Last update: Oct 2026

Cost of Living Comparison Between Krakow and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,806 in Krakow, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Krakow
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Krakow Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Krakow

🇵🇱 Poland

$1,806

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Krakow and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krakow and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,806 in Krakow versus $1,349 in Ubud, Bali.

Krakow $1,806
Ubud, Bali $1,349

Estimated couple costs with rent: $2,604 in Krakow versus $2,305 in Ubud, Bali.

Krakow $2,604
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,403 in Krakow versus $3,261 in Ubud, Bali.

Krakow $3,403
Ubud, Bali $3,261

Living in Krakow is roughly 34% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.05 zł 47.69

$3.32 Rp 60.4K

262.95%

Three-Course Dinner for Two, Mid-Range

$50.8 zł 201

$35.64 Rp 647.8K

42.45%

Fast Food Meal (McDonalds, etc)

$9.37 zł 37.09

$5.53 Rp 100.6K

69.44%

Cappuccino

$4.08 zł 16.15

$2.72 Rp 49.4K

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 zł 9.69

$1.70 Rp 30.9K

44.12%

Water (0.33 liter bottle)

$2.33 zł 9.22

$0.76 Rp 13.8K

206.58%

Local Beer (0.5 liter draught)

$4.45 zł 17.63

$2.65 Rp 48.2K

67.92%

Imported Beer (0.33 liter bottle)

$4.63 zł 18.31

$4.38 Rp 79.6K

5.71%

Milk (1 liter)

$1.11 zł 4.39

$1.49 Rp 27.1K

-25.50%

White Bread (500g)

$1.45 zł 5.73

$2.28 Rp 41.4K

-36.40%

Rice (white) (1kg)

$1.74 zł 6.90

$1.19 Rp 21.6K

46.22%

Eggs

$3.82 zł 15.12

$2.04 Rp 37.0K

87.25%

Local Cheese (1kg)

$9.24 zł 36.58

$17.70 Rp 321.7K

-47.80%

Chicken Fillets (1kg)

$7.79 zł 30.83

$3.96 Rp 72.0K

96.72%

Beef Round Steak (1kg)

$13.17 zł 52.1

$12.19 Rp 221.6K

8.04%

Apples (1kg)

$1.28 zł 5.05

$3.66 Rp 66.4K

-65.03%

Banana (1kg)

$1.74 zł 6.90

$1.52 Rp 27.6K

14.47%

Oranges (1kg)

$1.77 zł 7.01

$2.23 Rp 40.5K

-20.63%

Tomato (1kg)

$3.10 zł 12.26

$1.97 Rp 35.9K

57.36%

Potato (1kg)

$0.88 zł 3.48

$1.85 Rp 33.6K

-52.43%

Onion (1kg)

$0.97 zł 3.84

$2.42 Rp 44.1K

-59.92%

Lettuce (1 head)

$1.25 zł 4.95

$0.99 Rp 18.0K

26.26%

Water (1.5 liter bottle)

$0.78 zł 3.08

$0.51 Rp 9,332

52.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.28 zł 24.84

$2.22 Rp 40.4K

182.88%

Wine (Bottle)

$6.47 zł 25.61

$22.24 Rp 404.2K

-70.91%

Local Beer (0.5 liter bottle)

$1.18 zł 4.66

$2.26 Rp 41.1K

-47.79%

Imported Beer (0.33 liter bottle)

$1.65 zł 6.53

$2.97 Rp 54.0K

-44.44%

One-way Ticket (Public Transport)

$1.48 zł 5.87

$0.25 Rp 4,562

492.00%

Public Transport Monthly Pass (Regular Price)

$34.13 zł 135

$7.82 Rp 142.2K

336.45%

Taxi Start (Normal Tariff)

$2.25 zł 8.92

$0.44 Rp 7,989

411.36%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.13

$0.43 Rp 7,817

141.86%

Taxi 1hour Waiting (Normal Tariff)

$12.35 zł 48.87

$5.41 Rp 98.3K

128.28%

Gasoline (1 liter)

$1.66 zł 6.58

$0.82 Rp 15.0K

102.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K zł 117.8K

$23.8K Rp 433.3M

24.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K zł 115.5K

$31.7K Rp 577.0M

-8.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$332 zł 1,314

$79.1 Rp 1.4M

320.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.48 zł 33.54

$6.45 Rp 117.2K

31.47%

Internet (50+ Mbps, Unlimited Data)

$17.59 zł 69.6

$18.58 Rp 337.7K

-5.33%

Gym Membership (Monthly)

$44.76 zł 177

$49.48 Rp 899.4K

-9.54%

Tennis Court (1 Hour on Weekend)

$24.52 zł 97.1

$17.65 Rp 320.8K

38.92%

Cinema Ticket

$8.67 zł 34.31

$4.27 Rp 77.7K

103.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$449 zł 1,779

$491 Rp 8.9M

-8.37%

International Primary School, 1 Child (Yearly)

$9,675 zł 38.3K

$5,674 Rp 103.1M

70.51%

Jeans (Levis 501 Or Similar)

$95.0 zł 376

$44.64 Rp 811.4K

112.81%

Summer Dress (H&M, Zara, etc)

$40.05 zł 158

$34.95 Rp 635.3K

14.59%

Sport Shoes (Adidas, Nike)

$89.4 zł 354

$79.9 Rp 1.5M

11.85%

Men's Leather Business Shoes

$121 zł 478

$79.4 Rp 1.4M

52.15%

1-bedroom Apartment, City Center (Monthly)

$909 zł 3,595

$1,125 Rp 20.4M

-19.23%

1-bedroom Apartment, Outside City Center (Monthly)

$724 zł 2,864

$671 Rp 12.2M

7.78%

3-bedroom Apartment, City Center (Monthly)

$1,490 zł 5,897

$3,565 Rp 64.8M

-58.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,193 zł 4,721

$1,723 Rp 31.3M

-30.77%

Buy Apartment in City Center (m2)

$5,323 zł 21.1K

$2,732 Rp 49.6M

94.88%

Buy Apartment Outside City Center (m2)

$3,604 zł 14.3K

$2,284 Rp 41.5M

57.77%

Average Monthly Net Salary (After Tax)

$1,867 zł 7,388

$164 Rp 3.0M

1039.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.78

-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krakow

$724 40.1%

Ubud, Bali

$672 49.8% 7.2% $52

Monthly Utilities & Internet

Krakow

$358 19.8%

Ubud, Bali

$104 7.7% 70.9% $254

Groceries & Markets

Krakow

$235 13%

Ubud, Bali

$288 21.4% 23% $54

Eating Out

Krakow

$224 12.4%

Ubud, Bali

$108 8% 52% $116

Clothing & Footwear

Krakow

$155 8.6%

Ubud, Bali

$108 8% 30.8% $48

Sport & Entertainment

Krakow

$62 3.4%

Ubud, Bali

$58 4.3% 6.6% $4.1

Getting Around

Krakow

$48 2.6%

Ubud, Bali

$11 0.9% 76% $36

Cost Breakdown

A one-bedroom apartment in the center runs $909 in Krakow and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Krakow pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $51 in Krakow vs $36 in Ubud, Bali. Groceries flip the comparison at $235 vs $288, with Krakow cheaper for home cooking.

Good to know

🇵🇱 Krakow

🇮🇩 Ubud, Bali

🕒 Local time

17:01 5:01 PM

00:01 12:01 AM

7 h ahead of Krakow

🌤 Weather

👥 Population

806,201

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Krakow Ubud, Bali 11,110 km ≈ 14 h nonstop flight

From you

Krakow
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 25% lower than in Krakow. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Krakow is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $909 in Krakow versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Krakow pay roughly 19% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $51 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Krakow and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Krakow on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.