Last update: Oct 2026

Cost of Living Comparison Between Kumasi and Cape Town

For one person, living is cheaper in Kumasi: $488 a month against $1,586 in Cape Town, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Kumasi
Learn more

Kumasi Living Index
77

Cost of Living Index in Cape Town
Learn more

Cape Town Living Index

Jump to prices

Kumasi

🇬🇭 Ghana

$488

/mo nomad

Cape Town

🇿🇦 South Africa

$1,586

/mo nomad

Monthly Cost of Living

How much you'll spend in Kumasi and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kumasi and in Cape Town actually costs, broken down by who's living it.

A single person spends $488 per month in Kumasi vs $1,586 in Cape Town, rent included.

Kumasi $488
Cape Town $1,586

A couple spends around $805 per month in Kumasi vs $2,425 in Cape Town, rent included.

Kumasi $805
Cape Town $2,425

A family of three spends $1,123 per month in Kumasi vs $3,263 in Cape Town, rent included.

Kumasi $1,123
Cape Town $3,263

Kumasi is about 69% cheaper than Cape Town, and outside of rent the biggest gap is in eating out.

Kumasi sits 64% below the global median, while Cape Town is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.50 GHS 40.74

$12.14 R 200

-71.17%

Three-Course Dinner for Two, Mid-Range

$33.71 GHS 392

$45.34 R 747

-25.65%

Fast Food Meal (McDonalds, etc)

$10.15 GHS 118

$5.88 R 96.9

72.62%

Cappuccino

$1.08 GHS 12.53

$2.50 R 41.18

-56.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 GHS 8.22

$1.27 R 20.94

-44.09%

Water (0.33 liter bottle)

$0.26 GHS 3.05

$0.98 R 16.14

-73.47%

Local Beer (0.5 liter draught)

$0.91 GHS 10.53

$2.99 R 49.33

-69.57%

Imported Beer (0.33 liter bottle)

$1.66 GHS 19.34

$3.72 R 61.4

-55.38%

Milk (1 liter)

$1.78 GHS 20.65

$1.30 R 21.40

36.92%

White Bread (500g)

$1.64 GHS 19.09

$1.25 R 20.68

31.20%

Rice (white) (1kg)

$1.75 GHS 20.35

$2.23 R 36.76

-21.52%

Eggs

$2.39 GHS 27.81

$3.11 R 51.2

-23.15%

Local Cheese (1kg)

$5.49 GHS 63.8

$9.06 R 149

-39.40%

Chicken Fillets (1kg)

$4.54 GHS 52.8

$6.92 R 114

-34.39%

Beef Round Steak (1kg)

$4.81 GHS 55.9

$9.30 R 153

-48.28%

Apples (1kg)

$1.68 GHS 19.50

$1.84 R 30.25

-8.70%

Banana (1kg)

$0.83 GHS 9.66

$1.96 R 32.29

-57.65%

Oranges (1kg)

$0.84 GHS 9.73

$1.67 R 27.45

-49.70%

Tomato (1kg)

$2.10 GHS 24.39

$2.17 R 35.70

-3.23%

Potato (1kg)

$1.66 GHS 19.34

$1.57 R 25.81

5.73%

Onion (1kg)

$1.28 GHS 14.89

$1.48 R 24.45

-13.51%

Lettuce (1 head)

$0.75 GHS 8.70

$1.30 R 21.41

-42.31%

Water (1.5 liter bottle)

$0.57 GHS 6.59

$1.13 R 18.60

-49.56%

Cigarettes 20 Pack (Marlboro, Camel)

$0.87 GHS 10.18

$3.60 R 59.3

-75.83%

Wine (Bottle)

$1.25 GHS 14.56

$6.15 R 101

-79.67%

Local Beer (0.5 liter bottle)

$1.22 GHS 14.22

$1.38 R 22.66

-11.59%

Imported Beer (0.33 liter bottle)

$2.40 GHS 27.88

$2.14 R 35.20

12.15%

One-way Ticket (Public Transport)

$0.52 GHS 6.09

$1.50 R 24.65

-65.33%

Public Transport Monthly Pass (Regular Price)

$20.34 GHS 237

$60.8 R 1,001

-66.52%

Taxi Start (Normal Tariff)

$0.82 GHS 9.49

$0.59 R 9.71

38.98%

Taxi (Normal Tariff) (1km)

$1.24 GHS 14.44

$1.50 R 24.65

-17.33%

Taxi 1hour Waiting (Normal Tariff)

$1.72 GHS 20.03

$5.11 R 84.2

-66.34%

Gasoline (1 liter)

$1.13 GHS 13.18

$1.55 R 25.50

-27.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,902 GHS 91.9K

$36.2K R 596.5K

-78.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,972 GHS 116.0K

$31.2K R 514.8K

-68.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.97 GHS 488

$114 R 1,883

-63.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.43 GHS 226

$28.91 R 476

-32.79%

Internet (50+ Mbps, Unlimited Data)

$42.24 GHS 491

$39.73 R 654

6.32%

Gym Membership (Monthly)

$30.23 GHS 352

$49.01 R 808

-38.32%

Tennis Court (1 Hour on Weekend)

$10.99 R 181

Cinema Ticket

$12.60 GHS 147

$9.15 R 151

37.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$459 GHS 5,337

$259 R 4,264

77.30%

International Primary School, 1 Child (Yearly)

$5,536 GHS 64.4K

$6,794 R 111.9K

-18.51%

Jeans (Levis 501 Or Similar)

$14.50 GHS 169

$56.2 R 926

-74.19%

Summer Dress (H&M, Zara, etc)

$18.32 GHS 213

$32.41 R 534

-43.47%

Sport Shoes (Adidas, Nike)

$35.88 GHS 417

$121 R 1,987

-70.25%

Men's Leather Business Shoes

$51.8 GHS 602

$108 R 1,781

-52.11%

1-bedroom Apartment, City Center (Monthly)

$1,021 R 16.8K

1-bedroom Apartment, Outside City Center (Monthly)

$717 R 11.8K

3-bedroom Apartment, City Center (Monthly)

$1,824 R 30.1K

3-bedroom Apartment, Outside City Center (Monthly)

$1,327 R 21.9K

Buy Apartment in City Center (m2)

$2,391 R 39.4K

Buy Apartment Outside City Center (m2)

$1,542 R 25.4K

Average Monthly Net Salary (After Tax)

$408 GHS 4,750

$1,639 R 27.0K

-75.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

10.97

143.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: October 11, 2026

Last update for Cape Town: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kumasi

$162 33.3%

Cape Town

$225 14.2% 38.6% $63

Monthly Utilities & Internet

Kumasi

$104 21.2%

Cape Town

$183 11.5% 76.5% $79

Eating Out

Kumasi

$83 17%

Cape Town

$176 11.1% 112% $93

Sport & Entertainment

Kumasi

$55 11.4%

Cape Town

$67 4.2% 21.5% $12

Clothing & Footwear

Kumasi

$54 11.1%

Cape Town

$143 9% 163% $89

Getting Around

Kumasi

$29 6%

Cape Town

$75 4.7% 154% $45

Accommodation & Living

Kumasi

- * 0%

Cape Town

$717 45.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 301% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Kumasi versus $45.00 in Cape Town. Monthly groceries follow the same trend: $162 vs $225 – making Kumasi the more affordable choice for daily food spending.

Good to know

🇬🇭 Kumasi

🇿🇦 Cape Town

🕒 Local time

20:07 8:07 PM

22:07 10:07 PM

2 h ahead of Kumasi

🌤 Weather

👥 Population

1,517,000

3,740,026 Capital

💱 Currency

Ghanaian Cedi GHS ₵

South African Rand ZAR R

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 17, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.08 GHS (100 GHS = 7.65 EUR).

South African Rand exchange rates as of October 17, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Kumasi Cape Town 4,990 km ≈ 7 h nonstop flight

From you

Kumasi
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Cape Town: Cost of Living - Frequently Asked Questions

Cape Town costs about 225% more than Kumasi, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $732 per month in Kumasi and $2,379 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $488 in Kumasi and $1,586 in Cape Town. That's a gap of about 225%.

Public transport costs about 199% less in Kumasi. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $488, than in Cape Town at $1,586. In Kumasi it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kumasi costs $488 versus $1,586 in Cape Town. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.