Cost of Living Comparison Between Kyiv and Sumy Cost of Living Comparison Between Kyiv and Sumy

Monthly Cost of Living

Monthly costs for one person with rent: $1,013 in Kyiv versus $972 in Sumy.

Estimated couple costs with rent: $1,562 in Kyiv versus $1,640 in Sumy.

Monthly costs for a family of three with rent: $2,111 in Kyiv versus $2,309 in Sumy.

Living in Kyiv is roughly 4% more expensive than in Sumy, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Kyiv 26% lower, Sumy 29% lower.

Meal at Budget Restaurant

$11.13 ₴497

$11.39 ₴509

-2.28%

Three-Course Dinner for Two, Mid-Range

$33.91 ₴1,514

$33.14 ₴1,479

2.32%

Fast Food Meal (McDonalds, etc)

$6.66 ₴297

$6.89 ₴307

-3.34%

Cappuccino

$1.65 ₴73.6

$1.72 ₴76.6

-4.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₴35.04

$0.79 ₴35.17

-1.27%

Water (0.33 liter bottle)

$0.55 ₴24.69

$0.54 ₴24.29

1.85%

Local Beer (0.5 liter draught)

$1.37 ₴61.0

$1.37 ₴61.3

Imported Beer (0.33 liter bottle)

$2.04 ₴91.0

$2.07 ₴92.5

-1.45%

Milk (1 liter)

$1.36 ₴60.5

$1.28 ₴57.2

6.25%

White Bread (500g)

$0.89 ₴39.88

$0.82 ₴36.57

8.54%

Rice (white) (1kg)

$1.48 ₴66.2

Eggs

$1.99 ₴88.8

$2.08 ₴92.8

-4.33%

Local Cheese (1kg)

$10.28 ₴459

Chicken Fillets (1kg)

$5.31 ₴237

$5.44 ₴243

-2.39%

Beef Round Steak (1kg)

$8.99 ₴401

$8.71 ₴389

3.21%

Apples (1kg)

$1.20 ₴53.4

$1.23 ₴54.9

-2.44%

Banana (1kg)

$1.54 ₴68.6

$1.56 ₴69.7

-1.28%

Oranges (1kg)

$1.82 ₴81.1

$1.92 ₴85.9

-5.21%

Tomato (1kg)

$2.56 ₴114

$2.52 ₴113

1.59%

Potato (1kg)

$0.60 ₴26.83

Onion (1kg)

$0.45 ₴20.21

$0.46 ₴20.53

-2.17%

Lettuce (1 head)

$1.42 ₴63.3

$1.39 ₴62.0

2.16%

Water (1.5 liter bottle)

$0.60 ₴26.88

$0.62 ₴27.67

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.43 ₴153

$2.91 ₴130

17.87%

Wine (Bottle)

$5.47 ₴244

$5.55 ₴248

-1.44%

Local Beer (0.5 liter bottle)

$0.96 ₴42.67

$0.89 ₴39.80

7.87%

Imported Beer (0.33 liter bottle)

$1.44 ₴64.1

$0.98 ₴43.83

46.94%

One-way Ticket (Public Transport)

$0.57 ₴25.52

$0.33 ₴14.57

72.73%

Public Transport Monthly Pass (Regular Price)

$11.00 ₴491

$8.86 ₴395

24.15%

Taxi Start (Normal Tariff)

$2.22 ₴99.2

$2.29 ₴102

-3.06%

Taxi (Normal Tariff) (1km)

$0.44 ₴19.47

$0.47 ₴20.85

-6.38%

Taxi 1hour Waiting (Normal Tariff)

$4.49 ₴200

$4.29 ₴192

4.66%

Gasoline (1 liter)

$1.67 ₴74.8

$1.49 ₴66.4

12.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₴1.3M

$28.9K ₴1.3M

4.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ₴1.2M

$22.4K ₴999.3K

17.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 ₴4,161

$94.6 ₴4,224

-1.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.76 ₴302

$6.99 ₴312

-3.29%

Internet (50+ Mbps, Unlimited Data)

$6.59 ₴294

$6.72 ₴300

-1.93%

Gym Membership (Monthly)

$34.37 ₴1,534

$46.38 ₴2,070

-25.89%

Tennis Court (1 Hour on Weekend)

$17.54 ₴783

$22.12 ₴987

-20.71%

Cinema Ticket

$5.47 ₴244

$3.66 ₴163

49.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$398 ₴17.8K

$234 ₴10.5K

70.11%

International Primary School, 1 Child (Yearly)

$14.6K ₴652.7K

$14.9K ₴662.9K

-1.53%

Jeans (Levis 501 Or Similar)

$70.1 ₴3,129

$70.2 ₴3,135

-0.21%

Summer Dress (H&M, Zara, etc)

$40.39 ₴1,803

$30.86 ₴1,377

30.88%

Sport Shoes (Adidas, Nike)

$93.0 ₴4,152

$94.4 ₴4,216

-1.52%

Men's Leather Business Shoes

$116 ₴5,200

$119 ₴5,315

-2.16%

1-bedroom Apartment, City Center (Monthly)

$639 ₴28.5K

$558 ₴24.9K

14.63%

1-bedroom Apartment, Outside City Center (Monthly)

$361 ₴16.1K

$309 ₴13.8K

16.89%

3-bedroom Apartment, City Center (Monthly)

$1,340 ₴59.8K

$1,021 ₴45.6K

31.21%

3-bedroom Apartment, Outside City Center (Monthly)

$647 ₴28.9K

$839 ₴37.4K

-22.89%

Buy Apartment in City Center (m2)

$2,711 ₴121.0K

$1,665 ₴74.3K

62.85%

Buy Apartment Outside City Center (m2)

$1,157 ₴51.6K

$1,369 ₴61.1K

-15.50%

Average Monthly Net Salary (After Tax)

$794 ₴35.5K

$385 ₴17.2K

106.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.9

13.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: September 14, 2026

Last update for Sumy: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $639 in Kyiv and $558 in Sumy. Housing cost is often the main lever when comparing two cities.

Kyiv pays 106% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Kyiv vs $33.00 in Sumy for a mid-range dinner for two. Groceries echo the gap at $190 vs $188 per month, with Sumy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Sumy: Cost of Living - Frequently Asked Questions

Sumy is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 106% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $639 in Kyiv versus $558 in Sumy. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sumy – a meal for two runs $33.00 versus $34.00 in Kyiv. If you eat out regularly, this makes a real dent in your monthly spending.

At $972 in Sumy versus $1,013 in Kyiv, a $1,000 budget is realistic in Sumy but tight or insufficient in Kyiv. The gap between the two cities makes Sumy the clear choice for anyone on this budget.

For families, Sumy is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Sumy gentler on the wallet – expenses run 4% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.