Last update: Nov 2026

Cost of Living Comparison Between Krakow and Zamosc

For one person, living is cheaper in Zamosc: $1,394 a month against $1,784 in Krakow, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Krakow
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Krakow Living Index
67

Cost of Living Index in Zamosc
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Zamosc Living Index

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Krakow

🇵🇱 Poland

$1,784

/mo nomad

Zamosc

🇵🇱 Poland

$1,394

/mo nomad

Monthly Cost of Living

How much you'll spend in Krakow and in Zamosc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krakow and in Zamosc actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,784 in Krakow versus $1,394 in Zamosc.

Krakow $1,784
Zamosc $1,394

Estimated couple costs with rent: $2,566 in Krakow versus $2,005 in Zamosc.

Krakow $2,566
Zamosc $2,005

Monthly costs for a family of three with rent: $3,348 in Krakow versus $2,616 in Zamosc.

Krakow $3,348
Zamosc $2,616

Living in Krakow is roughly 28% more expensive than in Zamosc, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Krakow 32% above, Zamosc 3% above.

Meal at Budget Restaurant

$11.50 zł 45.47

$9.30 zł 36.77

23.66%

Three-Course Dinner for Two, Mid-Range

$50.1 zł 198

$37.44 zł 148

33.89%

Fast Food Meal (McDonalds, etc)

$9.26 zł 36.63

$7.06 zł 27.91

31.16%

Cappuccino

$4.21 zł 16.64

$2.93 zł 11.58

43.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 zł 9.34

$1.87 zł 7.41

26.20%

Water (0.33 liter bottle)

$2.34 zł 9.25

$1.49 zł 5.90

57.05%

Local Beer (0.5 liter draught)

$4.58 zł 18.11

$3.38 zł 13.36

35.50%

Imported Beer (0.33 liter bottle)

$4.51 zł 17.83

$3.10 zł 12.24

45.48%

Milk (1 liter)

$1.02 zł 4.04

$1.01 zł 4.01

0.99%

White Bread (500g)

$1.43 zł 5.64

$0.97 zł 3.84

47.42%

Rice (white) (1kg)

$1.60 zł 6.33

$2.14 zł 8.48

-25.23%

Eggs

$3.88 zł 15.33

$3.37 zł 13.32

15.13%

Local Cheese (1kg)

$9.31 zł 36.80

$9.46 zł 37.40

-1.59%

Chicken Fillets (1kg)

$7.80 zł 30.85

$5.24 zł 20.70

48.85%

Beef Round Steak (1kg)

$13.43 zł 53.1

$14.77 zł 58.4

-9.07%

Apples (1kg)

$1.31 zł 5.16

$1.11 zł 4.39

18.02%

Banana (1kg)

$1.72 zł 6.79

$1.53 zł 6.06

12.42%

Oranges (1kg)

$1.80 zł 7.11

$1.44 zł 5.68

25.00%

Tomato (1kg)

$3.11 zł 12.30

$1.93 zł 7.63

61.14%

Potato (1kg)

$0.97 zł 3.82

$0.67 zł 2.63

44.78%

Onion (1kg)

$0.98 zł 3.89

$1.19 zł 4.71

-17.65%

Lettuce (1 head)

$1.28 zł 5.07

$0.74 zł 2.94

72.97%

Water (1.5 liter bottle)

$0.78 zł 3.08

$0.40 zł 1.57

95.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.14 zł 24.29

$4.95 zł 19.59

24.04%

Wine (Bottle)

$6.36 zł 25.15

$5.14 zł 20.32

23.74%

Local Beer (0.5 liter bottle)

$1.24 zł 4.89

$1.02 zł 4.02

21.57%

Imported Beer (0.33 liter bottle)

$1.61 zł 6.38

$1.30 zł 5.16

23.85%

One-way Ticket (Public Transport)

$1.49 zł 5.91

$1.08 zł 4.27

37.96%

Public Transport Monthly Pass (Regular Price)

$32.51 zł 129

$30.10 zł 119

8.01%

Taxi Start (Normal Tariff)

$2.25 zł 8.89

$1.99 zł 7.86

13.07%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.88

$0.67 zł 2.65

46.27%

Taxi 1hour Waiting (Normal Tariff)

$12.72 zł 50.3

$12.74 zł 50.4

-0.16%

Gasoline (1 liter)

$1.74 zł 6.88

$1.49 zł 5.89

16.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K zł 118.1K

$30.9K zł 122.0K

-3.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 111.3K

$28.2K zł 111.7K

-0.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 zł 1,262

$254 zł 1,003

25.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.85 zł 35.00

$8.10 zł 32.03

9.26%

Internet (50+ Mbps, Unlimited Data)

$17.45 zł 69.0

$17.90 zł 70.8

-2.51%

Gym Membership (Monthly)

$43.45 zł 172

$37.94 zł 150

14.52%

Tennis Court (1 Hour on Weekend)

$24.39 zł 96.5

$21.68 zł 85.7

12.50%

Cinema Ticket

$8.39 zł 33.19

$6.41 zł 25.35

30.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 zł 1,725

$350 zł 1,383

24.70%

International Primary School, 1 Child (Yearly)

$12.6K zł 49.8K

$4,256 zł 16.8K

195.73%

Jeans (Levis 501 Or Similar)

$96.9 zł 383

$97.8 zł 387

-0.95%

Summer Dress (H&M, Zara, etc)

$40.89 zł 162

$36.81 zł 146

11.08%

Sport Shoes (Adidas, Nike)

$89.4 zł 354

$84.8 zł 335

5.50%

Men's Leather Business Shoes

$117 zł 464

$88.5 zł 350

32.69%

1-bedroom Apartment, City Center (Monthly)

$918 zł 3,632

$598 zł 2,366

53.52%

1-bedroom Apartment, Outside City Center (Monthly)

$722 zł 2,856

$517 zł 2,046

39.56%

3-bedroom Apartment, City Center (Monthly)

$1,514 zł 5,987

$983 zł 3,889

53.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,169 zł 4,623

$817 zł 3,229

43.18%

Buy Apartment in City Center (m2)

$5,415 zł 21.4K

$2,947 zł 11.7K

83.70%

Buy Apartment Outside City Center (m2)

$3,560 zł 14.1K

$2,168 zł 8,576

64.17%

Average Monthly Net Salary (After Tax)

$1,888 zł 7,465

$772 zł 3,052

144.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

7.07

-6.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: November 1, 2026

Last update for Zamosc: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krakow

$722 40.5%

Zamosc

$517 37.1% 28.3% $205

Monthly Utilities & Internet

Krakow

$345 19.4%

Zamosc

$280 20.1% 19.1% $66

Groceries & Markets

Krakow

$235 13.2%

Zamosc

$201 14.4% 14.3% $34

Eating Out

Krakow

$221 12.4%

Zamosc

$167 12% 24.3% $54

Clothing & Footwear

Krakow

$155 8.7%

Zamosc

$139 9.9% 10.7% $17

Sport & Entertainment

Krakow

$60 3.4%

Zamosc

$51 3.6% 15.7% $9.5

Getting Around

Krakow

$46 2.6%

Zamosc

$40 2.9% 12.9% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $918 in Krakow and $598 in Zamosc. Housing cost is often the main lever when comparing two cities.

Krakow pays about 2.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Krakow vs $37 in Zamosc for a mid-range dinner for two. Groceries echo the gap at $235 vs $201 per month, with Zamosc cheaper across the board.

Good to know

🇵🇱 Krakow

🇵🇱 Zamosc

🕒 Local time

21:42 9:42 PM

Same time as Krakow

🌤 Weather

👥 Population

806,201

62,368

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.226 EUR

1 PLN = 0.253 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

On the map

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Krakow Zamosc 250 km

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Krakow
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Zamosc: Cost of Living - Frequently Asked Questions

Zamosc wins on cost – living expenses run 22% lower than in Krakow. Housing and daily spending are where you’ll feel the difference most, making Zamosc the obvious pick if budget is a priority.

Average pay in Krakow is about 2.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $918 in Krakow versus $598 in Zamosc. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Zamosc – a meal for two runs $37 versus $50 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Zamosc gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Krakow and Zamosc are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Zamosc gentler on the wallet – expenses run 22% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.