Cost of Living Comparison Between Kyiv and Sumy Cost of Living Comparison Between Kyiv and Sumy

Monthly Cost of Living

Monthly costs for one person with rent: $989 in Kyiv versus $723 in Sumy.

Estimated couple costs with rent: $1,501 in Kyiv versus $1,069 in Sumy.

Monthly costs for a family of three with rent: $2,012 in Kyiv versus $1,416 in Sumy.

Living in Kyiv is roughly 37% more expensive than Sumy, driven mainly by Eating Out.

Both cities sit below the global median: Kyiv 26% lower, Sumy 46% lower.

Meal at Budget Restaurant

$8.65 ₴388

$7.13 ₴320

21.32%

Three-Course Dinner for Two, Mid-Range

$30.81 ₴1,381

$14.33 ₴642

115.00%

Fast Food Meal (McDonalds, etc)

$6.08 ₴273

$6.00 ₴269

1.33%

Cappuccino

$1.55 ₴69.6

$1.00 ₴44.91

55.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₴30.09

$0.62 ₴27.97

8.06%

Water (0.33 liter bottle)

$0.46 ₴20.46

$0.46 ₴20.48

Local Beer (0.5 liter draught)

$1.06 ₴47.54

$0.87 ₴38.81

21.84%

Imported Beer (0.33 liter bottle)

$1.89 ₴84.9

$1.11 ₴49.82

70.27%

Milk (1 liter)

$1.26 ₴56.5

$1.05 ₴47.14

20.00%

White Bread (500g)

$0.82 ₴36.83

$0.76 ₴34.22

7.89%

Rice (white) (1kg)

$1.84 ₴82.6

$1.80 ₴80.7

2.22%

Eggs

$1.99 ₴89.0

$2.06 ₴92.3

-3.40%

Local Cheese (1kg)

$10.06 ₴451

$9.99 ₴448

0.70%

Chicken Fillets (1kg)

$4.35 ₴195

$4.51 ₴202

-3.55%

Beef Round Steak (1kg)

$7.69 ₴345

$7.76 ₴348

-0.90%

Apples (1kg)

$1.03 ₴46.08

$0.97 ₴43.57

6.19%

Banana (1kg)

$1.61 ₴72.1

$1.47 ₴66.1

9.52%

Oranges (1kg)

$1.77 ₴79.6

$1.77 ₴79.3

Tomato (1kg)

$2.25 ₴101

$2.27 ₴102

-0.88%

Potato (1kg)

$0.88 ₴39.28

$0.50 ₴22.31

76.00%

Onion (1kg)

$0.59 ₴26.62

$0.59 ₴26.46

Lettuce (1 head)

$1.43 ₴64.1

$1.39 ₴62.5

2.88%

Water (1.5 liter bottle)

$0.57 ₴25.70

$0.54 ₴24.31

5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₴131

$2.84 ₴127

2.46%

Wine (Bottle)

$5.54 ₴248

$5.61 ₴251

-1.25%

Local Beer (0.5 liter bottle)

$0.90 ₴40.56

$0.88 ₴39.50

2.27%

Imported Beer (0.33 liter bottle)

$1.55 ₴69.7

$1.60 ₴71.5

-3.13%

One-way Ticket (Public Transport)

$0.18 ₴7.90

$0.35 ₴15.49

-48.57%

Public Transport Monthly Pass (Regular Price)

$9.43 ₴423

Taxi Start (Normal Tariff)

$2.11 ₴94.4

$2.11 ₴94.6

Taxi (Normal Tariff) (1km)

$0.35 ₴15.52

$0.38 ₴16.88

-7.89%

Taxi 1hour Waiting (Normal Tariff)

$4.41 ₴198

$4.29 ₴192

2.80%

Gasoline (1 liter)

$1.41 ₴63.3

$1.31 ₴58.6

7.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₴1.4M

0.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₴1.1M

-0.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₴4,977

$108 ₴4,856

2.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.78 ₴259

$5.67 ₴254

1.94%

Internet (50+ Mbps, Unlimited Data)

$6.83 ₴306

$7.06 ₴316

-3.26%

Gym Membership (Monthly)

$37.04 ₴1,660

$28.69 ₴1,286

29.10%

Tennis Court (1 Hour on Weekend)

$16.18 ₴725

$6.17 ₴277

162.24%

Cinema Ticket

$4.96 ₴222

$2.85 ₴128

74.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$385 ₴17.2K

$375 ₴16.8K

2.60%

International Primary School, 1 Child (Yearly)

$7,619 ₴341.5K

$7,887 ₴353.5K

-3.40%

Jeans (Levis 501 Or Similar)

$69.1 ₴3,098

$48.71 ₴2,183

41.90%

Summer Dress (H&M, Zara, etc)

$35.19 ₴1,577

$36.02 ₴1,614

-2.30%

Sport Shoes (Adidas, Nike)

$103 ₴4,637

$100 ₴4,502

3.02%

Men's Leather Business Shoes

$114 ₴5,102

$114 ₴5,117

-0.29%

1-bedroom Apartment, City Center (Monthly)

$592 ₴26.5K

$228 ₴10.2K

159.74%

1-bedroom Apartment, Outside City Center (Monthly)

$349 ₴15.6K

$147 ₴6,590

137.29%

3-bedroom Apartment, City Center (Monthly)

$1,285 ₴57.6K

$347 ₴15.6K

270.09%

3-bedroom Apartment, Outside City Center (Monthly)

$625 ₴28.0K

$213 ₴9,556

192.97%

Buy Apartment in City Center (m2)

$2,622 ₴117.5K

$889 ₴39.8K

195.06%

Buy Apartment Outside City Center (m2)

$1,143 ₴51.2K

$536 ₴24.0K

113.26%

Average Monthly Net Salary (After Tax)

$757 ₴33.9K

$400 ₴17.9K

89.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.34

61.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: June 14, 2026

Last update for Sumy: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $592 in Kyiv and $228 in Sumy. Housing cost is often the main lever when comparing two cities.

Kyiv pays 89% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Kyiv vs $14.00 in Sumy for a mid-range dinner for two. Groceries echo the gap at $179 vs $175 per month, with Sumy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Sumy: Cost of Living - Frequently Asked Questions

Sumy is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 37% gap adds up to real monthly savings that compound significantly over time.

Kyiv pays 89% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $592 in Kyiv versus $228 in Sumy. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $385 in Kyiv versus $375 in Sumy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sumy – a meal for two runs $14.00 versus $31.00 in Kyiv. If you eat out regularly, this makes a real dent in your monthly spending.

At $723 in Sumy versus $989 in Kyiv, a $1,000 budget is realistic in Sumy but tight or insufficient in Kyiv. The gap between the two cities makes Sumy the clear choice for anyone on this budget.

For families, Sumy is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Sumy gentler on the wallet – expenses run 37% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.