😐Monthly costs for one person with rent: $1,773 in Krakow versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,539 in Krakow versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $3,305 in Krakow versus $3,763 in Ubud, Bali.
🌍Living in Krakow is roughly 26% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Krakow33% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Krakow
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.91zł 41.39
$3.45Rp 62.1K
216.23%
Three-Course Dinner for Two, Mid-Range
$53.7zł 204
$32.34Rp 581.1K
66.05%
Fast Food Meal(McDonalds, etc)
$9.55zł 36.22
$4.84Rp 87.1K
97.31%
Cappuccino
$3.98zł 15.09
$2.75Rp 49.4K
44.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.21zł 8.40
$1.38Rp 24.9K
60.14%
Water(0.33 liter bottle)
$2.26zł 8.59
$0.75Rp 13.5K
201.33%
Local Beer(0.5 liter draught)
$4.16zł 15.79
$2.99Rp 53.8K
39.13%
Imported Beer(0.33 liter bottle)
$4.04zł 15.34
$3.85Rp 69.2K
4.94%
🛒 Groceries & Markets
Krakow
Ubud, Bali
Difference
Milk(1 liter)
$1.16zł 4.39
$1.74Rp 31.2K
-33.33%
White Bread(500g)
$1.45zł 5.51
$2.46Rp 44.2K
-41.06%
Rice(white)(1kg)
$1.46zł 5.54
$1.17Rp 21.0K
24.79%
Eggs
$3.61zł 13.68
$2.43Rp 43.7K
48.56%
Local Cheese(1kg)
$8.98zł 34.07
$14.50Rp 260.6K
-38.07%
Chicken Fillets(1kg)
$6.51zł 24.68
$4.35Rp 78.2K
49.66%
Beef Round Steak(1kg)
$11.52zł 43.69
$11.98Rp 215.3K
-3.84%
Apples(1kg)
$1.25zł 4.75
$3.72Rp 66.8K
-66.40%
Banana(1kg)
$1.74zł 6.61
$1.63Rp 29.2K
6.75%
Oranges(1kg)
$1.80zł 6.83
$2.74Rp 49.3K
-34.31%
Tomato(1kg)
$3.03zł 11.50
$2.24Rp 40.3K
35.27%
Potato(1kg)
$1.02zł 3.86
$1.92Rp 34.5K
-46.87%
Onion(1kg)
$1.06zł 4.01
$2.28Rp 40.9K
-53.51%
Lettuce(1 head)
$1.30zł 4.94
$1.06Rp 19.1K
22.64%
Water(1.5 liter bottle)
$0.71zł 2.68
$0.72Rp 12.9K
-1.39%
Cigarettes 20 Pack(Marlboro, Camel)
$5.59zł 21.19
$3.29Rp 59.0K
69.91%
Wine(Bottle)
$6.44zł 24.45
$23.19Rp 416.8K
-72.23%
Local Beer(0.5 liter bottle)
$1.23zł 4.67
$2.78Rp 49.9K
-55.76%
Imported Beer(0.33 liter bottle)
$1.70zł 6.44
$2.73Rp 49.1K
-37.73%
🚌 Getting Around
Krakow
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.11zł 4.23
$0.27Rp 4,786
311.11%
Public Transport Monthly Pass(Regular Price)
$39.41zł 150
$8.11Rp 145.7K
385.94%
Taxi Start(Normal Tariff)
$2.51zł 9.53
$0.48Rp 8,675
422.92%
Taxi(Normal Tariff)(1km)
$0.99zł 3.74
$0.42Rp 7,545
135.71%
Taxi 1hour Waiting(Normal Tariff)
$13.03zł 49.43
$6.22Rp 111.8K
109.49%
Gasoline(1 liter)
$1.69zł 6.42
$0.81Rp 14.6K
108.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1Kzł 125.7K
$26.6KRp 478.2M
24.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5Kzł 123.2K
$32.2KRp 578.5M
0.86%
🧾 Monthly Utilities & Internet
Krakow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$278zł 1,056
$78.4Rp 1.4M
255.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.20zł 34.89
$4.07Rp 73.1K
126.04%
Internet(50+ Mbps, Unlimited Data)
$16.58zł 62.9
$24.33Rp 437.1K
-31.85%
🎉 Sport & Entertainment
Krakow
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.22zł 145
$98.6Rp 1.8M
-61.24%
Tennis Court(1 Hour on Weekend)
$22.23zł 84.3
$6.34Rp 113.9K
250.63%
Cinema Ticket
$8.05zł 30.54
$3.99Rp 71.6K
101.75%
🧸 Childcare & Education
Krakow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$437zł 1,657
$305Rp 5.5M
43.14%
International Primary School, 1 Child(Yearly)
$12.9Kzł 48.9K
$6,642Rp 119.4M
94.02%
👕👟 Clothing & Footwear
Krakow
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$76.7zł 291
$54.1Rp 972.9K
41.67%
Summer Dress(H&M, Zara, etc)
$45.54zł 173
$37.81Rp 679.4K
20.44%
Sport Shoes(Adidas, Nike)
$101zł 384
$86.8Rp 1.6M
16.46%
Men's Leather Business Shoes
$113zł 428
$76.4Rp 1.4M
47.79%
🏠 Accommodation & Living
Krakow
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$904zł 3,430
$992Rp 17.8M
-8.86%
1-bedroom Apartment, Outside City Center(Monthly)
$757zł 2,873
$673Rp 12.1M
12.56%
3-bedroom Apartment, City Center(Monthly)
$1,601zł 6,073
$3,375Rp 60.7M
-52.57%
3-bedroom Apartment, Outside City Center(Monthly)
$1,154zł 4,379
$2,050Rp 36.8M
-43.71%
Buy Apartment in City Center(m2)
$5,725zł 21.7K
$2,805Rp 50.4M
104.14%
Buy Apartment Outside City Center(m2)
$3,721zł 14.1K
$2,227Rp 40.0M
67.07%
💵 Salaries & Financials
Krakow
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,883zł 7,146
$167Rp 3.0M
1028.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.77
13.28
-41.49%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Krakow: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $904 in Krakow and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Krakow pays 1028% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $54.0 in Krakow vs $32.00 in Ubud, Bali. Groceries flip the comparison at $221 vs $297, with Krakow cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Krakow vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Krakow or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 26% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Krakow or in Ubud, Bali?
Average pay runs 1028% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Krakow compared to Ubud, Bali?
Rent for a central apartment: $904 in Krakow versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Krakow or in Ubud, Bali?
Shoppers in Krakow pay roughly 35% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Krakow and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $54.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Krakow or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $1,773 in Krakow, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Krakow. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Krakow or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Krakow compared to Ubud, Bali?
Safety-wise, Krakow and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 26% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.