bali

$11 0.9%

Ligao City

$16 2.2% 42% $4.8

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $253 in Ligao City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in Ligao City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $17 in Ligao City. Monthly groceries follow the same trend: $288 vs $178 – making Ligao City the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Ligao City

🕒 Local time

09:27 9:27 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

3,955

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ligao City 2,590 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Ligao City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ligao City: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 86%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,089 in Ligao City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ligao City, especially for central apartments: a one-bedroom in the center costs $253 there versus $1,125 in Ubud, Bali.

Groceries cost about 62% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $17 in Ligao City. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ligao City, where all-in costs run around $726, than in Ubud, Bali at $1,349. In Ligao City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ligao City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.