Last update: Oct 2026

Cost of Living Comparison Between Bangalore and Koh Phangan

For one person, living is cheaper in Bangalore: $535 a month against $1,018 in Koh Phangan, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index
49

Cost of Living Index in Koh Phangan
Learn more

Koh Phangan Living Index

Jump to prices

Bangalore

🇮🇳 India

$535

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $535 in Bangalore versus $1,018 in Koh Phangan.

Bangalore $535
Koh Phangan $1,018

Estimated couple costs with rent: $927 in Bangalore versus $1,673 in Koh Phangan.

Bangalore $927
Koh Phangan $1,673

Monthly costs for a family of three with rent: $1,318 in Bangalore versus $2,328 in Koh Phangan.

Bangalore $1,318
Koh Phangan $2,328

Living in Bangalore costs roughly 47% less than in Koh Phangan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bangalore 60% lower, Koh Phangan 24% lower.

Meal at Budget Restaurant

$3.04 ₹294

$4.05 ฿136

-24.94%

Three-Course Dinner for Two, Mid-Range

$17.83 ₹1,725

$29.43 ฿989

-39.42%

Fast Food Meal (McDonalds, etc)

$4.78 ₹463

$7.59 ฿255

-37.02%

Cappuccino

$2.24 ₹217

$2.50 ฿84.2

-10.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.49

$0.81 ฿27.09

-51.85%

Water (0.33 liter bottle)

$0.14 ₹13.64

$0.45 ฿15.01

-68.89%

Local Beer (0.5 liter draught)

$2.34 ₹226

$2.30 ฿77.4

1.74%

Imported Beer (0.33 liter bottle)

$3.91 ₹379

$3.41 ฿114

14.66%

Milk (1 liter)

$0.61 ₹58.6

$1.59 ฿53.5

-61.64%

White Bread (500g)

$0.57 ₹55.2

$1.36 ฿45.86

-58.09%

Rice (white) (1kg)

$0.81 ₹77.9

$1.50 ฿50.5

-46.00%

Eggs

$1.12 ₹109

$2.05 ฿68.9

-45.37%

Local Cheese (1kg)

$5.93 ₹574

$18.36 ฿617

-67.70%

Chicken Fillets (1kg)

$3.85 ₹373

$3.17 ฿107

21.45%

Beef Round Steak (1kg)

$10.61 ฿357

Apples (1kg)

$2.78 ₹269

$2.79 ฿93.9

-0.36%

Banana (1kg)

$0.75 ₹72.2

$1.54 ฿51.7

-51.30%

Oranges (1kg)

$1.22 ₹118

$2.10 ฿70.5

-41.90%

Tomato (1kg)

$0.40 ₹39.19

$1.95 ฿65.7

-79.49%

Potato (1kg)

$0.38 ₹36.40

$1.44 ฿48.39

-73.61%

Onion (1kg)

$0.36 ₹34.72

$1.25 ฿41.97

-71.20%

Lettuce (1 head)

$0.42 ₹40.31

$1.02 ฿34.39

-58.82%

Water (1.5 liter bottle)

$0.32 ₹31.21

$0.48 ฿16.09

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 ₹446

$4.15 ฿139

11.08%

Wine (Bottle)

$9.01 ₹872

$17.24 ฿580

-47.74%

Local Beer (0.5 liter bottle)

$1.86 ₹180

$1.69 ฿56.7

10.06%

Imported Beer (0.33 liter bottle)

$2.92 ₹283

$2.63 ฿88.6

11.03%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.35 ₹614

One-way Ticket (Public Transport)

$0.51 ₹48.89

$2.00 ฿67.2

-74.50%

Public Transport Monthly Pass (Regular Price)

$15.71 ₹1,520

Taxi Start (Normal Tariff)

$1.01 ₹97.8

$2.60 ฿87.4

-61.15%

Taxi (Normal Tariff) (1km)

$0.30 ₹29.43

$0.93 ฿31.19

-67.74%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₹203

$3.37 ฿113

-37.69%

Gasoline (1 liter)

$1.08 ₹104

$1.29 ฿43.20

-16.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$24.1K ฿809.2K

-47.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₹1.8M

$24.1K ฿810.2K

-20.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.32 ₹2,934

$98.9 ฿3,324

-69.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.11 ₹398

$11.05 ฿371

-62.81%

Internet (50+ Mbps, Unlimited Data)

$10.23 ₹990

$16.87 ฿567

-39.36%

Gym Membership (Monthly)

$18.61 ₹1,801

$53.1 ฿1,784

-64.93%

Tennis Court (1 Hour on Weekend)

$5.95 ₹576

$10.77 ฿362

-44.75%

Cinema Ticket

$4.60 ₹446

$7.53 ฿253

-38.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$104 ₹10.1K

$557 ฿18.7K

-81.33%

International Primary School, 1 Child (Yearly)

$3,176 ₹307.3K

$11.7K ฿392.3K

-72.79%

Jeans (Levis 501 Or Similar)

$32.29 ₹3,125

$64.0 ฿2,151

-49.53%

Summer Dress (H&M, Zara, etc)

$29.85 ₹2,889

$28.52 ฿959

4.66%

Sport Shoes (Adidas, Nike)

$53.3 ₹5,160

$95.9 ฿3,223

-44.39%

Men's Leather Business Shoes

$39.66 ₹3,838

$86.9 ฿2,922

-54.37%

1-bedroom Apartment, City Center (Monthly)

$309 ₹29.9K

$513 ฿17.2K

-39.78%

1-bedroom Apartment, Outside City Center (Monthly)

$175 ₹16.9K

$321 ฿10.8K

-45.56%

3-bedroom Apartment, City Center (Monthly)

$788 ₹76.3K

$1,442 ฿48.5K

-45.33%

3-bedroom Apartment, Outside City Center (Monthly)

$481 ₹46.6K

$843 ฿28.4K

-42.91%

Buy Apartment in City Center (m2)

$1,889 ₹182.8K

$2,420 ฿81.4K

-21.94%

Buy Apartment Outside City Center (m2)

$1,067 ₹103.3K

$1,779 ฿59.8K

-40.02%

Average Monthly Net Salary (After Tax)

$919 ₹89.0K

$709 ฿23.8K

29.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

5.57

52.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 4, 2026

Last update for Koh Phangan: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$175 32%

Koh Phangan

$321 31.6% 83.7% $146

Groceries & Markets

Bangalore

$122 22.4%

Koh Phangan

$253 24.9% 107% $130

Eating Out

Bangalore

$87 15.9%

Koh Phangan

$109 10.7% 24.6% $21

Clothing & Footwear

Bangalore

$70 12.8%

Koh Phangan

$124 12.2% 77.4% $54

Monthly Utilities & Internet

Bangalore

$45 8.2%

Koh Phangan

$127 12.5% 184% $82

Sport & Entertainment

Bangalore

$28 5.1%

Koh Phangan

$68 6.7% 145% $40

Getting Around

Bangalore

$20 3.7%

Koh Phangan

$15 * 1.5% 24.8% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $309 in Bangalore and $513 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Bangalore pays 30% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Bangalore vs $29.00 in Koh Phangan for a mid-range dinner for two. Groceries echo the gap at $122 vs $253 per month, with Bangalore cheaper across the board.

Good to know

🇮🇳 Bangalore

🇹🇭 Koh Phangan

🕒 Local time

11:18 11:18 AM

12:48 12:48 PM

1 h 30 min ahead of Bangalore

🌤 Weather

👥 Population

8,495,492

💱 Currency

Indian Rupee INR ₹

Thai Baht THB ฿

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

100 THB = 2.97 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.71 THB (100 THB = 2.65 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bangalore Koh Phangan 2,470 km ≈ 3 h 30 min nonstop flight

From you

Bangalore
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Koh Phangan: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 90% lower than in Koh Phangan. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

Average pay runs 30% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $309 in Bangalore versus $513 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 106% higher in Koh Phangan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $535 per month in Bangalore versus $1,018 in Koh Phangan – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

At $535 in Bangalore versus $1,018 in Koh Phangan, a $1,000 budget is realistic in Bangalore but tight or insufficient in Koh Phangan. The gap between the two cities makes Bangalore the clear choice for anyone on this budget.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $535 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Safety-wise, Bangalore and Koh Phangan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bangalore gentler on the wallet – expenses run 90% less than in Koh Phangan. Beyond cost, consider language, visa policies, and how big the international community is in each city.