Cost of Living Comparison Between Krakow and Ubud, Bali Cost of Living Comparison Between Krakow and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,773 in Krakow versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,539 in Krakow versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,305 in Krakow versus $3,763 in Ubud, Bali.

Living in Krakow is roughly 26% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Krakow 33% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Krakow
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.91 zł 41.39
$3.45 Rp 62.1K
216.23%
Three-Course Dinner for Two, Mid-Range
$53.7 zł 204
$32.34 Rp 581.1K
66.05%
Fast Food Meal (McDonalds, etc)
$9.55 zł 36.22
$4.84 Rp 87.1K
97.31%
Cappuccino
$3.98 zł 15.09
$2.75 Rp 49.4K
44.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.21 zł 8.40
$1.38 Rp 24.9K
60.14%
Water (0.33 liter bottle)
$2.26 zł 8.59
$0.75 Rp 13.5K
201.33%
Local Beer (0.5 liter draught)
$4.16 zł 15.79
$2.99 Rp 53.8K
39.13%
Imported Beer (0.33 liter bottle)
$4.04 zł 15.34
$3.85 Rp 69.2K
4.94%
🛒 Groceries & Markets
Krakow
Ubud, Bali
Difference
Milk (1 liter)
$1.16 zł 4.39
$1.74 Rp 31.2K
-33.33%
White Bread (500g)
$1.45 zł 5.51
$2.46 Rp 44.2K
-41.06%
Rice (white) (1kg)
$1.46 zł 5.54
$1.17 Rp 21.0K
24.79%
Eggs
$3.61 zł 13.68
$2.43 Rp 43.7K
48.56%
Local Cheese (1kg)
$8.98 zł 34.07
$14.50 Rp 260.6K
-38.07%
Chicken Fillets (1kg)
$6.51 zł 24.68
$4.35 Rp 78.2K
49.66%
Beef Round Steak (1kg)
$11.52 zł 43.69
$11.98 Rp 215.3K
-3.84%
Apples (1kg)
$1.25 zł 4.75
$3.72 Rp 66.8K
-66.40%
Banana (1kg)
$1.74 zł 6.61
$1.63 Rp 29.2K
6.75%
Oranges (1kg)
$1.80 zł 6.83
$2.74 Rp 49.3K
-34.31%
Tomato (1kg)
$3.03 zł 11.50
$2.24 Rp 40.3K
35.27%
Potato (1kg)
$1.02 zł 3.86
$1.92 Rp 34.5K
-46.87%
Onion (1kg)
$1.06 zł 4.01
$2.28 Rp 40.9K
-53.51%
Lettuce (1 head)
$1.30 zł 4.94
$1.06 Rp 19.1K
22.64%
Water (1.5 liter bottle)
$0.71 zł 2.68
$0.72 Rp 12.9K
-1.39%
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 zł 21.19
$3.29 Rp 59.0K
69.91%
Wine (Bottle)
$6.44 zł 24.45
$23.19 Rp 416.8K
-72.23%
Local Beer (0.5 liter bottle)
$1.23 zł 4.67
$2.78 Rp 49.9K
-55.76%
Imported Beer (0.33 liter bottle)
$1.70 zł 6.44
$2.73 Rp 49.1K
-37.73%
🚌 Getting Around
Krakow
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.11 zł 4.23
$0.27 Rp 4,786
311.11%
Public Transport Monthly Pass (Regular Price)
$39.41 zł 150
$8.11 Rp 145.7K
385.94%
Taxi Start (Normal Tariff)
$2.51 zł 9.53
$0.48 Rp 8,675
422.92%
Taxi (Normal Tariff) (1km)
$0.99 zł 3.74
$0.42 Rp 7,545
135.71%
Taxi 1hour Waiting (Normal Tariff)
$13.03 zł 49.43
$6.22 Rp 111.8K
109.49%
Gasoline (1 liter)
$1.69 zł 6.42
$0.81 Rp 14.6K
108.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K zł 125.7K
$26.6K Rp 478.2M
24.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K zł 123.2K
$32.2K Rp 578.5M
0.86%
🧾 Monthly Utilities & Internet
Krakow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 zł 1,056
$78.4 Rp 1.4M
255.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.20 zł 34.89
$4.07 Rp 73.1K
126.04%
Internet (50+ Mbps, Unlimited Data)
$16.58 zł 62.9
$24.33 Rp 437.1K
-31.85%
🎉 Sport & Entertainment
Krakow
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.22 zł 145
$98.6 Rp 1.8M
-61.24%
Tennis Court (1 Hour on Weekend)
$22.23 zł 84.3
$6.34 Rp 113.9K
250.63%
Cinema Ticket
$8.05 zł 30.54
$3.99 Rp 71.6K
101.75%
🧸 Childcare & Education
Krakow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$437 zł 1,657
$305 Rp 5.5M
43.14%
International Primary School, 1 Child (Yearly)
$12.9K zł 48.9K
$6,642 Rp 119.4M
94.02%
👕👟 Clothing & Footwear
Krakow
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$76.7 zł 291
$54.1 Rp 972.9K
41.67%
Summer Dress (H&M, Zara, etc)
$45.54 zł 173
$37.81 Rp 679.4K
20.44%
Sport Shoes (Adidas, Nike)
$101 zł 384
$86.8 Rp 1.6M
16.46%
Men's Leather Business Shoes
$113 zł 428
$76.4 Rp 1.4M
47.79%
🏠 Accommodation & Living
Krakow
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$904 zł 3,430
$992 Rp 17.8M
-8.86%
1-bedroom Apartment, Outside City Center (Monthly)
$757 zł 2,873
$673 Rp 12.1M
12.56%
3-bedroom Apartment, City Center (Monthly)
$1,601 zł 6,073
$3,375 Rp 60.7M
-52.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,154 zł 4,379
$2,050 Rp 36.8M
-43.71%
Buy Apartment in City Center (m2)
$5,725 zł 21.7K
$2,805 Rp 50.4M
104.14%
Buy Apartment Outside City Center (m2)
$3,721 zł 14.1K
$2,227 Rp 40.0M
67.07%
💵 Salaries & Financials
Krakow
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,883 zł 7,146
$167 Rp 3.0M
1028.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.77
13.28
-41.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $904 in Krakow and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Krakow pays 1028% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Krakow vs $32.00 in Ubud, Bali. Groceries flip the comparison at $221 vs $297, with Krakow cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Krakow vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Krakow or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 26% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Krakow or in Ubud, Bali?
Average pay runs 1028% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Krakow compared to Ubud, Bali?
Rent for a central apartment: $904 in Krakow versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Krakow or in Ubud, Bali?
Shoppers in Krakow pay roughly 35% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Krakow and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $54.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Krakow or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $1,773 in Krakow, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Krakow. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Krakow or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Krakow compared to Ubud, Bali?
Safety-wise, Krakow and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 26% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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