Last update: Oct 2026

Cost of Living Comparison Between Krakow and Koszalin

For one person, living is cheaper in Koszalin: $1,285 a month against $1,806 in Krakow, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Krakow
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Krakow Living Index
62

Cost of Living Index in Koszalin
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Koszalin Living Index

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Krakow

🇵🇱 Poland

$1,806

/mo nomad

Koszalin

🇵🇱 Poland

$1,285

/mo nomad

Monthly Cost of Living

How much you'll spend in Krakow and in Koszalin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krakow and in Koszalin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,806 in Krakow versus $1,285 in Koszalin.

Krakow $1,806
Koszalin $1,285

Estimated couple costs with rent: $2,604 in Krakow versus $1,906 in Koszalin.

Krakow $2,604
Koszalin $1,906

Monthly costs for a family of three with rent: $3,403 in Krakow versus $2,527 in Koszalin.

Krakow $3,403
Koszalin $2,527

Living in Krakow is roughly 41% more expensive than in Koszalin, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Krakow is 33% above, Koszalin is 6% below.

Meal at Budget Restaurant

$12.05 zł 47.52

$8.34 zł 32.87

44.48%

Three-Course Dinner for Two, Mid-Range

$50.8 zł 200

$38.69 zł 153

31.22%

Fast Food Meal (McDonalds, etc)

$9.37 zł 36.96

$8.79 zł 34.68

6.60%

Cappuccino

$4.08 zł 16.10

$2.89 zł 11.39

41.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 zł 9.65

$1.63 zł 6.41

50.31%

Water (0.33 liter bottle)

$2.33 zł 9.19

$1.25 zł 4.93

86.40%

Local Beer (0.5 liter draught)

$4.45 zł 17.57

$3.88 zł 15.30

14.69%

Imported Beer (0.33 liter bottle)

$4.63 zł 18.25

$2.59 zł 10.23

78.76%

Milk (1 liter)

$1.11 zł 4.37

$0.91 zł 3.60

21.98%

White Bread (500g)

$1.45 zł 5.71

$1.13 zł 4.45

28.32%

Rice (white) (1kg)

$1.74 zł 6.87

$0.79 zł 3.11

120.25%

Eggs

$3.82 zł 15.07

$2.87 zł 11.34

33.10%

Local Cheese (1kg)

$9.24 zł 36.45

$8.58 zł 33.82

7.69%

Chicken Fillets (1kg)

$7.79 zł 30.72

$6.49 zł 25.59

20.03%

Beef Round Steak (1kg)

$13.17 zł 51.9

$9.13 zł 35.99

44.25%

Apples (1kg)

$1.28 zł 5.03

$0.82 zł 3.22

56.10%

Banana (1kg)

$1.74 zł 6.88

$1.11 zł 4.39

56.76%

Oranges (1kg)

$1.77 zł 6.98

$1.75 zł 6.92

1.14%

Tomato (1kg)

$3.10 zł 12.22

$2.24 zł 8.82

38.39%

Potato (1kg)

$0.88 zł 3.47

$0.60 zł 2.38

46.67%

Onion (1kg)

$0.97 zł 3.83

$0.79 zł 3.11

22.78%

Lettuce (1 head)

$1.25 zł 4.93

$0.91 zł 3.59

37.36%

Water (1.5 liter bottle)

$0.78 zł 3.07

$0.53 zł 2.10

47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.28 zł 24.75

$4.82 zł 18.99

30.29%

Wine (Bottle)

$6.47 zł 25.52

$6.16 zł 24.29

5.03%

Local Beer (0.5 liter bottle)

$1.18 zł 4.64

$1.09 zł 4.29

8.26%

Imported Beer (0.33 liter bottle)

$1.65 zł 6.50

$1.38 zł 5.43

19.57%

One-way Ticket (Public Transport)

$1.48 zł 5.85

$1.05 zł 4.12

40.95%

Public Transport Monthly Pass (Regular Price)

$34.13 zł 135

$27.89 zł 110

22.37%

Taxi Start (Normal Tariff)

$2.25 zł 8.89

$2.07 zł 8.16

8.70%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.12

$0.67 zł 2.65

55.22%

Taxi 1hour Waiting (Normal Tariff)

$12.35 zł 48.70

$8.87 zł 34.98

39.23%

Gasoline (1 liter)

$1.66 zł 6.56

$1.57 zł 6.20

5.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K zł 117.3K

$29.7K zł 117.1K

0.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K zł 115.0K

$27.8K zł 109.7K

4.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$332 zł 1,310

$292 zł 1,153

13.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.48 zł 33.43

$10.32 zł 40.70

-17.83%

Internet (50+ Mbps, Unlimited Data)

$17.59 zł 69.4

$17.17 zł 67.7

2.45%

Gym Membership (Monthly)

$44.76 zł 177

$35.21 zł 139

27.12%

Tennis Court (1 Hour on Weekend)

$24.52 zł 96.7

Cinema Ticket

$8.67 zł 34.19

$7.81 zł 30.79

11.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$449 zł 1,772

$522 zł 2,057

-13.85%

International Primary School, 1 Child (Yearly)

$9,675 zł 38.2K

$7,944 zł 31.3K

21.79%

Jeans (Levis 501 Or Similar)

$95.0 zł 375

$86.2 zł 340

10.18%

Summer Dress (H&M, Zara, etc)

$40.05 zł 158

$47.55 zł 187

-15.77%

Sport Shoes (Adidas, Nike)

$89.4 zł 352

$92.4 zł 364

-3.25%

Men's Leather Business Shoes

$121 zł 477

$100 zł 395

20.76%

1-bedroom Apartment, City Center (Monthly)

$909 zł 3,583

$638 zł 2,514

42.52%

1-bedroom Apartment, Outside City Center (Monthly)

$724 zł 2,854

$382 zł 1,508

89.32%

3-bedroom Apartment, City Center (Monthly)

$1,490 zł 5,876

$1,025 zł 4,042

45.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,193 zł 4,705

$747 zł 2,945

59.75%

Buy Apartment in City Center (m2)

$5,323 zł 21.0K

$2,130 zł 8,398

149.96%

Buy Apartment Outside City Center (m2)

$3,604 zł 14.2K

Average Monthly Net Salary (After Tax)

$1,867 zł 7,362

$1,234 zł 4,865

51.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.67

-0.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: October 24, 2026

Last update for Koszalin: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krakow

$724 40.1%

Koszalin

$382 29.8% 47.2% $341

Monthly Utilities & Internet

Krakow

$358 19.8%

Koszalin

$320 24.9% 10.7% $38

Groceries & Markets

Krakow

$235 13%

Koszalin

$184 14.3% 21.7% $51

Eating Out

Krakow

$224 12.4%

Koszalin

$164 12.8% 26.9% $60

Clothing & Footwear

Krakow

$155 8.6%

Koszalin

$147 11.4% 5.5% $8.6

Sport & Entertainment

Krakow

$62 3.4%

Koszalin

$51 4% 18.2% $11

Getting Around

Krakow

$48 2.6%

Koszalin

$38 2.9% 21.1% $10

Cost Breakdown

A one-bedroom apartment in the center runs $909 in Krakow and $638 in Koszalin. Housing cost is often the main lever when comparing two cities.

Krakow pays 51% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $51 in Krakow vs $39 in Koszalin for a mid-range dinner for two. Groceries echo the gap at $235 vs $184 per month, with Koszalin cheaper across the board.

Good to know

🇵🇱 Krakow

🇵🇱 Koszalin

🕒 Local time

17:56 5:56 PM

Same time as Krakow

🌤 Weather

👥 Population

806,201

105,143

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

On the map

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Between locations

Krakow Koszalin 530 km ≈ 1 h 15 min nonstop flight

From you

Krakow
Koszalin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin is about 29% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 51% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $909 in Krakow versus $638 in Koszalin. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Koszalin – a meal for two runs $39 versus $51 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,285 in Koszalin versus $1,806 in Krakow, a $1,500 budget is realistic in Koszalin but tight or insufficient in Krakow. The gap between the two cities makes Koszalin the clear choice for anyone on this budget.

Safety-wise, Krakow and Koszalin are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Koszalin gentler on the wallet – expenses run 29% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.