Cost of Living in Swindon - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,292 per month with rent, or $959 for everyday expenses alone.

A couple spends around $3,376 per month with rent, or $1,684 for everyday expenses alone.

A family of three spends around $4,461 per month with rent, or $2,409 without housing.

Overall, Swindon is 58–71% above the global median across household types. Within Europe, costs are 29% above average – pricier than most cities in the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.60 £15.34
$13.74 £10.23
$41.21 £30.69
Three-Course Dinner for Two, Mid-Range
$82.4 £61.4
$55.0 £40.93
$165 £123
Fast Food Meal (McDonalds, etc)
$9.57 £7.13
$9.57 £7.13
$12.16 £9.06
Cappuccino
$4.06 £3.02
$2.06 £1.53
$6.16 £4.59
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.92 £1.43
$1.65 £1.23
$4.94 £3.68
Water (0.33 liter bottle)
$1.43 £1.06
$1.34 £1.00
$4.02 £2.99
Local Beer (0.5 liter draught)
$5.30 £3.95
$2.76 £2.05
$9.37 £6.98
Imported Beer (0.33 liter bottle)
$4.86 £3.62
$4.19 £3.12
$6.97 £5.19
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.41 £1.05
$0.87 £0.65
$2.07 £1.54
White Bread (500g)
$1.38 £1.03
$0.74 £0.55
$4.20 £3.13
Rice (white) (1kg)
$1.60 £1.19
$0.55 £0.41
$4.85 £3.62
Eggs
$3.59 £2.68
$2.76 £2.05
$6.46 £4.81
Local Cheese (1kg)
$8.33 £6.21
$3.97 £2.96
$15.87 £11.82
Chicken Fillets (1kg)
$7.92 £5.90
$4.00 £2.98
$13.05 £9.72
Beef Round Steak (1kg)
$12.80 £9.54
$6.67 £4.97
$20.03 £14.92
Apples (1kg)
$3.06 £2.28
$1.34 £1.00
$5.48 £4.08
Banana (1kg)
$1.51 £1.13
$1.05 £0.78
$4.03 £3.00
Oranges (1kg)
$2.81 £2.09
$1.32 £0.98
$5.35 £3.99
Tomato (1kg)
$3.35 £2.50
$2.06 £1.54
$8.25 £6.14
Potato (1kg)
$1.50 £1.12
$0.70 £0.52
$3.62 £2.70
Onion (1kg)
$1.78 £1.32
$0.97 £0.72
$4.15 £3.09
Lettuce (1 head)
$1.01 £0.75
$0.75 £0.56
$2.83 £2.11
Water (1.5 liter bottle)
$1.73 £1.29
$0.92 £0.69
$1.99 £1.48
Cigarettes 20 Pack (Marlboro, Camel)
$21.05 £15.68
$16.09 £11.98
$24.13 £17.97
Wine (Bottle)
$15.50 £11.54
$10.78 £8.03
$18.86 £14.05
Local Beer (0.5 liter bottle)
$3.14 £2.34
$1.78 £1.33
$4.11 £3.06
Imported Beer (0.33 liter bottle)
$3.50 £2.61
$1.21 £0.90
$5.59 £4.16
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.16 £2.36
$2.64 £1.97
$3.30 £2.46
Public Transport Monthly Pass (Regular Price)
$94.7 £70.5
$82.4 £61.3
$122 £91.1
Taxi Start (Normal Tariff)
$6.22 £4.63
$3.87 £2.88
$8.30 £6.18
Taxi (Normal Tariff) (1km)
$1.58 £1.18
$1.38 £1.03
$2.17 £1.62
Taxi 1hour Waiting (Normal Tariff)
$14.90 £11.10
$13.56 £10.10
$21.96 £16.35
Gasoline (1 liter)
$1.95 £1.45
$1.87 £1.39
$2.16 £1.61
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9K £29.0K
$36.5K £27.2K
$38.9K £29.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.8K £30.4K
$38.5K £28.7K
$44.0K £32.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$222 £165
$161 £120
$834 £621
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.34 £12.17
$12.26 £9.13
$54.5 £40.58
Internet (50+ Mbps, Unlimited Data)
$44.41 £33.08
$38.33 £28.55
$68.4 £51.0
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$34.96 £26.04
$24.39 £18.16
$81.3 £60.6
Tennis Court (1 Hour on Weekend)
$23.55 £17.54
$20.18 £15.03
$26.91 £20.04
Cinema Ticket
$13.80 £10.28
$8.27 £6.16
$17.92 £13.35
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,229 £916
$1,229 £916
$2,322 £1,730
International Primary School, 1 Child (Yearly)
$5,532 £4,120
$5,532 £4,120
$30.0K £22.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$58.3 £43.39
$41.13 £30.63
$151 £112
Summer Dress (H&M, Zara, etc)
$38.74 £28.85
$26.94 £20.07
$115 £85.3
Sport Shoes (Adidas, Nike)
$88.6 £66.0
$41.55 £30.94
$138 £103
Men's Leather Business Shoes
$99.0 £73.7
$47.80 £35.60
$164 £122
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,234 £919
$1,120 £834
$1,366 £1,018
1-bedroom Apartment, Outside City Center (Monthly)
$1,104 £822
$1,016 £757
$1,204 £896
3-bedroom Apartment, City Center (Monthly)
$1,948 £1,451
$1,606 £1,196
$2,206 £1,643
3-bedroom Apartment, Outside City Center (Monthly)
$1,729 £1,288
$1,621 £1,207
$1,824 £1,358
Buy Apartment in City Center (m2)
$2,689 £2,003
-
Buy Apartment Outside City Center (m2)
$3,063 £2,282
$2,380 £1,773
$3,746 £2,790
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,025 £2,253
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.53
4.75
5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,234, dropping to $1,104 outside central areas. Housing accounts for roughly 41% of the average salary ($3,025) – well above the 30% international benchmark.

The average net salary is $3,025. With monthly costs around $2,292, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,438.

Groceries cost around $291 per month for one person. A mid-range dinner for two is priced at $82.0 – broadly in line with the European average.

A monthly public transport pass costs about $94.7 – above the European average of $48.00.

Cost Highlights

Public transport monthly pass is more expensive than 91% of cities in Europe

Local beer is more expensive than 91% of cities in Europe

Swindon Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Swindon - Frequently Asked Questions
How does Swindon compare in terms of affordability for travelers, expats, and digital nomads?
Swindon tends to offer solid value for money compared with many UK cities, especially if you’re balancing housing with daily living costs. Cost of Living in Swindon sits in the mid-range for the UK, affordable for a comfortable lifestyle yet flexible for a nomadic budget. You’ll find affordable supermarkets, a healthy mix of dining and takeout, and reliable public transport links to larger hubs. For nomads, it’s feasible to base yourself here while keeping expenses predictable by choosing a practical apartment near bus routes or the town center. Tip: look for longer tenancy terms to lock in stable rents and set monthly budgets across housing, groceries, and transit.
What’s daily life like for housing, food, transport, and errands in Swindon, and how should you approach a search?
Getting around and settling in Swindon is pretty painless for a temporary or long-term stay. When hunting for a place, you’ll find a mix of compact flats, terrace houses, and modern apartments within reachable distances of the town center. Food options range from large supermarkets to weekly markets and casual eateries; you can cook at home to save, or grab affordable takeaway. Transport is straightforward: reliable bus routes and good rail links to Bristol, Bath, and London reduce the need for a car. Swindon living cost varies by area, so compare neighborhoods before signing. Tip: start your search with a short-term lease to test neighborhoods first.
What’s a practical budgeting approach to maximize quality of life in Swindon, and how do you pick a neighborhood that fits your rhythm?
Swindon offers a practical balance of amenities and pace, ideal for expats who want room to work, explore, and unwind. A simple budgeting framework helps: divide monthly costs into housing, utilities, groceries, transport, and leisure; set caps for eating out or streaming to stay flexible. Seasonality matters: heating in winter and cooling in summer can shift utilities, so choose energy-efficient basics or a well-insulated place. For neighborhood fit, think about daily routines: a short ride to the town center for work versus a quieter base near parks or family-friendly streets. Tip: test commute times at different hours before locking in a longer lease.
What are typical monthly expenses for a single person in Swindon?
All in, Swindon runs about $2,292 monthly with rent, or $959 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Swindon as of 2026?
For 2026, a single person in Swindon should plan on about $2,292 per month with rent, or $959 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What is the average net income after taxes in Swindon?
After taxes, the average worker in Swindon takes home about $3,025 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Are apartments reasonably priced in Swindon?
Rent in Swindon is middle-of-the-road – 1-bedroom apartments fall between $1,104 and $1,234 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How expensive is preschool in Swindon per month?
Private kindergarten in Swindon costs about $1,229 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Swindon?
Expect to pay about $34.96 per month for a gym in Swindon – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
Does $3,000 cover living expenses in Swindon?
$3,000 is below the $2,292 average in Swindon, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
What is expat life like in Swindon?
Swindon has an established expat community and is welcoming to foreigners. fast internet, clean air, wellness scene smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $2,292 including housing.

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