Cost of Living Comparison Between Ubud, Bali and La Ceiba Cost of Living Comparison Between Ubud, Bali and La Ceiba

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $699 in La Ceiba, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,063 in La Ceiba, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,426 in La Ceiba, rent included.

Ubud, Bali costs about 99% more than La Ceiba, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while La Ceiba is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$4.05 HNL 108

-11.85%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$30.55 HNL 817

5.79%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$6.94 HNL 186

-27.81%

Cappuccino

$2.82 Rp 51.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

Water (0.33 liter bottle)

$0.73 Rp 13.2K

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.03 HNL 27.56

184.47%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.02 HNL 80.9

30.46%

Milk (1 liter)

$1.78 Rp 32.2K

$1.45 HNL 38.77

22.76%

White Bread (500g)

$2.45 Rp 44.3K

$1.60 HNL 42.78

53.13%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.37 HNL 36.65

-16.06%

Eggs

$2.41 Rp 43.7K

$1.52 HNL 40.62

58.55%

Local Cheese (1kg)

$14.33 Rp 259.1K

$6.75 HNL 181

112.30%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$5.78 HNL 155

-27.51%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$9.14 HNL 245

31.95%

Apples (1kg)

$3.64 Rp 65.8K

$3.91 HNL 105

-6.91%

Banana (1kg)

$1.57 Rp 28.3K

$0.49 HNL 13.10

220.41%

Oranges (1kg)

$2.79 Rp 50.4K

Tomato (1kg)

$2.24 Rp 40.5K

$1.23 HNL 32.93

82.11%

Potato (1kg)

$1.98 Rp 35.8K

$1.35 HNL 36.25

46.67%

Onion (1kg)

$2.28 Rp 41.2K

$1.90 HNL 50.9

20.00%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.81 HNL 21.58

29.63%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.70 HNL 18.73

12.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$2.51 HNL 67.2

27.09%

Wine (Bottle)

$23.49 Rp 424.8K

$14.07 HNL 377

66.95%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.05 HNL 28.13

176.19%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.53 HNL 40.87

80.39%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.60 HNL 15.98

-55.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$58.4 HNL 1,562

-85.66%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.08 HNL 28.98

-58.33%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$1.49 HNL 39.80

-69.13%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$3.74 HNL 100

62.30%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.12 HNL 30.00

-23.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$19.6K HNL 523.5K

66.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$130 HNL 3,490

-39.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$11.29 HNL 302

-63.77%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$49.25 HNL 1,318

-51.57%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$32.61 HNL 873

202.91%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$23.31 HNL 624

-72.76%

Cinema Ticket

$4.01 Rp 72.5K

$3.43 HNL 91.8

16.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$178 HNL 4,773

66.63%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$3,865 HNL 103.4K

70.83%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$17.26 HNL 462

209.56%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$11.56 HNL 309

229.67%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$35.15 HNL 941

152.20%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$50.4 HNL 1,349

52.05%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$133 HNL 3,565

665.41%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$81.3 HNL 2,175

737.04%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$200 HNL 5,351

1634.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$129 HNL 3,455

1518.88%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,118 HNL 29.9K

144.07%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$749 HNL 20.0K

206.56%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$560 HNL 15.0K

-70.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.5

15.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for La Ceiba: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $133 in La Ceiba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 242% higher in La Ceiba, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $31.00 in La Ceiba. Monthly groceries follow the same trend: $298 vs $203 – making La Ceiba the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs La Ceiba: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $699 in La Ceiba – roughly 99% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,048 in La Ceiba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in La Ceiba, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $31.00 in La Ceiba. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $699 in La Ceiba. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in La Ceiba, where all-in costs run around $699, than in Ubud, Bali at $1,392. In La Ceiba it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $699 in La Ceiba to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with La Ceiba. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.