Cost of Living Comparison Between Kumasi and Chiang Mai Cost of Living Comparison Between Kumasi and Chiang Mai

Monthly Cost of Living

A single person spends $441 per month in Kumasi vs $852 in Chiang Mai, rent included.

A couple spends around $735 per month in Kumasi vs $1,360 in Chiang Mai, rent included.

A family of three spends $1,030 per month in Kumasi vs $1,867 in Chiang Mai, rent included.

Kumasi is about 48% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Kumasi and Chiang Mai are more affordable than the global median – Kumasi 67% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Kumasi
Chiang Mai
Difference
Meal at Budget Restaurant
$2.82 GHS 32.95
$2.04 ฿68.2
38.24%
Three-Course Dinner for Two, Mid-Range
$31.97 GHS 373
$18.71 ฿624
70.87%
Fast Food Meal (McDonalds, etc)
$7.59 GHS 88.6
$7.86 ฿262
-3.44%
Cappuccino
$0.81 GHS 9.48
$2.03 ฿67.7
-60.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.61 GHS 7.10
$0.80 ฿26.64
-23.75%
Water (0.33 liter bottle)
$0.21 GHS 2.44
$0.35 ฿11.68
-40.00%
Local Beer (0.5 liter draught)
$0.90 GHS 10.53
$2.14 ฿71.5
-57.94%
Imported Beer (0.33 liter bottle)
$1.54 GHS 17.97
$3.67 ฿122
-58.04%
🛒 Groceries & Markets
Kumasi
Chiang Mai
Difference
Milk (1 liter)
$1.79 GHS 20.87
$1.73 ฿57.6
3.47%
White Bread (500g)
$1.49 GHS 17.44
$1.57 ฿52.4
-5.10%
Rice (white) (1kg)
$1.67 GHS 19.50
$1.20 ฿39.99
39.17%
Eggs
$2.18 GHS 25.45
$1.97 ฿65.8
10.66%
Local Cheese (1kg)
$5.90 GHS 68.9
$16.23 ฿541
-63.65%
Chicken Fillets (1kg)
$4.44 GHS 51.9
$3.06 ฿102
45.10%
Beef Round Steak (1kg)
$4.69 GHS 54.8
$10.80 ฿360
-56.57%
Apples (1kg)
$1.68 GHS 19.66
$2.77 ฿92.3
-39.35%
Banana (1kg)
$0.80 GHS 9.36
$1.17 ฿38.94
-31.62%
Oranges (1kg)
$0.80 GHS 9.34
$1.71 ฿57.0
-53.22%
Tomato (1kg)
$1.97 GHS 22.95
$1.59 ฿53.2
23.90%
Potato (1kg)
$1.68 GHS 19.60
$1.39 ฿46.51
20.86%
Onion (1kg)
$1.12 GHS 13.11
$1.16 ฿38.56
-3.45%
Lettuce (1 head)
$0.80 GHS 9.37
$0.66 ฿22.05
21.21%
Water (1.5 liter bottle)
$0.48 GHS 5.59
$0.52 ฿17.31
-7.69%
Cigarettes 20 Pack (Marlboro, Camel)
$0.84 GHS 9.82
$4.65 ฿155
-81.94%
Wine (Bottle)
$1.30 GHS 15.19
$17.78 ฿593
-92.69%
Local Beer (0.5 liter bottle)
$1.13 GHS 13.17
$1.79 ฿59.6
-36.87%
Imported Beer (0.33 liter bottle)
$1.86 GHS 21.75
$3.34 ฿111
-44.31%
🚌 Getting Around
Kumasi
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.42 GHS 4.88
$0.91 ฿30.27
-53.85%
Public Transport Monthly Pass (Regular Price)
$19.90 GHS 232
$18.64 ฿622
6.76%
Taxi Start (Normal Tariff)
$0.83 GHS 9.70
$1.41 ฿47.04
-41.13%
Taxi (Normal Tariff) (1km)
$1.17 GHS 13.63
$1.34 ฿44.70
-12.69%
Taxi 1hour Waiting (Normal Tariff)
$1.62 GHS 18.96
$8.11 ฿270
-80.02%
Gasoline (1 liter)
$1.10 GHS 12.88
$1.23 ฿41.16
-10.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,848 GHS 91.7K
$21.4K ฿715.1K
-63.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,763 GHS 114.0K
$21.8K ฿728.0K
-55.26%
🧾 Monthly Utilities & Internet
Kumasi
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.21 GHS 481
$71.3 ฿2,379
-42.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.12 GHS 153
$14.01 ฿467
-6.35%
Internet (50+ Mbps, Unlimited Data)
$38.15 GHS 446
$17.93 ฿598
112.77%
🎉 Sport & Entertainment
Kumasi
Chiang Mai
Difference
Gym Membership (Monthly)
$28.31 GHS 331
$40.82 ฿1,362
-30.65%
Tennis Court (1 Hour on Weekend)
-
$6.88 ฿230
-
Cinema Ticket
$9.49 GHS 111
$5.72 ฿191
65.91%
🧸 Childcare & Education
Kumasi
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$72.2 GHS 843
$308 ฿10.3K
-76.59%
International Primary School, 1 Child (Yearly)
$5,498 GHS 64.2K
$14.7K ฿489.7K
-62.55%
👕👟 Clothing & Footwear
Kumasi
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$14.42 GHS 168
$55.8 ฿1,860
-74.14%
Summer Dress (H&M, Zara, etc)
$19.03 GHS 222
$26.04 ฿869
-26.92%
Sport Shoes (Adidas, Nike)
$28.90 GHS 338
$84.8 ฿2,829
-65.92%
Men's Leather Business Shoes
$40.66 GHS 475
$71.0 ฿2,368
-42.72%
🏠 Accommodation & Living
Kumasi
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
-
$423 ฿14.1K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$242 ฿8,088
-
3-bedroom Apartment, City Center (Monthly)
-
$797 ฿26.6K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$507 ฿16.9K
-
Buy Apartment in City Center (m2)
-
$1,918 ฿64.0K
-
Buy Apartment Outside City Center (m2)
-
$1,464 ฿48.8K
-
💵 Salaries & Financials
Kumasi
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$308 GHS 3,592
$595 ฿19.9K
-48.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
5
408.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: July 26, 2026

Last update for Chiang Mai: July 27, 2026

Cost Breakdown

Salaries run about 93% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Kumasi versus $19.00 in Chiang Mai. Groceries tell a different story – $157 in Kumasi vs $244 in Chiang Mai – so Kumasi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kumasi vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kumasi or Chiang Mai?
Chiang Mai costs about 93% more than Kumasi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kumasi and in Chiang Mai?
For a comfortable life, plan on about $662 per month in Kumasi and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do childcare costs compare in Kumasi and in Chiang Mai?
Kindergarten costs $72.2 per month in Kumasi and $308 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Kumasi or in Chiang Mai?
Groceries cost about 56% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Kumasi or in Chiang Mai?
$1,200 covers both cities comfortably – all-in costs are $441 in Kumasi and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Kumasi or Chiang Mai?
For digital nomads, it depends on budget. Kumasi costs $441 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Kumasi compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Kumasi or to Chiang Mai?
If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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