Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Sumy

For one person, living is cheaper in Sumy: $941 a month against $996 in Kyiv, rent and utilities included – about $660 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Kyiv
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Kyiv Living Index
46

Cost of Living Index in Sumy
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Sumy Living Index

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Kyiv

🇺🇦 Ukraine

$996

/mo nomad

Sumy

🇺🇦 Ukraine

$941

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Sumy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Sumy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Kyiv versus $941 in Sumy.

Kyiv $996
Sumy $941

Estimated couple costs with rent: $1,575 in Kyiv versus $1,610 in Sumy.

Kyiv $1,575
Sumy $1,610

Monthly costs for a family of three with rent: $2,153 in Kyiv versus $2,279 in Sumy.

Kyiv $2,153
Sumy $2,279

Living in Kyiv is roughly 6% more expensive than in Sumy, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Kyiv 27% lower, Sumy 31% lower.

Meal at Budget Restaurant

$10.78 ₴491

$10.89 ₴496

-1.01%

Three-Course Dinner for Two, Mid-Range

$32.91 ₴1,499

$32.99 ₴1,502

-0.24%

Fast Food Meal (McDonalds, etc)

$7.54 ₴343

$7.49 ₴341

0.67%

Cappuccino

$1.81 ₴82.3

$1.80 ₴81.7

0.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₴34.82

$0.78 ₴35.63

-2.56%

Water (0.33 liter bottle)

$0.59 ₴26.69

$0.53 ₴24.28

11.32%

Local Beer (0.5 liter draught)

$1.34 ₴60.9

$1.33 ₴60.7

0.75%

Imported Beer (0.33 liter bottle)

$1.99 ₴90.7

$1.94 ₴88.4

2.58%

Milk (1 liter)

$1.34 ₴60.9

$1.27 ₴58.1

5.51%

White Bread (500g)

$0.83 ₴37.70

$0.84 ₴38.32

-1.19%

Rice (white) (1kg)

$1.49 ₴67.8

$1.42 ₴64.8

4.93%

Eggs

$2.03 ₴92.6

$1.95 ₴88.6

4.10%

Local Cheese (1kg)

$10.09 ₴460

$10.13 ₴461

-0.39%

Chicken Fillets (1kg)

$5.11 ₴233

$5.29 ₴241

-3.40%

Beef Round Steak (1kg)

$8.65 ₴394

$8.46 ₴385

2.25%

Apples (1kg)

$1.21 ₴55.2

$1.18 ₴53.7

2.54%

Banana (1kg)

$1.56 ₴71.1

$1.51 ₴68.6

3.31%

Oranges (1kg)

$1.84 ₴83.9

$1.81 ₴82.3

1.66%

Tomato (1kg)

$2.69 ₴123

$2.69 ₴122

Potato (1kg)

$0.58 ₴26.22

$0.58 ₴26.53

Onion (1kg)

$0.45 ₴20.45

$0.44 ₴20.12

2.27%

Lettuce (1 head)

$1.48 ₴67.5

$1.48 ₴67.4

Water (1.5 liter bottle)

$0.64 ₴29.25

$0.59 ₴26.89

8.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.35 ₴153

$2.85 ₴130

17.54%

Wine (Bottle)

$5.42 ₴247

$5.47 ₴249

-0.91%

Local Beer (0.5 liter bottle)

$0.91 ₴41.50

$0.85 ₴38.84

7.06%

Imported Beer (0.33 liter bottle)

$1.35 ₴61.5

$0.96 ₴43.65

40.63%

One-way Ticket (Public Transport)

$0.69 ₴31.24

$0.32 ₴14.42

115.62%

Public Transport Monthly Pass (Regular Price)

$12.38 ₴564

$9.23 ₴420

34.13%

Taxi Start (Normal Tariff)

$2.21 ₴100

$2.20 ₴100

0.45%

Taxi (Normal Tariff) (1km)

$0.45 ₴20.69

$0.46 ₴20.95

-2.17%

Taxi 1hour Waiting (Normal Tariff)

$4.70 ₴214

$4.20 ₴191

11.90%

Gasoline (1 liter)

$1.82 ₴82.7

$1.57 ₴71.5

15.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K ₴1.4M

$30.6K ₴1.4M

1.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$24.1K ₴1.1M

4.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.8 ₴4,409

$99.1 ₴4,510

-2.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.86 ₴312

$6.80 ₴310

0.88%

Internet (50+ Mbps, Unlimited Data)

$6.30 ₴287

$6.53 ₴297

-3.52%

Gym Membership (Monthly)

$37.13 ₴1,691

$30.27 ₴1,378

22.66%

Tennis Court (1 Hour on Weekend)

$18.04 ₴821

$20.95 ₴954

-13.89%

Cinema Ticket

$5.60 ₴255

$3.60 ₴164

55.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 ₴19.3K

$229 ₴10.4K

85.25%

International Primary School, 1 Child (Yearly)

$15.1K ₴688.0K

$15.0K ₴682.6K

0.78%

Jeans (Levis 501 Or Similar)

$73.2 ₴3,333

$71.7 ₴3,262

2.16%

Summer Dress (H&M, Zara, etc)

$39.13 ₴1,781

$30.39 ₴1,384

28.76%

Sport Shoes (Adidas, Nike)

$94.9 ₴4,322

$94.6 ₴4,306

0.37%

Men's Leather Business Shoes

$118 ₴5,378

$116 ₴5,264

2.18%

1-bedroom Apartment, City Center (Monthly)

$647 ₴29.5K

$544 ₴24.8K

19.03%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₴15.3K

$303 ₴13.8K

11.16%

3-bedroom Apartment, City Center (Monthly)

$1,386 ₴63.1K

$992 ₴45.2K

39.63%

3-bedroom Apartment, Outside City Center (Monthly)

$651 ₴29.7K

$822 ₴37.4K

-20.76%

Buy Apartment in City Center (m2)

$2,590 ₴117.9K

$1,081 ₴49.2K

139.52%

Buy Apartment Outside City Center (m2)

$1,160 ₴52.8K

$845 ₴38.5K

37.22%

Average Monthly Net Salary (After Tax)

$820 ₴37.3K

$378 ₴17.2K

116.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

15.9

12.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 24, 2026

Last update for Sumy: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$337 33.8%

Sumy

$303 32.2% 10% $34

Groceries & Markets

Kyiv

$188 18.9%

Sumy

$185 19.7% 1.6% $2.9

Eating Out

Kyiv

$147 14.7%

Sumy

$147 15.6% 0.3% $0.4

Clothing & Footwear

Kyiv

$146 14.7%

Sumy

$141 14.9% 4% $5.9

Monthly Utilities & Internet

Kyiv

$110 11%

Sumy

$112 12% 2.2% $2.4

Sport & Entertainment

Kyiv

$48 4.9%

Sumy

$37 4% 22.4% $11

Getting Around

Kyiv

$20 2%

Sumy

$15 1.6% 23.5% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $647 in Kyiv and $544 in Sumy. Housing cost is often the main lever when comparing two cities.

Kyiv pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $33 in Kyiv vs $33 in Sumy. Groceries flip the comparison at $188 vs $185, with Sumy cheaper for home cooking.

Good to know

🇺🇦 Kyiv

🇺🇦 Sumy

🕒 Local time

12:43 12:43 PM

Same time as Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

267,633

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

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Kyiv Sumy 310 km

From you

Kyiv
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Sumy: Cost of Living - Frequently Asked Questions

Sumy is about 6% cheaper overall, especially in leisure, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Kyiv is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $647 in Kyiv versus $544 in Sumy. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sumy runs roughly 25% less than in Kyiv. The price difference matters if you commute daily and watch your budget.

Childcare runs $424 in Kyiv versus $229 in Sumy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $800. Sumy is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Sumy wins on affordability, Kyiv on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.