Last update: Oct 2026

Cost of Living Comparison Between Kolkata (Calcutta) and Chandigarh

For one person, living is cheaper in Kolkata (Calcutta): $428 a month against $471 in Chandigarh, rent and utilities included – about $520 less a year. Other living expenses account for most of the difference.

Kolkata (Calcutta)
🇮🇳 India
$428
/mo nomad
Chandigarh
🇮🇳 India
$471
/mo nomad
Monthly Cost of Living

How much you'll spend in Kolkata (Calcutta) and in Chandigarh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kolkata (Calcutta) and in Chandigarh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $428 in Kolkata (Calcutta) versus $471 in Chandigarh.

  • Kolkata (Calcutta) $428
  • Chandigarh $471

Estimated couple costs with rent: $676 in Kolkata (Calcutta) versus $760 in Chandigarh.

  • Kolkata (Calcutta) $676
  • Chandigarh $760

Monthly costs for a family of three with rent: $924 in Kolkata (Calcutta) versus $1,049 in Chandigarh.

  • Kolkata (Calcutta) $924
  • Chandigarh $1,049

Living in Kolkata (Calcutta) costs roughly 9% less than in Chandigarh, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kolkata (Calcutta) 68% lower, Chandigarh 65% lower.

Currency
🍽 Eating Out
Kolkata (Calcutta)
Chandigarh
Difference
Meal at Budget Restaurant
$2.10 ₹200
$3.10 ₹294
-32.26%
Three-Course Dinner for Two, Mid-Range
$14.69 ₹1,395
$13.56 ₹1,288
8.33%
Fast Food Meal (McDonalds, etc)
$4.28 ₹406
$4.08 ₹387
4.90%
Cappuccino
$1.64 ₹156
$2.72 ₹259
-39.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.45 ₹42.81
$0.43 ₹41.05
4.65%
Water (0.33 liter bottle)
$0.13 ₹12.23
$0.23 ₹21.71
-43.48%
Local Beer (0.5 liter draught)
$1.94 ₹184
$2.03 ₹193
-4.43%
Imported Beer (0.33 liter bottle)
$3.21 ₹305
$3.11 ₹295
3.22%
🛒 Groceries & Markets
Kolkata (Calcutta)
Chandigarh
Difference
Milk (1 liter)
$0.71 ₹67.6
$0.71 ₹67.4
-
White Bread (500g)
$0.47 ₹44.41
$0.54 ₹51.5
-12.96%
Rice (white) (1kg)
$0.70 ₹66.9
$0.88 ₹83.5
-20.45%
Eggs
$1.04 ₹98.6
$0.92 ₹87.7
13.04%
Local Cheese (1kg)
$5.20 ₹494
$5.07 ₹481
2.56%
Chicken Fillets (1kg)
$3.06 ₹291
$2.84 ₹270
7.75%
Apples (1kg)
$2.39 ₹227
$1.64 ₹156
45.73%
Banana (1kg)
$0.83 ₹78.8
$0.71 ₹67.3
16.90%
Oranges (1kg)
$1.47 ₹140
$1.07 ₹102
37.38%
Tomato (1kg)
$0.62 ₹58.8
$0.68 ₹64.6
-8.82%
Potato (1kg)
$0.30 ₹28.62
$0.28 ₹26.53
7.14%
Onion (1kg)
$0.44 ₹42.10
$0.30 ₹28.89
46.67%
Lettuce (1 head)
$0.34 ₹32.68
$0.66 ₹62.7
-48.48%
Water (1.5 liter bottle)
$0.28 ₹26.62
$0.32 ₹30.81
-12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$5.12 ₹486
$4.91 ₹466
4.28%
Wine (Bottle)
$10.30 ₹979
$11.48 ₹1,090
-10.28%
Local Beer (0.5 liter bottle)
$1.83 ₹174
$1.71 ₹162
7.02%
Imported Beer (0.33 liter bottle)
$2.81 ₹267
$2.78 ₹264
1.08%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.57 ₹624
$6.61 ₹627
-0.61%
🚌 Getting Around
Kolkata (Calcutta)
Chandigarh
Difference
One-way Ticket (Public Transport)
$0.16 ₹15.06
$0.30 ₹28.16
-46.67%
Public Transport Monthly Pass (Regular Price)
$3.13 ₹297
$3.59 ₹341
-12.81%
Taxi Start (Normal Tariff)
$0.66 ₹62.3
$1.08 ₹102
-38.89%
Taxi (Normal Tariff) (1km)
$0.32 ₹30.52
$0.23 ₹21.80
39.13%
Taxi 1hour Waiting (Normal Tariff)
$1.61 ₹153
$1.64 ₹155
-1.83%
Gasoline (1 liter)
$1.11 ₹105
$1.13 ₹107
-1.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.9K ₹1.5M
$12.4K ₹1.2M
28.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ₹2.1M
$24.6K ₹2.3M
-8.19%
🧾 Monthly Utilities & Internet
Kolkata (Calcutta)
Chandigarh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.9 ₹5,021
$37.66 ₹3,576
40.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.97 ₹472
$4.04 ₹384
23.02%
Internet (50+ Mbps, Unlimited Data)
$7.30 ₹693
$6.49 ₹616
12.48%
🎉 Sport & Entertainment
Kolkata (Calcutta)
Chandigarh
Difference
Gym Membership (Monthly)
$15.66 ₹1,487
$20.70 ₹1,965
-24.35%
Tennis Court (1 Hour on Weekend)
$11.55 ₹1,097
$8.11 ₹770
42.42%
Cinema Ticket
$3.42 ₹325
$3.11 ₹295
9.97%
🧸 Childcare & Education
Kolkata (Calcutta)
Chandigarh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$47.35 ₹4,497
$58.6 ₹5,561
-19.14%
International Primary School, 1 Child (Yearly)
$2,072 ₹196.7K
$2,454 ₹233.1K
-15.60%
👕👟 Clothing & Footwear
Kolkata (Calcutta)
Chandigarh
Difference
Jeans (Levis 501 Or Similar)
$27.13 ₹2,576
$27.27 ₹2,589
-0.51%
Summer Dress (H&M, Zara, etc)
$26.58 ₹2,524
$24.64 ₹2,340
7.87%
Sport Shoes (Adidas, Nike)
$35.20 ₹3,343
$57.7 ₹5,477
-38.97%
Men's Leather Business Shoes
$28.34 ₹2,691
$44.07 ₹4,185
-35.69%
🏠 Accommodation & Living
Kolkata (Calcutta)
Chandigarh
Difference
1-bedroom Apartment, City Center (Monthly)
$152 ₹14.5K
$166 ₹15.8K
-8.20%
1-bedroom Apartment, Outside City Center (Monthly)
$96.3 ₹9,143
$117 ₹11.1K
-17.64%
3-bedroom Apartment, City Center (Monthly)
$393 ₹37.3K
$465 ₹44.2K
-15.50%
3-bedroom Apartment, Outside City Center (Monthly)
$212 ₹20.1K
$285 ₹27.1K
-25.67%
Buy Apartment in City Center (m2)
$1,115 ₹105.9K
$3,052 ₹289.8K
-63.45%
Buy Apartment Outside City Center (m2)
$597 ₹56.7K
$1,786 ₹169.6K
-66.56%
💵 Salaries & Financials
Kolkata (Calcutta)
Chandigarh
Difference
Average Monthly Net Salary (After Tax)
$392 ₹37.2K
$432 ₹41.1K
-9.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.04
8
13.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kolkata (Calcutta): October 10, 2026

Last update for Chandigarh: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Kolkata (Calcutta)
$117
Chandigarh
$114 2.7% $3.1
Accommodation & Living
Kolkata (Calcutta)
$96
Chandigarh
$117 21.4% $21
Eating Out
Kolkata (Calcutta)
$68
Chandigarh
$89 30.9% $21
Monthly Utilities & Internet
Kolkata (Calcutta)
$65
Chandigarh
$48 26% $17
Clothing & Footwear
Kolkata (Calcutta)
$53
Chandigarh
$69 31.1% $16
Sport & Entertainment
Kolkata (Calcutta)
$23
Chandigarh
$27 19.6% $4.4
Getting Around
Kolkata (Calcutta)
$6
Chandigarh
$7 16.1% $1

Cost Breakdown

A one-bedroom apartment in the center runs $152 in Kolkata (Calcutta) and $166 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Chandigarh pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Kolkata (Calcutta) vs $14.00 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $118 vs $114 per month, with Chandigarh cheaper across the board.

Good to know
🇮🇳 Kolkata (Calcutta)
🇮🇳 Chandigarh
🕒 Local time
10:31 10:31 AM
10:31 10:31 AM
Same time as Kolkata (Calcutta)
🌤 Weather
👥 Population
4,486,679
1,028,667
💱 Currency
Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Kolkata (Calcutta) Chandigarh 1,460 km ≈ 2 h 15 min nonstop flight
From you
  • Kolkata (Calcutta)
  • Chandigarh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kolkata (Calcutta) vs Chandigarh: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kolkata (Calcutta) or Chandigarh?
Kolkata (Calcutta) wins on cost – living expenses run 10% lower than in Chandigarh. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.
Are salaries higher in Kolkata (Calcutta) or in Chandigarh?
On paper, salaries run 10% lower in Chandigarh. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Kolkata (Calcutta) compared to Chandigarh?
Rent for a central apartment: $152 in Kolkata (Calcutta) versus $166 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Kolkata (Calcutta) compared to Chandigarh?
A monthly transit pass in Kolkata (Calcutta) runs roughly 15% less than in Chandigarh. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Kolkata (Calcutta) and in Chandigarh?
Childcare runs $47.35 in Kolkata (Calcutta) versus $58.6 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $800/month in Kolkata (Calcutta) or in Chandigarh?
Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Kolkata (Calcutta) or Chandigarh?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Kolkata (Calcutta) compared to Chandigarh?
Safety-wise, Kolkata (Calcutta) and Chandigarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 10% less than in Chandigarh. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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