Cost of Living Comparison Between Ubud, Bali and Ligao City Cost of Living Comparison Between Ubud, Bali and Ligao City

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $766 in Ligao City, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,195 in Ligao City, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,624 in Ligao City, rent included.

Ubud, Bali costs about 82% more than Ligao City, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Ligao City is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.51 ₱216

1.71%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$17.92 ₱1,101

80.36%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$3.36 ₱207

49.11%

Cappuccino

$2.82 Rp 51.1K

$2.48 ₱152

13.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.82 ₱50.3

64.63%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.36 ₱22.20

102.78%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.35 ₱82.6

117.04%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.07 ₱127

90.34%

Milk (1 liter)

$1.78 Rp 32.2K

$1.83 ₱112

-2.73%

White Bread (500g)

$2.45 Rp 44.3K

$1.27 ₱78.2

92.91%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.96 ₱58.7

19.79%

Eggs

$2.41 Rp 43.7K

$1.98 ₱122

21.72%

Local Cheese (1kg)

$14.33 Rp 259.1K

$8.10 ₱497

76.91%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.20 ₱258

-0.24%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$7.68 ₱471

57.03%

Apples (1kg)

$3.64 Rp 65.8K

$2.85 ₱175

27.72%

Banana (1kg)

$1.57 Rp 28.3K

$1.53 ₱94.2

2.61%

Oranges (1kg)

$2.79 Rp 50.4K

$2.67 ₱164

4.49%

Tomato (1kg)

$2.24 Rp 40.5K

$1.62 ₱99.6

38.27%

Potato (1kg)

$1.98 Rp 35.8K

$2.30 ₱141

-13.91%

Onion (1kg)

$2.28 Rp 41.2K

$2.59 ₱159

-11.97%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.08 ₱66.1

-2.78%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.77 ₱47.56

2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$2.77 ₱170

15.16%

Wine (Bottle)

$23.49 Rp 424.8K

$8.24 ₱506

185.07%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.21 ₱74.2

139.67%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.07 ₱127

33.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.26 ₱15.84

3.85%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.82 ₱50.4

-45.12%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.24 ₱14.78

91.67%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$2.17 ₱133

179.72%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.15 ₱70.4

-25.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$26.8K ₱1.6M

-0.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$20.7K ₱1.3M

57.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$110 ₱6,782

-28.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$32.62 ₱2,003

-87.46%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$27.03 ₱1,660

-11.76%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$33.54 ₱2,059

194.51%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$4.35 ₱267

45.98%

Cinema Ticket

$4.01 Rp 72.5K

$6.02 ₱370

-33.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$149 ₱9,136

99.77%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$4,269 ₱262.1K

54.64%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$45.26 ₱2,779

18.05%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$26.69 ₱1,639

42.79%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$73.9 ₱4,535

20.04%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$54.0 ₱3,318

41.81%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$265 ₱16.3K

285.09%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$178 ₱10.9K

282.40%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$577 ₱35.4K

501.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$387 ₱23.7K

440.49%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,432 ₱149.3K

12.19%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$970 ₱59.6K

136.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$278 ₱17.1K

-41.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ligao City: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $265 in Ligao City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Ligao City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $18.00 in Ligao City. Monthly groceries follow the same trend: $298 vs $206 – making Ligao City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ligao City: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 82%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,148 in Ligao City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ligao City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $766 in Ligao City. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $149 in Ligao City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ligao City, where all-in costs run around $766, than in Ubud, Bali at $1,392. In Ligao City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ligao City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ligao City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.