😐Monthly costs for one person with rent: $686 in La Ceiba versus $680 in Choloma.
🙂Estimated couple costs with rent: $1,054 in La Ceiba versus $1,141 in Choloma.
🙂Monthly costs for a family of three with rent: $1,423 in La Ceiba versus $1,603 in Choloma.
😐Living in La Ceiba is roughly 1% more expensive than Choloma, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: La Ceiba49% lower, Choloma49% lower.
Currency
🍽 Eating Out
La Ceiba
Choloma
Difference
Meal at Budget Restaurant
$4.07HNL 108
$5.66HNL 151
-28.09%
Three-Course Dinner for Two, Mid-Range
$30.14HNL 803
$37.07HNL 988
-18.69%
Fast Food Meal(McDonalds, etc)
$6.85HNL 183
$7.47HNL 199
-8.30%
Cappuccino
-
$2.39HNL 63.6
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$0.96HNL 25.59
-
Water(0.33 liter bottle)
-
$1.14HNL 30.33
-
Local Beer(0.5 liter draught)
$0.99HNL 26.39
$1.17HNL 31.20
-15.38%
Imported Beer(0.33 liter bottle)
$2.94HNL 78.4
$2.68HNL 71.3
9.70%
🛒 Groceries & Markets
La Ceiba
Choloma
Difference
Milk(1 liter)
$1.39HNL 36.99
$1.40HNL 37.38
-0.71%
White Bread(500g)
$1.59HNL 42.27
$2.14HNL 57.1
-25.70%
Rice(white)(1kg)
$1.39HNL 36.94
$1.27HNL 33.88
9.45%
Eggs
$1.60HNL 42.70
$2.13HNL 56.8
-24.88%
Local Cheese(1kg)
$6.92HNL 184
$6.13HNL 164
12.89%
Chicken Fillets(1kg)
$5.76HNL 154
$3.76HNL 100
53.19%
Beef Round Steak(1kg)
$9.32HNL 248
$7.86HNL 209
18.58%
Apples(1kg)
$4.09HNL 109
$2.85HNL 76.0
43.51%
Banana(1kg)
$0.48HNL 12.78
$1.50HNL 39.89
-68.00%
Oranges(1kg)
-
$1.51HNL 40.38
-
Tomato(1kg)
$1.28HNL 34.21
$1.56HNL 41.59
-17.95%
Potato(1kg)
$1.29HNL 34.34
$1.60HNL 42.67
-19.38%
Onion(1kg)
$1.96HNL 52.3
$1.40HNL 37.44
40.00%
Lettuce(1 head)
$0.76HNL 20.13
$0.88HNL 23.55
-13.64%
Water(1.5 liter bottle)
$0.66HNL 17.46
$1.64HNL 43.70
-59.76%
Cigarettes 20 Pack(Marlboro, Camel)
$2.51HNL 67.0
$2.44HNL 65.2
2.87%
Wine(Bottle)
$14.26HNL 380
-
-
Local Beer(0.5 liter bottle)
$1.10HNL 29.33
$1.36HNL 36.15
-19.12%
Imported Beer(0.33 liter bottle)
$1.61HNL 42.82
$1.86HNL 49.45
-13.44%
🚌 Getting Around
La Ceiba
Choloma
Difference
One-way Ticket(Public Transport)
$0.55HNL 14.71
$0.61HNL 16.33
-9.84%
Public Transport Monthly Pass(Regular Price)
$57.3HNL 1,528
-
-
Taxi Start(Normal Tariff)
$1.08HNL 28.88
$4.35HNL 116
-75.17%
Taxi(Normal Tariff)(1km)
$1.44HNL 38.37
-
-
Taxi 1hour Waiting(Normal Tariff)
$3.78HNL 101
-
-
Gasoline(1 liter)
$1.11HNL 29.60
$1.02HNL 27.21
8.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$18.8KHNL 502.4K
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5KHNL 518.8K
$19.0KHNL 507.1K
2.30%
🧾 Monthly Utilities & Internet
La Ceiba
Choloma
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$130HNL 3,466
$81.5HNL 2,173
59.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.39HNL 304
$8.88HNL 237
28.27%
Internet(50+ Mbps, Unlimited Data)
$49.53HNL 1,320
$41.20HNL 1,098
20.22%
🎉 Sport & Entertainment
La Ceiba
Choloma
Difference
Gym Membership(Monthly)
$32.78HNL 874
-
-
Tennis Court(1 Hour on Weekend)
$22.75HNL 606
-
-
Cinema Ticket
$3.56HNL 94.9
$5.85HNL 156
-39.15%
🧸 Childcare & Education
La Ceiba
Choloma
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$181HNL 4,820
$252HNL 6,722
-28.29%
International Primary School, 1 Child(Yearly)
$3,885HNL 103.5K
-
-
👕👟 Clothing & Footwear
La Ceiba
Choloma
Difference
Jeans(Levis 501 Or Similar)
$17.53HNL 467
$45.63HNL 1,216
-61.58%
Summer Dress(H&M, Zara, etc)
$11.46HNL 306
$35.64HNL 950
-67.85%
Sport Shoes(Adidas, Nike)
$34.85HNL 929
$111HNL 2,949
-68.50%
Men's Leather Business Shoes
$49.66HNL 1,324
$102HNL 2,727
-51.46%
🏠 Accommodation & Living
La Ceiba
Choloma
Difference
1-bedroom Apartment, City Center(Monthly)
$135HNL 3,595
$109HNL 2,900
23.94%
1-bedroom Apartment, Outside City Center(Monthly)
$83.2HNL 2,217
$99.4HNL 2,649
-16.30%
3-bedroom Apartment, City Center(Monthly)
$204HNL 5,441
$343HNL 9,145
-40.50%
3-bedroom Apartment, Outside City Center(Monthly)
$128HNL 3,407
$297HNL 7,912
-56.93%
Buy Apartment in City Center(m2)
$1,133HNL 30.2K
-
-
Buy Apartment Outside City Center(m2)
$744HNL 19.8K
-
-
💵 Salaries & Financials
La Ceiba
Choloma
Difference
Average Monthly Net Salary(After Tax)
$563HNL 15.0K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.5
12
-4.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for La Ceiba: June 7, 2026
Last update for Choloma: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $135 in La Ceiba and $109 in Choloma. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $30.00 in La Ceiba vs $37.00 in Choloma. Groceries flip the comparison at $205 vs $188, with Choloma cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Ceiba vs Choloma: Cost of Living - Frequently Asked Questions
Is Choloma cheaper than La Ceiba?
Choloma is cheaper overall, especially in Groceries & Markets, Getting Around, Monthly Utilities & Internet, Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,029 in La Ceiba and $1,019 in Choloma to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between La Ceiba and Choloma?
Rent for a central apartment: $135 in La Ceiba versus $109 in Choloma. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in La Ceiba and Choloma?
Supermarket bills run roughly 9% higher in La Ceiba. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in La Ceiba vs Choloma?
All in, you'll spend $686 per month in La Ceiba versus $680 in Choloma – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either La Ceiba or Choloma?
Either city works on $1,000 a month, though Choloma gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in La Ceiba or Choloma?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, La Ceiba or Choloma?
Safety-wise, La Ceiba and Choloma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Choloma gentler on the wallet – expenses run 1% less than in La Ceiba. Beyond cost, consider language, visa policies, and how big the international community is in each city.