Cost of Living Comparison Between Ubud, Bali and La Ceiba Cost of Living Comparison Between Ubud, Bali and La Ceiba

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $725 in La Ceiba, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,122 in La Ceiba, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,518 in La Ceiba, rent included.

Ubud, Bali costs about 90% more than La Ceiba, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while La Ceiba is 47% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
La Ceiba
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$4.06 HNL 109
-17.98%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$29.85 HNL 801
20.00%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$6.96 HNL 187
-19.11%
Cappuccino
$2.82 Rp 49.7K
-
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$0.82 HNL 21.92
113.41%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
-
-
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$0.98 HNL 26.20
210.20%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$3.08 HNL 82.7
39.61%
🛒 Groceries & Markets
Ubud, Bali
La Ceiba
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.36 HNL 36.45
18.38%
White Bread (500g)
$2.27 Rp 39.9K
$1.63 HNL 43.70
39.26%
Rice (white) (1kg)
$1.17 Rp 20.6K
$1.86 HNL 49.86
-37.10%
Eggs
$2.17 Rp 38.2K
$1.64 HNL 44.07
32.32%
Local Cheese (1kg)
$17.63 Rp 310.5K
$6.62 HNL 178
166.31%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$6.38 HNL 171
-36.52%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$10.23 HNL 275
19.06%
Apples (1kg)
$3.62 Rp 63.7K
$5.25 HNL 141
-31.05%
Banana (1kg)
$1.64 Rp 28.8K
-
-
Oranges (1kg)
$2.31 Rp 40.6K
-
-
Tomato (1kg)
$1.96 Rp 34.5K
$1.17 HNL 31.52
67.52%
Potato (1kg)
$1.84 Rp 32.5K
$1.64 HNL 44.01
12.20%
Onion (1kg)
$2.37 Rp 41.7K
$1.86 HNL 49.83
27.42%
Lettuce (1 head)
$1.05 Rp 18.5K
$0.75 HNL 20.05
40.00%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$0.62 HNL 16.70
-12.90%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$2.59 HNL 69.5
-11.20%
Wine (Bottle)
$23.08 Rp 406.4K
$14.24 HNL 382
62.08%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$1.19 HNL 32.08
96.64%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$1.52 HNL 40.71
101.97%
🚌 Getting Around
Ubud, Bali
La Ceiba
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$0.57 HNL 15.36
-56.14%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$55.3 HNL 1,486
-82.97%
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$1.09 HNL 29.37
-55.05%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$1.90 HNL 51.0
-75.26%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$3.78 HNL 102
48.15%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.08 HNL 28.97
-25.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$18.8K HNL 505.5K
65.05%
🧾 Monthly Utilities & Internet
Ubud, Bali
La Ceiba
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$152 HNL 4,072
-45.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$33.96 HNL 912
-80.89%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$55.0 HNL 1,477
-65.84%
🎉 Sport & Entertainment
Ubud, Bali
La Ceiba
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$31.09 HNL 835
77.68%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
$22.74 HNL 611
-19.92%
Cinema Ticket
$4.30 Rp 75.7K
$3.44 HNL 92.5
25.00%
🧸 Childcare & Education
Ubud, Bali
La Ceiba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$265 HNL 7,120
86.37%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$4,449 HNL 119.5K
33.01%
👕👟 Clothing & Footwear
Ubud, Bali
La Ceiba
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$16.97 HNL 456
172.72%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$10.97 HNL 295
232.18%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$33.07 HNL 888
144.03%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$48.62 HNL 1,306
62.07%
🏠 Accommodation & Living
Ubud, Bali
La Ceiba
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$92.3 HNL 2,479
1106.80%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$56.3 HNL 1,513
1130.71%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$147 HNL 3,944
2377.25%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$132 HNL 3,536
1200.14%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$1,118 HNL 30.0K
146.91%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$754 HNL 20.2K
204.18%
💵 Salaries & Financials
Ubud, Bali
La Ceiba
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
$556 HNL 14.9K
-69.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for La Ceiba: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $92.3 in La Ceiba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 233% higher in La Ceiba, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $30.00 in La Ceiba. Monthly groceries follow the same trend: $294 vs $215 – making La Ceiba the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs La Ceiba: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in La Ceiba compare overall?
Monthly costs with rent: $1,378 in Ubud, Bali, $725 in La Ceiba – roughly 90% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to La Ceiba?
For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,088 in La Ceiba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and La Ceiba?
Rent is clearly cheaper in La Ceiba, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36.00 in Ubud, Bali and $30.00 in La Ceiba. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Ubud, Bali or La Ceiba?
Monthly expenses with rent come to $1,378 in Ubud, Bali and $725 in La Ceiba. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in La Ceiba, where all-in costs run around $725, than in Ubud, Bali at $1,378. In La Ceiba it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and La Ceiba?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $725 in La Ceiba to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or La Ceiba safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and La Ceiba?
If budget matters most, go with La Ceiba. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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