Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Bangalore

For one person, living is cheaper in Bangalore: $535 a month against $1,018 in Koh Phangan, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index
26

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index

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Koh Phangan

🇹🇭 Thailand

$1,018

/mo nomad

Bangalore

🇮🇳 India

$535

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Phangan and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,018 in Koh Phangan versus $535 in Bangalore.

Koh Phangan $1,018
Bangalore $535

Estimated couple costs with rent: $1,673 in Koh Phangan versus $927 in Bangalore.

Koh Phangan $1,673
Bangalore $927

Monthly costs for a family of three with rent: $2,328 in Koh Phangan versus $1,318 in Bangalore.

Koh Phangan $2,328
Bangalore $1,318

Living in Koh Phangan is roughly 90% more expensive than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Koh Phangan 24% lower, Bangalore 60% lower.

Meal at Budget Restaurant

$4.05 ฿136

$3.04 ₹294

33.22%

Three-Course Dinner for Two, Mid-Range

$29.43 ฿989

$17.83 ₹1,725

65.06%

Fast Food Meal (McDonalds, etc)

$7.59 ฿255

$4.78 ₹463

58.79%

Cappuccino

$2.50 ฿84.2

$2.24 ₹217

11.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ฿27.09

$0.39 ₹37.49

107.69%

Water (0.33 liter bottle)

$0.45 ฿15.01

$0.14 ₹13.64

221.43%

Local Beer (0.5 liter draught)

$2.30 ฿77.4

$2.34 ₹226

-1.71%

Imported Beer (0.33 liter bottle)

$3.41 ฿114

$3.91 ₹379

-12.79%

Milk (1 liter)

$1.59 ฿53.5

$0.61 ₹58.6

160.66%

White Bread (500g)

$1.36 ฿45.86

$0.57 ₹55.2

138.60%

Rice (white) (1kg)

$1.50 ฿50.5

$0.81 ₹77.9

85.19%

Eggs

$2.05 ฿68.9

$1.12 ₹109

83.04%

Local Cheese (1kg)

$18.36 ฿617

$5.93 ₹574

209.61%

Chicken Fillets (1kg)

$3.17 ฿107

$3.85 ₹373

-17.66%

Beef Round Steak (1kg)

$10.61 ฿357

Apples (1kg)

$2.79 ฿93.9

$2.78 ₹269

0.36%

Banana (1kg)

$1.54 ฿51.7

$0.75 ₹72.2

105.33%

Oranges (1kg)

$2.10 ฿70.5

$1.22 ₹118

72.13%

Tomato (1kg)

$1.95 ฿65.7

$0.40 ₹39.19

387.50%

Potato (1kg)

$1.44 ฿48.39

$0.38 ₹36.40

278.95%

Onion (1kg)

$1.25 ฿41.97

$0.36 ₹34.72

247.22%

Lettuce (1 head)

$1.02 ฿34.39

$0.42 ₹40.31

142.86%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.32 ₹31.21

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.15 ฿139

$4.61 ₹446

-9.98%

Wine (Bottle)

$17.24 ฿580

$9.01 ₹872

91.34%

Local Beer (0.5 liter bottle)

$1.69 ฿56.7

$1.86 ₹180

-9.14%

Imported Beer (0.33 liter bottle)

$2.63 ฿88.6

$2.92 ₹283

-9.93%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.35 ₹614

One-way Ticket (Public Transport)

$2.00 ฿67.2

$0.51 ₹48.89

292.16%

Public Transport Monthly Pass (Regular Price)

$15.71 ₹1,520

Taxi Start (Normal Tariff)

$2.60 ฿87.4

$1.01 ₹97.8

157.43%

Taxi (Normal Tariff) (1km)

$0.93 ฿31.19

$0.30 ₹29.43

210.00%

Taxi 1hour Waiting (Normal Tariff)

$3.37 ฿113

$2.10 ₹203

60.48%

Gasoline (1 liter)

$1.29 ฿43.20

$1.08 ₹104

19.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K ฿809.2K

$12.6K ₹1.2M

91.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ฿810.2K

$19.1K ₹1.8M

26.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.9 ฿3,324

$30.32 ₹2,934

226.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.05 ฿371

$4.11 ₹398

168.86%

Internet (50+ Mbps, Unlimited Data)

$16.87 ฿567

$10.23 ₹990

64.91%

Gym Membership (Monthly)

$53.1 ฿1,784

$18.61 ₹1,801

185.17%

Tennis Court (1 Hour on Weekend)

$10.77 ฿362

$5.95 ₹576

81.01%

Cinema Ticket

$7.53 ฿253

$4.60 ₹446

63.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$557 ฿18.7K

$104 ₹10.1K

435.66%

International Primary School, 1 Child (Yearly)

$11.7K ฿392.3K

$3,176 ₹307.3K

267.49%

Jeans (Levis 501 Or Similar)

$64.0 ฿2,151

$32.29 ₹3,125

98.14%

Summer Dress (H&M, Zara, etc)

$28.52 ฿959

$29.85 ₹2,889

-4.46%

Sport Shoes (Adidas, Nike)

$95.9 ฿3,223

$53.3 ₹5,160

79.82%

Men's Leather Business Shoes

$86.9 ฿2,922

$39.66 ₹3,838

119.14%

1-bedroom Apartment, City Center (Monthly)

$513 ฿17.2K

$309 ₹29.9K

66.05%

1-bedroom Apartment, Outside City Center (Monthly)

$321 ฿10.8K

$175 ₹16.9K

83.69%

3-bedroom Apartment, City Center (Monthly)

$1,442 ฿48.5K

$788 ₹76.3K

82.91%

3-bedroom Apartment, Outside City Center (Monthly)

$843 ฿28.4K

$481 ₹46.6K

75.18%

Buy Apartment in City Center (m2)

$2,420 ฿81.4K

$1,889 ₹182.8K

28.10%

Buy Apartment Outside City Center (m2)

$1,779 ฿59.8K

$1,067 ₹103.3K

66.72%

Average Monthly Net Salary (After Tax)

$709 ฿23.8K

$919 ₹89.0K

-22.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.5

-34.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 5, 2026

Last update for Bangalore: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Phangan

$321 31.6%

Bangalore

$175 32% 45.6% $146

Groceries & Markets

Koh Phangan

$253 24.9%

Bangalore

$122 22.4% 51.6% $130

Monthly Utilities & Internet

Koh Phangan

$127 12.5%

Bangalore

$45 8.2% 64.8% $82

Clothing & Footwear

Koh Phangan

$124 12.2%

Bangalore

$70 12.8% 43.6% $54

Eating Out

Koh Phangan

$109 10.7%

Bangalore

$87 15.9% 19.7% $21

Sport & Entertainment

Koh Phangan

$68 6.7%

Bangalore

$28 5.1% 59.2% $40

Getting Around

Koh Phangan

$15 * 1.5%

Bangalore

$20 3.7% 33% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $513 in Koh Phangan and $309 in Bangalore. Housing cost is often the main lever when comparing two cities.

Bangalore pays 30% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Koh Phangan vs $18.00 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $253 vs $122 per month, with Bangalore cheaper across the board.

Good to know

🇹🇭 Koh Phangan

🇮🇳 Bangalore

🕒 Local time

14:45 2:45 PM

13:15 1:15 PM

1 h 30 min behind Koh Phangan

🌤 Weather

👥 Population

8,495,492

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.71 THB (100 THB = 2.65 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Koh Phangan Bangalore 2,470 km ≈ 3 h 30 min nonstop flight

From you

Koh Phangan
Bangalore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phangan vs Bangalore: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 90% lower than in Koh Phangan. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Bangalore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $513 in Koh Phangan versus $309 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 106% higher in Koh Phangan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,018 per month in Koh Phangan versus $535 in Bangalore – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

At $535 in Bangalore versus $1,018 in Koh Phangan, a $1,000 budget is realistic in Bangalore but tight or insufficient in Koh Phangan. The gap between the two cities makes Bangalore the clear choice for anyone on this budget.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $535 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Safety-wise, Koh Phangan and Bangalore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bangalore gentler on the wallet – expenses run 90% less than in Koh Phangan. Beyond cost, consider language, visa policies, and how big the international community is in each city.