Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Krakow

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,806 in Krakow, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
87

Cost of Living Index in Krakow
Learn more

Krakow Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Krakow

🇵🇱 Poland

$1,806

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Krakow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Krakow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,806 in Krakow.

Ubud, Bali $1,349
Krakow $1,806

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,604 in Krakow.

Ubud, Bali $2,305
Krakow $2,604

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,403 in Krakow.

Ubud, Bali $3,261
Krakow $3,403

Living in Ubud, Bali costs roughly 25% less than in Krakow, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$12.05 zł 47.69

-72.45%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$50.8 zł 201

-29.80%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.37 zł 37.09

-40.98%

Cappuccino

$2.72 Rp 49.4K

$4.08 zł 16.15

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.45 zł 9.69

-30.61%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.33 zł 9.22

-67.38%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.45 zł 17.63

-40.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.63 zł 18.31

-5.40%

Milk (1 liter)

$1.49 Rp 27.1K

$1.11 zł 4.39

34.23%

White Bread (500g)

$2.28 Rp 41.4K

$1.45 zł 5.73

57.24%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.74 zł 6.90

-31.61%

Eggs

$2.04 Rp 37.0K

$3.82 zł 15.12

-46.60%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.24 zł 36.58

91.56%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.79 zł 30.83

-49.17%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.17 zł 52.1

-7.44%

Apples (1kg)

$3.66 Rp 66.4K

$1.28 zł 5.05

185.94%

Banana (1kg)

$1.52 Rp 27.6K

$1.74 zł 6.90

-12.64%

Oranges (1kg)

$2.23 Rp 40.5K

$1.77 zł 7.01

25.99%

Tomato (1kg)

$1.97 Rp 35.9K

$3.10 zł 12.26

-36.45%

Potato (1kg)

$1.85 Rp 33.6K

$0.88 zł 3.48

110.23%

Onion (1kg)

$2.42 Rp 44.1K

$0.97 zł 3.84

149.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.25 zł 4.95

-20.80%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.78 zł 3.08

-34.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.28 zł 24.84

-64.65%

Wine (Bottle)

$22.24 Rp 404.2K

$6.47 zł 25.61

243.74%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.18 zł 4.66

91.53%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.65 zł 6.53

80.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.48 zł 5.87

-83.11%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$34.13 zł 135

-77.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.25 zł 8.92

-80.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.04 zł 4.13

-58.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$12.35 zł 48.87

-56.19%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.66 zł 6.58

-50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$29.8K zł 117.8K

-19.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$29.2K zł 115.5K

8.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$332 zł 1,314

-76.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.48 zł 33.54

-23.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$17.59 zł 69.6

5.63%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$44.76 zł 177

10.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$24.52 zł 97.1

-28.02%

Cinema Ticket

$4.27 Rp 77.7K

$8.67 zł 34.31

-50.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$449 zł 1,779

9.14%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,675 zł 38.3K

-41.35%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$95.0 zł 376

-53.01%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$40.05 zł 158

-12.73%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$89.4 zł 354

-10.60%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$121 zł 478

-34.28%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$909 zł 3,595

23.81%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$724 zł 2,864

-7.22%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,490 zł 5,897

139.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,193 zł 4,721

44.44%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$5,323 zł 21.1K

-48.69%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,604 zł 14.3K

-36.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,867 zł 7,388

-91.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.62

108.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Krakow: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Krakow

$724 40.1% 7.8% $52

Groceries & Markets

Ubud, Bali

$288 21.4%

Krakow

$235 13% 18.7% $54

Eating Out

Ubud, Bali

$108 8%

Krakow

$224 12.4% 108% $116

Clothing & Footwear

Ubud, Bali

$108 8%

Krakow

$155 8.6% 44.5% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Krakow

$358 19.8% 244% $254

Sport & Entertainment

Ubud, Bali

$58 4.3%

Krakow

$62 3.4% 7% $4.1

Getting Around

Ubud, Bali

$11 0.9%

Krakow

$48 2.6% 316% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $909 in Krakow. Housing cost is often the main lever when comparing two cities.

Krakow pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $51 in Krakow. Groceries flip the comparison at $288 vs $235, with Krakow cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Krakow

🕒 Local time

03:02 3:02 AM

20:02 8:02 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

806,201

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Krakow 11,110 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Krakow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Krakow: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 25% lower than in Krakow. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $909 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Krakow pay roughly 19% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $51 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Krakow on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.