Cost of Living Comparison Between Kotka and Swindon Cost of Living Comparison Between Kotka and Swindon

Monthly Cost of Living

A single person spends $1,896 per month in Kotka vs $2,292 in Swindon, rent included.

A couple spends around $2,750 per month in Kotka vs $3,376 in Swindon, rent included.

A family of three spends $3,604 per month in Kotka vs $4,461 in Swindon, rent included.

Kotka is about 17% cheaper than Swindon, driven mainly by Groceries & Markets.

Both Kotka and Swindon sit above the global median – Kotka by 41%, Swindon by 71%.

Meal at Budget Restaurant

$12.69 €10.93

$20.60 £15.34

-38.40%

Three-Course Dinner for Two, Mid-Range

$54.2 €46.65

$82.4 £61.4

-34.26%

Fast Food Meal (McDonalds, etc)

$10.00 €8.61

$9.57 £7.13

4.49%

Cappuccino

$4.10 €3.53

$4.06 £3.02

0.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 €1.77

$1.92 £1.43

6.77%

Water (0.33 liter bottle)

$1.61 €1.39

$1.43 £1.06

12.59%

Local Beer (0.5 liter draught)

$5.64 €4.85

$5.30 £3.95

6.42%

Imported Beer (0.33 liter bottle)

$3.50 €3.02

$4.86 £3.62

-27.98%

Milk (1 liter)

$1.27 €1.10

$1.41 £1.05

-9.93%

White Bread (500g)

$2.27 €1.96

$1.38 £1.03

64.49%

Rice (white) (1kg)

$2.33 €2.01

$1.60 £1.19

45.63%

Eggs

$2.82 €2.43

$3.59 £2.68

-21.45%

Local Cheese (1kg)

$8.48 €7.30

$8.33 £6.21

1.80%

Chicken Fillets (1kg)

$13.79 €11.87

$7.92 £5.90

74.12%

Beef Round Steak (1kg)

$20.77 €17.88

$12.80 £9.54

62.27%

Apples (1kg)

$1.99 €1.72

$3.06 £2.28

-34.97%

Banana (1kg)

$1.95 €1.68

$1.51 £1.13

29.14%

Oranges (1kg)

$2.40 €2.07

$2.81 £2.09

-14.59%

Tomato (1kg)

$4.80 €4.13

$3.35 £2.50

43.28%

Potato (1kg)

$1.45 €1.25

$1.50 £1.12

-3.33%

Onion (1kg)

$1.82 €1.57

$1.78 £1.32

2.25%

Lettuce (1 head)

$1.75 €1.51

$1.01 £0.75

73.27%

Water (1.5 liter bottle)

$1.39 €1.20

$1.73 £1.29

-19.65%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 €8.93

$21.05 £15.68

-50.74%

Wine (Bottle)

$16.67 €14.35

$15.50 £11.54

7.55%

Local Beer (0.5 liter bottle)

$3.18 €2.74

$3.14 £2.34

1.27%

Imported Beer (0.33 liter bottle)

$3.56 €3.06

$3.50 £2.61

1.71%

One-way Ticket (Public Transport)

$5.95 €5.12

$3.16 £2.36

88.29%

Public Transport Monthly Pass (Regular Price)

$58.6 €50.5

$94.7 £70.5

-38.11%

Taxi Start (Normal Tariff)

$7.91 €6.81

$6.22 £4.63

27.17%

Taxi (Normal Tariff) (1km)

$1.28 €1.10

$1.58 £1.18

-18.99%

Taxi 1hour Waiting (Normal Tariff)

$53.0 €45.64

$14.90 £11.10

255.70%

Gasoline (1 liter)

$2.01 €1.73

$1.95 £1.45

3.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €27.3K

$38.9K £29.0K

-18.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K €28.1K

$40.8K £30.4K

-19.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 €231

$222 £165

20.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.54 €27.16

$16.34 £12.17

93.02%

Internet (50+ Mbps, Unlimited Data)

$19.58 €16.86

$44.41 £33.08

-55.91%

Gym Membership (Monthly)

$43.63 €37.57

$34.96 £26.04

24.80%

Tennis Court (1 Hour on Weekend)

$24.00 €20.67

$23.55 £17.54

1.91%

Cinema Ticket

$15.49 €13.33

$13.80 £10.28

12.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$328 €282

$1,229 £916

-73.33%

International Primary School, 1 Child (Yearly)

$11.4K €9,827

$5,532 £4,120

106.29%

Jeans (Levis 501 Or Similar)

$108 €93.1

$58.3 £43.39

85.56%

Summer Dress (H&M, Zara, etc)

$13.65 €11.75

$38.74 £28.85

-64.77%

Sport Shoes (Adidas, Nike)

$86.7 €74.7

$88.6 £66.0

-2.16%

Men's Leather Business Shoes

$103 €88.6

$99.0 £73.7

3.89%

1-bedroom Apartment, City Center (Monthly)

$764 €658

$1,234 £919

-38.09%

1-bedroom Apartment, Outside City Center (Monthly)

$641 €552

$1,104 £822

-41.99%

3-bedroom Apartment, City Center (Monthly)

$1,313 €1,131

$1,948 £1,451

-32.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,057 €910

$1,729 £1,288

-38.86%

Buy Apartment in City Center (m2)

$2,279 €1,962

$2,689 £2,003

-15.26%

Buy Apartment Outside City Center (m2)

$1,447 €1,246

$3,063 £2,282

-52.76%

Average Monthly Net Salary (After Tax)

$3,219 €2,772

$3,025 £2,253

6.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

5.53

-38.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotka: May 31, 2026

Last update for Swindon: June 1, 2026

Cost Breakdown

A central one-bedroom costs $764 in Kotka versus $1,234 in Swindon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Kotka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $54.0 in Kotka versus $82.0 in Swindon. Groceries tell a different story – $356 in Kotka vs $291 in Swindon – so Swindon wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotka vs Swindon: Cost of Living - Frequently Asked Questions

Yes – Swindon is pricier by about 21%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,844 per month in Kotka and $3,438 in Swindon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kotka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $54.0 in Kotka and $82.0 in Swindon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,896 in Kotka and $2,292 in Swindon. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Kotka, where all-in costs run around $1,896, than in Swindon at $2,292. In Kotka it covers expenses comfortably, while in Swindon it requires careful planning or may not stretch far enough.

Families tend to lean toward Kotka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kotka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swindon makes more sense. Both are solid long-term options with distinct trade-offs.