Cost of Living Comparison Between Ubud, Bali and La Ceiba Cost of Living Comparison Between Ubud, Bali and La Ceiba

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $696 in La Ceiba, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,071 in La Ceiba, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,445 in La Ceiba, rent included.

Ubud, Bali costs about 104% more than La Ceiba, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while La Ceiba is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.94 HNL 105

-9.64%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$29.93 HNL 797

9.36%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.18 HNL 191

-31.06%

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

Water (0.33 liter bottle)

$0.70 Rp 12.5K

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.97 HNL 25.92

201.03%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.93 HNL 78.0

35.15%

Milk (1 liter)

$1.81 Rp 32.3K

$1.41 HNL 37.54

28.37%

White Bread (500g)

$2.52 Rp 45.0K

$1.67 HNL 44.42

50.90%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.42 HNL 37.83

-18.31%

Eggs

$2.46 Rp 43.9K

$1.58 HNL 42.15

55.70%

Local Cheese (1kg)

$14.71 Rp 262.7K

$7.13 HNL 190

106.31%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.67 HNL 151

-23.81%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.42 HNL 251

28.87%

Apples (1kg)

$3.84 Rp 68.6K

$4.08 HNL 109

-5.88%

Banana (1kg)

$1.56 Rp 27.8K

$0.52 HNL 13.81

200.00%

Oranges (1kg)

$2.83 Rp 50.6K

Tomato (1kg)

$2.33 Rp 41.5K

$1.24 HNL 32.96

87.90%

Potato (1kg)

$1.91 Rp 34.2K

$1.35 HNL 35.98

41.48%

Onion (1kg)

$2.20 Rp 39.3K

$1.90 HNL 50.5

15.79%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.77 HNL 20.38

31.17%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.70 HNL 18.66

11.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.41 HNL 64.1

37.76%

Wine (Bottle)

$23.74 Rp 423.9K

$14.37 HNL 383

65.21%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.05 HNL 27.89

165.71%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.61 HNL 42.91

77.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.60 HNL 16.05

-55.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$58.0 HNL 1,543

-86.14%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.04 HNL 27.68

-55.77%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.42 HNL 37.74

-68.31%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$3.90 HNL 104

56.41%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.12 HNL 29.70

-29.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$19.3K HNL 512.6K

66.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$130 HNL 3,460

-38.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$11.13 HNL 296

-63.52%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$50.3 HNL 1,339

-53.24%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$32.46 HNL 864

204.07%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$23.44 HNL 624

-71.72%

Cinema Ticket

$4.15 Rp 74.1K

$3.52 HNL 93.9

17.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$178 HNL 4,747

70.51%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,938 HNL 104.9K

67.91%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$17.27 HNL 460

221.60%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$11.48 HNL 306

233.71%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$34.72 HNL 924

155.18%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$50.5 HNL 1,345

54.20%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$136 HNL 3,625

639.26%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$82.3 HNL 2,191

720.67%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$200 HNL 5,335

1617.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$127 HNL 3,394

1500.06%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,134 HNL 30.2K

150.65%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$748 HNL 19.9K

202.54%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$570 HNL 15.2K

-71.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.5

15.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for La Ceiba: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $136 in La Ceiba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 245% higher in La Ceiba, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $30.00 in La Ceiba. Monthly groceries follow the same trend: $302 vs $207 – making La Ceiba the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs La Ceiba: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $696 in La Ceiba – roughly 104% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,044 in La Ceiba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in La Ceiba, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $30.00 in La Ceiba. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $696 in La Ceiba. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in La Ceiba, where all-in costs run around $696, than in Ubud, Bali at $1,419. In La Ceiba it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $696 in La Ceiba to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with La Ceiba. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.